I am planning to move to a bigger space due to rapid business expansion. There is a next-door neighbor who has decided to retire at the end of this year and I am hoping to take up his space as part of my business-expansion plans. I need more cash to undertake this transition. For this reason, I have decided to use my savings to clear this loan so that I can take a bigger one to enable me acquire the new place.
Time is of the essence, hence the decision to clear the loan sooner because I am afraid the space will be taken by another investor if I don't act fast.
I managed to purchase a new faster machine Pentium 4, 1gb rum, the computer has brought changed in that customers want to use the machine, and that the computer can accommodate complicated and heavy software. thus it has increased my earnings by 6% , i am saving my earning to purchase new machines to join in the pool of the new machine, so as customers can have a variety of computer to browse on. last week my son was baptised. my neighborhood has very closed up people who only join other in time of community activities.
On this occasion, allow me to say a big thank accepted the funders and zidisha. It had been much help to the turnaround and growth of our business. Had at one time there funders and zidisha team who came to Indonesia we would be very pleased if taking the time to visit our efforts in South Sulawesi. In January 2015 we plan to develop to increase production in view of the market demand is quite high, so we will submit a proposal again to need more funds to assist in the construction of a new mushroom house and the cost of making mushroom growing media. Thank you very much
Thanks for the support of Zidisha, my business has been growing. Your loan facility was timely. I was able to buy materials for my typesetting business. This has also increased my income level and I know with your help I will be able to grow the business. Thank you all.
i have already sold all of the first purchase and made a profit of 1300ksh. 500ksh i repaid my loan . bought a big hen which was eaten on jamuhuri day celebrations for 600ksh. the remaining 200ksh is in my capital. thanks alot
hae guys. dont know what to say. but God is good all the time. i purchased earphones , laptop and phone casings. keyboards and replaced a broken display window glass.infact those little things i used to broker from other shops am selling them at my own counter now. big salute to zidisha family. thanks big
Hi to the entire family at Zidisha..., i have just received my loan disbursement. I am but so happy . words alone cant even describe my gratitude. all i will say is that i am so grateful for such kind gesture. i am going for my inventory right away. From today onwards , i will be able to serve more people in my community. it is said that close to creating a life is to help save one and as i am in the health sector ,i am so happy that through my little effort i am been able to help and contribute towards providing health care in my community and country at large.....I am young and my dream is to be able to reach out to more people in the near future by opening more shops and branches nationwide and later continent wide. however, i see myself learning my small beginnings. To all the lenders on this platform and to those that lent to me in particular, i want to say thank u and i am very grateful. however, you are staring at one of the greatest social entrepreneur to evolve from Africa in the near future . starting point was yesterday but today, your help and loan has giving me grounds to dream big. thank you and God bless you so much.Ones again, i have receive the loan that all of you lenders funded for me......
Hey Edward, I see you received your loan today - just in time for Christmas, eh? :) I'm glad, and hope that things work out well for you. No, not hope - I KNOW things will work out well for you. Go make it happen.
Dear lenders, i am so happy, thrilled and well I have no words. You have funded my loan within a day, I still don't believe this. Thank you, thank you, thank you. God bless you all. I promise to repay the loan in time as I have always done. I wish you all a merry merry xmas and a happy new year. May God grant you all the desires of your heart. Thank you Zidisha - you are great and keep up the good work.
the business is growing steadily day by day having increased my stock from 10 rabbits to 20 within a short period.Again i must say thank you lenders for this worthy course.
Hello jane! Let me assure you that you are at the right place. in my life, I have never me human beings with such kindness as I have seen here at zindisha. Am sure you wish shall be fulfilled in time so that you can invest the funds and repay back in time. All the best.
I would like to take this opportunity to thank you for trusting me with your money. I have managed to improve the stoke of goods in my shop by introducing varieties of goods. This is slowly attracting more customer to my shop as well as boosting my income. If things continues this way i can surely predict a brighter future for my business, and my family. Please continue with the same spirit.
God bless you!
Hi guys thank you for the loan i secured from you.It has pushed me a step further.I was able to install a drip system for my farm which cut my labor expense by half from $43.76 to$25.68 and also increased production from my crops due to continuous supply water .
