Project Updates

Managed to pay my first installment of the loan.It is almost christmas day and customers are stocking up,buying groceries or asking me for raw sweet potatoes to prepare.I have added more stock in my shop and even got an offer on kale seedlings which i put in a seed bed,hope to move them into the field by the end of December.Its hot but at least i have water buckets i can use to water the seedlings until their transplant.Thank you everyone,will keep you posted.

I am able to pay more because I am getting more income from tea sales. Some of the young stems have matured and productivity has increased after supplementing with the appropriate fertilizer during the rainy season. I added the money you lent me to purchase bags of government-subsidized fertilizer on time and farming is good. I foresee good things and will soon increase further my instalments . I am very grateful Zidisha and all my lenders. Special thanks to JimVandegriff for his encouragement and contribution.

Dear Samuel
Thanks for this insight into your business challenges. It sounds as if you are taking a sensible, level-headed approach. Sometimes a delay to one's plans can provide an opportunity to reassess the business plan and consider other alternatives. But sometimes it's just annoying...!

Samples of my work

Dear my lenders, i am happy to let you know that am okey and that my motorbike taxi business is doing fine. please note that i am able to submit my weekly payments very comfortably since my job is doing well. am now thinking about owning a brandy new motor bike come next year. Note that my business involves hiring motorbikes to qualified drivers who do not own one. in return one pays kes 1800 Kenya shillings per week. this amountis even excess by 1800-1485=315 of the total amount i pay on my loan. this is why through your help i want to own atleast two motorbikes come next year.
Thank you my lenders . merry chrismass and happy new year. from Duke ombagi Nyangau.

Mureithi the electrician. He worked on the project till really late at night. An amazing guy and loves his work. I'm glad he worked on the project.

We're almost there. With a pal Denis asking him what he thinks of the place.

The classroom setup

Branding of premise

Computers arrived on time.

Designers hard at work.

J'ai fait un tours au bosquet

J'ai fait un tours au bosquet

J'ai fait un tours au bosquet

J'ai fait un tours au bosquet

First of all i will want to express my gratitude to Zidisha for such a platform. and to Swendl i am grateful for the help in terms of the funding. i am so elated. i could not believe it when i received the message that you have funded 100% of my loan. words alone would not be enough to convey my gratitude but surely God bless you. i am hitting the grounds running right away and i will do all i can to maintain my financial integrity. ones again ,i am grateful....

Hi Antony,
And a merry Xmas to yourself, your wife and newborns.
Well done.
I am happy to hear that having access to funds is making life a little easier.
All the best.
Michael

Dear lenders, I am delighted to let all know of how I have benefited from the loan that I have just completed repaying. As an online worker, I always wanted to own a personal computer and thanks to Zidisha and the lenders I was able to see it happen. Working from cyber cafes was always hectic since the costs were quite high as well as inconveniencing. Since purchasing the personal comp with help from zidisha lenders, I have enjoyed better profits as well as convenience in that I can work from my residence at any time including the night. I have also been of help to aspiring online workers who have often enquired what online working is all about, all thanks to the P.C I purchased with Zidisha's assistance. Unemployment in Kenya, being a developing country is real, but with online jobs which include transcription and writing, I have been able to rise above the menace into self reliance. I don't have enough words to thank the lenders who risk their hard earned money to assist people in the third world venture into business, without forgetting the affordably low interest rates.
Going forward, I have been saving some little money monthly, with which I anticipate to venture wider in online work by purchasing more P.Cs, and above all create employment for more. I look forward to it and I believe lenders will chip in to assist, and in turn I'll faithfully repay.
Thanks.

Hi people,My name is Zoey Akinyi Ochieng, Akinyi means being born during wee hours in the morning, a male would be called Okinyi. Ochieng is my Dad"s name meaning being born at around sunrise in the morning,the female would be called Achieng(check out my Mums second name)In my Luo tribe culture demanded that children were named according to the time of the day,seasons(be it planting or harvesting)or any political activity that might be taking place during that time(like Independence,would be called Uhuru)as for Zoey ,mum tells me that she watched a movie while pregnant with me and the kid who starred in that movie was called zoey mmmmmh, that is a story for another day,however.I would really thank all Lenders who had faith in my mum"s loan and bidded for it,take from us that your loan will be paid in time as i know that she is a person of high moral standards and integrity,consider your loans fully paid and hopefully she would apply for bigger loans and you will be there to support her!in case i don't get permission to post another comment,I wish to take this earliest opportunity to wish each one of you a Merry Xmas and A Happy New Yeaar...

hi everyone,
christmas is just around the corner,and as a family we have our tradition of making a very big christmas tree,then each member of the family is given a portion to decorate and as you decorate it you are expected to sing at least 3christmas Carrol as the others listen and of course on 24th eve we visit some of the widows and orphans in the neighborhood with some food items and donate clothes that both Robert and zoey have outgrown.kindly share with us how you spend this last days to Christmas or if you even believe in Christmas day.

After the last loan, i was able to buy dairy concentrates in bulk. That way I was assured of good quality feed resulting in increased milk production.
The increased milk production resulted in more income from milk sale and subsequently more savings. I have been able to buy an heifer calf from the proceeds and increased my herd.

Attached is a picture of the dairy concentrates bought from the last loan financing.

Thank you Zidisha team.

These are card readers and pen drives that supports both smart phones and PC's. The pen drives were 20 pieces and the card readers were 30 pieces. For the pen drives, as am writing now it's finished.

these are some of the things i bought with the loan

My Poshomill business photo.
Thanks to Zidisha loan.

