Entrepreneur
Name
Philip
Member since
May 2013
On-time repayments
329 installments • 47%
About Me
I am a Kenyan born citizen, married and residing in kajiado county,kitengela area.
currently am a sales representative at a local bank on contract bases.iam a qualified Certified Public Accountant of Kenya and within a short time i will be graduating with a Bachelor of Commerce from the University of Nairobi.
The reason is statred this business is to supplement my income and also am a result oriented,motivated,ambitious,hardworking and ready to work in a challenging business environment.
i will utilize the funds to increase my stock since my area has potential for business growth and has a ready market for my products.
My Business
I do sell Men smart and casual wears.
There is a ready market for the products since the area is an upcoming middle class suburb kilometers away from the capital city Nairobi.
I prefer this kind of business due to the fast moving products.
The area is vast wide surrounded by the all the major banks,cement factories and also host the headquarters of Export Processing Zone.
The business is profitable although the challenge is that it is on a small scale but worth doing and am taking one step at a time.
Profit and Loss Account
Revenue-Sales(trousers and shoes)
10 @ 700 +6 @1000= ksh 13000
less costs
10 @500 + 6 @ 700 = ksh 9200
miscellaneous = ksh 700
profit = ksh 3100
Loan Proposal
My business is located near four colleges offering different courses and there is huge demand of photocoping,typing,bidding and printing services from the students and my neighbourhood. Thus am planning to expand the business and diversify .
I intend to purchase some computers, scanners and photocopying machine to boost my income
computer -$120
scanner -$150
Photocopying machine-$150
Total -$420
Part of the purchase cost will come from my own personal savings
From the proceeds of the business I will be able to boost my young family income and also provide typing and photocopying services to the community around me.i expect my profit to increase by firstly 35% ,breakeven within 10 months and after that the profit to increase by 70%
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$388.00
Date disbursed
Nov 11, 2016
Repayment status
Late
Projected term
52 months
Other loans
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$192.23
Amount remaining
$195.65
Expected completion
Mar 6, 2021
Status
Repaying late
Installment amount
$11.09
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 19, 2016 | $6.04 | Nov 13, 2016 | $6.04 |
| Nov 26, 2016 | $6.04 | Nov 13, 2016 | $1.01 |
| Nov 24, 2016 | $5.04 | ||
| Dec 3, 2016 | $6.04 | Nov 24, 2016 | $3.53 |
| Dec 21, 2016 | $2.52 | ||
| Dec 10, 2016 | $6.04 | Dec 21, 2016 | $6.04 |
| Dec 17, 2016 | $6.04 | Dec 21, 2016 | $3.53 |
| Dec 22, 2016 | $2.52 | ||
