Weighing machine for feed processing

Arsaneth

Ngecherok, Kenya

100% repaid

Entrepreneur

Name

Arsaneth

Member since

October 2015

On-time repayments

142 installments  •  70%

About Me

My name is Arsaneth Cheptoo. I reside at Kericho County in Rift Valley Province. I completed my primary school in the year 2002, then I went to a secondary school called Kipsigis Girls High School and I completed in 2006. After completing my secondary school, I had to stay at home for four years without joining college due to lack of school fees. I had to venture into farming where I planted vegetables for sale at least to enable me to have something in my pocket. I did that for a year and I had accumulated a good sum of money.

I went to register in a college of business management (KIM) in the year 2010 and I got my diploma in 2 years. Nothing is impossible with God for those who trust in him. I graduated with flying colours but I got no job with it. One year down the line, I thought of a business idea and I came up with the stationery business. The community I come from is in the center of Kericho where people grow tea and other crops.

I am a mother of one daughter called Marleen Chemutai and she is in class one at Holy Trinity Academy in Kericho County. My business has seen us through all these years. My daughter want to be a medical doctor in future.

My Business

My stationery shop consist of: photocopy papers, receipt books, exercise books, pens, chalks, hardcover notebooks, hand notebooks, marker pens, rulers, cardboard, manila papers, bank rolls, laminating pouch, binding covers, spirals, envelopes, cartridges, toners, and all sorts of files and many others. I am in a strategic place where everyone is able to access my shop all day so most of my stock moves faster. I chose this business because many offices, schools and industries use the stationery material for office use. I buy one ream of paper at 3.2 dollars and sell at 4.7 dollars. The revenue is 1.5 dollars per ream. I use the profit of my business to reinvest in my business and, at times, use it to educate my daughter in paying her school fees.

Animal feeds processing
I would like to expand the business of animal feeds processing. I learnt a lot about the business and I have just realized its good and profit generating, so given the chance I will fetch profit from the business.

Loan Proposal

First I will purchase a weighing machine worth 45$ and the remaining amount will be use for raw materials such as, maize worth 50$ , wheat bran worth 20$for feeds processing.
With this weighing machine I will be able to do accurate weighing.
I also expect more sales since dealing with accurate measurements you will earn more sales and more profit.
This has greately changed my living standard i thank zidisha for the initiative

Show original English  

About Me

My names are Arsaneth Cheptoo. I resides at kericho county in Rift Valley Province.
I completed my primary school in the year 2002,then I went to a secondary school called Kipsigis Girls high school and i completed in the 2006. after completing my secondary school I had to stayed at home for four years without joining college due to lack of school fees, I had to venture into farming where I planted vegetable for sell atleast to enable me have something in my pocket. I did that for a year and I had accumulated a good sum of money.
I went to registered in a college of business management (KIM) in the year 2010 and I got my diploma in 2years. Nothing is impossible with God for those who trust in him, I graduated with flying colours but I got no job with it. one year down the line I though of business idea and I came up with stationery business. Our community I come from is in the center of kericho where people grow tea and other crops.
Am a mother of one daughter called Marleen Chemutai and she is in class one at holy trinity academy in kericho county. My business has been seen us through all these year. My daughter want to be a medical doctor In future .

My Business

Animal feeds processing
I would like to expand the business of animal feeds processing. I learnt a lot about the business and I have just realize its good and profit generating, so given chance I will do well.
Hardware shop.
with my good services to my customers,also having that i have done some good research on my current business and the need of my good customers,which i was also given a good challenge by my customers that they enjoy my services and they like to remain mostly be my customers not only on feeds but also when it comes to building materials,i looked at this as the a good linking business where when they need to extend their buildings,they have it just under my good services that they have trust in me.with the good and every profit improving on my feeds business i have put up shelves to lay in my hardware materials .given that support from my community ,zidisha community i will fully install my shop with the materials and start serving my customers who are very much eager on my delivery.the hardware business will bring a lot of improvement not only to my business and my economical status but also to my community at large,like providing them with good services and improving on their buildings and also empowering the needy on terms of employment,because this will give a chance in employing someone to help in serving my all time customers.given a loan i will use in buying iron sheets worth 200 dollars,nails =50 dollars,cement =150 dollars paints 80 dollars binding wires 40 dollars and a good example on profit making with the market prices of the materials like for cement will be buying one piece on 5 dollars and sell at 65 dollars making a both fair price ..will be great full with the help .

Loan Proposal

First I will purchase a weighing machine worth 45$ and the remaining amount will be use for raw materials such as, maize worth 50$ , wheat bran worth 20$for feeds processing.
With this weighing machine I will be able to do accurate weighing.
I also expect more sales since dealing with accurate measurements you will earn more sales and more profit.
This has greately changed my living standard i thank zidisha for the initiative

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$512.00

Date disbursed

May 28, 2018

Repayment status

On Time

Projected term

9 months

Lenders

johnandmoliehi

Canton, New York, United States

ads68

Melbourne, Australia

JonB

London, United Kingdom

A

Andrei

United States

RC

Rudi Chen

United States

HCPSPIRIT

Helsinki, Finland

NH

Nancy Hull

United States

Paul Buchheit

Mountain View, United States

Katja

Switzerland

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Arsaneth    Apr 23, 2019

    with my previous loan .it has really changed my income and also given me a good idea of improving my business and leading to the need to extend my services to more customers by putting up a accessible and mostly affordable to all customers basing with the fair prices and good quality products

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  • Rachael Dorcas Anyango    Feb 22, 2019

    Good morning!talked to her and she is doing fine and she has continued to pay .