Thank you so much the Zidisha Team. I am elated to have fully paid the third loan today. This has been enabled by the sustainable rates that you give us. Increased earnings from the investment has continued helping me with my farming and BPO processes. I have also gone back to school for my PhD in Project Management. I am contributing positively to my poor neighborhood as a beacon of hope and a motivator to the young generation. I have been able to hold informal sessions with the youths where we discuss various matters of life and how they can positively channel their energy. Finding Zidisha was one of my engagements in the past few years. May you keep the good work up!!! I will be filling in a form for the fourth loan once the last installment for this one has been credited.
I’m Peter, an intern with Zidisha currently working in Indonesia. This month I made a trip to Surabaya, East Java, to visit our borrowers. Surabaya is a city of over 2.5 million people, but thankfully it’s much easier to navigate than Jakarta. While I was there I got to meet Rachmat Ismail (he goes by “Ismail”), who is one of Zidisha’s earliest clients in Surabaya. He found us independently through online research, and soon began recommending Zidisha to his friends after his own positive experience.
Ismail lives with his relatives in a traditional Indonesian semi-enclosed neighborhood (“kampung”) in the Petemon area of Surabaya. For the past year, Ismail has been working as a dental technician. For seven years before this, however, he worked as a photocopy machine technician, gaining valuable experience that allowed him to start a side business as a photocopy machine salesman and repairman. Ismail used Zidisha loans to support this business, and even named his shop after Zidisha!
Ismail is shopping for a new location for his photocopy machine business – one that is closer to his home than the previous space. Although his shop is currently closed, he continues to service and sell photocopy machines on his own – sometimes even delivering machines to other cities in Java. Like many Indonesians, Ismail also helps with a family enterprise. He and his mother run a shop out of their house that supplies the neighborhood with snacks, water, toiletries, and other daily goods. Neighbors stroll by throughout the day, stopping at the door to make purchases. It’s much easier to visit a neighbor than to venture out of the kampung in search of a grocery store. The income from this business is supporting Ismail’s mother, and also helping Ismail save money in anticipation of reopening his photocopy machine shop.
Visiting Ismail’s family was a great experience. While eating snacks generously provided by his mother, we watched Indonesian soap operas and talked about his business and experience with Zidisha. Ismail is very knowledgeable about Zidisha, and gives his time as a Volunteer Mentor to help other borrowers use the service and recruit responsible new borrowers. He is a wonderful resource for the borrowers around him, and a model Zidisha client.
Below are some pictures of Ismail's home business:
Siaka, I'm very glad there was a solution. I certainly hope that your life goes more smoothly from this point on. Hoping all is well for you and your family, Jim Vandegriff
Helps a lot, Wiredfox! I will reduce the Mpesa float and invest the difference in new phones.
I have been asked for some phone models for too long now. The nearby EPZ ( a Wal-Mart garment making supplier) has over 2,000 employees at any given time. Since the EPZ pay is poor, most workers come join straight once they leave their parents households ( mostly after high school). Once they have enough households and belongings to sustain an independent life( bed mattress, a phone, some clothes, cooking utensils ) and some pocket money they abandon their per-piece-rate jobs and go in search of better jobs elsewhere. Therefore, there is an endless new crop of employees (customers) each time. The EPZ will always recruit some few new employees on every Monday ( to replace those who have left in past week ). I know this because i prepare most of their tax IDs (a pre-requisite for formal employment here itax.kra.go.ke/KRA-Portal/ ) for KES 200 each.
Especially January, I expect some 500 or so new faces to join Mazeras township. Most people would return, after Christmas holiday in their ancestral rural homes, with a renewed ambition for better jobs. Some may meet some long time friends over the holidays and return to totally different towns where the same friend would support them to secure a better job there.
It's the pursuit of happiness. No onewill rest till they achieve it.
Dear Zidisha Members
I thank GOD for giving me idea to overcome my problem in my village. I was too discourage when people in my village exceptionally my uncle hate me because I did not give him chance to control my business. I thing and I’m sure that there is not a problem without solution.
I started to work with 3 women with my 2 wives making 5 women before my problem with my uncle started hating me for nothing. Being g in this situation, I decide to stop the 3 women left me with my 2 wives go on with my business. The 3 women have suffering for money business to put their children in the school. Now they run to my uncle apology him and ask him to order me to continue with my job so that they will continue their job getting money to put their children in the school. My uncle was too discouraged in from of these women and tells me: let them continue their job all the problem is finish. That is how I overcome to my problem.
