Thanks to my lenders so much, they have really helped me a lot.
since the loan was disbursed to me, my business has improved so well and I have been able to send my daughter to school.
Thank you so much.
Thank you so much for the loan. With it I will increase the quantity of groundnuts I buy for making peanut butter thus none of my clients will be missing it due to understock.
Am very much enthusiast and delighted for the founding of my first loan...much gratitude to all the zidisha team as well as its lenders.. I promise to update on all improvement of my business to all my lenders...infact this loan has booster my morale to achieve my stated goals... Thanks once again to the noble zidisha team as well as lenders as well
Many thanks to the zidisha team for your support. I can now buy enough beds for my clinic. This will attract more people to my clinic and also make them feel comfortable
Will buy 5kg bag of rice.
1 litre of oil 3
This loan will help me grow my business and increase profit.
It will also help provide income for my family.
Thank you.
my dreams are valid with zidisha.. am very happy that my loan has been reunfed..on my loan of 939,i will buy 3 bags of sugar 300 GH and i will buy 4 boxes of different kind of biscuits,piccadily biscuits,gem biscuits and jack n jill biscuits all for 450 GH i will buy 2 boxes of centerfilled chewing gum for 200 Gh and i will use the rest for milo ,thanks to all my lenders ,and may any hand or pocket that lends me be refully filled AMEN,, thanks to you all,,
I m a cloth maker I have many clothes ,it good on market it goes fast for me that why I chosen it business to do,it makes me happy in life I get profit from it and I use my profit in my business I want my business to be big for me and goes on for me and know I will get help from zidisha and my customers like the way I do my work it makes them happy on me .I get more than 600$ per monthly on my work money as profit
I used the loan to buy these drugs, c247, Complete phyto energiser, choleduz and sugar free coffee. after selling it out I made a lot profit from it which has really helped me a lot in my business. I used the increased profit to buy more of the drugs to sell and !make more profit ouyt of it. I really thank you very much.
I have today purchased the fertilizers (3 bags of each 50 Kgs) for Kes 8,100 and am now patiently waiting for the rains to set in to allow me apply them to my tea farm. Thank you so much for your assistance in this regard.
I will buy Bricks for constructing new class rooms.
It will make me admit more students in my School.
Thank you so much for having considered me again for funding .
Thank you so so much for giving me another wonderful opportunity. I will use this funds to add more products in my business. As i had mentioned earlier ill add more chickens to the business and more eggs. This way i can be able to make more restocks on a weekly basis as i pay you loan as well. This way ill make more profits. Once again am so grateful to you all.
I will use the loan to purchase four bags of maize for the production of local food call fante kenkey.
This will aid to enough to reinvest in my business.
I want ask God blessing unto each everyone who has contributed his /her coater towards my funding,I really appreciate.
Thank you
I bought a staircase to load my delicate drugs in. This has showcased my drugs to the public and also made it easy locate whatever I want from my shop.
I wish to thank the lender: Paul Graham, United States for funding my loan.
I want to assure the lender that the loan would be put to good use by purchasing the 24 bottles of the O2 drops to commence the business as indicated in the loan application and the capital plus profit would be re-invested into products and distribution which will help me expand the business.
Once again thank you.
With my just completed Loan, I have managed to make leaps as my catering business is now up and running and has grown as I added 2 more employees to my cap. I have a registered business which allows me to even make proposals to companies to cater at their events.
My bargaining power has become higher as I have a bit more manpower and equipments, thanks to my Lenders and their kindness.
The happiest day in my life will be when my first loan proposal to zidisha will be funded...I will boost my morale to work and sense of belongings to such a great family who support the upcoming entrepreneurs.. Is only three days left so please come to my aid...i am begging the whole zidisha team as well as it's lenders
When given this loan,I will increase the number of Chickens to 50. I will buy food and medicine for the Chickens.I will also buy certified seeds and fertilizer for groundnuts and beans.If all shall go well,I will be able to sell Chickens in small restaurant and to anybody who will have a needy.This will help people not traveling long distance for looking Chickens whenever they need,hence,saving time.I will be able to provide food(beans and groundnuts) to my family and also neighbors.Through this our people shall get balanced meal and hence have good health.Welcome Zidisha.
When I applied for a loan I needed to purshace some beddings for my cottages I had five rooms that had no beddings and the Zidisha loan helped me purchase all the beddings that I needed for the five rooms.
After the purchase I got five more rooms that were now operational this helped in increasing my daily income from ksh 10,000 to 15,000 on a good day.
