John    May 20, 2013

my names are john njoroge am sorry for not paying the loan on time and also not informing you how my business is going for along time.the business of recycleing bottles.the company i was supplying with has clossed.which have made me not to even know what to explain to you but am looking for other buyer becouse idont think i can left this job becouse i do have alot of stoke in my store.so please hope you will understand my stuation thanks alot.

• Hope2012    May 20, 2013

  Hello thanks for your message I do appreciate your honesty and getting in touch. It's ok for me to have a bit of a delay so try not to worry just do the best that you can. Best wishes

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John    Feb 19, 2013

hallo zidisha am very happy of you all for having the spirit of helping Africans interms of loan thaks alot.the reason i have rescheduled its becoouse i have alot of aliers for past months and i could not be able to them at ones thats why i have decided to reschedule.thanks also for your understanding.

John    Jan 25, 2013

my work is okey now am able to continuel paying today morning i have sent 4000 and i will add more by the end of this month but i have not seen any change in my profile thanks

John    Jan 4, 2013

halllo zidisha am sorry for incovinient concerning my loan. for now my health is okey and i have resumed work which has improved and i will continuel paying this month of january thanks for understanding

• Hope2012    Jan 4, 2013

  That's great thanks for letting us know

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• Kitty    Jan 5, 2013

  Glad you're better, hoping for continued success

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John    Dec 2, 2012

hallo ginoir and all the members of zidisha am happy for your concerned.for now ican't say am that bad.thanks also for understanding my situation. you know in life there things we would not want like diseases although we prevent so much but a times it over powers you.for now am okey but my business is too down as i rescheduled and promised to start paying on december please may you spare me this month until next month thats on january.thanks allot for your undrstanding.

• Hope2012    Dec 2, 2012

  Hello that's no problem really happy that you are recovered, best wishes

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• S E C King    Dec 4, 2012

  Dear Mr Njoroge, I am very glad to hear from you and hope that things continue to improve for you. The proposed rescheduling of your repayments is no problem (for me at least), but I think you should notify Zidisha of this intention formally (if not done already) just to keep everything clear. Thanks, Ginoir

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John    Nov 19, 2012

hallo zidisha am john njoroge the recycler i call my self that name becouse am happy with my job and i like to be associated with it.my job have being learning well but unfortunitly i got a sickness which distabilised my job.which also affected my monthly repayment.when Andrew weber was here on september 30,2012 he visited my work place and he was very happy with my work.that time the work was well learning.but i have resumed to work from sickness. thanks to the lenders for understanding me not forgetting zidisha thanks also to julia for comming up with an organisation like this may god reward you for the good job and may you live longer.

• S E C King    Nov 29, 2012

  Dear Mr Njoroge, I hope that you have now fully recovered from your sickness. How are your two businesses going? I hope all is well.

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AWeber    Sep 30, 2012

September 30, 2012

Hello, my name is Andrew Weber and I am a Zidisha Kenya Client Relationship Manager. I am currently visiting Zidisha borrowers in and around Nairobi.

Recently I visited Zidisha borrower John Njoroge at his place of work in the Ongata Rongai village on outskirts of Nairobi. After battling sickness for the past 2 months, John is back to full health and committed to repaying his loan and operating his businesses with a renewed vigor. He initially requested the loan to start a car washing business, which he says is doing well right now. The loan allowed him to buy the proper equipment to get the business off the ground. The business was doing well enough that he has entrusted his partner to continue to operate it without him while he focuses on his lucrative new venture: reselling used glass bottles to local recyclers.

John buys large quantities of used, empty bottles at low price from restaurants, and in turn sells them to recycling agents at a profit, often double the price he paid for the bottle. With the initial success of this recycling business, and the continued profits from his car wash, John looks forward to repaying his current loan and taking out a new loan to aid his recycling business as soon as he can. While the recycling business has been successful so far, a new loan would allow him to buy containers or wagons to make transporting his bottles far easier. Until then he’ll continue to manually carry the sacs of bottles around town.

One other aspect of John’s life that has improved since his Zidisha lone is evident on this very profile page. John used part of the loan to pay for a computer class, where he has improved his computer skills to the point where he can interact with his lenders with increasing ease. Armed with new computer skills and two successful businesses, John’s life has improved greatly since receiving his first Zidisha loan.

John    Sep 26, 2012

the reason which have made me change the repayment its becouse i had not being feeling well for last two months thats ihave not being able to open my workplace.but now am recovering.i aplogise for the inconvinience.But from next month thats october i will be okey and i promise to contiuel paying as i signed and agreed in the agreement thanks alot

• Hope2012    Sep 26, 2012

  No problem really hope you get well soon best wishes

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John    Sep 20, 2012

my name is john njoroge am very happy of zidisha organization for suppoting us with the loan.i could not be able to communicate with you without somene to help me to operate a computer ididnt know how to operate it but for now am able.i started acomputer class which i go for two hours every day then back to my business i come to know acompeter do more things even to communicate with people from other countries thanks for giveing me this oppotunities my business is continuing well thanks to the lenders too may god bless you all for the good work.

John    Sep 6, 2012

am happy of zidisha and the lenders may you continuel with the same spirit and God bless you for your good work.thanks alot.

teddy    Jul 27, 2012

Thanks you ofor the update Vivien. how long are you in kenya?

teddy    Jul 27, 2012

Thanks you ofor the update Vivien. how long are you in kenya?

Vivien    Jul 27, 2012

Hello Lenders,

My name is Vivien Barbier and I’m one of the Zidisha current client relationship interns for Kenya. Today, I visited John and his growing business.

I was very impressed by John and what he did with the money. He only received the money recently, but he already had hired one employee to help him to clean customer cars. He told me that the new machine that he is using allows him to wash a car in 25 minutes instead of 1 hour. Since his business is subject of rush hours, it is very important to reduce the washing time.

John seems to be very happy to see me and he is very thankful to the Zidisha community. He told me that his life was really changed by the loan and that without it he would never had the money to buy the compressor.

John is also attending a 1-hour course about computer everyday to learn how to effectively use a computer and be able to interact more easily with zidisha.org

Vivien
27th June 2012
Nairobi, Kenya

• Hope2012    Jul 29, 2012

  Thanks for the update :) Glad to hear things are going well

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• Hope2012    Jul 29, 2012

  Thanks for the update :) Glad to hear things are going well

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John    May 23, 2012

Thank you lenders for contributing to my loan God Bless you all and continue supporting us.