Since the day that my uncle decided that the women should continue their job, I decided to repair the house for ATTIEKE. I started to repair it but the own lesson I got is that I should not trust to anybody in this world.
Yours SIAKA for ever……..
dear lenders,its my grate pleasure to wish all of you merry christmas and a very beautiful new year.am okey with my family, and the loan you gave me has boosted my business with a very big impact.my retail shop has grown big with so many customers. am serving almost 300 customers per day.its grate to me that my business is doing so well.i hope to start anew project which is dairy farming.i hope this will do good since i have already started. thanks so much
Managed to pay my first installment of the loan.It is almost christmas day and customers are stocking up,buying groceries or asking me for raw sweet potatoes to prepare.I have added more stock in my shop and even got an offer on kale seedlings which i put in a seed bed,hope to move them into the field by the end of December.Its hot but at least i have water buckets i can use to water the seedlings until their transplant.Thank you everyone,will keep you posted.
I am able to pay more because I am getting more income from tea sales. Some of the young stems have matured and productivity has increased after supplementing with the appropriate fertilizer during the rainy season. I added the money you lent me to purchase bags of government-subsidized fertilizer on time and farming is good. I foresee good things and will soon increase further my instalments . I am very grateful Zidisha and all my lenders. Special thanks to JimVandegriff for his encouragement and contribution.
Dear Samuel
Thanks for this insight into your business challenges. It sounds as if you are taking a sensible, level-headed approach. Sometimes a delay to one's plans can provide an opportunity to reassess the business plan and consider other alternatives. But sometimes it's just annoying...!
Dear my lenders, i am happy to let you know that am okey and that my motorbike taxi business is doing fine. please note that i am able to submit my weekly payments very comfortably since my job is doing well. am now thinking about owning a brandy new motor bike come next year. Note that my business involves hiring motorbikes to qualified drivers who do not own one. in return one pays kes 1800 Kenya shillings per week. this amountis even excess by 1800-1485=315 of the total amount i pay on my loan. this is why through your help i want to own atleast two motorbikes come next year.
Thank you my lenders . merry chrismass and happy new year. from Duke ombagi Nyangau.
First of all i will want to express my gratitude to Zidisha for such a platform. and to Swendl i am grateful for the help in terms of the funding. i am so elated. i could not believe it when i received the message that you have funded 100% of my loan. words alone would not be enough to convey my gratitude but surely God bless you. i am hitting the grounds running right away and i will do all i can to maintain my financial integrity. ones again ,i am grateful....
Hi Antony,
And a merry Xmas to yourself, your wife and newborns.
Well done.
I am happy to hear that having access to funds is making life a little easier.
All the best.
Michael
Dear lenders, I am delighted to let all know of how I have benefited from the loan that I have just completed repaying. As an online worker, I always wanted to own a personal computer and thanks to Zidisha and the lenders I was able to see it happen. Working from cyber cafes was always hectic since the costs were quite high as well as inconveniencing. Since purchasing the personal comp with help from zidisha lenders, I have enjoyed better profits as well as convenience in that I can work from my residence at any time including the night. I have also been of help to aspiring online workers who have often enquired what online working is all about, all thanks to the P.C I purchased with Zidisha's assistance. Unemployment in Kenya, being a developing country is real, but with online jobs which include transcription and writing, I have been able to rise above the menace into self reliance. I don't have enough words to thank the lenders who risk their hard earned money to assist people in the third world venture into business, without forgetting the affordably low interest rates.
Going forward, I have been saving some little money monthly, with which I anticipate to venture wider in online work by purchasing more P.Cs, and above all create employment for more. I look forward to it and I believe lenders will chip in to assist, and in turn I'll faithfully repay.
Thanks.
