Entrepreneur
Name
Cecillia
Member since
September 2016
On-time repayments
78 installments • 15%
About Me
I am a Zambian business minded lady aged 23, I am a 1st born in a family of four (4). Grown up in a financial hardship situation, I couldn't finish my education , I stopped in grade nine (9), though I was very bright in class. And with nothing to do I got married at the age of 19 and I have two children both boys. Few years later after I tested family life, enjoyed marriage, all of the sudden things changed, life became unbearable, we went through financial hardship, then eventually I decided to do business - selling vegetables. Things started moving well though with a small start capital. Until I mate my friend who introduced me to Zidisha, and I didn't hesitate but immediately thought of applying for a loan from Zidisha.
You will be very interested and sympathetic to learn about our nation. I will talk about starvation in Zambia: Even with most of the people in Zambia working to grow food, they still can’t grow enough. They hoe the depleted soil without the benefit of modern equipment, irrigation, fertilizers or hybrid seeds. In Zambia in 2002, one- fourth of the population, or 2.5 million people, were on the verge of starvation. Starvation is a persistent problem, not the result of a sudden drought or famine.
During my pastime I like listening to gospel music and sometimes jogging.
My Business
Since the time I started business, I have been always doing and aspiring to do more in the area of food industry. Vegetables, especially spinach and green beans is always on high demand and finish in no time. I chose this type business because relish is a daily need, hence people will always be in need of relish on a daily basis. When it comes costs and revenue: when I buy vegetables worth $45, I will be able to make a 50% profit. Typically, a head of cabbage sales at $0.60 and a packet of green beans sales at $0.35. I use my profit to send my children to school, reinvestment in growing the business and home improvements.
Loan Proposal
If funded - I will use the loan money to buy the following products:
1. Spinach will cost me $40
2. Cabbage will cost me $50
3. Green beans will cost me $30
4. Assorted vegetables will cost me $30
5. Transport will cost me $20
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$184.00
Date disbursed
Oct 6, 2016
Repayment status
Late
Projected term
18 months
Lenders
Fontvielle, Monaco, Yemen
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$91.33
Amount remaining
$91.22
Expected completion
Apr 7, 2018
Status
Repaying late
Installment amount
$1.53
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 15, 2016 | $5.10 | Oct 13, 2016 | $5.10 |
| Oct 22, 2016 | $5.10 | Oct 21, 2016 | $5.10 |
| Oct 29, 2016 | $5.10 | Oct 28, 2016 | $5.10 |
| Nov 5, 2016 | $5.10 | Nov 5, 2016 | $5.10 |
| Nov 12, 2016 | $5.10 | Nov 11, 2016 | $5.10 |
| Nov 19, 2016 | $10.20 | Nov 17, 2016 | $10.20 |
| Nov 26, 2016 | $10.20 | Nov 24, 2016 | $10.20 |
| Dec 3, 2016 | $10.20 | Dec 2, 2016 | $10.20 |
| Dec 10, 2016 | $10.20 | Dec 10, 2016 | $10.20 |
| Dec 17, 2016 | $10.20 | Dec 17, 2016 | $10.20 |
| Dec 24, 2016 | $10.20 | Dec 30, 2016 | $10.20 |
| Dec 31, 2016 | $0.00 | ||
| Jan 7, 2017 | $0.00 | ||
| Jan 14, 2017 | $0.00 | ||
| Jan 21, 2017 | $0.00 | ||
| Jan 28, 2017 | $1.53 | Feb 4, 2017 | $1.53 |
| Feb 4, 2017 | $1.53 | Feb 24, 2017 | $1.53 |
| Feb 11, 2017 | $1.53 | Mar 4, 2017 | $1.53 |
| Feb 18, 2017 | $1.53 | ||
| Feb 25, 2017 | $1.53 | ||
| Mar 4, 2017 | $1.53 | ||
| Mar 11, 2017 | $1.53 | ||
| Mar 18, 2017 | $1.53 | ||
| Mar 25, 2017 | $1.53 | ||
| Apr 1, 2017 | $1.53 | ||
| Apr 8, 2017 | $1.53 | ||
| Apr 15, 2017 | $1.53 | ||
| Apr 22, 2017 | $1.53 | ||
| Apr 29, 2017 | $1.53 | ||
| May 6, 2017 | $1.53 | ||
| May 13, 2017 | $1.53 | ||
| May 20, 2017 | $1.53 | ||
| May 27, 2017 | $1.53 | ||
| Jun 3, 2017 | $1.53 | ||
| Jun 10, 2017 | $1.53 | ||
| Jun 17, 2017 | $1.53 | ||
| Jun 24, 2017 | $1.53 | ||
| Jul 1, 2017 | $1.53 | ||
| Jul 8, 2017 | $1.53 | ||
| Jul 15, 2017 | $1.53 | ||
| Jul 22, 2017 | $1.53 | ||
| Jul 29, 2017 | $1.53 | ||
| Aug 5, 2017 | $1.53 | ||
| Aug 12, 2017 | $1.53 | ||
| Aug 19, 2017 | $1.53 | ||
| Aug 26, 2017 | $1.53 | ||
| Sep 2, 2017 | $1.53 | ||
| Sep 9, 2017 | $1.53 | ||
| Sep 16, 2017 | $1.53 | ||
| Sep 23, 2017 | $1.53 | ||
| Sep 30, 2017 | $1.53 | ||
| Oct 7, 2017 | $1.53 | ||
| Oct 14, 2017 | $1.53 | ||
| Oct 21, 2017 | $1.53 | ||
| Oct 28, 2017 | $1.53 | ||
| Nov 4, 2017 | $1.53 | ||
| Nov 11, 2017 | $1.53 | ||
| Nov 18, 2017 | $1.53 | ||
| Nov 25, 2017 | $1.53 | ||
| Dec 2, 2017 | $1.53 | ||
| Dec 9, 2017 | $1.53 | ||
| Dec 16, 2017 | $1.53 | ||
| Dec 23, 2017 | $1.53 | ||
| Dec 30, 2017 | $1.53 | ||
| Jan 6, 2018 | $1.53 | ||
| Jan 13, 2018 | $1.53 | ||
| Jan 20, 2018 | $1.53 | ||
| Jan 27, 2018 | $1.53 | ||
| Feb 3, 2018 | $1.53 | ||
| Feb 10, 2018 | $1.53 | ||
| Feb 17, 2018 | $1.53 | ||
| Feb 24, 2018 | $1.53 | ||
| Mar 3, 2018 | $1.53 | ||
| Mar 10, 2018 | $1.53 | ||
| Mar 17, 2018 | $1.53 | ||
| Mar 24, 2018 | $1.53 | ||
| Mar 31, 2018 | $1.53 | ||
| Apr 7, 2018 | $0.92 | ||
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