I have used the increased earning to purchase more beddings, I have enough beddings for each room, secondly I have managed to purchase 8 television sets for my rooms I have been buying one TV set at a time and am trusting God to have all the other rooms with a set each.
With the savings that I keep I have managed to take my children for a vacation in Dar es salaam Tanzania and they were happy and they enjoyed themselves.
My neighbourhood is such an interesting one, I live outside the city its like 20 mins drive, I like this place because its cool with trees all over the only noise you hear is that of the birds singing, a few people live here because you have to have a car for you to come here, its along the famouse Menengai Crater, the most interesting thing is that when I stand at the balcony of my house I can see the whole city and the view of lake Nakuru is so well visible from my place, we have a mall called the westside mall we do our daily shopping there, we have some nice restaurants like the Java, May harvest and now KFC where we go there to spoil ourselves once in a while.
on the photos is my old motorbike with an umbrella which comes in handy during the rains. my daughter loves my free rides. also see my working station, thats where i wait for clients.
My first loan enabled me to be stable in business.I have built on my clientele hope to achieve more in the near future.In my next loan i intend to buy a motorbike to be able to transport my products as hiring of vehicles is expensive.I once again thank the entire Zidisha team and all my lenders for the support
I thank you very much to funders in zidisha which has funded loans me.Thank you very much for your help .__ I will use the loan to buy a cart and all frying equipment for a new business branch out hot jeletot I .__ With a new venture that will I started this course makes me even more excited for this menjalankannya.karena will make my income grew .__ Once again I am very grateful to the funders who have financed my loan in zidisha .__ Thanks zidisha.
Saya ucapkan terima kasih banyak kepada para pendana yang ada di zidisha yang telah mendanai pinjaman saya.terima kasih banyak atas bantuannya.
Pinjaman tersebut akan saya gunakan untuk membeli gerobak dan semua peralatan penggorengan untuk usaha baru cabang tahu hot jeletot saya.
Dengan usaha baru yang akan saya mulai ini tentunya membuat saya semakin bersemangat untuk menjalankannya.karena ini akan membuat penghasilan saya semakin bertambah.
Sekali lagi saya sangat berterima kasih pada para pendana yang telah mendanai pinjaman saya di zidisha.
Terima kasih zidisha.
Greetings to my lovely family(Zidisha)
With all due respects i will like to notify my sincere lenders that Maxwell is still in business and growing rapidly. Prior to this Christmas i would like to fall on you again for another step of business growth.
Thank you so much for this loan ,wonderful people of zidisha.I will use this loan to buy perfume and creams to fill my cosmetic shop.This will help me to increase my shop income.
I will buy more of the food supplement which will help meet the demand of my customers and that will increase my profit margin.,I appreciate you for given me this opportunity to move forward in life,God richly blessed you.
Thank you so much lenders,i will use this loan to restock my provisions store with milo,nido.milk,soap and others.This will help me increase my business size and become well established im gradual returns.
thank you my lenders for helping me to get this loan,i will get new materials for my work to make my business grow and expand, the expansion of my business is my priority and i stand tall on that dear, this loan will help me to achieve my goal and am most grateful,thank you my lenders, may god bless you .
My first loan help me by wiring and installing of power electricity to my premise.and this made a big difference since i worked long hours and my profit doubled by 50%.I used the increase income and profit in expanding and helping my one child join a better institution. My child education and performance improve by a big margin. In my village I was able to visit our neighboring baby home and buy them food
I used the previous loan to buy some working materials such as sewing needles, thread and some oil for the sewing machine. This has a brought a difference in my business as i have managed to make profits over the months without necessarily worrying about the material costs. My earnings have increased by quite a margin say 10usd over the past few weeks. I have used this earnings to buy more materials as i was given an order by a particular customer to make for him some clothes. Over the past few weeks i have had no problem feeding my family as business has been good and i haven't lacked any thread nor sewing needle or rent for my establishment. My neighborhood is quiet place and now that school have closed alot of children are back home hence more work as they also do come to sew there clothes especially girls.
Thank you, in my first loan I bought Fertilizer for Tea, maize and potatoes at a cost of USD59.00
I also bought pesticides for potatoes at a cost of USD16.00 and Chemicals at USD15.00
On the other list was protective clothes, I bought Gumboots for safety and protection at a cost of USD8.00
The benefits that I got was being ready for planting during the onset of the season and I did not waste time due to lack of money to buy inputs products.
My income increased from the usual USD400.00 per month as I had planned previously. I managed to repay your loan ease and completed ontime hence qualifying for another on. I was able to pay school fees for my children and helped my parents back home.