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  • Arsaneth    Jan 19, 2019

    Am really sorry for delays in repayment of the loan . this is due to robbery. They broke into my store October 2018. From that time I have been struggling a lot but I know that all will be ok soon . thank for your patience

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  • Nancy Hull    Dec 27, 2018

    How are you doing?

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    • Arsaneth    Apr 6, 2019

      Hello, am doing good . Going on well now with the busines after along struggle with the robbery challenge. I have managed to pick up and Really thank you for your patience.

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  • Arsaneth    Sep 14, 2018

    I have been unwell for the past two months , allow me pay 500 for sometime before i resume fully in business

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  • Arsaneth    Jun 10, 2018

    Hello lenders ,I received a loan of 52,050 which I had indicated to purchase a weighing scale.
    Av ordered for the machine in a weeks time I will receive the machine. Thanks a lot lenders for this initiative

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  • Arsaneth    May 20, 2018

    Thanks a lot to lenders for the loan, I really appreciate it .
    I will use this loan to purchase electric weighing scale worth 450$ wheat bran worth 30$, maize worth 40$.
    With this am sure of increasing the production, sales and even dealing with accuracy on weighing raw materials on arrival, and weighing on production. Once again thanks to you lenders

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  • Arsaneth    Apr 10, 2018

    Thanks lenders for the past loans i have received from zidisha, am really greatfull for this initiative , the past loan av just completed helped me expand both stationery shop and livestock feeds processing.
    I bought more raw matetials for feeds processing , and I would like to purchase electric weighing machine that I will use in weighing raw materials on arrival and on package. Thank you

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  • Arsaneth    Mar 24, 2018

    Hi, Lenders . this loan has really helped me improved my business greately. Would also wish to repay the loan before 27th march in order to increase my loan limit. Thanks alot

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  • Arsaneth    Feb 4, 2018

    Hello lenders , this initiative has improved several lives especially mine, am doing great in business an my daughter's education is gathered for too. Thanks a lot, looking forward to repay the amount in full and request for another loan.

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  • Arsaneth    Dec 10, 2017

    Hi lenders I invited noel chirchir. He has a business selling tea leaves

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  • Arsaneth    Nov 16, 2017

    Thanks the lenders for the loan that I received on 1/11/2017. I really appreciate a lot. I have used this loan on purchase of more stationery items which are , photocopy papers, text books ,exercise books, diaries, pens, pencils,staplers, paper bunch , clip boards, box files, spring files, marker pens, manila papers. All costed 20.5$.
    Purchases of raw materials for animal feeds, which are maize, wheat bran,sunflower seed cake ,cotton seed cakes, fish meal, omens all coated 32$

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  • Arsaneth    Oct 30, 2017

    Thanks a lot the lenders for this initiative. I appreciate every efford you take on seeing our life's improve. Thank you

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  • Arsaneth    Oct 20, 2017

    halloo my lenders,i used my previous loan in purchasing of a new sealing machine for my business,the machine has realy boosted my busness unlike before where i normally seal my feeds manually,it has made my work simpler where i can seal more feeds in a day that i deliver to customers right on time ,this has also improve my income profits daily,i used the loan also to add stock to my stationary shop where currently i have every item that my customers dont miss in my shop..with all this step through the support of the loan,currently with my business i have increased my income by 75 percent,i feel this through paying the people i employed and meeting my daily expense with a good savings that at the end my daughter never misses school fee for her education..and also my business is growing more..i have a good planing of expanding my business much more that will make my customers and generally my community sutisfied.i am applying for the next loan that i will appreciate given and expand my business by purchasing of raw materials to my feeds business amounting 500 dollars and 20 dollars to my stationary shop. this will realy boost my satisfaction to all my customers and my community ,where services will be improved.

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  • Margaret    Oct 15, 2017

    I am happy to hear your sales are up! Best of luck to you as always!

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    • Arsaneth    May 26, 2018

      Hi, lenders, my loan was confirmed on 20th and upto day it has not been disbursed. Thanks in advance

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  • Arsaneth    Sep 6, 2017

    Hi, lenders I can increase my repayment to 2000 because sales have now increased

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  • Arsaneth    Jun 30, 2017

    I am adjusting my instalment to this amount because currently the performance is slow and compared to the raw materials that has actually rise with the price. With good strategy that I have implemented it will raise the performance and double my income than now.this will actually help me repay my loan on time .

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  • Arsaneth    Jun 30, 2017

    Hi lenders and my mentors it has been not good to me because i have been fixed soo much at the same time i had no idea of adjusting my installments but now i have been adviced by my inviter on what to do or how to adjust my installment .thanks alot.also this will help me maintain my status on on time repaying.

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  • Arsaneth    Apr 18, 2017

    Hi lenders, I really appreciate you for the support you are offering to us, thanks a lot and may God bless you.

    I received the loan and I did purchase stationery worth 90$ and sewing machine worth 200$

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  • Arsaneth    Apr 4, 2017

    I really appreciates the lenders for the loan . it will be of great help. Once again thank you

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