Used clothes, including girls' dresses, school sweaters & bags, etc.
Veronicah
Nairobi, Kenya
41% repaid
Entrepreneur
Name
Veronicah
Member since
April 2015
On-time repayments
250 installments • 53%
About Me
Am Veronicah Mumbua Kyalo and aged 50 years. My parent is John Muinde Musau. My mother Mrs. Philomena Mbithe Muinde died in the year 2008. We are a family of 9. I am the first born in the family and I take care of my father and our young 8 siblings. I come from Machakos county. I am married and blessed with two Children. Our life is very challenging because of the support to be given to our nuclear family and the extended families. I work in an office as a clerk. I came to think about business because the salary is not enough with the many problems of school fees etc. I started with Poultry farming & Pig farming which never succeeded. Last month I started selling second hand clothes. The profit I get I use part of it for our needs and the rest goes back to the business. This has kept us going up to now.
The unique thing about land in Machakos is very fertile but no rains. With time when I get money I wish to have a borehole and do irrigation. My children want to do farming when they grow up.
I am a Christian and during free time I like singing and reading the bible.
My Business
I sell second hand clothes because new clothes are very expensive to afford. This is because they are in high demand. A bale of second hand clothes cost about Kshs. 20,000.00 ($215) – 25,000.00 ($263) depending with the feminine and you can get about 160 skirts or 160 Jean Trousers. Last week I started selling inner wares and shoes.
I get profit of about 50% which helps us in our daily expenses and also reinvest in the business. After selling the first bale I managed to construct a small kiosk outside a house as I can’t afford to pay rent for a shop.
Loan Proposal
Once I get the loan I intent to use and bring in more clothes of existing stock and also start selling beauty products. This is because my business has not yet been able to supply all the varieties of second hand clothes and thus not yet met the high demand.. The place has many residential houses so the market for clothes is already there. I plan to rent a shop and employ an attendant to assist in sales. When I buy variety of clothes and beauty products I will manage to save from the profit. As there are so many poor people in our country I will introduce them to Zidisha so that they also get loans and create employment.
Loan Proposal
I will buy a bale of Treach Coats, Children Clothes, Duvets, Blankets, Knit School
Sweaters, School Bags and Electronic Sewing Machine which will cost US$725.00
I will benefit alot because I will employ someone to make the school bags with the
Electronic Sewing Machine, I will be able to repay the loan and will also have money
for my family upkeep.
I expect a profit of 50%.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$386.00
Date disbursed
Jun 10, 2016
Repayment status
Late
Projected term
60 months
Other loans
Lenders
Hong Kong
United States
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Summary
Amount repaid
$164.52
Amount remaining
$240.79
Expected completion
Apr 12, 2020
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 19, 2016 | $10.09 | Jun 17, 2016 | $10.09 |
| Jun 26, 2016 | $1.01 | Jun 27, 2016 | $1.01 |
| Jul 3, 2016 | $1.01 | Jul 4, 2016 | $1.01 |
| Jul 10, 2016 | $1.01 | Jul 11, 2016 | $1.01 |
| Jul 17, 2016 | $1.01 | Jul 11, 2016 | $1.01 |
| Jul 24, 2016 | $1.01 | Jul 11, 2016 | $1.01 |
| Jul 31, 2016 | $1.01 | Jul 30, 2016 | $1.01 |
| Aug 7, 2016 | $1.01 | Jul 30, 2016 | $1.01 |
| Aug 14, 2016 | $1.01 | Aug 15, 2016 | $1.01 |
| Aug 21, 2016 | $1.01 | Aug 15, 2016 | $1.01 |
| Aug 28, 2016 | $1.01 | Aug 15, 2016 | $1.01 |
| Sep 4, 2016 | $1.01 | Sep 5, 2016 | $1.01 |
| Sep 11, 2016 | $1.01 | Sep 5, 2016 | $1.01 |
| Sep 18, 2016 | $1.01 | Sep 5, 2016 | $1.01 |
| Sep 25, 2016 | $1.01 | Sep 5, 2016 | $1.01 |
| Oct 2, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
| Oct 9, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
| Oct 16, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
| Oct 23, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
| Oct 30, 2016 | $1.01 | Oct 31, 2016 | $1.01 |
| Nov 6, 2016 | $1.01 | Oct 31, 2016 | $1.01 |
