Project Updates

Dear lenders,
I am very grateful for the honour done me by granting my second loan of $321. Thanks for the good works and may you never lack in all your dealings. I have bought an industrial sewing machine costing $270 and the remaining $51 added to my saved money to buy more fabrics for my clothing production. Thanks once again lenders for without you I wouldn't be able to buy the sewing I have always dreamt of.
Indeed Zidisha is a place to be.

Hello Lenders,
I am very grateful for you since the loan you gave me it have really helped me. I managed to buy some modern shaving machines which have improved my business and I happened to open a new branch which is really picking.
That change in my business you have really contributed and may God bless you all.

Hi ? Am so grateful for the support you give me the production has real increased, i bought feeds for 33 dollars and 12 dollars for medicine (deworming,N.c.d) .they have laid 95 % that being 16 dollers by day ,as from Tuesday i will start paying my loans thanks zidisha for the good work you are doing .

Thank to lenders

Thanks,
My first loan has improved the quality of dairy products and more supply to my family and entire community at large, I now use the increased profit to buy a refrigerator to preserve my milk to make it stay long so as customers can buy them when they are fresh at all time.
Judy.

today was a great day got to nakumatt supermarket and got some new cleaning detergent and once again it was a success photos of makfix solutions limitedafter cleaning (meru)

Hallo. Thanks to the lenders for your support. I received the loan of 4565 KES which will go a long way to boost my filming and freelance media business. I will pay for monthly internet to keep in touch with key clients and use the rest for business errands. The main goal is to venture in agri-business and while the starting loan amount is not enough to take me there yet, buy a water pump, it is a step towards the right direction. Thanks

On my first loan, I was able to increase my stock of pharmaceutical drugs. As a result I was able to sell more and managed to buy a plot. I now intend to build my small house so that I can safe more money

Thank you so much, I purchased 10 hens for laying eggs and 90 more are remaining ..I am happy farmer God bless you.

Thanks to Zidisha Lending Group I was given a Loan of 100$ which I was able to start my mushroom farm. I used the money to buy sawdust and spawn as well as topped up some for other requirements like buying the raw material for making the bleach.
So far the germination has been well with a few moulds here and there which i removed to avoid contamination of the rest of the crop thus I still will be able to make a good profit as I had predicted. The little that I have been able to sell so far has really gone a long way to settle my loan cost and other needs as well as savings and I am now sure to expand the size of my crop.
Thanks to the Zidisha lending community I am able to increase my income by 40% from the previous and I am very grateful for you supporting me through this loan.
Abundant blessings back at you as well.

Dear Zidisha community and esteemed lenders,
I am happy to make it known to you that my business has shown real signs of growth as I continue utilizing the disbursed loan to increase my stock. As depicted by the attached photo, I can now afford to purchase maize flour, wheat flour, and cooking oil in bulk as compared to previously. My customers are happier to get most of the food items they want from my shop as this has saved them the hustle of moving from one shop to another. Moreover, my ability to order things in bulk has enabled me to offer discounts to my loyal customers who are happy to support my young business. Thank you all for having confidence and trust in me that I can use the loan to make a change in my life and the lives of my customers. I look forward to even getting more returns and reciprocating by repaying the loan on time.

Thank you zidisha lenders for the loan you gave me, i received 9130 shillings in total and i am very much happy for you and so far i have bought the materials for the supply of the detergents am producing so its ready now on the market and my customers are happy because i have made it convenient for them to buy the products.Thank you very much.

With my Loan i managed to purchase a 3 in one photocopier machine (photo posted). Since i purchased photocopier machine my sales have improved by 17% so far and am glad. Part of money i am using to pay school fees for our daughter who is in pre-unit class and i am optimistic that before they close in April i'll have cleared all the school fees (photo posted). During my free time i spend it working in our small farm (photo posted) where i have planted cassava, sweet potatoes, arrow roots, potatoes, tomatoes, cow peas, beans, maize, peas, tomatoes, sukuma wiki, spinach to mention a few so that i can cut cost on food expenses and use that money to buy pesticides, manure, fertilizer, seedlings for the small farm & expanding my poshomill /cereals business. I am also concentrating with other home improvements. My family is happy because Zidisha is truly changing people's life.

