Mar 16, 2015
Jacaba At Mariakani, Kenya
Hello lenders I received your loan of KES 20908 and I will use it to purchase the Epson printer so that I can serve my Customers who I was referring them to other cybers and I am very happy because the Epson printer will greatly change my business by increasing the profit I was getting.
Thank you very much may God bless you abundantly.
I have geotten some Ivorian business men who had brought some apples at a evry chepa price than i use to buy, i will use my loan for just one turn and repay earlier to facilitate me get higher loan for this affordable apples whilst stock last..Thank you my lovely lenders. Already am enjoying some better profits from your loan. this has improoved my standard of living. God bless zidisha lenders
Hello, all my lenders, I apologies for not posting comments for a while; just as I had promised I have been very busy in the farm doing the work by self to cut down on cost. I just concluded top dressing the tomatoes this night set to rise very early to put water the rest of the day. I also bought pesticides and foliars plus topdressing fertilizer which i already applied on the french beans. By Gods grace the french beans are expected to be ready for first picking this Friday. Wanted to attach photos but ran short of time to take some next time i will post them. Thank you for on time help.
John Kofi Essumang
Teshie 1st Junction, Ghana
Actually my first loan really help me a lot.. i used the money to repair my damaged laptop i use to do my home base business and now my home base business is at its peak. And am very very happy i had that money at that particular time.
Stephen Omondi Odhiambo
I am thankful for the first loan.My tomatoes are health and growing very fast.I thank yo so much
Dear lenders I received the loan and I have been able to add a sewing machine as I had promised. I am doing well and the business tools doing well.I have employed a lady to help tackle the feminine issues and the business is now booming.Thank you in advance
Davis Kwoba Barasa
Dear lenders, I wish to report success with my firs loan.Even though I had to travel long distance,I finally got a modern top-bar bee hive . The bees come in almost immediately and they have been happy in the hive. Thank u so much
Greetings Friends. I have been able to purchase a new cage for the 6Kilogrames cylinders for my shop although sales have been low in the last three months due to financial issues facing customers. I have tried to invest in branding and more display and i intend to add more Six Kilograms cylinders which seems to be hot cake in Town. I will also be able to make Fliers to distribute to increase awareness of the shop.
Nairobi - Umoja Estate, Kenya
Thanks for every update, below is how I do some of my packaging.
Hope to post more of my photos.
The loan was very helpful to me.It enabled me to buy a knapsack sprayer that has really reduced my cost of production.Before the loan I used to hire the sprayer but now I am a proud owner of my own knapsack sprayer. My revenues have increased and looking forward to greater expansion. of the farm
THE GRAND DIFFERENCE:
If you gave the money to buy food, I would remain poor. When you give me the money to invest , keep the returns and repay the capital, I am on my way to financial freedom.
Lenders and the entire Zidisha Team, thank you for providing me with the seed. Soon you will see a forest out of it because the rule of multiplication shall apply in my business.
Thank you all and God of heaven and earth bless you.
I take this opportunity to thank you lenders for the good work your are doing.Personally the loan has been of great benefit and has really helped me improve my farm. The young rabbits come and they have really grown pretty fast. I sold 50 rabbits last week and earned $550. I am really grateful
Dorothy Emefa Sabbah
My label is readyyyyyyyyyyy
my bisiness is doing well
Hi, am avery happy man today, The ZIDISHA team has given me areason to smile again,my business has picked up perfectly after i received a sum of ksh.3565. I increased my stock ( i bought rubber shoes for men and kids) . They are doing perfectly in the market, i think you people have the best way of promoting entraprenuership , am very thankfull to you people , may The Almighty God bless the work of your work.
LONG LIVE ZIDISHA.
Kabupaten Jeneponto, Sulawesi Selatan, Indonesia
Hi lender, thanks a lot with the help of venture capital loans that I use to buy bamboo to manufacture Traditional Fish Capture Device (traps), Bubu orders already in the process of manufacture to customer needs, especially orders from the Department of Marine and Fisheries.
Rusinga Shopping Centre, Kenya
It is great to have such a good organization as Zidisha. I believe many people like me who may not have access to finances benefit alot. I managed to buy the desktop switch. Even though at the start it was quite challenging as some of my machines like printer and photocopier were blown up by faulty electricity, I am now coming to my feet. I wish I could meet the worthy contributors to my cause for the good heart.