My business was very productive and very possible outcomes as I was now combining the profit of both the cash crop and the food crops.
I am very happy for this and I will thank you Lenders and Zidisha.
Thank you very much.
Thank you lenders for giving yet another chance to prosper in my business.
In my previous loan, i bought the fast moving products in my shop.
I bought different types of Hair at a cost of $40.00.
I also bought Shampoo at $ 28.00 and Assorted Nail Polish at $20.00.
More important also was Nail Polish remover at $15.00 and Shower cap at $4.00.
These products added value in my shop especially being the most common ones my customers always ask for. My business has been a one stop shopping point for my customers where they are sure of getting what they need every day. I focused my profit to increase from the current $30.00 per day and true to my surprise I even surpassed my target with hard work and determination. My son has been attending school very well while paying school fees and bringing him up in a healthy way. I frequently visited my parents to help them in various ways and this was possible because you helped me with your funds to grow my business.
This has been a wonderful moment for me and my business goals towards making it a whole sale shop in future. I am very grateful to you lenders and Zidisha.
I thank you lenders.
Thank you Berni. I like what Philip Munyasia has been doing in Kitale. My project is in Lower Eastern Kenya - Machakos and am seeking to promote sustainable development, in a community that has given up use of utilities like land for income generation projects.
may i take this opportunity to thank the zidisha team to have offered me another chance to grow in the business world .iam writting this to confirm to you that i received aloan amounting to 72 200 ksh which i will use to furnish my hotel with metal seats to match with tables which i believe will elevate my hotel to anew level thus increase my earnings,i will sent photos immediately they are ready.looking forward to growing with you.thanks alot the zidisha team
Farm is Looking better than before. I added a few White Leghorns and will soon be adding more Kuroiler breeeds with time.
While maintaining high levels of Hygiene, and doing routine disinfection, I have been able to achieve a survival rate of 100% over the past 4 months. Part of my stock is now ready for sale and I will soon be clearing my First Loan.
Thanks to all who believed in me, it has been a very trying time as you will see from my previous comments and repayment schedule.
Hi Benjamin,
I am so happy to see your harvest of cabbages! I am glad too that you will make a profit after all of your hard work. Do keep in touch as I would like to know how your farming business grows, I know you are on the path of great success as you see the big picture and are willing to work hard to get to where your want to be. I am proud to be a part of your growth with Zidisha. Regards, Margaret
Am taking this humble opportunity to thank all my lenders for lending me money to construct my tomato greenhouse. I acknowledge that I received Kshs. 72,241 which is equivalent to $72.241. Am so happy for Zidisha making my dreams come true. I am forever greatful to Zidisha lenders. I am already in arrangement of procuring building materials for my greenhouse. Will be updating you of my progress time to time. Its my pleasure working with Zidisha fraternity. God bless you!
I had a great business idea and I wanted to employ myself but I din't have capital. I went to a local bank where I had an account and talked to the credit manager about loan, he went through my account and told me that I qualified for the amount that I was requesting. He gave me the contract papers that I signed and I secured all the guarantors and all the requirement that was asked. I did everything that needed to be done. The credit manager, after receiving my loan application, just did nothing. I never got the loan and when I enquired from him, "l am not convinced that you can pay the loan" is the answer I got. I realised that on that day of my loan application, I was not wearing a suit and that is how an opinion had been formed about me. I am a farmer and my work is in the field and I enjoy working together with the people who work for me. We wear casuals.
My love for internet led me to Zidisha. My first loan was funded in less than 24hours! My lenders at Zidisha have only judged my ideas and given me the opportunity to prove myself. I am currently on my third loan and am happy. At the end, when Zidisha will be writing down the list of people it made great, I will be there. I will forever be greatful to my lenders who took their time and resources to put me on the path of success despite the thousands of miles that stands between us.
Thank you Zidisha and thank you my lenders.
Thanks to my lenders for investing in me and my education. I was able to purchase my learning and reading photocopy materials which was needed . I was able to perform even beyond my expectation. My grades was excellent and my dreams are been achieved one after the other.
I buy cooking oil and sugar in big bags of 25 kg then i break into small measures like 1/4,1/2,3/4 ,1 kg and so on.This is to reach different customers depending on how much they can afford.I have been borrowing one but now want to buy my own.The machine will cost $ 80.I will use the loan to do this and will put my savings also.This will be convenient for me and also its reliable.People like to see while you take measurements of what they want to buy and distrust something that is already measured and packed.thanks alot all lenders for funding my loan in full.
thanks alot my lenders,now am not going to work on a way side,my woring team,client and myself,we have a office,working area,and a store,am happy this is possible through your hands into my small bussiness am glad to have you helping me,am devoted to pay in full,the amount you lend me my wife and children are also gratefull,-thanks once more-patrick
Tonui, it's great to read about your plan to grow your farming business - I hope planting goes well and you get all those sacks of potatoes to sell, and can reinvest in other crops.
