mike123riley    Oct 16, 2012

Dear Lenders,

My name is Michael Riley and I am one of the Client Relations Managers here in Dakar, Senegal. I am writing to you after having visited Madame Ndiaye at her home in the Yoff neighborhood outside of central Dakar last week. Madame Ndiaye, as you have been informed previously, continues to face some extreme difficulties. As previous comments indicate she continues to struggle with the merchandise that was stolen from her in the Congo while attending the big fair. She had to leave early, before selling her merchandise and left it with a friend who proceeded to sell it on credit, but the buyer then disappeared and never honored the agreement. Madame Ndiaye has attempted to open a court case but the corrupt justice system is giving her little assistance and even so the criminals are long gone. This entire ordeal has brought Madame Ndiaye’s affairs to a stand still, and she is at a loss. Her health condition has been deteriorating as she is asthmetic and struggles with high blood pressure, all on top of the miscarriage she had early this year. The costs associated with these health issues plus school fees for her children are making her life extremely difficult especially with this stall in her business. Madame Ndiaye has indicated her most sincere apologies for her inability to keep up with her Zidisha repayments and can only pray to be back on track in the future, however at the moment she continues to struggle and hopes that her lenders can understand the severity of her situation.

Admin    Oct 16, 2012

Dear Lenders,

My name is Michael Riley and I am one of the Client Relations Managers here in Dakar, Senegal. I am writing to you after having visited Madame Ndiaye at her home in the Yoff neighborhood outside of central Dakar last week. Madame Ndiaye, as you have been informed previously, continues to face some extreme difficulties. As previous comments indicate she continues to struggle with the merchandise that was stolen from her in the Congo while attending the big fair. She had to leave early before selling her merchandise and left it with a friend who proceeded to sell it on credit, but the buyer then disappeared and never honored the agreement. Madame Ndiaye has attempted to open a court case but the corrupt justice system is giving her little assistance and even so the criminals are long gone. This entire ordeal has brought Madame Ndiaye’s affairs to a stand still, and she is at a loss. Her health condition has been deteriorating as she is asthmetic and struggles with high blood pressure, all on top of the miscarriage she had early this year. The costs associated with these health issues plus school fees for her children are making her life extremely difficult especially with this stall in her business. Madame Ndiaye has indicated her most sincere apologies for her inability to keep up with her Zidisha repayments and can only pray to be back on track in the future, however at the moment she continues to struggle and hopes that her lenders can understand the severity of her situation.

Thilor    Aug 1, 2012

bonjour jai modifier mon calendrier parcequue je doi partir au tribunal pour le ga qui avait escroque mes bagages me donne mon argent pour que je puissse termine la dette de zadicha comme le ga qui me devait mes bagages arrive ala poice il areffuisier depayer il nous ademande de partir tribulnal mai une foi que jai mon argent je vait paye

SEGant    Jul 18, 2012

Dear Lenders,

My name is Sam Gant and I'm currently the Client Relationship Manager active in Dakar. On Monday I met with Thilor to ascertain more details about her financial situation: after leaving a selection of her merchandise with a merchant at a fair in the Congo, who was supposed to finish selling off her products and bring the remainder back to Dakar, Thilor never in fact received her bags and is in the middle of judicial proceedings to either get her property returned or an equivalent cash sum. Thilor is a very competent businesswoman, having traveled as far as China to buy raw materials for her industry, and is extremely dedicated to repaying her Zidisha loan. Her business is currently stalled due to lack of capital, and soon she will log on to her profile to institute a grace period in payments until commerce has picked up again. She apologizes for the delay in communication and hopes to comment and respond to any of your questions as soon as possible.

Thilor    Jul 16, 2012

Hello. I currently have problems with a men who had stolen my luggage. We are in a legal procedure for him to pay me or give me back my bags. I will make a payment again and will soon modify the payment schedule. I thank you for your understanding.

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bonjour j'ave des problems avec un gar qui avait vole mes bagages en ce moment on et proce legal soit qu il me paie ou qu'il me rend mes bagages. je vai fair encor un paiement et bientot je vait modifier le calendrier. je vous remerci de m'avoir comprendre

Thilor    Feb 15, 2012

Greetings Zidisha,
Today your intern Maguette, with much difficulty to find my new address met with me. I am really sorry for my late payments noted in my reimbursement schedule. I had problems with a customer who took my merchandise via a friend. We were not able to find him and lost contact with him. When I went to the fair in Congo for my commerce, they pushed the date two weeks later. I could not stay there. I gave my merchandise to my friend in order to be able to go back home. She credited the merchandise to a Cameroonian merchant and lost his contact information. When I decided to travel to Congo to resolve the issue, I had a miscarriage. I am planning on starting to pay my loan next month. I would like to apologize for that long silence

Translated by     Show original

Bonjour Zidisha.
Aujourd'hui j'ai reçu votre stagiaire Maguette qui a un peu peiné pour retrouver mon nouveau adresse. Finalement, on s'est rencontrer.

Je m'excuse pour ce retard noté sur mon calendrier de remboursement. J'ai eu des problème avec un client qui a pris ma marchandise par l'intermédiaire de ma copine et on ne parvient plus à le retrouver. C'est quand je suis allée à Congo pour une foire et que la date a téait avancée. Je pouvais pas rester là bas. Alors j'ai confié ma marchandise à ma copine pour rentrer. Elle a vendu la marchandise à un camérounais à crédit. Mais a perdu le contact avec ce client. Quand j'envisageais de retourner au Congo pour résoudre le problème je suis tombée maladde. J'ai fait un avortement.
Je compte recommencer les remboursements dès le mois prochain.
Toutes mes excuses pour ce long silence.

• Brian    Mar 2, 2012

  Thilor, I am sorry to hear about your miscarriage - I grieve for your loss. Thank you for communicating with us again, it is so important that we hear from you. I hope that you are able to get back in to business soon, and that your financial problems can be resolved. God bless you.

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Sander    Dec 4, 2011

Bonjour Thilor,
J'espere que tout va bien et que votre entreprise prospere bien? j'imagine que la periode avant noel et tres active et anime, mais j'espere que cela aide aussi votre entreprise? :)
Je vous souhaite la meilleure de tout coeur!

Allen    Jun 21, 2011

Hello from Senegal's Client Relations Manager. I recently visited Thilor to give her her fully financed loan check as well as catch up with her family. You can see in the background of one of the photos they are eating Thieboudine, a Senegalese specialty. Attached are also some photos of Thilor's work...and one with her son in his favorite spider man suit.

Allen    May 11, 2011

Here are some of the intricate designs on the clothing that Thilor makes and sells.

• d    May 14, 2011

  wow, those are really amazing!

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• CatholicNetworking    May 17, 2011

  We have to agree with David, these designs are beautiful! Quelles belles broderies, Thilor! Vous avez du talent!

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• Brice Pascal    Dec 13, 2013

  hi Allen ,
  happy to learn that your doing an internship here in Dakar ,
  thank you for the good work you do to help the less fortuned people by your coaching !
  brice

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