Name
Peter
Member since
October 2014
On-time repayments
321 installments • 78%
Am peter mutembei kapindu ,i leave in nakuru town ,Langalanga village.i attended school at Nakuru day secondary school,I have been working for the last 12years in prestige shuttles tours and travel.i have dreamed to start my business since childhood because my father is a businessman in Nairobi.am encouraged by my friend and workmate to join zidisha since i have seen it work for him.one thing unique about Nakuru is that the people are always ready to uplift the life's of other people within the area.currently am not married.
My business is located at Kanu street in Nakuru town.my business is called carosa beauty and cosmetics.i started this business because i realized that there was a great demand of cosmetics within the area and most of the saloons in the area used to go and buy from town about 4km.mostly i sale in wholesale and also in retail.most of my customer love to buy from my shop because my prices are affordable and i also some times offer small credit to those who are frequent customers.the business is profitable because i deal with beauty products which are in high demand and they sale faster.the risks that currently am facing are the introduction of tax which was not there before,this has affected the business by increasing the cost of operation.also the challenge of high cost of leaving has affected the business .my typical monthly cost is around 70,000 to 84,000 although sometimes the cost varies in different months,some month cost of operation is higher when there is more sales.sales ranges from 129,000 to 164,000per month.i mostly use the profit i get in increasing the stock.my alternative way of paying the loan is through my salary.am employed and i have a pay slipayment of any loan that can facilitate p
currently i will increase the stock by purchasing more machines and also lease for new premises to increase the customer base.the market value for a good machine costs approximately USD 80 and i require around two machines.the premises lease will cost around USD 120 to lease and USD 30 for a deposit of three months.
The benefit expected will be much more compared to the previous loan i received from my lenders.through expansion of the business the market share will definitely grow.more customers will be served, and also i will create job opportunities for more people. The estimated profit annually is USD 3000
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$319.00
Date disbursed
Mar 31, 2017
Repayment status
On Time
Projected term
11 months
Other loans
Amount repaid
$318.29
Amount remaining
$0.00
Date repaid
Jan 7, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 9, 2017 | $23.85 | Apr 9, 2017 | $23.85 |
Apr 16, 2017 | $23.85 | Apr 16, 2017 | $23.85 |
Apr 23, 2017 | $23.85 | Apr 23, 2017 | $23.85 |
Apr 30, 2017 | $23.85 | Apr 30, 2017 | $23.85 |
May 7, 2017 | $4.97 | May 7, 2017 | $4.97 |
May 14, 2017 | $4.97 | May 14, 2017 | $4.97 |
May 21, 2017 | $4.97 | May 21, 2017 | $4.97 |
May 28, 2017 | $4.97 | May 28, 2017 | $4.97 |
Jun 4, 2017 | $4.97 | Jun 5, 2017 | $4.97 |
Jun 11, 2017 | $4.97 | Jun 11, 2017 | $4.97 |
Jun 18, 2017 | $4.97 | Jun 18, 2017 | $4.97 |
Jun 25, 2017 | $4.97 | Jul 9, 2017 | $4.97 |
Jul 2, 2017 | $4.97 | Jul 9, 2017 | $4.97 |
Jul 9, 2017 | $4.97 | Jul 9, 2017 | $4.97 |
Jul 16, 2017 | $4.97 | Jul 16, 2017 | $4.97 |
Jul 23, 2017 | $4.97 | Jul 23, 2017 | $4.97 |
Jul 30, 2017 | $4.97 | Jul 30, 2017 | $4.97 |
Aug 6, 2017 | $4.97 | Aug 6, 2017 | $4.97 |
Aug 13, 2017 | $4.97 | Aug 13, 2017 | $4.97 |
Aug 20, 2017 | $4.97 | Oct 5, 2017 | $4.97 |
Aug 27, 2017 | $4.97 | Oct 5, 2017 | $4.97 |
Sep 3, 2017 | $4.97 | Oct 8, 2017 | $4.97 |
Sep 10, 2017 | $4.97 | Oct 8, 2017 | $4.97 |
Sep 17, 2017 | $4.97 | Oct 8, 2017 | $4.97 |
Sep 24, 2017 | $4.97 | Oct 9, 2017 | $4.97 |
Oct 1, 2017 | $4.97 | Oct 9, 2017 | $4.97 |
Oct 8, 2017 | $4.97 | Oct 10, 2017 | $4.97 |
Oct 15, 2017 | $4.97 | Oct 11, 2017 | $4.97 |
Oct 22, 2017 | $4.97 | Oct 11, 2017 | $4.97 |
Oct 29, 2017 | $4.97 | Oct 11, 2017 | $3.97 |
Oct 18, 2017 | $0.99 | ||
Nov 5, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Nov 12, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Nov 19, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Nov 26, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Dec 3, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Dec 10, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Dec 17, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Dec 24, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Dec 31, 2017 | $4.97 | Oct 18, 2017 | $4.97 |
Jan 7, 2018 | $4.97 | Oct 18, 2017 | $4.97 |
Jan 14, 2018 | $4.97 | Oct 18, 2017 | $4.97 |
Jan 21, 2018 | $4.97 | Oct 18, 2017 | $4.97 |
Jan 28, 2018 | $4.97 | Oct 18, 2017 | $4.97 |
Feb 4, 2018 | $4.97 | Oct 18, 2017 | $4.97 |
Feb 11, 2018 | $4.97 | Oct 18, 2017 | $4.32 |
Dec 25, 2017 | $0.65 | ||
Feb 18, 2018 | $4.97 | Dec 25, 2017 | $4.32 |
Jan 1, 2018 | $0.65 | ||
Feb 25, 2018 | $4.97 | Jan 1, 2018 | $4.32 |
Jan 7, 2018 | $0.65 | ||
Mar 4, 2018 | $4.97 | Jan 7, 2018 | $4.97 |
Mar 11, 2018 | $4.32 | Jan 7, 2018 | $4.32 |
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