Value addition for my goats milk

Judis

Alupe, Kenya

1% repaid

Entrepreneur

Name

Judis

Member since

February 2015

On-time repayments

274 installments  •  7%

About Me

My name is Judis Makokha. I schooled up O-level at St. Anns secondary school. I was born in a family of 8 and I am the first born. My mother is a housewife while my dad was a policeman, but was relieved of his duties after thugs shot his hands and legs. After dad lost his job, life became hard and unbearable, we struggled to make ends meet but thins were tough since dad was the sole bread winner. The government catered for our education only up to secondary school. After secondary school with no money to join college, I was a desperate young girl until, an NGO working with orphans and vulnerable children came to my aid. I was trained on organic farming and goat keeping. I got interest in production of vegetables organically. I approached a supermarket that accepted to be buy my vegetables and with the income, I go to Maseno University as a part time student. I currently do not have my own children but I support my siblings and guide them as my own children. I always try to give them morale and nature them. I hope to expand my farm so that I can cater for their future education. I like meeting new people, making friends and reading newspaper. I hate gossip.

My Business

I do vegetables farming in half acre family land and keep dairy goats in the another half acre. I basically use manure from the goats for farming and avoid using chemicals in my farm. I sell milk to the nearby dispensary to parents with young children and sell my vegetables to a supermarket in Kisumu town. During gluts I dry my vegetables and sell them during dry season. Goats milk is delicious and highly nutritive and most parents prefer this to dairy cows milk. There are few farmers and this has given me a competitive edge as the demand for milk has risen steadily. For vegetables the demand is always high throughout the year. I spend $50 on seeds, labour and transport. My montly revenues are $250 in a month. I use the money to pay my college fees, pay for my siblings shopping and I support my parents in any way I can. I also save for for reinvestments in my farm.

Loan Proposal

Good morning ladies and gentlemen. I hope you are doing well and in good health. I am doing well here . I wish to ask for a loan to enable me ,buy a fridge for storring yoghurt. I recently attended training on how to produce yoghurt using goats milk. I currently produce 24 liters of milk daily and earn $10 a day,however should add value to my milk and sale it as yoghurt, I would earn $30 a day which means ,i would get 200% increase in profits. Please help me acquire the fridge so that I can embark on production.thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$479.00