My lenders through your generous contributions to fund my loan, I received 111,021 Kenya Shillings(KES). I have so far spent 20,000 for the materials which were required to construct beds for rearing the earth worms. Currently I am finalizing acquiring of knowledge at Jomo Kenyatta University of Agriculture and Technology(JKUAT) in order to perfect execution of my project. I have spent 10,000 KES for registration of this study at JKUAT which is a 5 days training. I have also used 5,000 KES as my up keep in the university.
In one week time I will be starting the construction part of this project which will take me approximately one week to finalize and purchase the earth worms from the same institution for the project to kick off. I will be uploading much at every phase of my project development for you lenders to see how far you have boosted my business life.
Finally I would like to assure you my lenders that this is a nice engagement with huge returns on investment to sustain me and be able to repay my loan in full and in time, It is also professionally executed following all the project development tool like Ghannt and PERT chart in order to perfect and avoid mistake.
Thank you all, Thank you Zidisha.
a piece of wall i painted with my last spray gun.
Kaani Village, Kenya
Just an update:This were some of my visitors who had come to learn more on best chicks brooding tips using my innovation clay brooding pots.It was fun!
hi zidisha and my esteemed lenders.
I take this opportunity to thank you fully for the help and assistance you are giving to needy people, I have just completed paying the loan that found me buying a benq scanner that is currently of a great help to me and my business, i can now comfortably do scanning even if it is an A3 size. It has helped move my business one more step positively. Thank you
the loan you entrusted to me has been a success with regards to helping me purchase the industrial sewing machine.
my production has increased tremendously and i am now able to meet the growing demand for cloths.
together we have created an employment opportunity for a tailor who i employed last week her name is Jane.
i just want to appreciate you on her behalf and for me the partnership is life changing and inspiring as a young business man.
you have encouraged me to do more.
the proceeds from my increased sales are really helping me pay for my tuition at the Africa Nazarene University my undergraduate program: business administration.
thank you investors for your partnership.
I was able to meet Fred last week in Berekum, a city in the Bring Ahafo region of Ghana. Fred’s family is originally from Ghana’s Eastern Region – on the other side of the country – but moved ten years ago for his father’s work. His father returned home, but Fred liked Berekum so much that he opted to stay. It’s not a big city but still energetic and friendly. Now he teaches ICT and mathematics to students 11-15 years old.
When he’s not at school, Fred is working on his farm. Fred harvests tomatoes as well as a few other vegetables here and there. He learned farming from his grandfather and, though he didn’t take to it immediately, says now he enjoys getting to be outside with the crops and the exercise that it provides.
Fred has used his Zidisha loan to help hire additional labor to harvest his tomatoes and is grateful for the support he gets from his lenders. We had to part ways early so that he could safely get home on his motorbike before an impending storm, but thank you Fred for taking the time to meet with me!
Ghana Country Ambassador
Thank you so much once again for funding my loan in time. I received $324 you funded me, may God bless you abundantly, I will use this money to process all the legal licenses and documentation required for one to handle food and be able to supply the commodity freely. The remaining amount will be used to add more stock.
I finally had a chance to drop by Ishmail's shop on my most recent trip to Kumasi and wanted to share some pictures! In a bright green container in the Asawase neighborhood, Ishmail and his workers create custom and original designs as well as alterations. When I visit, they are busy altering a pile of clothing to be resold by a friend.
Ishmail, thanks again for letting me swing by and for all your recent work as a Volunteer Mentor!
Ghana Country Ambassador
I had the pleasure of meeting Febiri last week in his hometown of Berekum, along with Kumasi VM, George Bonsu. Berekum is a small but lively city in the Brong Ahafo region of Ghana which Febiri calls, smiling, “A good place. A happy place.”
During the day, Febiri teaches ICT to students aged 10-13. He’s a natural teacher and in secondary school would help tutor his mates before their exams. But teaching computer skills in Berekum comes with challenges: like having just one personal laptop for 65 students. He says, “It is difficult to teach typing without keyboards.”
Like many Ghanaians, Febiri also has a side business: a small provision store selling basics like rice, sugar, and cooking oil to his neighbors. He uses profits to support a big extended family and a household of up to 15! His wife, Matilda, is also a Zidisha borrower and together they are saving for school fees for their own two daughters, aged 2 and 5 months, and help provide for Febiri’s nieces as well.
