Vegetable farming

Moses

Kibos - Kisumu Town, Kenya

30% repaid

Entrepreneur

Name

Moses

Member since

April 2014

On-time repayments

203 installments  •  43%

About Me

My name is Moses Makokha. I am the last born in a family of eight. Four boys and four girls. My father died when I was five years old. I barely remember how he looked like except in an old faded photo .
My mother raised us up through a lot of challenges . We could barely have enough to eat. Nevertheless she worked tirelessly like a donkey and made sure we had some education. I managed to do well in Primary school, Kwanza in Tranzoia, and managed to join St Joseph's high school in Kitale. I was nicknamed 'scientist ' by my class mates because I was good in science. Bad luck of poverty caused me to drop out of this fine school with all my hopes! I joined Sosio Secondary school in Kilgoris as a day scholar. It was barely beginning with very little infrastructure and no science laboratory!
I managed to do my KCSE and came out averagely. I joined Kitale Technical Training Institute and enrolled in Mechanical Engineering course. 3 years down the line and the course was over.
I planned for further studies in USA through fundraising. I approached my MP and proposed to cycle a bicycle from Bungoma to Mombasa and back to raise funds for my studies. It was a crazy idea but I did it! Imagine when I came back the MP had gone underground together with all the remaining strategies! I was devasted but life has to go on. I don't believe in failure!
This was a very difficult moment of my life and a redefining time in my direction. I decided to move forward with another plan.

I also work and live with street children in Kisumu town . I have been doing this for the past 15 years. These children go to nearby community public schools . Some of the children are now in primary schools,secondary schools, university, others are doing welding and fabrication and motor vehicle mechanics while still others are married and having their own families. I find great satisfaction in helping the destitute in life.

When my business expands I will have surplus to help these street children to become good citizens, responsible and self reliant in the society.

My Business

When your business falls in line with your passion then it will succeed no matter the season. My passion is welding/fabrication and horticulture. I stopped pitying myself and started horticulture. I plant tomatoes,onions,kales,herbs among other vegetables. I sell vegetables to traders at the local market and kisumu city. We use the surplus for our family needs. I also do welding and fabrication business at Kibos market, our nearest shopping Centre . I fabricate steel booths ,chairs ,gates ,Windows etc. I now have employed two artisans and two casuals to do most of the work.
Recently I made some gym equipment . When we tried them after , the gym set worked well . I now have several orders for the gym equipment . Most customers come from Kisumu suburbs.

At the moment I want to expand my agribusiness. Demand for tomatoes ,kales,onions and traditional vegetables is high. Demand has outstripped supply. I look forward to fill the gap by expanding vegetable land . Though am doing vegetables in a green house, it can only contain a limited number of plants. I look forward to satisfy the market demand by growing more vegetables.

Loan Proposal

Vegetable farming has borne some good returns to my venture. By obtaining another loan ,I intend to expand the land under which I will grow more vegetables . Expansion means buying one more acre of land at a cost of 800,000Ksh,uquivalent to 8,000US dollars.

The land is near a water stream that flows all year round. The soil is red volcanic . It's fertile and can support many types of vegetables. The area has a good rainfall pattern . This will increase my vegetable supply and income too. One thing. Which I like about vegetables is that vegetables take comparatively a shorter time to mature . By carefully putting in my farming experience in this expansion am sure to recoup my investment in a short time. This is the next big venture which am ready to start immediately.

Am humbly requesting Zidisha to go with me all the way to success. Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$4,506.00