My mother (88yrs old) is interested in how you get your potatoes to market.
I told her about you and she was telling me about how her father grew corn (maize) on their property when she was a child, as a staple food source for their family.
It is great news your plan is working so well. I have no doubt it is safe to say we all wish you well and are pulling for all your future successes to come. Mike
Hallo my honourable lenders.This is to confirm the receipt of Ksh. 14612.This has greatly boosted me and I feel abundantly blessed.I added the loan received to my savings and I have managed to land a new stock into my shop.Besides the clothes,I have also added women shoes which I have been receiving overwhelming requests for the items.
To add on my happiness,almost a quarter of the new stock has already been sold.
I would like to dedicate this success to my lenders who have greatly boosted my business and who have made it possible to increase stock and even add new items in my shop.I owe you a lot for this great support.Thank you so much.Belowi have attached the photos of the new arrived stock in my shop
I bought a iron rods and cement with the amount. I have flown the top of my story building which I will continue by grace. I currently have completed my school kvip. So glad. I purchased a roofing sheet blue in colour and and the loan catered for Mason workmanship. Right now my school is well established. I previously was making 5000 cedis. But now I am making 9000 Ghana cedis. My school population has increase a bit and I am now free from the hand of sanitary Inspectors. Waw aaaaa!!!!!
Enock
Nov 16, 2016
Akwadum, Ghana
A loan to replenish my phone-accessories shop
I am grateful to all my lenders for funding me. I remain grateful and believe that these funds will support me in my new business .
Thank you and merry x mass in advance
Faustina
Nov 16, 2016
Techiman, Ghana
Buy global package of health products
Thanks to my lenders so much, they have really helped me a lot.
since the loan was disbursed to me, my business has improved so well and I have been able to send my daughter to school.
Thank you so much.
Joan
Nov 16, 2016
Nairobi, Kenya
Loan usage
Thank you so much for the loan. With it I will increase the quantity of groundnuts I buy for making peanut butter thus none of my clients will be missing it due to understock.
Sumaila
Nov 16, 2016
Drobo, Ghana
Loan to stock my provisions shop
Thanks for your support , and I will use the loan in buying tin fish, tin tomatoes and 10 bags of sugar for my shop.
Agyeiwaa
Nov 16, 2016
Sunyani, Ghana
Add more stock to my business and establish an annex
Am very much enthusiast and delighted for the founding of my first loan...much gratitude to all the zidisha team as well as its lenders.. I promise to update on all improvement of my business to all my lenders...infact this loan has booster my morale to achieve my stated goals... Thanks once again to the noble zidisha team as well as lenders as well
Ama
Nov 16, 2016
Berekum. Atanotia, Ghana
Beds for my clinic
Many thanks to the zidisha team for your support. I can now buy enough beds for my clinic. This will attract more people to my clinic and also make them feel comfortable
Augustine
Nov 16, 2016
Derma, Ghana
Tuition for university degree in education
I am so happy for the loan you have granted for me. I will use some to pay for my tuition fee.Than you so much
Eric
Nov 16, 2016
Nkonya Ghana, Ghana
Eric's Food Retail
Will buy 5kg bag of rice.
1 litre of oil 3
This loan will help me grow my business and increase profit.
It will also help provide income for my family.
Thank you.
Theresah
Nov 16, 2016
Kumasi, Ghana
Loan to buy more items for my shop
my dreams are valid with zidisha.. am very happy that my loan has been reunfed..on my loan of 939,i will buy 3 bags of sugar 300 GH and i will buy 4 boxes of different kind of biscuits,piccadily biscuits,gem biscuits and jack n jill biscuits all for 450 GH i will buy 2 boxes of centerfilled chewing gum for 200 Gh and i will use the rest for milo ,thanks to all my lenders ,and may any hand or pocket that lends me be refully filled AMEN,, thanks to you all,,
Hododui
Nov 16, 2016
Berekum, Ghana
Kente cloth & clothing made from it
I m a cloth maker I have many clothes ,it good on market it goes fast for me that why I chosen it business to do,it makes me happy in life I get profit from it and I use my profit in my business I want my business to be big for me and goes on for me and know I will get help from zidisha and my customers like the way I do my work it makes them happy on me .I get more than 600$ per monthly on my work money as profit
Isaac
Nov 16, 2016
Techiman, Ghana
Lab and clinical equipments for my clinic
I used the loan to buy these drugs, c247, Complete phyto energiser, choleduz and sugar free coffee. after selling it out I made a lot profit from it which has really helped me a lot in my business. I used the increased profit to buy more of the drugs to sell and !make more profit ouyt of it. I really thank you very much.
