Zidisha loan to help my nephews

Stephen

Fiapre, Ghana

100% repaid

Entrepreneur

Name

Stephen

Member since

December 2015

On-time repayments

146 installments  •  19%

About Me

I live with my three nephews which I am taking care of them all. They have grew up and I am now decided to take them to school. I don't have enough money to support them all, because my money is not adequate to help them to go to school to learn. And I head Zidisha from a friend, and that I became more interest to join in order to get this affordable loan to help my three nephews.

My Business

Since I head the name Zidisha with a friend, I appreciated it a lot. Because, I live with my three nephews which I am taking care of them all. They have grew up and I am now decided to take them to school. I don't have enough money to support them all, because my money is not adequate to help them to go to school to learn. And I head Zidisha from a friend, and that I became more interest to join in order to get this affordable loan to help my three nephews.

Loan Proposal

I want Zidisha to come to my aid in order to take my nephews to school to learn. If I get this loan it will help and enable me to use the money I have to eat. Because if I use the money that I have to support them in education, we will not get another money to use as a chop money. If Zidisha help me with this loan I will pay it earlier in order to have a another loan. Thank you.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$158.00

Date disbursed

May 18, 2016

Repayment status

On Time

Projected term

12 months

Lenders

Treesforpeople

Oxfordshire, United Kingdom

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

B

Bernhard

Baden - Baden, Germany

Matt B

Stratford Upon Avon, United Kingdom

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

RG

Ryan Gough

United States

A

Anonymous

United States

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  • Stephen    Nov 4, 2016

    Dear Lenders, please I have reduced my payment of a little.

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  • Matt B    Oct 15, 2016

    Stephen - best wishes to you and your nephews :)

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  • Stephen    Oct 13, 2016

    Thank you dear Lenders. I am very happy for your supporting

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  • Stephen    Oct 10, 2016

    Thank you for your support dear Lenders

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  • Matt B    Jul 13, 2016

    Hello Stephen. How is everything going? I hope you and your family are doing well.

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    • Stephen    Jul 25, 2016

      Hi dear Matt, we are doing so good by the grace of God. Thank you so much for asking. May God bless you always.

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      • Matt B    Jul 25, 2016

        I am pleased to hear that.

        Did you know that these days there are lots of free resources online which might be useful to help your nephews with their schooling. One good site is:
        www.khanacademy.org/library
        That one is best for helping with maths and science.
        If there are any topics for which you would like resources, just let me know and I will be happy to find something for you.

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  • Stephen    Jul 5, 2016

    Dear Lenders,

    Please, I phoned to Kyereh and he said he don't have arrears. So I think Zidisha will rectify his account soon. He also said, his next payment is due on July 24, 2016.

    Thank you.

    Stephen Yeboah
    Volunteer Mentor

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  • Stephen    Jun 26, 2016

    Please, I want to reduce my payment. Thank you.

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  • Stephen    May 18, 2016

    Dear Lenders, please the loan is received and may God Almighty bless all of you. Thank you.

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  • Matt B    May 16, 2016

    Stephen - I am pleased you were fully funded. I wish you and your family all the best for the future.

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    • Stephen    May 16, 2016

      Thank you so much dear Matt. Greetings from my family to you as well. God bless you.

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  • Stephen    May 16, 2016

    Thank you my dear Lenders.

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  • Matt B    May 6, 2016

    Stephen - I hope you manage to raise the full amount for your loan. Best wishes for you and your nephews! From Matt in England.

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  • Stephen    May 3, 2016

    Dear Zidisha Lenders, thank you so much for helping me support my nephews. Thank you.

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  • Stephen    May 1, 2016

    Dear Lenders, please, I can pay off my remaining balance. Thank you.

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    • Roy    May 1, 2016

      Hello Stephen,
      You could do that, but it would most likely limit the size of you next loan...There are a number of issues which you may not be aware of. (please see below.) The reason for this is so that borrowers establish a borrowing history, before being given a large loan....

      In order to qualify for a loan size increase, you must:
      -Maintain a 95% on-time repayment rate for all monthly installments since joining Zidisha.
      -Make the final repayment installment of the current loan on time.
      -Hold the current loan for at least 1 month for loans up to $200, 3 months for loans of $200 - $1000, 6 months for loans of $1000 - $3000, and 12 months for loans over $3000.
      -Distribute loan repayments over a series of regular installments, rather than repaying the entire amount in a single large payment. A "large payment" is defined as repaying more than 50% of the loan within a single week.

      Good luck.

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  • Stephen    Apr 20, 2016

    Dear Lenders, please, I have increased my payment. Thank you.

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  • Stephen    Mar 22, 2016

    Please, I wish to inform you to make reschedule but I promise to come back very soon.

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  • Stephen    Mar 1, 2016

    Dear Lenders, please, I want to make a reschedule in order to continue pay all my loan on time. I promise to make on-time payment to you all.

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  • Stephen    Feb 14, 2016

    Thank you Zidisha, may you all live long

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