Name
Richmond
Member since
January 2017
On-time repayments
134 installments • 90%
I am Richmond Boakye and I live in Kumasi in the Ashanti region of Ghana but stays in Accra. I am also a recent graduate from the University of Ghana, Legon and I studied Geography & Resource Development and Psychology. Zidisha did help me with my upkeep by funding my wallpaper business while in school. When I completed senior high school, I stayed home for a year before university because of certain factors with the financial barrier being one of them and I am someone who always likes to use his time wisely so I continue to challenge myself.
My enthusiasm made me used my gap year at home to learn Graphic designing which become a useful skill when I entered University. Again, my keen interest in graphics made me enter in wallpaper fixing business and it was through an interaction with my roommate that’s how I was introduced into Wallpaper Fixing business when I entered the University of Ghana. Wallpaper Fixing is similar in a way to graphic designing because both require some sense of creativity and it's also a form of arts/designs.
In the university community, most students like to make their room look cool and nice because their room tells more about who they are. Wallpapers in student rooms were the new catch which is growing in demand and as an entrepreneur, I took advantage of the market.
Although I have interest in Arts I would like to become a global business and research leader especially in the field of tourism and business development which I see as a tool to create new jobs and economic growth.
In lieu of this, I have applied to Masters in tourism studies at Mid Sweden University which they have admitted and granted me a Tuition fee scholarship. They have one of the leading tourism research centres in Europe and I would like to take advantage.
I am currently working as National service personnel at the office of Research Innovation and Development in the University of Ghana which I am being paid a monthly allowance. I also take on occasional room designing jobs.
I will be able to make payment to Zidsha through my allowance from the University of Ghana and other jobs I get along sides.
Again, if I am not able to finish with payment while in Ghana I promise to continue with payment when I start my studies in Sweden.
I will add the loan to my current profit which will be used to purchase materials
needed in the wallpaper fixing business.The Wallpapers cost $40 -50 for 2 yards depending on how the customer wants it .The profit i sometimes gets from this business helps me to support myself in school.i sometimes get a profit of $88 -$155 per service . I got a profit of $111 on my last job and used some to repay my loan and the rest of the profit after supporting myself was saved .
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$138.00
Date disbursed
Mar 3, 2018
Repayment status
On Time
Projected term
12 months
Other loans
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Amount repaid
$138.52
Amount remaining
$0.00
Date repaid
Nov 24, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 16, 2018 | $20.17 | Mar 14, 2018 | $20.17 |
Mar 23, 2018 | $2.24 | Mar 24, 2018 | $2.24 |
Mar 30, 2018 | $2.24 | Mar 24, 2018 | $2.24 |
Apr 6, 2018 | $2.24 | Mar 24, 2018 | $2.24 |
Apr 13, 2018 | $2.24 | Apr 16, 2018 | $2.24 |
Apr 20, 2018 | $2.24 | Apr 23, 2018 | $2.24 |
Apr 27, 2018 | $2.24 | Apr 23, 2018 | $2.24 |
May 4, 2018 | $2.24 | May 7, 2018 | $2.24 |
May 11, 2018 | $2.24 | May 18, 2018 | $2.24 |
May 18, 2018 | $2.24 | May 18, 2018 | $2.24 |
May 25, 2018 | $2.24 | May 18, 2018 | $2.24 |
Jun 1, 2018 | $2.24 | Jun 3, 2018 | $2.24 |
Jun 8, 2018 | $2.24 | Jun 11, 2018 | $2.24 |
Jun 15, 2018 | $2.24 | Jun 26, 2018 | $2.24 |
Jun 22, 2018 | $2.24 | Jun 26, 2018 | $2.24 |
Jun 29, 2018 | $2.24 | Jun 26, 2018 | $2.24 |
Jul 6, 2018 | $2.24 | Jul 8, 2018 | $2.24 |
Jul 13, 2018 | $2.24 | Jul 8, 2018 | $2.24 |
Jul 20, 2018 | $2.24 | Jul 22, 2018 | $2.24 |
Jul 27, 2018 | $2.24 | Jul 22, 2018 | $2.24 |
Aug 3, 2018 | $2.24 | Aug 7, 2018 | $2.24 |
Aug 10, 2018 | $2.24 | Aug 16, 2018 | $2.24 |
Aug 17, 2018 | $2.24 | Aug 16, 2018 | $2.24 |
Aug 24, 2018 | $2.24 | Aug 28, 2018 | $2.24 |
Aug 31, 2018 | $2.24 | Sep 4, 2018 | $2.24 |
Sep 7, 2018 | $2.24 | Sep 11, 2018 | $2.24 |
Sep 14, 2018 | $2.24 | Sep 11, 2018 | $2.24 |
Sep 21, 2018 | $2.24 | Sep 27, 2018 | $2.24 |
Sep 28, 2018 | $2.24 | Sep 27, 2018 | $2.24 |
Oct 5, 2018 | $2.24 | Oct 8, 2018 | $2.24 |
Oct 12, 2018 | $2.24 | Oct 17, 2018 | $2.24 |
Oct 19, 2018 | $2.24 | Oct 17, 2018 | $2.24 |
Oct 26, 2018 | $2.24 | Oct 31, 2018 | $2.24 |
Nov 2, 2018 | $2.24 | Oct 31, 2018 | $2.24 |
Nov 9, 2018 | $2.24 | Nov 13, 2018 | $2.24 |
Nov 16, 2018 | $2.24 | Nov 13, 2018 | $2.24 |
Nov 23, 2018 | $2.24 | Nov 24, 2018 | $2.24 |
Nov 30, 2018 | $2.24 | Nov 24, 2018 | $2.24 |
Dec 7, 2018 | $2.24 | Nov 24, 2018 | $2.24 |
Dec 14, 2018 | $2.24 | Nov 24, 2018 | $2.24 |
Dec 21, 2018 | $2.24 | Nov 24, 2018 | $2.24 |
Dec 28, 2018 | $2.24 | Nov 24, 2018 | $2.24 |
Jan 4, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Jan 11, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Jan 18, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Jan 25, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Feb 1, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Feb 8, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Feb 15, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Feb 22, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Mar 1, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Mar 8, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Mar 15, 2019 | $2.24 | Nov 24, 2018 | $2.24 |
Mar 22, 2019 | $1.79 | Nov 24, 2018 | $1.79 |
Jane Jul 13, 2017
Jane Jun 1, 2017
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