Kiprotich
Nov 16, 2016
Kapchebwaber Village, Kenya
Construction of an agro-chemical store
I have today purchased the fertilizers (3 bags of each 50 Kgs) for Kes 8,100 and am now patiently waiting for the rains to set in to allow me apply them to my tea farm. Thank you so much for your assistance in this regard.
Margaret
Nov 16, 2016
Eldoret, Kenya
Buying bricks for constructing new classes
I will buy Bricks for constructing new class rooms.
It will make me admit more students in my School.
Thank you so much for having considered me again for funding .
Nelson
Nov 16, 2016
Nairobi, Kenya
Eggs and sausages for my food retail business
Thank you so so much for giving me another wonderful opportunity. I will use this funds to add more products in my business. As i had mentioned earlier ill add more chickens to the business and more eggs. This way i can be able to make more restocks on a weekly basis as i pay you loan as well. This way ill make more profits. Once again am so grateful to you all.
Rose
Nov 16, 2016
Ashaiman, Ghana
Purchase maize for kenkey production
I will use the loan to purchase four bags of maize for the production of local food call fante kenkey.
This will aid to enough to reinvest in my business.
I want ask God blessing unto each everyone who has contributed his /her coater towards my funding,I really appreciate.
Thank you
Benneh
Nov 16, 2016
Berekum, Ghana
Staircase to load some of my medications
I bought a staircase to load my delicate drugs in. This has showcased my drugs to the public and also made it easy locate whatever I want from my shop.
Dzidula
Nov 16, 2016
Accra, Ghana
Loan for business of distributing activated stabilized oxygen product
I wish to thank the lender: Paul Graham, United States for funding my loan.
I want to assure the lender that the loan would be put to good use by purchasing the 24 bottles of the O2 drops to commence the business as indicated in the loan application and the capital plus profit would be re-invested into products and distribution which will help me expand the business.
Once again thank you.
Getrude
Nov 16, 2016
Nairobi, Kenya
Career progression
With my just completed Loan, I have managed to make leaps as my catering business is now up and running and has grown as I added 2 more employees to my cap. I have a registered business which allows me to even make proposals to companies to cater at their events.
My bargaining power has become higher as I have a bit more manpower and equipments, thanks to my Lenders and their kindness.
Agyeiwaa
Nov 16, 2016
Sunyani, Ghana
Add more stock to my business and establish an annex
The happiest day in my life will be when my first loan proposal to zidisha will be funded...I will boost my morale to work and sense of belongings to such a great family who support the upcoming entrepreneurs.. Is only three days left so please come to my aid...i am begging the whole zidisha team as well as it's lenders
Wycliffe Wanyama
Nov 16, 2016
Bungoma, Kenya
Poultry and groundnut (peanut) farming
When given this loan,I will increase the number of Chickens to 50. I will buy food and medicine for the Chickens.I will also buy certified seeds and fertilizer for groundnuts and beans.If all shall go well,I will be able to sell Chickens in small restaurant and to anybody who will have a needy.This will help people not traveling long distance for looking Chickens whenever they need,hence,saving time.I will be able to provide food(beans and groundnuts) to my family and also neighbors.Through this our people shall get balanced meal and hence have good health.Welcome Zidisha.
Jessica
Nov 16, 2016
Nakuru, Kenya
Mattress replacement
When I applied for a loan I needed to purshace some beddings for my cottages I had five rooms that had no beddings and the Zidisha loan helped me purchase all the beddings that I needed for the five rooms.
After the purchase I got five more rooms that were now operational this helped in increasing my daily income from ksh 10,000 to 15,000 on a good day.
I have used the increased earning to purchase more beddings, I have enough beddings for each room, secondly I have managed to purchase 8 television sets for my rooms I have been buying one TV set at a time and am trusting God to have all the other rooms with a set each.
With the savings that I keep I have managed to take my children for a vacation in Dar es salaam Tanzania and they were happy and they enjoyed themselves.