| Dec 24, 2016 | $0.50 | Dec 22, 2016 | $0.50 |
| Dec 31, 2016 | $0.00 | ||
| Jan 7, 2017 | $0.00 | ||
| Jan 14, 2017 | $5.04 | Jan 20, 2017 | $5.04 |
| Jan 21, 2017 | $5.04 | Feb 2, 2017 | $5.04 |
| Jan 28, 2017 | $5.04 | Feb 2, 2017 | $5.04 |
| Feb 4, 2017 | $5.04 | Feb 27, 2017 | $5.04 |
| Feb 11, 2017 | $5.04 | Feb 27, 2017 | $5.04 |
| Feb 18, 2017 | $0.00 | ||
| Feb 25, 2017 | $0.00 | ||
| Mar 4, 2017 | $0.00 | ||
| Mar 11, 2017 | $0.00 | ||
| Mar 18, 2017 | $0.00 | ||
| Mar 25, 2017 | $4.03 | Mar 25, 2017 | $4.03 |
| Apr 1, 2017 | $4.03 | Mar 25, 2017 | $4.03 |
| Apr 8, 2017 | $4.03 | Mar 25, 2017 | $4.03 |
| Apr 15, 2017 | $4.03 | Mar 26, 2017 | $4.03 |
| Apr 22, 2017 | $4.03 | Mar 26, 2017 | $1.01 |
| Jun 10, 2017 | $3.02 | ||
| Apr 29, 2017 | $4.03 | Jun 10, 2017 | $4.03 |
| May 6, 2017 | $1.01 | Jun 10, 2017 | $1.01 |
| May 13, 2017 | $0.00 | ||
| May 20, 2017 | $0.00 | ||
| May 27, 2017 | $0.00 | ||
| Jun 3, 2017 | $0.00 | ||
| Jun 10, 2017 | $0.00 | ||
| Jun 17, 2017 | $3.02 | Jun 22, 2017 | $3.02 |
| Jun 24, 2017 | $3.02 | Jul 7, 2017 | $3.02 |
| Jul 1, 2017 | $0.00 | ||
| Jul 8, 2017 | $0.00 | ||
| Jul 15, 2017 | $0.00 | ||
| Jul 22, 2017 | $0.00 | ||
| Jul 29, 2017 | $0.00 | ||
| Aug 5, 2017 | $0.00 | ||
| Aug 12, 2017 | $0.00 | ||
| Aug 19, 2017 | $0.00 | ||
| Aug 26, 2017 | $0.00 | ||
| Sep 2, 2017 | $0.00 | ||
| Sep 9, 2017 | $0.00 | ||
| Sep 16, 2017 | $0.00 | ||
| Sep 23, 2017 | $0.00 | ||
| Sep 30, 2017 | $0.00 | ||
| Oct 7, 2017 | $0.00 | ||
| Oct 14, 2017 | $0.00 | ||
| Oct 21, 2017 | $0.00 | ||
| Oct 28, 2017 | $0.00 | ||
| Nov 4, 2017 | $0.00 | ||
| Nov 11, 2017 | $0.00 | ||
| Nov 18, 2017 | $2.01 | Dec 5, 2017 | $2.01 |
| Nov 25, 2017 | $2.01 | Jun 25, 2018 | $2.01 |
| Dec 2, 2017 | $2.01 | Jun 25, 2018 | $2.01 |
| Dec 9, 2017 | $2.01 | Jun 25, 2018 | $2.01 |
| Dec 16, 2017 | $1.01 | Jun 25, 2018 | $1.01 |
| Dec 23, 2017 | $0.00 | ||
| Dec 30, 2017 | $0.00 | ||
| Jan 6, 2018 | $0.00 | ||
| Jan 13, 2018 | $0.00 | ||
| Jan 20, 2018 | $0.00 | ||
| Jan 27, 2018 | $0.00 | ||
| Feb 3, 2018 | $0.00 | ||
| Feb 10, 2018 | $0.00 | ||
| Feb 17, 2018 | $0.00 | ||
| Feb 24, 2018 | $0.00 | ||
| Mar 3, 2018 | $0.00 | ||
| Mar 10, 2018 | $0.00 | ||
| Mar 17, 2018 | $0.00 | ||
| Mar 24, 2018 | $0.00 | ||
| Mar 31, 2018 | $0.00 | ||
| Apr 7, 2018 | $0.00 | ||
| Apr 14, 2018 | $0.00 | ||
| Apr 21, 2018 | $0.00 | ||
| Apr 28, 2018 | $0.00 | ||
| May 5, 2018 | $0.00 | ||
| May 12, 2018 | $0.00 | ||
| May 19, 2018 | $0.00 | ||
| May 26, 2018 | $0.00 | ||
| Jun 2, 2018 | $0.00 | ||
| Jun 9, 2018 | $0.00 | ||
| Jun 16, 2018 | $0.00 | ||
| Jun 23, 2018 | $0.00 | ||
| Jun 30, 2018 | $0.00 | ||
| Jul 7, 2018 | $0.00 | ||
| Jul 14, 2018 | $0.00 | ||
| Jul 21, 2018 | $0.00 | ||
| Jul 28, 2018 | $0.00 | ||
| Aug 4, 2018 | $0.00 | ||
| Aug 11, 2018 | $0.00 | ||
| Aug 18, 2018 | $0.00 | ||
| Aug 25, 2018 | $1.01 | Aug 30, 2018 | $1.01 |
