Purchase five bags of maize for retail

Entrepreneur

About Me

Am Pastor Joash Mayison Oduor .I was born and grew up and live in Busia town. I schooled at st Matthias Busia high school. After high school I did a lot of church work which I was given a chance to join our church collage to do bible study from these I was able to attained my poster certificate
after school I started a business of selling cereals from farming homes and selling them to at the market on my own .the business to help me and my mother to keep life going on .from these business I have been able to pay may fees since my mother has been having a challenge of life was able to start business from my small pocket money had saved plus the support from my mother and the soft loan got from my uncles I started these while I was in form 4.
I started the business with ksh.15,000 which I started t with 4 sucks of maize at 2,500 I did these at Matayos market .after school I had raised enough money that I was able to get to town and secured a place Busia market . I had a lot of customers that encourage me and know am proud because I know by maize from Kenya and sell in Uganda market.
Currently I have a stock worth 100,000 which is so impressive to me which has give the hopes of getting these loan to so as to increase my stock.
I started the business so as to create job opportunity after school and to be able support my family.

My Business

I Am a clearing and forwarding agent at the Busia border with grasia freight and forwarding company .apart from that I buy and sell cereals from Kenya to Uganda sofia . my office located at the border at busia communication house on grown flow the last door.
I sell maize, beans and green grams .The demand is high the fact that Busia is situated in Kenya Uganda border so most of my customers are those who want to cross the border especially those who clear the vehicles and these their people who works here in town.

My business is profitable because I have so many customers so the more I serve the more i earn especially those from schools . The challenge am facing is just lack of capital to expand my business the demand is high than I have. and also to get a bigger store for my goods.

My monthly usage is as follows KES 80,500 transport ,KES 600,000 for the stock and 200, 000 for other expenceses like buying sucks .profit ranges from KES 40,000-45,000 per month. The loan I will used to modify my business and its the business that will repay the loan. And with these I will be able to support myself and family with less stress.

Loan Proposal

thank zidisha for having been with me the last period i fully paid m loan with no stress and am happy to have given me another loan chance. i have been motivated with zidisha because i have been having my business on truck i will have to get 50 bags of maize since the school ahave open and they will need more maize for their student my present stock is 80 bags of maize and i will me happy to b supported with the zidisha to raise my stock to to the required target to start off the moth business of 95 bags than s very much zidisha

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