Thanks to Zidisha i was able to instal high speed internet connection to my place of work with KDN. Now access to internet is wow!!
Thanks lenders

we make bags from recycled polythene bags that litter our homes and streets posing a threat to the environment. Support us to achieve the dream of commercializing the production of the bags and impact on lives of the participants while at the same time safeguarding our environment. Thank you.

this the machine that i bought it is working so nice thanks
zidisha

Thank you so much to Zidisha and the lending persons/community. After I was funded my first loan, it enabled me to increase my stalk. The income profitably i make helps me in various ways, first of all am now a family man with a beautiful wife and daughter of two moths now. It happened my daughter got sick and She had to be taken to hospital and am happy to see her smiling in front of me because she is feeling well. secondly am able to pay my loan on time rate and lastly am able to maintain my customers by providing all goods and services they need. Thank you to zidisha community.
Bellow are the photos of my lovely family.

I went to clinic yesterday to find the being my expected child. Soon God will bless me with my second child. My expected baby is doing very well.

Hi Mercy! All the best for your business! And what a cute little daughter you have. My husband and I just welcomed our little daughter to this wonderful world 2 months ago. Thinking of you. Susanne

Wow! i have managed to compress the pictures i hope i will continue uploading photo updates as i used to do.Thanks lenders i managed to buy the water tanks as i had budgeted for the loan.See photos.you can also see the resting position being constructed to set the tanks ready for water harvesting.

Thank You so much Samuel. I'll need a laptop cover next week. Your hardwork too is impressive

I am thankful for your support. I received the money about 24 hours ago and have used it to repair my laptop. I am right now working from my laptop. It now boots safely as shown in the attached picture. I expect to make enough money to acquire other computers and open a writing center. In the center I will train and employ article writing staff. I am already training one person using his computer, also shown in the picture. In the mean time, I am grateful and will repay the loan as a greed. Thank you.

Hi zindisha community! I have been to my homeland in meru were I have been taking care of my wife and our twins baby boys.thanks very much to all zindisha family for your surport in changing our lives.

Finally ,this is a new dawn to me we have changed browser and the pictures have started uploading.This is great!Kindly lenders captured is me with my casual employee Vincent working on my briquettes project.

what a surprise,my daughter is starting to make walking steps.am so happy for her.

thank you zidisha i was able to buy a horse and comp for my jet.and some braids.am able to serve my customers well.my earnings have increased by 2.14 dollars daily.am glad thanks

thank you kylie for lending me ,my shop is doing pretty fine.

was selling on a cart mostly l have been using sacks to cover the melons when their is a lot of sun and rain but now lam positioned in one place unlike before but still l normally use the cart to move around the street and homes to sell this melon watch my profile photo

For everyone who funded my loan, be Blessed. I am so happy. God Bless you

John Kebaso

Dear all lenders first and fore most i thank you for the great support you have given to me my business is wonderfully growing day to day there are new customers in my business. imagine in a week i am able to make the profit of 7500 due the recent interest i make and the more customers i have been receiving i have decided to change the payment from 478 to 5,000.

Hi Emmanuel,
I am glad to hear that there has been an increase in business.
Thanks for getting the first payment in on time.
All the best for the future.
Michael

I am so happy and much thanks to you for your continued support.My daughter have competed her first module and she will start her internship program from January to may then proceed with her second module.I hope God will bless us and be with us.May God bless you. Thank you all. MERRY CHRISTMAS!

Hi friends
Greetings, as we celebrate Christmas, i want to remind you once again that you impacted my life and transformed me.Though i had A few Rabbits, the funds helped me to do a house of mabati which enclosed my Rabbits.before i used to put them out cages were made but not proper.
i have used the earning to keep studying and learning what should be done,how to improve in certain areas.
my family has come to like what i do,am encouraging my children to like what i like though children are different with different likings.and that i cannot force them.
next to me is the Bomas of Kenya where cultural events take place.carnivore where different types of meat is eaten.
when i visit i will take photos and post them to you.
MERRY XMAS AND HAPPY NEW YEAR 2015
Regards
Josephine

Good Afternoon My Lenders

I hope this message finds you well. I managed to buy the monitor with the money you invested in my business. I had to top up 1000 more so that I could buy a 17 inch tft monitor. So far I have experienced a 500 shillings increase in daily sales for my business. I am greatful to God for giving me such a generous group of investors. I will upload pics as soon as lights come back on. My area has been experiencing a power black out for the past 2 days but hopefully, the issue will be resolved soon.

Regards

Emmanuel

PS
I also managed to pay up my 1st loan repayment installment today. Glory and Praise be to God.

My business is doing well and am hoping to join college soon.i will let you know

Good morning, here you'll find some pictures of the items I sell

Translated by     Show original

Bonjour et merci de retrouver ci dessous quelques images de mes articles que je commercialise.

Thank you to Zidisha and all lenders , After being funded, the money have enabled me to repair my printer which had a mechanical error, have bought 1 rim of photocopy papers, lamination papers, A4 and B5 envelopes and the goodies are worth $45(kshs 4005).

Great thanks to all my faithful Lenders, I appreciate all that you have done for me. Lenders, you have really change my life and my business. I can now boast of a bright future, my business is booming, aside that, I have started building my dream house from the profit I have been earning from my business. I will keep updating you until the house is completely built. I have now started my block laying here are some of the pictures. God bless you all for your continuing support.

Dear Zidisha members, I thank God for the existence of this team. I am now a proud owner of a training college boasting of about 20 students per month. The initial loan I received for a start opened my eyes to the world of business,Long Live Zidisha.