| Sep 1, 2018 | $1.01 | Aug 30, 2018 | $1.01 |
| Sep 8, 2018 | $1.01 | Aug 30, 2018 | $1.01 |
| Sep 15, 2018 | $0.00 | ||
| Sep 22, 2018 | $0.00 | ||
| Sep 29, 2018 | $0.00 | ||
| Oct 6, 2018 | $0.00 | ||
| Oct 13, 2018 | $0.00 | ||
| Oct 20, 2018 | $0.50 | Oct 24, 2018 | $0.50 |
| Oct 27, 2018 | $0.50 | Oct 24, 2018 | $0.50 |
| Nov 3, 2018 | $2.01 | Nov 8, 2018 | $1.01 |
| Nov 9, 2018 | $1.01 | ||
| Nov 10, 2018 | $2.01 | Nov 9, 2018 | $2.01 |
| Nov 17, 2018 | $2.01 | Nov 9, 2018 | $2.01 |
| Nov 24, 2018 | $2.01 | Nov 23, 2018 | $2.01 |
| Dec 1, 2018 | $2.01 | Nov 23, 2018 | $1.01 |
| Dec 13, 2018 | $1.01 | ||
| Dec 8, 2018 | $2.01 | Dec 13, 2018 | $2.01 |
| Dec 15, 2018 | $2.01 | Jan 15, 2019 | $2.01 |
| Dec 22, 2018 | $2.01 | Jan 24, 2019 | $2.01 |
| Dec 29, 2018 | $2.01 | Jan 30, 2019 | $2.01 |
| Jan 5, 2019 | $2.01 | Jan 30, 2019 | $1.01 |
| Feb 4, 2019 | $1.01 | ||
| Jan 12, 2019 | $2.01 | Feb 4, 2019 | $2.01 |
| Jan 19, 2019 | $2.01 | Feb 4, 2019 | $2.01 |
| Jan 26, 2019 | $2.01 | Feb 4, 2019 | $2.01 |
| Feb 2, 2019 | $2.01 | Feb 4, 2019 | $1.51 |
| Mar 5, 2019 | $0.50 | ||
| Feb 9, 2019 | $2.01 | Mar 5, 2019 | $1.51 |
| Mar 19, 2019 | $0.50 | ||
| Feb 16, 2019 | $2.01 | Mar 19, 2019 | $2.01 |
| Feb 23, 2019 | $2.01 | Mar 19, 2019 | $2.01 |
| Mar 2, 2019 | $2.01 | Mar 19, 2019 | $0.50 |
| Mar 25, 2019 | $1.51 | ||
| Mar 9, 2019 | $2.01 | Mar 25, 2019 | $2.01 |
| Mar 16, 2019 | $2.01 | Mar 25, 2019 | $2.01 |
| Mar 23, 2019 | $2.01 | Mar 25, 2019 | $2.01 |
| Mar 30, 2019 | $2.01 | Apr 18, 2019 | $2.01 |
| Apr 6, 2019 | $2.01 | May 2, 2019 | $1.01 |
| May 14, 2019 | $1.01 | ||
| Apr 13, 2019 | $1.01 | May 14, 2019 | $1.01 |
| Apr 20, 2019 | $0.00 | ||
| Apr 27, 2019 | $0.00 | ||
| May 4, 2019 | $0.00 | ||
| May 11, 2019 | $0.00 | ||
| May 18, 2019 | $0.00 | ||
| May 25, 2019 | $0.50 | May 25, 2019 | $0.50 |
| Jun 1, 2019 | $0.50 | May 25, 2019 | $0.50 |
| Jun 8, 2019 | $0.50 | May 25, 2019 | $0.50 |
| Jun 15, 2019 | $0.50 | May 25, 2019 | $0.50 |
| Jun 22, 2019 | $0.50 | May 25, 2019 | $0.50 |
| Jun 29, 2019 | $2.01 | May 25, 2019 | $2.01 |
| Jul 6, 2019 | $0.50 | May 25, 2019 | $0.50 |
| Jul 13, 2019 | $0.00 | ||
| Jul 20, 2019 | $0.00 | ||
| Jul 27, 2019 | $0.00 | ||
| Aug 3, 2019 | $0.00 | ||
| Aug 10, 2019 | $0.50 | Aug 21, 2019 | $0.50 |
| Aug 17, 2019 | $0.50 | Aug 21, 2019 | $0.50 |
| Aug 24, 2019 | $0.50 | Aug 26, 2019 | $0.50 |
| Aug 31, 2019 | $0.50 | Aug 27, 2019 | $0.50 |
| Sep 7, 2019 | $0.50 | Aug 27, 2019 | $0.50 |
| Sep 14, 2019 | $0.00 | ||
| Sep 21, 2019 | $0.36 | Sep 23, 2019 | $0.36 |
| Sep 28, 2019 | $0.50 | Sep 30, 2019 | $0.40 |
| Sep 30, 2019 | $0.10 | ||
| Oct 5, 2019 | $2.01 | Sep 30, 2019 | $1.91 |
| Oct 3, 2019 | $0.10 | ||
| Oct 12, 2019 | $1.91 | Oct 3, 2019 | $1.91 |
| Oct 19, 2019 | $1.01 | Oct 21, 2019 | $1.01 |
| Oct 26, 2019 | $1.01 | Oct 29, 2019 | $1.01 |
| Nov 2, 2019 | $0.00 | ||