My neighbourhood is such an interesting one, I live outside the city its like 20 mins drive, I like this place because its cool with trees all over the only noise you hear is that of the birds singing, a few people live here because you have to have a car for you to come here, its along the famouse Menengai Crater, the most interesting thing is that when I stand at the balcony of my house I can see the whole city and the view of lake Nakuru is so well visible from my place, we have a mall called the westside mall we do our daily shopping there, we have some nice restaurants like the Java, May harvest and now KFC where we go there to spoil ourselves once in a while.
Noel
Nov 16, 2016
Majengo, Kenya
Expand my motorbike taxi business and create employment
on the photos is my old motorbike with an umbrella which comes in handy during the rains. my daughter loves my free rides. also see my working station, thats where i wait for clients.
Victor
Nov 15, 2016
Kericho, Kenya
Rabbit farming
My first loan enabled me to be stable in business.I have built on my clientele hope to achieve more in the near future.In my next loan i intend to buy a motorbike to be able to transport my products as hiring of vehicles is expensive.I once again thank the entire Zidisha team and all my lenders for the support
Emmawati
Nov 15, 2016
Palembang, Indonesia
Motor for my transportation to market
I thank you very much to funders in zidisha which has funded loans me.Thank you very much for your help .__ I will use the loan to buy a cart and all frying equipment for a new business branch out hot jeletot I .__ With a new venture that will I started this course makes me even more excited for this menjalankannya.karena will make my income grew .__ Once again I am very grateful to the funders who have financed my loan in zidisha .__ Thanks zidisha.
Translated by Google
Saya ucapkan terima kasih banyak kepada para pendana yang ada di zidisha yang telah mendanai pinjaman saya.terima kasih banyak atas bantuannya.
Pinjaman tersebut akan saya gunakan untuk membeli gerobak dan semua peralatan penggorengan untuk usaha baru cabang tahu hot jeletot saya.
Dengan usaha baru yang akan saya mulai ini tentunya membuat saya semakin bersemangat untuk menjalankannya.karena ini akan membuat penghasilan saya semakin bertambah.
Sekali lagi saya sangat berterima kasih pada para pendana yang telah mendanai pinjaman saya di zidisha.
Terima kasih zidisha.
John
Nov 15, 2016
Sankore, Ghana
Help me to purchase more fertilizer to support my cocoa farm
Words alone cannot express the deep joy I have in seeing my loan fully funded. God bless each one of you who contributed in funding my loan
Maxwell
Nov 15, 2016
Kumasi, Ghana
For robes and Brazilian hair for my salon
Greetings to my lovely family(Zidisha)
With all due respects i will like to notify my sincere lenders that Maxwell is still in business and growing rapidly. Prior to this Christmas i would like to fall on you again for another step of business growth.
Asantewaa
Nov 15, 2016
Kenyasi, Ghana
Loan for cosmetics shop expansion
Thank you so much for this loan ,wonderful people of zidisha.I will use this loan to buy perfume and creams to fill my cosmetic shop.This will help me to increase my shop income.
Daniel
Nov 15, 2016
Accra, Ghana
Loan to buy health products
I will buy more of the food supplement which will help meet the demand of my customers and that will increase my profit margin.,I appreciate you for given me this opportunity to move forward in life,God richly blessed you.
Gabriel
Nov 15, 2016
Bechem, Ghana
Loan for re-stocking my provisions shop
Thank you so much lenders,i will use this loan to restock my provisions store with milo,nido.milk,soap and others.This will help me increase my business size and become well established im gradual returns.
Mary
Nov 15, 2016
Adenta, Ghana
Café loan
thank you my lenders for helping me to get this loan,i will get new materials for my work to make my business grow and expand, the expansion of my business is my priority and i stand tall on that dear, this loan will help me to achieve my goal and am most grateful,thank you my lenders, may god bless you .
Caroline
Nov 15, 2016
Chebole, Kenya
Salon and cosmetics business
My first loan help me by wiring and installing of power electricity to my premise.and this made a big difference since i worked long hours and my profit doubled by 50%.I used the increase income and profit in expanding and helping my one child join a better institution. My child education and performance improve by a big margin. In my village I was able to visit our neighboring baby home and buy them food
Kennedy
Nov 15, 2016
Nairobi, Kenya
Materials for my tailor shop
I used the previous loan to buy some working materials such as sewing needles, thread and some oil for the sewing machine. This has a brought a difference in my business as i have managed to make profits over the months without necessarily worrying about the material costs. My earnings have increased by quite a margin say 10usd over the past few weeks. I have used this earnings to buy more materials as i was given an order by a particular customer to make for him some clothes. Over the past few weeks i have had no problem feeding my family as business has been good and i haven't lacked any thread nor sewing needle or rent for my establishment. My neighborhood is quiet place and now that school have closed alot of children are back home hence more work as they also do come to sew there clothes especially girls.