Hi people,My name is Zoey Akinyi Ochieng, Akinyi means being born during wee hours in the morning, a male would be called Okinyi. Ochieng is my Dad"s name meaning being born at around sunrise in the morning,the female would be called Achieng(check out my Mums second name)In my Luo tribe culture demanded that children were named according to the time of the day,seasons(be it planting or harvesting)or any political activity that might be taking place during that time(like Independence,would be called Uhuru)as for Zoey ,mum tells me that she watched a movie while pregnant with me and the kid who starred in that movie was called zoey mmmmmh, that is a story for another day,however.I would really thank all Lenders who had faith in my mum"s loan and bidded for it,take from us that your loan will be paid in time as i know that she is a person of high moral standards and integrity,consider your loans fully paid and hopefully she would apply for bigger loans and you will be there to support her!in case i don't get permission to post another comment,I wish to take this earliest opportunity to wish each one of you a Merry Xmas and A Happy New Yeaar...
hi everyone,
christmas is just around the corner,and as a family we have our tradition of making a very big christmas tree,then each member of the family is given a portion to decorate and as you decorate it you are expected to sing at least 3christmas Carrol as the others listen and of course on 24th eve we visit some of the widows and orphans in the neighborhood with some food items and donate clothes that both Robert and zoey have outgrown.kindly share with us how you spend this last days to Christmas or if you even believe in Christmas day.
Esther Wanjiru
Dec 19, 2014
Mombasa, Kenya
Inventory of environmentally friendly cooking fuel
I am planning to move to a bigger space due to rapid business expansion. There is a next-door neighbor who has decided to retire at the end of this year and I am hoping to take up his space as part of my business-expansion plans. I need more cash to undertake this transition. For this reason, I have decided to use my savings to clear this loan so that I can take a bigger one to enable me acquire the new place.
Time is of the essence, hence the decision to clear the loan sooner because I am afraid the space will be taken by another investor if I don't act fast.
Humphrey Kuria
Dec 18, 2014
Gakobu Village, Kenya
Project final phase upgrade
photos of the new machine, and me in the cyber
Humphrey Kuria
Dec 18, 2014
Gakobu Village, Kenya
Project final phase upgrade
I managed to purchase a new faster machine Pentium 4, 1gb rum, the computer has brought changed in that customers want to use the machine, and that the computer can accommodate complicated and heavy software. thus it has increased my earnings by 6% , i am saving my earning to purchase new machines to join in the pool of the new machine, so as customers can have a variety of computer to browse on. last week my son was baptised. my neighborhood has very closed up people who only join other in time of community activities.
Mardiana Madeali
Dec 18, 2014
Sungguminasa, Gowa, Indonesia
Development of oyster mushroom cultivation
On this occasion, allow me to say a big thank accepted the funders and zidisha. It had been much help to the turnaround and growth of our business. Had at one time there funders and zidisha team who came to Indonesia we would be very pleased if taking the time to visit our efforts in South Sulawesi. In January 2015 we plan to develop to increase production in view of the market demand is quite high, so we will submit a proposal again to need more funds to assist in the construction of a new mushroom house and the cost of making mushroom growing media. Thank you very much
Daniel Kpodovia
Dec 18, 2014
Sunyani, Ghana
Used laptops/computers for data processing and sales centre
Thanks for the support of Zidisha, my business has been growing. Your loan facility was timely. I was able to buy materials for my typesetting business. This has also increased my income level and I know with your help I will be able to grow the business. Thank you all.
Michael Kinyanjui
Dec 18, 2014
Langa-langa Estate, Kenya
Inventory of more phones and laptops in my shop
i have already sold all of the first purchase and made a profit of 1300ksh. 500ksh i repaid my loan . bought a big hen which was eaten on jamuhuri day celebrations for 600ksh. the remaining 200ksh is in my capital. thanks alot
Michael Kinyanjui
Dec 18, 2014
Langa-langa Estate, Kenya
Inventory of more phones and laptops in my shop
hae guys. dont know what to say. but God is good all the time. i purchased earphones , laptop and phone casings. keyboards and replaced a broken display window glass.infact those little things i used to broker from other shops am selling them at my own counter now. big salute to zidisha family. thanks big
Ndeye Seck
Dec 18, 2014
Diourbel, Senegal
Raising cattle
merci encore une fois les prêteurs c'est grâce a vous que je puisse obtenir mon champion de rêve voir il est mignon
Edward Marfo
Dec 18, 2014
Abura Dunkwa C/r, Ghana
Mini-pharmacy for my community
Hi to the entire family at Zidisha..., i have just received my loan disbursement. I am but so happy . words alone cant even describe my gratitude. all i will say is that i am so grateful for such kind gesture. i am going for my inventory right away. From today onwards , i will be able to serve more people in my community. it is said that close to creating a life is to help save one and as i am in the health sector ,i am so happy that through my little effort i am been able to help and contribute towards providing health care in my community and country at large.....I am young and my dream is to be able to reach out to more people in the near future by opening more shops and branches nationwide and later continent wide. however, i see myself learning my small beginnings. To all the lenders on this platform and to those that lent to me in particular, i want to say thank u and i am very grateful. however, you are staring at one of the greatest social entrepreneur to evolve from Africa in the near future . starting point was yesterday but today, your help and loan has giving me grounds to dream big. thank you and God bless you so much.Ones again, i have receive the loan that all of you lenders funded for me......