| Nov 9, 2019 | $0.50 | Dec 6, 2019 | $0.50 |
| Nov 16, 2019 | $0.50 | Dec 6, 2019 | $0.50 |
| Nov 23, 2019 | $2.01 | Dec 6, 2019 | $2.01 |
| Nov 30, 2019 | $2.01 | Dec 6, 2019 | $2.01 |
| Dec 7, 2019 | $0.00 | ||
| Dec 14, 2019 | $0.50 | Dec 11, 2019 | $0.50 |
| Dec 21, 2019 | $0.50 | Dec 11, 2019 | $0.50 |
| Dec 28, 2019 | $1.01 | Dec 11, 2019 | $1.01 |
| Jan 4, 2020 | $0.50 | Jan 27, 2020 | $0.50 |
| Jan 11, 2020 | $0.50 | Jan 27, 2020 | $0.50 |
| Jan 18, 2020 | $0.00 | ||
| Jan 25, 2020 | $0.00 | ||
| Feb 1, 2020 | $0.50 | Feb 11, 2020 | $0.50 |
| Feb 8, 2020 | $0.50 | Feb 11, 2020 | $0.50 |
| Feb 15, 2020 | $0.50 | Feb 11, 2020 | $0.50 |
| Feb 22, 2020 | $0.00 | ||
| Feb 29, 2020 | $0.00 | ||
| Mar 7, 2020 | $0.00 | ||
| Mar 14, 2020 | $0.00 | ||
| Mar 21, 2020 | $0.50 | Mar 23, 2020 | $0.50 |
| Mar 28, 2020 | $2.01 | Mar 23, 2020 | $2.01 |
| Apr 4, 2020 | $0.50 | Mar 23, 2020 | $0.50 |
| Apr 11, 2020 | $0.50 | Apr 23, 2020 | $0.50 |
| Apr 18, 2020 | $0.50 | Apr 23, 2020 | $0.50 |
| Apr 25, 2020 | $0.50 | Apr 23, 2020 | $0.50 |
| May 2, 2020 | $0.50 | Apr 23, 2020 | $0.50 |
| May 9, 2020 | $2.01 | Apr 23, 2020 | $2.01 |
| May 16, 2020 | $0.00 | ||
| May 23, 2020 | $0.51 | Jun 5, 2020 | $0.51 |
| May 30, 2020 | $0.51 | Jun 5, 2020 | $0.51 |
| Jun 6, 2020 | $0.51 | Jun 5, 2020 | $0.51 |
| Jun 13, 2020 | $0.47 | Jun 5, 2020 | $0.47 |
| Jun 20, 2020 | $0.00 | ||
| Jun 27, 2020 | $0.00 | ||
| Jul 4, 2020 | $0.51 | Jul 23, 2020 | $0.51 |
| Jul 11, 2020 | $0.51 | Jul 23, 2020 | $0.51 |
| Jul 18, 2020 | $0.51 | Jul 23, 2020 | $0.51 |
| Jul 25, 2020 | $0.51 | Jul 23, 2020 | $0.47 |
| Aug 8, 2020 | $0.04 | ||
| Aug 1, 2020 | $0.51 | Aug 8, 2020 | $0.51 |
| Aug 8, 2020 | $1.46 | Aug 8, 2020 | $1.46 |
| Aug 15, 2020 | $0.00 | ||
| Aug 22, 2020 | $0.51 | Aug 25, 2020 | $0.51 |
| Aug 29, 2020 | $0.51 | Sep 22, 2020 | $0.51 |
| Sep 5, 2020 | $0.51 | Sep 22, 2020 | $0.51 |
| Sep 12, 2020 | $0.51 | Sep 22, 2020 | $0.51 |
| Sep 19, 2020 | $0.51 | Sep 22, 2020 | $0.51 |
| Sep 26, 2020 | $2.01 | Sep 28, 2020 | $2.01 |
| Oct 3, 2020 | $0.00 | ||
| Oct 10, 2020 | $0.00 | ||
| Oct 17, 2020 | $0.51 | Nov 5, 2020 | $0.51 |
| Oct 24, 2020 | $0.51 | Nov 5, 2020 | $0.51 |
| Oct 31, 2020 | $0.51 | Nov 5, 2020 | $0.51 |
| Nov 7, 2020 | $0.47 | Nov 5, 2020 | $0.47 |
| Nov 14, 2020 | $0.00 | ||
| Nov 21, 2020 | $0.00 | ||
| Nov 28, 2020 | $0.00 | ||
| Dec 5, 2020 | $0.51 | Dec 10, 2020 | $0.51 |
| Dec 12, 2020 | $0.51 | Dec 10, 2020 | $0.51 |
| Dec 19, 2020 | $0.00 | ||
| Dec 26, 2020 | $0.00 | ||
| Jan 2, 2021 | $0.00 | ||
| Jan 9, 2021 | $11.09 | ||
| Jan 16, 2021 | $11.09 | ||
| Jan 23, 2021 | $11.09 | ||
| Jan 30, 2021 | $11.09 | ||
| Feb 6, 2021 | $11.09 | ||
| Feb 13, 2021 | $43.10 | ||
| Feb 20, 2021 | $43.10 | ||
| Feb 27, 2021 | $43.10 | ||
| Mar 6, 2021 | $10.89 | ||
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