Date disbursed

May 29, 2015

Repayment status

Late

Projected term

61 months

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

Evan Lamos

Brussels, Belgium

S

Staf

Humbeek, Belgium

PG

Paul Graham

United States

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Summary

Amount repaid

$7.37

Amount remaining

$496.94

Expected completion

Jun 7, 2020

Status

Repaying late

Installment amount

$1.05

Repayment History

Expected Payments Actual Payments
Jun 7, 2015 $1.05 Jun 14, 2015 $1.05
Jun 14, 2015 $0.00
Jun 21, 2015 $1.05 Jun 21, 2015 $1.05
Jun 28, 2015 $1.05 Jun 21, 2015 $1.05
Jul 5, 2015 $1.05 Jun 21, 2015 $1.05
Jul 12, 2015 $1.05 Jun 21, 2015 $1.05
Jul 19, 2015 $1.05 Jun 21, 2015 $1.05
Jul 26, 2015 $1.05 Jun 21, 2015 $1.05
Aug 2, 2015 $1.05
Aug 9, 2015 $1.05
Aug 16, 2015 $1.05
Aug 23, 2015 $1.05
Aug 30, 2015 $1.05
Sep 6, 2015 $1.05
Sep 13, 2015 $1.05
Sep 20, 2015 $1.05
Sep 27, 2015 $1.05
Oct 4, 2015 $1.05
Oct 11, 2015 $1.05
Oct 18, 2015 $1.05
Oct 25, 2015 $1.05
Nov 1, 2015 $1.05
Nov 8, 2015 $1.05
Nov 15, 2015 $1.05
Nov 22, 2015 $1.05
Nov 29, 2015 $1.05
Dec 6, 2015 $1.05
Dec 13, 2015 $1.05
Dec 20, 2015 $1.05
Dec 27, 2015 $1.05
Jan 3, 2016 $1.05
Jan 10, 2016 $1.05
Jan 17, 2016 $1.05
Jan 24, 2016 $1.05
Jan 31, 2016 $1.05
Feb 7, 2016 $1.05
Feb 14, 2016 $1.05
Feb 21, 2016 $1.05
Feb 28, 2016 $1.05
Mar 6, 2016 $1.05
Mar 13, 2016 $1.05
Mar 20, 2016 $1.05
Mar 27, 2016 $1.05
Apr 3, 2016 $1.05
Apr 10, 2016 $1.05
Apr 17, 2016 $1.05
Apr 24, 2016 $1.05
May 1, 2016 $1.05
May 8, 2016 $1.05
May 15, 2016 $1.05
May 22, 2016 $1.05
May 29, 2016 $1.05
Jun 5, 2016 $1.05
Jun 12, 2016 $1.05
Jun 19, 2016 $1.05
Jun 26, 2016 $1.05
Jul 3, 2016 $1.05
Jul 10, 2016 $1.05
Jul 17, 2016 $1.05
Jul 24, 2016 $1.05
Jul 31, 2016 $1.05
Aug 7, 2016 $1.05
Aug 14, 2016 $1.05
Aug 21, 2016 $1.05
Aug 28, 2016 $1.05
Sep 4, 2016 $1.05
Sep 11, 2016 $1.05
Sep 18, 2016 $1.05
Sep 25, 2016 $1.05
Oct 2, 2016 $1.05
Oct 9, 2016 $1.05
Oct 16, 2016 $1.05
Oct 23, 2016 $1.05
Oct 30, 2016 $1.05
Nov 6, 2016 $1.05
Nov 13, 2016 $1.05
Nov 20, 2016 $1.05
Nov 27, 2016 $1.05
Dec 4, 2016 $1.05
Dec 11, 2016 $1.05
Dec 18, 2016 $1.05
Dec 25, 2016 $1.05
Jan 1, 2017 $1.05
Jan 8, 2017 $1.05
Jan 15, 2017 $1.05
Jan 22, 2017 $1.05
Jan 29, 2017 $1.05
Feb 5, 2017 $1.05
Feb 12, 2017 $1.05
Feb 19, 2017 $1.05
Feb 26, 2017 $1.05
Mar 5, 2017 $1.05
Mar 12, 2017 $1.05
Mar 19, 2017 $1.05
Mar 26, 2017 $1.05
Apr 2, 2017 $1.05
Apr 9, 2017 $1.05
Apr 16, 2017 $1.05
Apr 23, 2017 $1.05
Apr 30, 2017 $1.05
May 7, 2017 $1.05
May 14, 2017 $1.05
May 21, 2017 $1.05
May 28, 2017 $1.05
Jun 4, 2017 $1.05
Jun 11, 2017 $1.05
Jun 18, 2017 $1.05
Jun 25, 2017 $1.05
Jul 2, 2017 $1.05
Jul 9, 2017 $1.05
Jul 16, 2017 $1.05
Jul 23, 2017 $1.05
Jul 30, 2017 $1.05
Aug 6, 2017 $1.05
Aug 13, 2017 $1.05
Aug 20, 2017 $1.05