| Nov 13, 2016 | $1.01 | Nov 17, 2016 | $1.01 |
| Nov 20, 2016 | $1.01 | Nov 17, 2016 | $1.01 |
| Nov 27, 2016 | $1.01 | Nov 17, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | Dec 4, 2016 | $1.01 |
| Dec 11, 2016 | $1.01 | Dec 4, 2016 | $1.01 |
| Dec 18, 2016 | $1.01 | Dec 19, 2016 | $1.01 |
| Dec 25, 2016 | $1.01 | Dec 19, 2016 | $1.01 |
| Jan 1, 2017 | $1.01 | Dec 19, 2016 | $1.01 |
| Jan 8, 2017 | $1.01 | Dec 19, 2016 | $1.01 |
| Jan 15, 2017 | $1.01 | Dec 19, 2016 | $1.01 |
| Jan 22, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Jan 29, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Feb 5, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Feb 12, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Feb 19, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Feb 26, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Mar 5, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Mar 12, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Mar 19, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Mar 26, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Apr 2, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Apr 9, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Apr 16, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Apr 23, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
| Apr 30, 2017 | $1.01 | May 9, 2017 | $1.01 |
| May 7, 2017 | $1.01 | May 9, 2017 | $1.01 |
| May 14, 2017 | $1.01 | May 9, 2017 | $1.01 |
| May 21, 2017 | $1.01 | May 9, 2017 | $1.01 |
| May 28, 2017 | $1.01 | Jun 2, 2017 | $1.01 |
| Jun 4, 2017 | $1.01 | Jun 2, 2017 | $1.01 |
| Jun 11, 2017 | $1.01 | Jun 21, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Jun 21, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Jun 21, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Aug 7, 2017 | $1.01 |
| Jul 9, 2017 | $1.01 | Aug 7, 2017 | $1.01 |
| Jul 16, 2017 | $1.01 | Aug 7, 2017 | $1.01 |
| Jul 23, 2017 | $1.01 | Aug 7, 2017 | $1.01 |
| Jul 30, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Aug 6, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Aug 13, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Aug 20, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Aug 27, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Sep 3, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Sep 10, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Sep 17, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Sep 24, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Oct 1, 2017 | $1.01 | Sep 2, 2017 | $1.01 |
| Oct 8, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Oct 15, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Oct 22, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Oct 29, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Nov 5, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Nov 12, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Nov 19, 2017 | $1.01 | Nov 30, 2017 | $1.01 |
| Nov 26, 2017 | $1.01 | Nov 30, 2017 | $1.01 |
| Dec 3, 2017 | $1.01 | Nov 30, 2017 | $1.01 |
| Dec 10, 2017 | $1.01 | Nov 30, 2017 | $1.01 |
| Dec 17, 2017 | $1.01 | Dec 22, 2017 | $1.01 |
| Dec 24, 2017 | $1.01 | Dec 22, 2017 | $1.01 |
| Dec 31, 2017 | $1.01 | Dec 22, 2017 | $1.01 |
| Jan 7, 2018 | $1.01 | Dec 22, 2017 | $1.01 |
| Jan 14, 2018 | $1.01 | Dec 22, 2017 | $1.01 |
| Jan 21, 2018 | $1.01 | Dec 22, 2017 | $1.01 |
| Jan 28, 2018 | $1.01 | Dec 22, 2017 | $1.01 |
| Feb 4, 2018 | $1.01 | Dec 22, 2017 | $1.01 |
| Feb 11, 2018 | $1.01 | Feb 22, 2018 | $1.01 |
| Feb 18, 2018 | $1.01 | Feb 22, 2018 | $1.01 |
| Feb 25, 2018 | $1.01 | Feb 22, 2018 | $1.01 |
| Mar 4, 2018 | $1.01 | Feb 22, 2018 | $1.01 |
| Mar 11, 2018 | $1.01 | Feb 22, 2018 | $1.01 |
| Mar 18, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| Mar 25, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| Apr 1, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| Apr 8, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| Apr 15, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| Apr 22, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| Apr 29, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| May 6, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| May 13, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| May 20, 2018 | $1.01 | Oct 24, 2019 | $1.01 |
| May 27, 2018 | $1.01 | Feb 4, 2020 | $1.01 |