swendl
Dec 17, 2014
Iowa, United States
Mini-pharmacy for my community
Hey Edward, I see you received your loan today - just in time for Christmas, eh? :) I'm glad, and hope that things work out well for you. No, not hope - I KNOW things will work out well for you. Go make it happen.
Merry Christmas,
Steve
Joshua Ageta
Dec 17, 2014
Kisii County, Kenya
House roofing (timbers and iron sheets)
Hi lender.
I did attend a wedding on 6th Dec and attached find a photo taken by the Camera i bought from the loan received.
Thanks for the smile.
Regards Joshua
Judith Chidzugwe
Dec 17, 2014
Mtwapa, Kenya
Sale of bedsheets
Dear lenders, i am so happy, thrilled and well I have no words. You have funded my loan within a day, I still don't believe this. Thank you, thank you, thank you. God bless you all. I promise to repay the loan in time as I have always done. I wish you all a merry merry xmas and a happy new year. May God grant you all the desires of your heart. Thank you Zidisha - you are great and keep up the good work.
Joggele
Dec 17, 2014
Austria, Austria
Expand barbershop and potato farm
Hi Leonhard,
do you use organic fertilizer from your cow or industrial fertilizers?
All the best
Ronald
Moses Gitau
Dec 16, 2014
Eldoret, Kenya
Rabbit farming
the business is growing steadily day by day having increased my stock from 10 rabbits to 20 within a short period.Again i must say thank you lenders for this worthy course.
Antony Muraga
Dec 16, 2014
Nairobi Umoja Estate, Kenya
Add stock for my clothes shop
Hello jane! Let me assure you that you are at the right place. in my life, I have never me human beings with such kindness as I have seen here at zindisha. Am sure you wish shall be fulfilled in time so that you can invest the funds and repay back in time. All the best.
Paul Mutie
Dec 16, 2014
Kasarani, Nairobi, Kenya, Kenya
Residential house construction
Dear Lenders,
I would like to take this opportunity to thank you for trusting me with your money. I have managed to improve the stoke of goods in my shop by introducing varieties of goods. This is slowly attracting more customer to my shop as well as boosting my income. If things continues this way i can surely predict a brighter future for my business, and my family. Please continue with the same spirit.
God bless you!
Kind regards,
Paul Mutie
Francisca Mibey
Dec 16, 2014
Nakuru,mwariki, Sewage, Kenya
Buying indegenous chickens for re-sell during christmas
my kids mellisa and spencer
Daniel Chege
Dec 16, 2014
Muthithi, Kenya
Seeds, fertilizer,fungicides and pestcides for my farm
New capsicum plants have not yet installed a complete drip system.
Daniel Chege
Dec 16, 2014
Muthithi, Kenya
Seeds, fertilizer,fungicides and pestcides for my farm
Hi guys thank you for the loan i secured from you.It has pushed me a step further.I was able to install a drip system for my farm which cut my labor expense by half from $43.76 to$25.68 and also increased production from my crops due to continuous supply water .
Joseph Mugo
Dec 16, 2014
Nakuru, Kenya
Organic green house
Thank you so much the Zidisha Team. I am elated to have fully paid the third loan today. This has been enabled by the sustainable rates that you give us. Increased earnings from the investment has continued helping me with my farming and BPO processes. I have also gone back to school for my PhD in Project Management. I am contributing positively to my poor neighborhood as a beacon of hope and a motivator to the young generation. I have been able to hold informal sessions with the youths where we discuss various matters of life and how they can positively channel their energy. Finding Zidisha was one of my engagements in the past few years. May you keep the good work up!!! I will be filling in a form for the fourth loan once the last installment for this one has been credited.