Aug 27, 2017 $1.05
Sep 3, 2017 $1.05
Sep 10, 2017 $1.05
Sep 17, 2017 $1.05
Sep 24, 2017 $1.05
Oct 1, 2017 $1.05
Oct 8, 2017 $1.05
Oct 15, 2017 $1.05
Oct 22, 2017 $1.05
Oct 29, 2017 $1.05
Nov 5, 2017 $1.05
Nov 12, 2017 $1.05
Nov 19, 2017 $1.05
Nov 26, 2017 $1.05
Dec 3, 2017 $1.05
Dec 10, 2017 $1.05
Dec 17, 2017 $1.05
Dec 24, 2017 $1.05
Dec 31, 2017 $1.05
Jan 7, 2018 $1.05
Jan 14, 2018 $1.05
Jan 21, 2018 $1.05
Jan 28, 2018 $1.05
Feb 4, 2018 $1.05
Feb 11, 2018 $1.05
Feb 18, 2018 $1.05
Feb 25, 2018 $1.05
Mar 4, 2018 $1.05
Mar 11, 2018 $1.05
Mar 18, 2018 $1.05
Mar 25, 2018 $1.05
Apr 1, 2018 $1.05
Apr 8, 2018 $1.05
Apr 15, 2018 $1.05
Apr 22, 2018 $1.05
Apr 29, 2018 $1.05
May 6, 2018 $1.05
May 13, 2018 $1.05
May 20, 2018 $1.05
May 27, 2018 $1.05
Jun 3, 2018 $1.05
Jun 10, 2018 $1.05
Jun 17, 2018 $1.05
Jun 24, 2018 $1.05
Jul 1, 2018 $1.05
Jul 8, 2018 $1.05
Jul 15, 2018 $1.05
Jul 22, 2018 $1.05
Jul 29, 2018 $1.05
Aug 5, 2018 $1.05
Aug 12, 2018 $1.05
Aug 19, 2018 $1.05
Aug 26, 2018 $1.05
Sep 2, 2018 $1.05
Sep 9, 2018 $1.05
Sep 16, 2018 $1.05
Sep 23, 2018 $1.05
Sep 30, 2018 $1.05
Oct 7, 2018 $1.05
Oct 14, 2018 $1.05
Oct 21, 2018 $1.05
Oct 28, 2018 $1.05
Nov 4, 2018 $1.05
Nov 11, 2018 $1.05
Nov 18, 2018 $1.05
Nov 25, 2018 $1.05
Dec 2, 2018 $1.05
Dec 9, 2018 $1.05
Dec 16, 2018 $1.05
Dec 23, 2018 $1.05
Dec 30, 2018 $1.05
Jan 6, 2019 $1.05
Jan 13, 2019 $1.05
Jan 20, 2019 $1.05
Jan 27, 2019 $1.05
Feb 3, 2019 $1.05
Feb 10, 2019 $1.05
Feb 17, 2019 $1.05
Feb 24, 2019 $1.05
Mar 3, 2019 $1.05
Mar 10, 2019 $1.05
Mar 17, 2019 $1.05
Mar 24, 2019 $1.05
Mar 31, 2019 $1.05
Apr 7, 2019 $1.05
Apr 14, 2019 $1.05
Apr 21, 2019 $1.05
Apr 28, 2019 $1.05
May 5, 2019 $1.05
May 12, 2019 $1.05
May 19, 2019 $1.05
May 26, 2019 $1.05
Jun 2, 2019 $1.05
Jun 9, 2019 $1.05
Jun 16, 2019 $1.05
Jun 23, 2019 $1.05
Jun 30, 2019 $1.05
Jul 7, 2019 $1.05
Jul 14, 2019 $1.05
Jul 21, 2019 $1.05
Jul 28, 2019 $1.05
Aug 4, 2019 $1.05
Aug 11, 2019 $1.05
Aug 18, 2019 $1.05
Aug 25, 2019 $1.05
Sep 1, 2019 $1.05
Sep 8, 2019 $1.05
Sep 15, 2019 $1.05
Sep 22, 2019 $1.05
Sep 29, 2019 $1.05
Oct 6, 2019 $1.05
Oct 13, 2019 $1.05
Oct 20, 2019 $1.05
Oct 27, 2019 $1.05
Nov 3, 2019 $1.05
Nov 10, 2019 $1.05
Nov 17, 2019 $1.05
Nov 24, 2019 $1.05
Dec 1, 2019 $1.05
Dec 8, 2019 $1.05
Dec 15, 2019 $1.05
Dec 22, 2019 $1.05
Dec 29, 2019 $1.05
Jan 5, 2020 $1.05
Jan 12, 2020 $1.05
Jan 19, 2020 $1.05
Jan 26, 2020 $1.05
Feb 2, 2020 $1.05
Feb 9, 2020 $1.05
Feb 16, 2020 $1.05
Feb 23, 2020 $1.05
Mar 1, 2020 $1.05
Mar 8, 2020 $1.05
Mar 15, 2020 $1.05
Mar 22, 2020 $1.05
Mar 29, 2020 $1.05
Apr 5, 2020 $1.05
Apr 12, 2020 $1.05
Apr 19, 2020 $1.05
Apr 26, 2020 $1.05
May 3, 2020 $1.05
May 10, 2020 $1.05
May 17, 2020 $1.05
May 24, 2020 $1.05
May 31, 2020 $1.05
Jun 7, 2020 $230.62

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