Febiri and Matilda said they are very happy since discovering Zidisha. And their loans have played an important role in keeping the store stocked and boosting profits. Since taking his first loan, he has been able to provide internet access to his household, saving money on expensive data charges. He is thankful for the support of his lenders and hopes to one day be able to lend money himself.
Febiri – thank you so much for taking the time to meet with me and show me around Berekum. It’s a lovely place and I hope I have the chance to visit again!
Ghana Country Ambassador
I wanted to share these pictures of Matilda and her youngest daughter in Berekum, just after church on Sunday. A bit fussy all through mass, she of course went right to sleep once the service ended. I didn't get to chat with Matilda for too long but it was a pleasure to meet such a beautiful family, even briefly. Matilda - we wish you the best of luck with your farm and family!
Ghana Country Ambassador
I had the opportunity last week to meet with Richard during a study break in Sunyani. Although he lives in Berekum, he commutes to Sunyani on the weekends to take classes and write exams, pursuing a bachelor’s in marketing from Ghana’s University of Cape Coast. We sat down during a study break to talk about his experiences with Zidisha.
During the week, Richard works as a community manager for DKT International, a nonprofit that uses social marketing to promote family planning and prevention of HIV/AIDS. Richard in in charge of education and distribution of low-cost contraceptives to Berekum and four nearby municipalities. His passion is helping people, especially through education. He explains, “People want to give birth at the times that they want but they don’t always understand how to go about it… when someone is educated they can make informed decisions.”
Zidisha has been a big part of enabling Richard to get supplies where they are most needed. He uses his loans to buy products in bulk (condoms, oral contraceptives, and IUDs) so he can provide them at lower cost or even free when called for. With Zidisha loans, Richard doesn’t have to turn away customers in need. And instead of worrying about obtaining capital, he can spend his energy thinking of new ways to reach vulnerable communities.
I know both Richard and his beneficiaries are incredibly grateful for the support they have received from Zidisha lenders. He looks forward to continuing that partnership. And I can’t fail to mention the work he has done as Berekum’s first Volunteer Mentor. We are just as thankful for his work in supporting the community.
Richard, thank you so much for taking the time to chat with me this weekend! It was a pleasure.
Ghana Country Ambassador
P.S. If anyone was wondering, he told me later he aced his exams!
Neli Nur Azizah
Taluk Kuantan, Indonesia
terimakasih atas bantuan pinjaman dana yang di berikan kepada saya sehingga saya bisa dapat menambah koleksi bahan yang akan saya jahit untuk di jadikan pakaian jadi. dan saya dapat menarik pelanggan baru untuk datang ke butik saya. dan dengan dana pinjaman saya mendapat tambahan penghasilan sekitar Rp. 50.000. dan pinjaman sebelumnya saya sudah dapat melunasi pinjaman dengan tepat waktu dan semoga para pendana dan tim zidisha dapat terus menjalin kerjasama untuk kemajuan usaha saya. saya mengucapkan banyak terimakasih.
I am forever grateful,thanks for giving towards my case.Yes my business growing by the day i have got some 2 export companies asking me for chilli ( pepper) and purple passion fruits samples,which i bought and delivered.Now waiting for a phone call to supply....excited.Welcome to Kenya,i host & place volunteers.
Mar 15, 2015
halllo good lenders here comes your daughter a very beautiful young lady who owns a cybercafee I did invited her to join zidisha and she got the first loan and successfuly paid ontime , her bussines is steadily growing and she is dedicated to her passion , she has proved her trust by paying the loan and now she is applying for another loan to expand her bussiness my dear lenders please help fund her so that we all help her achieve her dreams of becoming a lender some day.thank you.
Hello Zidisha Family,
Here is the look of my business premise. The printer I bought with the second loan I received from you is in the view. I can now print photos instantly, Can print on the Dvds & CDs for my clients in colour and even DVD & CD covers to my customers.
This has increase my income since I enjoy monopoly due to I alone Having A printer that can print on photo paper and on Cds & Dvds.
This has also enabled me put up a steady payment of my loan in time.
Thanks Very much my lenders and Zidisha as a whole.
Hi lenders and Zidisha as a family.
Here is my personal camera Sony W180 and Am great full that a part from my boss` equipment At last I have one of my own.
I take photos at events and this has increased my earnings since the cost I incur only includes printing @ 15 Kshs. the remaining amount of Kshs. 30 remains with me.
I trust God for a Photo Printer to be independent.
Thanks to Zidisha.
My supplier of oil couldn't supply me because of shortage in the market,hence I couldnt manufacture any soap for sale and that has caused my inability to repay my full weekly installment amount.