Rufas
Nov 15, 2016
O. Rongai, Kenya
Loan to buy fertilizer, pesticides,& seedlings for farming
Thank you, in my first loan I bought Fertilizer for Tea, maize and potatoes at a cost of USD59.00
I also bought pesticides for potatoes at a cost of USD16.00 and Chemicals at USD15.00
On the other list was protective clothes, I bought Gumboots for safety and protection at a cost of USD8.00
The benefits that I got was being ready for planting during the onset of the season and I did not waste time due to lack of money to buy inputs products.
My income increased from the usual USD400.00 per month as I had planned previously. I managed to repay your loan ease and completed ontime hence qualifying for another on. I was able to pay school fees for my children and helped my parents back home.
My business was very productive and very possible outcomes as I was now combining the profit of both the cash crop and the food crops.
I am very happy for this and I will thank you Lenders and Zidisha.
Thank you very much.
Emmaculate
Nov 14, 2016
Ongata Rongai, Kenya
Hair shampoo, chemicals & nail polish for beauty shop
Thank you lenders for giving yet another chance to prosper in my business.
In my previous loan, i bought the fast moving products in my shop.
I bought different types of Hair at a cost of $40.00.
I also bought Shampoo at $ 28.00 and Assorted Nail Polish at $20.00.
More important also was Nail Polish remover at $15.00 and Shower cap at $4.00.
These products added value in my shop especially being the most common ones my customers always ask for. My business has been a one stop shopping point for my customers where they are sure of getting what they need every day. I focused my profit to increase from the current $30.00 per day and true to my surprise I even surpassed my target with hard work and determination. My son has been attending school very well while paying school fees and bringing him up in a healthy way. I frequently visited my parents to help them in various ways and this was possible because you helped me with your funds to grow my business.
This has been a wonderful moment for me and my business goals towards making it a whole sale shop in future. I am very grateful to you lenders and Zidisha.
I thank you lenders.
Joseph
Nov 13, 2016
Masii, Kenya
Expansion of chicken coup
Thank you Berni. I like what Philip Munyasia has been doing in Kitale. My project is in Lower Eastern Kenya - Machakos and am seeking to promote sustainable development, in a community that has given up use of utilities like land for income generation projects.
Geoffrey
Nov 13, 2016
Nairobi, Kenya
Open a new branch of my restaurant
may i take this opportunity to thank the zidisha team to have offered me another chance to grow in the business world .iam writting this to confirm to you that i received aloan amounting to 72 200 ksh which i will use to furnish my hotel with metal seats to match with tables which i believe will elevate my hotel to anew level thus increase my earnings,i will sent photos immediately they are ready.looking forward to growing with you.thanks alot the zidisha team
Arnold
Nov 13, 2016
Kisumu, Kenya
Help grow my ecommerce store
Farm is Looking better than before. I added a few White Leghorns and will soon be adding more Kuroiler breeeds with time.
While maintaining high levels of Hygiene, and doing routine disinfection, I have been able to achieve a survival rate of 100% over the past 4 months. Part of my stock is now ready for sale and I will soon be clearing my First Loan.
Thanks to all who believed in me, it has been a very trying time as you will see from my previous comments and repayment schedule.
Margaret
Nov 13, 2016
United States
Raising poultry
Hi Benjamin,
I am so happy to see your harvest of cabbages! I am glad too that you will make a profit after all of your hard work. Do keep in touch as I would like to know how your farming business grows, I know you are on the path of great success as you see the big picture and are willing to work hard to get to where your want to be. I am proud to be a part of your growth with Zidisha. Regards, Margaret
Miriam
Nov 13, 2016
Eldoret, Kenya
Build a greenhouse for tomatoes
Am taking this humble opportunity to thank all my lenders for lending me money to construct my tomato greenhouse. I acknowledge that I received Kshs. 72,241 which is equivalent to $72.241. Am so happy for Zidisha making my dreams come true. I am forever greatful to Zidisha lenders. I am already in arrangement of procuring building materials for my greenhouse. Will be updating you of my progress time to time. Its my pleasure working with Zidisha fraternity. God bless you!