I thank my lenders for the great support offered me.I was able to raise a new structure for my poultry farm which accommodates about 200 chicks.With this am able to employ another person who helps in my farm.I hope to extend my farm more with this new loan am raising by buying more feeds and drugs to boost my farm

I wish to thank Zidisha for the last loan which i used to purchase a new laminating machine for my business. This enabled me diversify my services offering my clients more value under one roof. My earnings improved by 11% as a result of the new machine.

I owe Lenders great thanks for loaning to me when ever the need arises. I cannot in any way neglect Zidisha management for creating a platform to link Borrowers and Lenders .You have really impacted my family, my business and my community as well. I was able to use the loan you gave me wisely and for that matter there is major improvement in my business and my repayment. I also place an order for my brand new impression machine from a shop in Accra- Ghana and it arrived early February 2015. I can now print material in quantity and quality.
People nowadays find it difficult to understand my progress in life, I simply answer them"ZIDISHA". I updated you earlier that because business is moving on successfully I have started with my dream house. I called it Zidisha house and its amazing how the building is moving on very fast. I am going to upload pictures here for you to see what is happening right from the start to this stage. I know you will be very happy. All that I can say for now is "God bless you forever" Thank you.

I am grateful to you Zidisha team for making my business grow in leaps and bounds,, i have been able to stock up and recently started another business of selling men's shirts, free dresses locally known as (Dera) and jewelry. I also paid part of school fees for my house help who will soon join dress making college. She has been taking good care for my kids. I look forward to your continued support in this journey. Thanks once again zidisha team you really have changed people's life .

With the Zidisha loan this is how my cyber cafe looks now. I have moved miles with the Zidisha loan Thanks to all my lenders

Dear Lenders, I am happy to announce to you that I have received the loan peacefully.
The total amount was $1525, the same amount that you lend to me. I thank you once again and the entire Zidisha staff . I will update you very soon for you to know what is happening in my mushroom farm.

Thank you lenders, with your help i was able to pay a deposit amount for an incubator that accommodates 28 eggs for my chicken business. i will be able to finish of with the balance in three weeks time. this will help me a great deal towards the betterment and growth of my business. You really are a blessing!

My dear Lenders i have received the loan and the amount was 1020 gh cedis which is equal to $249. I will use $100 to buy chemicals to spray my farm. I will also use $50 to buy fertilizer for my farm. I am going to use $33 to buy tomatoes seeds, $33 to buy carrots seeds, $33 to buy cabbage seeds, and another $33 to buy onions seeds for my farm. THANKS GOES TO ALL LENDERS FOR HELPING

Hi Zidisha friends and supporters, i really thank you for the loan. I used it to increase my salon stock. This made a big difference because apart from weaving and hair dressing i sell hair pieces, some cosmetics and other beauty items. The earning though fluctuating have increased from Ksh 600 per day to upto Ksh 1800 per day. I have used some of the increases in boosting another grocery business of cereals that i started which also has some household items. Some little money i have used to purchase Zuku digital set for my family house and my children are very happy because they can watch educative programs now. Neighbors children come to watch and share the glory of Zidisha. Very soon will post photos. But record keeping also is a good practice that has really helped me and encourage other members to keeps good business records. Soon I will recommend some business friends to join Zidisha family. Thank you.