Date disbursed

Sep 19, 2017

Repayment status

Late

Projected term

33 months

Lenders

M

Mary

United States

A

Anonymous

United States

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Summary

Amount repaid

$1,344.42

Amount remaining

$3,119.16

Expected completion

Jun 27, 2020

Status

Repaying late

Installment amount

$19.81

Repayment History

Expected Payments Actual Payments
Sep 30, 2017 $171.39 Sep 30, 2017 $171.39
Oct 7, 2017 $171.39 Oct 5, 2017 $171.39
Oct 14, 2017 $171.39 Oct 25, 2017 $171.39
Oct 21, 2017 $171.39 Oct 25, 2017 $171.39
Oct 28, 2017 $171.39 Oct 25, 2017 $171.39
Nov 4, 2017 $0.00
Nov 11, 2017 $0.00
Nov 18, 2017 $19.81 Nov 16, 2017 $19.81
Nov 25, 2017 $19.81 Nov 18, 2017 $19.81
Dec 2, 2017 $19.81 Jan 8, 2018 $19.81
Dec 9, 2017 $19.81 Jan 8, 2018 $19.81
Dec 16, 2017 $19.81 Jan 8, 2018 $19.81
Dec 23, 2017 $19.81 Jan 8, 2018 $19.81
Dec 30, 2017 $19.81 Jan 10, 2018 $19.81
Jan 6, 2018 $19.81 Jan 10, 2018 $19.81
Jan 13, 2018 $19.81 Jan 18, 2018 $19.81
Jan 20, 2018 $19.81 Jan 25, 2018 $19.81
Jan 27, 2018 $19.81 Jan 25, 2018 $19.81
Feb 3, 2018 $19.81 Feb 10, 2018 $19.81
Feb 10, 2018 $19.81 Feb 10, 2018 $19.81
Feb 17, 2018 $19.81 Feb 22, 2018 $19.81
Feb 24, 2018 $19.81 Feb 22, 2018 $19.81
Mar 3, 2018 $19.81 Mar 5, 2018 $19.81
Mar 10, 2018 $19.81 Mar 5, 2018 $19.81
Mar 17, 2018 $19.81 Mar 22, 2018 $19.81
Mar 24, 2018 $19.81 Mar 22, 2018 $19.81
Mar 31, 2018 $19.81 Apr 9, 2018 $19.81
Apr 7, 2018 $19.81 Apr 9, 2018 $19.81
Apr 14, 2018 $19.81 Apr 19, 2018 $19.81
Apr 21, 2018 $19.81 Apr 28, 2018 $19.81
Apr 28, 2018 $19.81 Apr 28, 2018 $19.81
May 5, 2018 $0.00
May 12, 2018 $0.00
May 19, 2018 $0.00
May 26, 2018 $0.00
Jun 2, 2018 $0.00
Jun 9, 2018 $0.00
Jun 16, 2018 $0.00
Jun 23, 2018 $0.00
Jun 30, 2018 $1.99 Jul 2, 2018 $1.99
Jul 7, 2018 $1.99 Jul 12, 2018 $1.99
Jul 14, 2018 $1.99 Jul 12, 2018 $1.99
Jul 21, 2018 $1.99 Jul 26, 2018 $1.99
Jul 28, 2018 $1.99 Jul 26, 2018 $1.99
Aug 4, 2018 $19.81 Jul 26, 2018 $1.99
Aug 11, 2018 $19.81
Aug 18, 2018 $19.81
Aug 25, 2018 $19.81
Sep 1, 2018 $19.81
Sep 8, 2018 $19.81
Sep 15, 2018 $19.81
Sep 22, 2018 $19.81
Sep 29, 2018 $19.81
Oct 6, 2018 $19.81
Oct 13, 2018 $19.81
Oct 20, 2018 $19.81
Oct 27, 2018 $19.81
Nov 3, 2018 $19.81
Nov 10, 2018 $19.81
Nov 17, 2018 $19.81
Nov 24, 2018 $19.81
Dec 1, 2018 $19.81
Dec 8, 2018 $19.81
Dec 15, 2018 $19.81
Dec 22, 2018 $19.81
Dec 29, 2018 $19.81
Jan 5, 2019 $19.81
Jan 12, 2019 $19.81
Jan 19, 2019 $19.81
Jan 26, 2019 $19.81
Feb 2, 2019 $19.81
Feb 9, 2019 $19.81
Feb 16, 2019 $19.81
Feb 23, 2019 $19.81
Mar 2, 2019 $19.81
Mar 9, 2019 $19.81
Mar 16, 2019 $19.81
Mar 23, 2019 $19.81
Mar 30, 2019 $19.81
Apr 6, 2019 $19.81
Apr 13, 2019 $19.81
Apr 20, 2019 $19.81
Apr 27, 2019 $19.81
May 4, 2019 $19.81
May 11, 2019 $19.81
May 18, 2019 $19.81
May 25, 2019 $19.81
Jun 1, 2019 $19.81
Jun 8, 2019 $19.81
Jun 15, 2019 $19.81
Jun 22, 2019 $19.81
Jun 29, 2019 $19.81
Jul 6, 2019 $19.81
Jul 13, 2019 $19.81
Jul 20, 2019 $19.81
Jul 27, 2019 $19.81
Aug 3, 2019 $19.81
Aug 10, 2019 $19.81
Aug 17, 2019 $19.81
Aug 24, 2019 $19.81
Aug 31, 2019 $19.81
Sep 7, 2019 $19.81
Sep 14, 2019 $19.81
Sep 21, 2019 $19.81
Sep 28, 2019 $19.81
Oct 5, 2019 $19.81
Oct 12, 2019 $19.81
Oct 19, 2019 $19.81
Oct 26, 2019 $19.81
Nov 2, 2019 $19.81
Nov 9, 2019 $19.81
Nov 16, 2019 $19.81
Nov 23, 2019 $19.81
Nov 30, 2019 $19.81
Dec 7, 2019 $19.81
Dec 14, 2019 $19.81
Dec 21, 2019 $19.81
Dec 28, 2019 $19.81
Jan 4, 2020 $19.81
Jan 11, 2020 $19.81
Jan 18, 2020 $19.81
Jan 25, 2020 $19.81
Feb 1, 2020 $19.81
Feb 8, 2020 $19.81
Feb 15, 2020 $19.81
Feb 22, 2020 $19.81
Feb 29, 2020 $19.81
Mar 7, 2020 $19.81
Mar 14, 2020 $19.81
Mar 21, 2020 $19.81
Mar 28, 2020 $19.81
Apr 4, 2020 $19.81
Apr 11, 2020 $19.81
Apr 18, 2020 $19.81
Apr 25, 2020 $19.81
May 2, 2020 $19.81
May 9, 2020 $19.81
May 16, 2020 $19.81
May 23, 2020 $19.81
May 30, 2020 $19.81
Jun 6, 2020 $19.81
Jun 13, 2020 $19.81
Jun 20, 2020 $19.81
Jun 27, 2020 $1,159.59

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