Awudu Yahaya
Dec 16, 2014
Berekum, Ghana
New building and computers & UPS back-up, for my training centre
Thanks for your support! :)
Peter Gray
Dec 15, 2014
United States
Help mother buy stock merchandise
A neighbor stops by to shop during the evening. Ismail is helping her:
Peter Gray
Dec 15, 2014
United States
Help mother buy stock merchandise
Here is a view of the corridor where Ismail's family lives, and a view of his home business from the outside:
Samuel Shehi
Dec 15, 2014
Mazeras, Kenya, Kenya
Deposit for farmland purchase
Happy Holidays!!!
Peter Gray
Dec 15, 2014
United States
Help mother buy stock merchandise
Dear Lenders,
I’m Peter, an intern with Zidisha currently working in Indonesia. This month I made a trip to Surabaya, East Java, to visit our borrowers. Surabaya is a city of over 2.5 million people, but thankfully it’s much easier to navigate than Jakarta. While I was there I got to meet Rachmat Ismail (he goes by “Ismail”), who is one of Zidisha’s earliest clients in Surabaya. He found us independently through online research, and soon began recommending Zidisha to his friends after his own positive experience.
Ismail lives with his relatives in a traditional Indonesian semi-enclosed neighborhood (“kampung”) in the Petemon area of Surabaya. For the past year, Ismail has been working as a dental technician. For seven years before this, however, he worked as a photocopy machine technician, gaining valuable experience that allowed him to start a side business as a photocopy machine salesman and repairman. Ismail used Zidisha loans to support this business, and even named his shop after Zidisha!
Ismail is shopping for a new location for his photocopy machine business – one that is closer to his home than the previous space. Although his shop is currently closed, he continues to service and sell photocopy machines on his own – sometimes even delivering machines to other cities in Java. Like many Indonesians, Ismail also helps with a family enterprise. He and his mother run a shop out of their house that supplies the neighborhood with snacks, water, toiletries, and other daily goods. Neighbors stroll by throughout the day, stopping at the door to make purchases. It’s much easier to visit a neighbor than to venture out of the kampung in search of a grocery store. The income from this business is supporting Ismail’s mother, and also helping Ismail save money in anticipation of reopening his photocopy machine shop.
Visiting Ismail’s family was a great experience. While eating snacks generously provided by his mother, we watched Indonesian soap operas and talked about his business and experience with Zidisha. Ismail is very knowledgeable about Zidisha, and gives his time as a Volunteer Mentor to help other borrowers use the service and recruit responsible new borrowers. He is a wonderful resource for the borrowers around him, and a model Zidisha client.
Below are some pictures of Ismail's home business:
Pius Ojiem
Dec 15, 2014
Nairobi, Kenya
Buying a photocopy machine for computer repair business
with my students
JimVandegriff
Dec 15, 2014
Trinidad, California, United States
Build a new compound for my cassava business
Siaka, I'm very glad there was a solution. I certainly hope that your life goes more smoothly from this point on. Hoping all is well for you and your family, Jim Vandegriff
Samuel Shehi
Dec 15, 2014
Mazeras, Kenya, Kenya
Deposit for farmland purchase
Helps a lot, Wiredfox! I will reduce the Mpesa float and invest the difference in new phones.
I have been asked for some phone models for too long now. The nearby EPZ ( a Wal-Mart garment making supplier) has over 2,000 employees at any given time. Since the EPZ pay is poor, most workers come join straight once they leave their parents households ( mostly after high school). Once they have enough households and belongings to sustain an independent life( bed mattress, a phone, some clothes, cooking utensils ) and some pocket money they abandon their per-piece-rate jobs and go in search of better jobs elsewhere. Therefore, there is an endless new crop of employees (customers) each time. The EPZ will always recruit some few new employees on every Monday ( to replace those who have left in past week ). I know this because i prepare most of their tax IDs (a pre-requisite for formal employment here itax.kra.go.ke/KRA-Portal/ ) for KES 200 each.
Especially January, I expect some 500 or so new faces to join Mazeras township. Most people would return, after Christmas holiday in their ancestral rural homes, with a renewed ambition for better jobs. Some may meet some long time friends over the holidays and return to totally different towns where the same friend would support them to secure a better job there.
It's the pursuit of happiness. No onewill rest till they achieve it.
Shehi.