Zidisha loan has been very helpful to me.I now produce at anytime with my own equipments without using family equipmenta.
I have also increased my supply from 1,500 pieces of soap to 2,000 pieces of soap weekly.
the loan has helped me increase the number of hens and making of new structures also have ventured into farming of beans and bananas which i see that the future is bright while am connected with zidisha,thanks for being around for me zidisha group,the new move has not started collecting money but soon it will and i will always update here,only that the eggs from the hens am receiving cash of 1000 a week
Mar 14, 2015
Dear Lenders and Zidhisa. Thanks to a loan that has been granted, the loan funds already I use Bag raise capital purchases, this loan may be useful in my business, I hope funders of the best and every success in business.
Hello my Zidisha family thank you very much again for standing with me and trusting me. Business is still doing great and I am very sure by the help of you lenders and the whole Zidisha family I will be able to achieve my dreams. God bless you so much for what you are doing. Attached kindly find the images of the new nano stations,Routers than i bought and the new switch that will enable me have a quite no of clients'I am now able to send my wifi at large scale thru the new nano station all thanks to you'I also changed the IDU'and a Tp link.All thanks to zidisha
I am a very proud girl at last.Nowadays I can afford to buy my siblings new school uniform and books all thanks to Zidisha.My life financially has really changed and it will only get better.I have increased my stock and bought a variety of them.I even bought a few pairs of men suits just to meet the growing demand.I am planning to relocate to a more spacious shop to accommodate the increased stock.
Brief update about my business progress:
I have hired a new lady to work with me also to help with the rising customers.
Last month I made an unprecedented profit of KSH25000 after paying off my expenses.I ploughed back the profit to add to the stock.
This is an improved milestone since there was a time I barely made KSH5000KSH in a month.Now it has multiplied by over 5times.
I will avail some photos to show more of the growth.
THANK YOU zidisha for your unending support.
Nungua, Accra, Ghana
I am very grateful for your previous supports towards my business. The demands on my shop from my commnunity and customers has greatly increased beyond my imagination. The approaching easter celebarations has brought more demand on provisions like sugar, biscuits, rice, gari, disposable spoons and cups, soaps, beverages, drinks like don simeon, kalypppo, coca-cola, lucozade and malta guiness. I also introduced fuel savers for generators and cars and the demand has become higher than I thought. I know that with the help of you great lenders I will be able to supply the increasing demands of my community. I am so excited to be part of Zidisha because my shop has been positively affected by the great support.
Mar 13, 2015
Check out the photos!
My name is Kerry and I am a Client Relationship Intern for Zidisha in Nairobi, Kenya. Today I was had the opportunity to meet Lillian, a single mother who owns a sewing and tailoring shop near Ahi River just outside of Nairobi.
Lillian is quite tall and has a lovely warm presence. I am invited into her shop and her employee who is also named Lilian prepares me tea and Mandazi, a local fried dough, that tastes especially delicious with the tea. I soon come to find out that the beautiful red dress she has on, she made herself. It is obvious that she knows what she is doing when it comes to tailoring to fit just right, which is not an easy skill.
Lillian learned sewing and tailoring in 2009 from an NGO offering classes for 500KES (5 US dollars) to women from the community. Lillian exceled at the courses and was hired to work production at the NGO. After working their for 6 months a teacher recommended her to a friend and was offered a different job in downtown Nairobi which paid well and at the same time trained her in sewing interior decoration items like curtains and pillow cases. Lillian worked there for two years, but with the commute she would leave work at 5pm but not arrive home until 9pm. Nairobi traffic is that bad. Having a young daughter, she decided that she was spending too many hours away from home and that is when she came up with the idea to begin her own sewing shop, starting it out of her home. Now she has a thriving shop in a different neighborhood in Nairobi.
Lillian began pursuing sewing and tailoring at the same time she became a widow and needed to support her daughter without any help. They had been married since Lillian was 25 years old and he died in 2009 due to complications from diabetes. When we talked about her late husband, it was apparent he was a very good man. When Lilian was 25, her father died and her mother left her 6 younger siblings. At the time Lillian was studying mechanical engineering at college in Nairobi. She was set to become the first woman ever to graduate in the field, however when her father passed, she could not afford to pay the 160,000KES ($1,600) in school fees and was barred from taking her exams. Not only could she not afford school fees, but her mother leaving left her to take care of her younger siblings. WIth no job, Lillian was completely desperate. Fortunately, and she calls him a gift from God, she met her husband at a party with friends. After two months of dating they married and he shared the responsibility of the care of her younger siblings and the siblings ended up looking to him as a father figure.