Chers preteurs je suis tres content d'avoir recu votre argent et cela m'a permi d'investir dans le domaine de l'elevage. avec les 50$ j'ai pu acheter un sac d'aliment qui coute 15 000fr cfa , 20 pousins à raison de 300 fr/l'unite jai achete de ampe pour leclairage et quelques accessoires apres un mois cela a generé un revenu de 41 400 fr c'est a dire un benefice net de 14 400 fr merci encore une fois pour le prochain pret je voudrais une some exhorbitante pour agrandir mon travail merci encore une fois

This is how far i have gone with the carpet

Let me start by saying thank you to all of you who contributed to my first loan, the loan was God send, it enabled me to buy new pipes now i am saving a lot of water, this has helped me to pay my daughters fees on time, and save towards her college/university education, i am been consistent in my planting of vegetables, the pipes are long term investments thank you and may God bless all of you,

I have finished the front part of the poncho

Last time i posted it had rained.It only rained on that day and never rained again.Its hot and dry and i am still doing my best to ride my bicycle from village center to center supplying shops with items from my supply box.

Hello my lenders. I feel like I should call you my business partners, for you helped me scratch where i wanted scratched with your $50 soft loan. I undertook to refund the money in 1 month which i am on course. I did buy a refurbished dell laptop for $350, and I swear, the machine has helped me monitor my academic essay writing job with a reliable machine in-terms of power and efficiency. This has finally helped me minimize the orders that were cancelled I due to lateness. the profit am making has increased by $40 monthly and am doing my savings to establish a cyber cafe with several desktop computers, where I will train other graduate how to do academic essay writing.
Doing my work in time has given me ample free time to share with my family, since my only daughter Elsie is being weaned and I love doing it.
To me it’s just a dream going for a holiday, I have a dream holiday venue which is a dream holiday hotel which is 4 Km from home- Merica Hotel. At the moment I cannot afford it but i hope by the end of the year my business will gift me with that dream. It’s my humble wish. I love that place, I love the ambiance. Taking my sweet wife Janelle there for a night of two will be a dream come true.

I have not yet partitioned my shop dear lenders but i finally got a photoman to take the photos of me shaving clients inside a portion of my shop.I plan to partition it within two or three weeks and buy a mirror.

Words are not enough to express just how grateful I am for the support from my lenders and the entire Zidisha team. May you all be blessed for the big hearts you have.

I am now planning to go purchase the three computers and once I have assembled them I will take a photo to update you.

once again thank you very much for the support

I would like to thank all my lenders for giving me this opportunity as loan to impact several lives.

For sometime now I haven't been able to update you on what's happening because my phone got faulty.

I went to the villages about three weeks ago. They are so happy to recieve help from this opportunity you've given them. Now they can live their lives very comfortable knowing their produce would be sent to the market for sale.

A constant driver has been set to visit the village every fortnight to help them convey their produce for sale in the town market.

I also got a very young and aspiring high school lever who is now the leader in charge of sales and revenue. He's very good and also he plans on furthering school with the little money he makes out of it.

I pray I get time in my busy schedule to visit the villages soon and update you with pictures.

Thank you all once again and I promise your commitment has gone a long way to help many vulnerable people out here.

Hello lenders I received your loan of KES 20908 and I will use it to purchase the Epson printer so that I can serve my Customers who I was referring them to other cybers and I am very happy because the Epson printer will greatly change my business by increasing the profit I was getting.
Thank you very much may God bless you abundantly.

I have geotten some Ivorian business men who had brought some apples at a evry chepa price than i use to buy, i will use my loan for just one turn and repay earlier to facilitate me get higher loan for this affordable apples whilst stock last..Thank you my lovely lenders. Already am enjoying some better profits from your loan. this has improoved my standard of living. God bless zidisha lenders

Hello, all my lenders, I apologies for not posting comments for a while; just as I had promised I have been very busy in the farm doing the work by self to cut down on cost. I just concluded top dressing the tomatoes this night set to rise very early to put water the rest of the day. I also bought pesticides and foliars plus topdressing fertilizer which i already applied on the french beans. By Gods grace the french beans are expected to be ready for first picking this Friday. Wanted to attach photos but ran short of time to take some next time i will post them. Thank you for on time help.