Siaka Traore
Dec 15, 2014
Banfora, Burkina Faso
Build a new compound for my cassava business
Dear Zidisha Members
I thank GOD for giving me idea to overcome my problem in my village. I was too discourage when people in my village exceptionally my uncle hate me because I did not give him chance to control my business. I thing and I’m sure that there is not a problem without solution.
I started to work with 3 women with my 2 wives making 5 women before my problem with my uncle started hating me for nothing. Being g in this situation, I decide to stop the 3 women left me with my 2 wives go on with my business. The 3 women have suffering for money business to put their children in the school. Now they run to my uncle apology him and ask him to order me to continue with my job so that they will continue their job getting money to put their children in the school. My uncle was too discouraged in from of these women and tells me: let them continue their job all the problem is finish. That is how I overcome to my problem.
Since the day that my uncle decided that the women should continue their job, I decided to repair the house for ATTIEKE. I started to repair it but the own lesson I got is that I should not trust to anybody in this world.
Yours SIAKA for ever……..
Silas Magoi
Dec 15, 2014
Morop, Kenya
Dairy farming
dear lenders,its my grate pleasure to wish all of you merry christmas and a very beautiful new year.am okey with my family, and the loan you gave me has boosted my business with a very big impact.my retail shop has grown big with so many customers. am serving almost 300 customers per day.its grate to me that my business is doing so well.i hope to start anew project which is dairy farming.i hope this will do good since i have already started. thanks so much
Violet Owino
Dec 15, 2014
Sanga'alo Village, Kenya
Blowdrier for my barber shop
Managed to pay my first installment of the loan.It is almost christmas day and customers are stocking up,buying groceries or asking me for raw sweet potatoes to prepare.I have added more stock in my shop and even got an offer on kale seedlings which i put in a seed bed,hope to move them into the field by the end of December.Its hot but at least i have water buckets i can use to water the seedlings until their transplant.Thank you everyone,will keep you posted.
Anthony Njagi
Dec 14, 2014
Kanja, Embu, Kenya
Tea and dairy farming
I am able to pay more because I am getting more income from tea sales. Some of the young stems have matured and productivity has increased after supplementing with the appropriate fertilizer during the rainy season. I added the money you lent me to purchase bags of government-subsidized fertilizer on time and farming is good. I foresee good things and will soon increase further my instalments . I am very grateful Zidisha and all my lenders. Special thanks to JimVandegriff for his encouragement and contribution.
Wiredfox
Dec 14, 2014
Macclesfield, United Kingdom
Deposit for farmland purchase
Dear Samuel
Thanks for this insight into your business challenges. It sounds as if you are taking a sensible, level-headed approach. Sometimes a delay to one's plans can provide an opportunity to reassess the business plan and consider other alternatives. But sometimes it's just annoying...!
George Appiah
Dec 13, 2014
Kato, Ghana
New sewing machine to hire another trainee for my tailoring business
Samples of my work
Duke Nyangau
Dec 13, 2014
Nakuru, Kenya
Comprehensive insurance coverage & heavy, reflective jackets
Dear my lenders, i am happy to let you know that am okey and that my motorbike taxi business is doing fine. please note that i am able to submit my weekly payments very comfortably since my job is doing well. am now thinking about owning a brandy new motor bike come next year. Note that my business involves hiring motorbikes to qualified drivers who do not own one. in return one pays kes 1800 Kenya shillings per week. this amountis even excess by 1800-1485=315 of the total amount i pay on my loan. this is why through your help i want to own atleast two motorbikes come next year.
Thank you my lenders . merry chrismass and happy new year. from Duke ombagi Nyangau.
Ian Mwangi
Dec 13, 2014
Nairobi, Kenya
Help me teach and sell my transcription service
Mureithi the electrician. He worked on the project till really late at night. An amazing guy and loves his work. I'm glad he worked on the project.
Ian Mwangi
Dec 13, 2014
Nairobi, Kenya
Help me teach and sell my transcription service
We're almost there. With a pal Denis asking him what he thinks of the place.
Ian Mwangi
Dec 13, 2014
Nairobi, Kenya
Help me teach and sell my transcription service
The classroom setup
Ian Mwangi
Dec 13, 2014
Nairobi, Kenya
Help me teach and sell my transcription service
Branding of premise
Ian Mwangi
Dec 13, 2014
Nairobi, Kenya
Help me teach and sell my transcription service
Computers arrived on time.