Kennedy
Nov 13, 2016
Kanam B, Doho Beach, Kenya
Raising poultry (and doing horticulture)
I had a great business idea and I wanted to employ myself but I din't have capital. I went to a local bank where I had an account and talked to the credit manager about loan, he went through my account and told me that I qualified for the amount that I was requesting. He gave me the contract papers that I signed and I secured all the guarantors and all the requirement that was asked. I did everything that needed to be done. The credit manager, after receiving my loan application, just did nothing. I never got the loan and when I enquired from him, "l am not convinced that you can pay the loan" is the answer I got. I realised that on that day of my loan application, I was not wearing a suit and that is how an opinion had been formed about me. I am a farmer and my work is in the field and I enjoy working together with the people who work for me. We wear casuals.
My love for internet led me to Zidisha. My first loan was funded in less than 24hours! My lenders at Zidisha have only judged my ideas and given me the opportunity to prove myself. I am currently on my third loan and am happy. At the end, when Zidisha will be writing down the list of people it made great, I will be there. I will forever be greatful to my lenders who took their time and resources to put me on the path of success despite the thousands of miles that stands between us.
Thank you Zidisha and thank you my lenders.
Gyan
Nov 13, 2016
Sunyani, Ghana
Loan to pay my semester fees
Thanks to my lenders for investing in me and my education. I was able to purchase my learning and reading photocopy materials which was needed . I was able to perform even beyond my expectation. My grades was excellent and my dreams are been achieved one after the other.
Joyce
Nov 13, 2016
Kedowa, Kenya
To buy a second-hand weighing machine
I buy cooking oil and sugar in big bags of 25 kg then i break into small measures like 1/4,1/2,3/4 ,1 kg and so on.This is to reach different customers depending on how much they can afford.I have been borrowing one but now want to buy my own.The machine will cost $ 80.I will use the loan to do this and will put my savings also.This will be convenient for me and also its reliable.People like to see while you take measurements of what they want to buy and distrust something that is already measured and packed.thanks alot all lenders for funding my loan in full.
Patrick
Nov 13, 2016
Nanyuki,nairobi, Kenya
Work tools for building project
thanks alot my lenders,now am not going to work on a way side,my woring team,client and myself,we have a office,working area,and a store,am happy this is possible through your hands into my small bussiness am glad to have you helping me,am devoted to pay in full,the amount you lend me my wife and children are also gratefull,-thanks once more-patrick
ads68
Nov 12, 2016
Melbourne, Australia
Farming
Tonui, it's great to read about your plan to grow your farming business - I hope planting goes well and you get all those sacks of potatoes to sell, and can reinvest in other crops.
My mother (88yrs old) is interested in how you get your potatoes to market.
I told her about you and she was telling me about how her father grew corn (maize) on their property when she was a child, as a staple food source for their family.
She also wishes you and your family all the best.
Mike
Nov 12, 2016
Indianapolis, United States
Equipment for my barbershop
It is great news your plan is working so well. I have no doubt it is safe to say we all wish you well and are pulling for all your future successes to come. Mike
Mary
Nov 12, 2016
United States
Equipment for my barbershop
WOW, Your new shop looks great Dauda! Nice laptop too. I am so happy Zidisha is able to lend a hand in growing your business. Regards, Mary
Gabriel
Nov 12, 2016
Eldoret, Kenya
Refrigerator for refreshments I sell to my cybercafé customers
Dear Lenders,
I appreciate your unconditional support towards raising my loan. I have received the money and I am sure my business will grow.
Regards
Mulyono
Nov 11, 2016
Taluk Kuantan, Indonesia
Opening a catfish restaurant
It"s my new job ...
Translated by Google
Ini pekerjaan saya yang baru...
Kibet Machuki
Nov 11, 2016
Eldoret, Kenya
Loan to add clothes(for all genders) and shoes(women) in my
Hallo my honourable lenders.This is to confirm the receipt of Ksh. 14612.This has greatly boosted me and I feel abundantly blessed.I added the loan received to my savings and I have managed to land a new stock into my shop.Besides the clothes,I have also added women shoes which I have been receiving overwhelming requests for the items.
To add on my happiness,almost a quarter of the new stock has already been sold.
I would like to dedicate this success to my lenders who have greatly boosted my business and who have made it possible to increase stock and even add new items in my shop.I owe you a lot for this great support.Thank you so much.Belowi have attached the photos of the new arrived stock in my shop
Yeboah
Nov 10, 2016
Sunyani, Ghana
A loan to complete my new school building
I bought a iron rods and cement with the amount. I have flown the top of my story building which I will continue by grace. I currently have completed my school kvip. So glad. I purchased a roofing sheet blue in colour and and the loan catered for Mason workmanship. Right now my school is well established. I previously was making 5000 cedis. But now I am making 9000 Ghana cedis. My school population has increase a bit and I am now free from the hand of sanitary Inspectors. Waw aaaaa!!!!!