| Jun 3, 2018 | $1.01 | Feb 4, 2020 | $1.01 |
| Jun 10, 2018 | $1.01 | Feb 4, 2020 | $1.01 |
| Jun 17, 2018 | $1.01 | Feb 4, 2020 | $1.01 |
| Jun 24, 2018 | $1.01 | Feb 4, 2020 | $1.01 |
| Jul 1, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 8, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 15, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 22, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 29, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 5, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 12, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 19, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 26, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Sep 2, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Sep 9, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Sep 16, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Sep 23, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Sep 30, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Oct 7, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Oct 14, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Oct 21, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Oct 28, 2018 | $1.01 | Feb 12, 2020 | $1.01 |
| Nov 4, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Nov 11, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Nov 18, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Nov 25, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Dec 2, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Dec 9, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Dec 16, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Dec 23, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Dec 30, 2018 | $1.01 | Mar 13, 2020 | $1.01 |
| Jan 6, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Jan 13, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Jan 20, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Jan 27, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Feb 3, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Feb 10, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Feb 17, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Feb 24, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Mar 3, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Mar 10, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Mar 17, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Mar 24, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Mar 31, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Apr 7, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Apr 14, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Apr 21, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Apr 28, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| May 5, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| May 12, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| May 19, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| May 26, 2019 | $1.01 | Mar 13, 2020 | $1.01 |
| Jun 2, 2019 | $1.01 | ||
| Jun 9, 2019 | $1.01 | ||
| Jun 16, 2019 | $1.01 | ||
| Jun 23, 2019 | $1.01 | ||
| Jun 30, 2019 | $1.01 | ||
| Jul 7, 2019 | $1.01 | ||
| Jul 14, 2019 | $1.01 | ||
| Jul 21, 2019 | $1.01 | ||
| Jul 28, 2019 | $1.01 | ||
| Aug 4, 2019 | $1.01 | ||
| Aug 11, 2019 | $1.01 | ||
| Aug 18, 2019 | $1.01 | ||
| Aug 25, 2019 | $1.01 | ||
| Sep 1, 2019 | $1.01 | ||
| Sep 8, 2019 | $1.01 | ||
| Sep 15, 2019 | $1.01 | ||
| Sep 22, 2019 | $1.01 | ||
| Sep 29, 2019 | $1.01 | ||
| Oct 6, 2019 | $1.01 | ||
| Oct 13, 2019 | $1.01 | ||
| Oct 20, 2019 | $1.01 | ||
| Oct 27, 2019 | $1.01 | ||
| Nov 3, 2019 | $1.01 | ||
| Nov 10, 2019 | $1.01 | ||
| Nov 17, 2019 | $1.01 | ||
| Nov 24, 2019 | $1.01 | ||
| Dec 1, 2019 | $1.01 | ||
| Dec 8, 2019 | $1.01 | ||
| Dec 15, 2019 | $1.01 | ||
| Dec 22, 2019 | $1.01 | ||
| Dec 29, 2019 | $1.01 | ||
| Jan 5, 2020 | $1.01 | ||
| Jan 12, 2020 | $1.01 | ||
| Jan 19, 2020 | $1.01 | ||
| Jan 26, 2020 | $1.01 | ||
| Feb 2, 2020 | $1.01 | ||
| Feb 9, 2020 | $1.01 | ||
| Feb 16, 2020 | $1.01 | ||
| Feb 23, 2020 | $1.01 | ||
| Mar 1, 2020 | $1.01 | ||
| Mar 8, 2020 | $1.01 | ||
| Mar 15, 2020 | $45.04 | ||
| Mar 22, 2020 | $45.04 | ||
| Mar 29, 2020 | $45.04 | ||
| Apr 5, 2020 | $45.04 | ||
| Apr 12, 2020 | $19.27 | ||
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