Actually my first loan really help me a lot.. i used the money to repair my damaged laptop i use to do my home base business and now my home base business is at its peak. And am very very happy i had that money at that particular time.

I am thankful for the first loan.My tomatoes are health and growing very fast.I thank yo so much

Dear lenders I received the loan and I have been able to add a sewing machine as I had promised. I am doing well and the business tools doing well.I have employed a lady to help tackle the feminine issues and the business is now booming.Thank you in advance

Dear lenders, I wish to report success with my firs loan.Even though I had to travel long distance,I finally got a modern top-bar bee hive . The bees come in almost immediately and they have been happy in the hive. Thank u so much

Greetings Friends. I have been able to purchase a new cage for the 6Kilogrames cylinders for my shop although sales have been low in the last three months due to financial issues facing customers. I have tried to invest in branding and more display and i intend to add more Six Kilograms cylinders which seems to be hot cake in Town. I will also be able to make Fliers to distribute to increase awareness of the shop.

Thanks for every update, below is how I do some of my packaging.
Hope to post more of my photos.
Regards,
Getrude.

The loan was very helpful to me.It enabled me to buy a knapsack sprayer that has really reduced my cost of production.Before the loan I used to hire the sprayer but now I am a proud owner of my own knapsack sprayer. My revenues have increased and looking forward to greater expansion. of the farm

THE GRAND DIFFERENCE:

If you gave the money to buy food, I would remain poor. When you give me the money to invest , keep the returns and repay the capital, I am on my way to financial freedom.

Lenders and the entire Zidisha Team, thank you for providing me with the seed. Soon you will see a forest out of it because the rule of multiplication shall apply in my business.

Thank you all and God of heaven and earth bless you.

I take this opportunity to thank you lenders for the good work your are doing.Personally the loan has been of great benefit and has really helped me improve my farm. The young rabbits come and they have really grown pretty fast. I sold 50 rabbits last week and earned $550. I am really grateful

My label is readyyyyyyyyyyy

my bisiness is doing well

Hi, am avery happy man today, The ZIDISHA team has given me areason to smile again,my business has picked up perfectly after i received a sum of ksh.3565. I increased my stock ( i bought rubber shoes for men and kids) . They are doing perfectly in the market, i think you people have the best way of promoting entraprenuership , am very thankfull to you people , may The Almighty God bless the work of your work.
LONG LIVE ZIDISHA.

Hi lender, thanks a lot with the help of venture capital loans that I use to buy bamboo to manufacture Traditional Fish Capture Device (traps), Bubu orders already in the process of manufacture to customer needs, especially orders from the Department of Marine and Fisheries.

It is great to have such a good organization as Zidisha. I believe many people like me who may not have access to finances benefit alot. I managed to buy the desktop switch. Even though at the start it was quite challenging as some of my machines like printer and photocopier were blown up by faulty electricity, I am now coming to my feet. I wish I could meet the worthy contributors to my cause for the good heart.

My lenders through your generous contributions to fund my loan, I received 111,021 Kenya Shillings(KES). I have so far spent 20,000 for the materials which were required to construct beds for rearing the earth worms. Currently I am finalizing acquiring of knowledge at Jomo Kenyatta University of Agriculture and Technology(JKUAT) in order to perfect execution of my project. I have spent 10,000 KES for registration of this study at JKUAT which is a 5 days training. I have also used 5,000 KES as my up keep in the university.
In one week time I will be starting the construction part of this project which will take me approximately one week to finalize and purchase the earth worms from the same institution for the project to kick off. I will be uploading much at every phase of my project development for you lenders to see how far you have boosted my business life.
Finally I would like to assure you my lenders that this is a nice engagement with huge returns on investment to sustain me and be able to repay my loan in full and in time, It is also professionally executed following all the project development tool like Ghannt and PERT chart in order to perfect and avoid mistake.
Thank you all, Thank you Zidisha.

a piece of wall i painted with my last spray gun.