Ian Mwangi
Dec 13, 2014
Nairobi, Kenya
Help me teach and sell my transcription service
Designers hard at work.
Moussa Sanou
Dec 13, 2014
Bobo Dioulasso, Burkina Faso
Traditional health practitioner
J'ai fait un tours au bosquet
Moussa Sanou
Dec 13, 2014
Bobo Dioulasso, Burkina Faso
Traditional health practitioner
J'ai fait un tours au bosquet
Moussa Sanou
Dec 13, 2014
Bobo Dioulasso, Burkina Faso
Traditional health practitioner
J'ai fait un tours au bosquet
Moussa Sanou
Dec 13, 2014
Bobo Dioulasso, Burkina Faso
Traditional health practitioner
J'ai fait un tours au bosquet
Edward Marfo
Dec 13, 2014
Abura Dunkwa C/r, Ghana
Mini-pharmacy for my community
First of all i will want to express my gratitude to Zidisha for such a platform. and to Swendl i am grateful for the help in terms of the funding. i am so elated. i could not believe it when i received the message that you have funded 100% of my loan. words alone would not be enough to convey my gratitude but surely God bless you. i am hitting the grounds running right away and i will do all i can to maintain my financial integrity. ones again ,i am grateful....
Franmiguel
Dec 13, 2014
Perth, Australia
Renovate my shop(jackshop) and add new stocks.
Hi Antony,
And a merry Xmas to yourself, your wife and newborns.
Well done.
I am happy to hear that having access to funds is making life a little easier.
All the best.
Michael
Samuel Kimani
Dec 12, 2014
Makuyu, Kenya
A p.c+internet to aid expand my online freelancing business.
Dear lenders, I am delighted to let all know of how I have benefited from the loan that I have just completed repaying. As an online worker, I always wanted to own a personal computer and thanks to Zidisha and the lenders I was able to see it happen. Working from cyber cafes was always hectic since the costs were quite high as well as inconveniencing. Since purchasing the personal comp with help from zidisha lenders, I have enjoyed better profits as well as convenience in that I can work from my residence at any time including the night. I have also been of help to aspiring online workers who have often enquired what online working is all about, all thanks to the P.C I purchased with Zidisha's assistance. Unemployment in Kenya, being a developing country is real, but with online jobs which include transcription and writing, I have been able to rise above the menace into self reliance. I don't have enough words to thank the lenders who risk their hard earned money to assist people in the third world venture into business, without forgetting the affordably low interest rates.
Going forward, I have been saving some little money monthly, with which I anticipate to venture wider in online work by purchasing more P.Cs, and above all create employment for more. I look forward to it and I believe lenders will chip in to assist, and in turn I'll faithfully repay.
Thanks.
Beryl Otieno
Dec 11, 2014
Utawala M.c Shopping Center, Kenya
Inventory of Charcoal
Hi people,My name is Zoey Akinyi Ochieng, Akinyi means being born during wee hours in the morning, a male would be called Okinyi. Ochieng is my Dad"s name meaning being born at around sunrise in the morning,the female would be called Achieng(check out my Mums second name)In my Luo tribe culture demanded that children were named according to the time of the day,seasons(be it planting or harvesting)or any political activity that might be taking place during that time(like Independence,would be called Uhuru)as for Zoey ,mum tells me that she watched a movie while pregnant with me and the kid who starred in that movie was called zoey mmmmmh, that is a story for another day,however.I would really thank all Lenders who had faith in my mum"s loan and bidded for it,take from us that your loan will be paid in time as i know that she is a person of high moral standards and integrity,consider your loans fully paid and hopefully she would apply for bigger loans and you will be there to support her!in case i don't get permission to post another comment,I wish to take this earliest opportunity to wish each one of you a Merry Xmas and A Happy New Yeaar...
Beryl Otieno
Dec 11, 2014
Utawala M.c Shopping Center, Kenya
Inventory of Charcoal
hi everyone,
christmas is just around the corner,and as a family we have our tradition of making a very big christmas tree,then each member of the family is given a portion to decorate and as you decorate it you are expected to sing at least 3christmas Carrol as the others listen and of course on 24th eve we visit some of the widows and orphans in the neighborhood with some food items and donate clothes that both Robert and zoey have outgrown.kindly share with us how you spend this last days to Christmas or if you even believe in Christmas day.