Lillian is proud to say that two of her siblings have completed school and all of them are able to support themselves. Now she just has to take care of her 12 year old daughter. Although she misses the companionship and sharing these duties with her husband, she is strong and has moved forward in her life. As she says, "Life goes on. What can you do?" She is very thankful to Zidisha lenders for supporting her. Without them she says she would not have started the shop. With their support she has purchased a larger sewing machine, tailoring accessories and inventory for her shop. She dreams that in the future she will have not one, but three different shops strategically positioned in other neighborhoods of Nairobi. She also even thinks of using the profits from her business to return to school and take the exams that she was meant to take 15 years ago. For now she is focusing on her daughter and harbors hopes that she will want to study engineering in the future (though now she is more interested in hair and being a model), and that the profits will pay for all her schooling.
I know that with Lillian's postive attitude and the help of Zidisha, she will complete all of these goals. It was such a wonderful experience talking and gossiping over tea. I hope we will do it again soon!
Today i make it a special day for all of my lenders because your contribution is a transforming effort to my life.You loan helped me boost my business and have been able to increase my profit by big margin.So far i have been able to support my family and myself,added one dairy cow and part of it am saving for my business expansion and college fee next year.Am happy with your generous contribution and may God bless you all.
Last but not least,maybe my loan might not be fully funded in time but i cannot forget to say thank you too all who have contributed to me at this point,thank you
Thank you very much my lenders you've enabled me to increase the value of my products. It is now possible to supply other islands of Lake Victoria with leather products like Mfangano, Remba, Migingo, Takawiri islands and as far as Kericho highlands.
Attached are some of my handwork...
Thank you once more............
Mbita, Kenya, Kenya
The children and teaching staff at Hope School were excited early this week to receive a loan of Ksh 56,880 from Zidisha to be used for classroom furnishings and books! Thanks a million to our lenders who have believed on our dream of quality early education for the vulnerable children at Hope School www.edteckenya.webs.com
Thank you Dear Zidisha and Lenders
Mar 12, 2015
Dear Zidisha Team and Lenders,
Thank you very much for assisting me financially all the time. You are gradually moving me and my ICT Centre from a deep darkness into the light. By your highly supports, I have started my Distance Learning, and also added brand new (1) uninterrupted power supply and one (1) computer for my centre with the below specification of the System Unit.
MODEL - COMPAQ
PENTIUM - FOUR (4)
1.50 GB OF RAM
Attached are the pictures of the items mentioned above.Thank you and God bless you all.
Hello zidisha team, I would like to begin with thanking you a lot for the good work you are doing, offering highly affordable loans to small business people like me.
With the loan of $39 i acquired, i was able to purchase original Discovery batteries. This has boosted my business and attracted more customers who are quality assured.
By the end of February 2015, my net profit had increased by a whole 15% and i expected it to rise up to 20% by the end of this month(March 2015)
I spent the earnings to service the loan, cater for my basic needs, i also bought some books for my niece and used the rest to add some stock to the shop.(universal remotes, bulbs and phone chargers). Thanks a lot Zidisha Team
Charles Mwangi Waiya
Thank you very much my dear lenders and zidisha team, I have received the full amount of my loan. I have already bought the cloths and now I have a good clothes stock.
I will keep you informed of the progress. I appreciated your great,unconditional generosity. I'm really overwhelmed by you friends. Thanks once again
I am grateful to Zidisha lenders for advancing me the first loan. It has given an opportunity to handle business in my spares well. Zidisha gave me a loan and immediately I went to increase stock. I bought new tyres for motor cycle, increased tubes, lubricants and other accessories. The customers were amazed as some stock had taken time before I bought them. With the increase of stock customers have trusted me and placing new orders. Thanks to zidisha and now the rainy season is coming customer’s want new tyres to assist in the terrain. I have been given the hope that new stock is coming because I’m running short of the same every now and then
Peter Mwaura Njoroge
Nakuru City Heshima Village, Kenya
I want to say thank you to all who funded my loan cause they helped me achieve my goal.I now have a small fridge and is helping me and more to that it is saving me from buying firewood to boil the milk and so my profit has increased.Now my business is more efficient and my life more better.
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