Vegetable vender

Entrepreneur

About Me

I am called Josiah mongare.I was born in kisumu county or in nyanza province that is where the father of barrack Obama was born.Im the second born in a family of three.
I learned in kibuye primary school in kisumu county just within kisumu.I did my primary exam and passed joining kisumu boys secondary school.In secondary i joined bud boys who made me to drop out from school in the fourth year.
I started drinking beer plus taking some strong drugs.I stayed at home for two and half years,just dancing with small girls and drinking in the village.peole started saying i have been witched but that was not the case.My parents terned againest me they did'nt want to see me.I thank God who brought one paster in my life and took me to go and stay with him in Nairobi city.
By the time i was staying with that paster he gave me a word of encouragement.At the compound of the church there was a garden,he told me to plant some vegetable so that we can use them.I did that and they where prenty until i started selling some to our neighbours.
In return i was able to get some money for my living expenses.I saved some money that i used to open a small stall next to the church for cutting sukumawiki and spinach for my customers.By now i'm married with one girl 7 months old.My hobby is watching Tv and reading novers.

My Business

I operate a business of selling vegetables eg spinach,sukumawiki and some traditional ones.Most of my customers are Hotels,schools,hospitals and neighbourhoods.Due to the increase and appetite for leading a healthy life there has been increased demand for vegetables.
I cut sukumawiki and spinach for those people who are employed and they come to the house late.They find i have already prepared for them they go and cook.my cost are usually around 40dollars per day that involve buying 4 sucks of different vegetables.Pay county council licenses for 3 dollars ,2 dollars for poylthen bags for my customers.In return my all sales per day is 80 dollars.
The profit is 20 dollars.
I use my profif to maintain my wife and the kid.I intend to expand my business and i deally have 4 assistants,so i can serve more customers.That means i will creat employment for them

Loan Proposal

Dear lenders.Let me pass my christmass greetings to you all.You have been considering me in your lendings of loans.This is the third one i am applying with alot of hopes that you will consider me.
Incase i get this one i am going to use the all money to increase my stock.I have two stole.One i sell amixture of fruits and veges and another only vegetables.I will use 30 dollars in vegetables and 20 dollars in fruits.
I hope of making good profit which i will use some to repay my loans,pay school fees for my childrens,pay rent,buy food and save some.Thank you

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Loan Info

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