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Refrigerator for refreshments I sell to my cybercafé customers

Dear Lenders,
I wish to convey my sincere gratitude for the support you gave me. I have been able to increase my general income and I believe this is not the end of it all. I have a feeling that keeps driving me towards a purpose driven life, I life of financial freedom, I purpose to move away from the 9-5 schedule to a life where I can manage my investments and create employment hence improving the lives of people in my community and my living standards as well. I plan to diversify and move into other areas, such as farming, selling tangible goods, and setting up educational institutions to support those yearning for knowledge. However, this is impossible without you. I believe your continuous support will help stand on my feet. Currently, I am a volunteer mentor of 46 other people and I purpose to give them the support they desire. I will not only monitor their loan performance, but I will keep checking on the performance of their businesses to ensure that they are doing well and able to improve their lives and those around them.
Kind Regards

Purchase of recharge cards for retailing

Loan Proposal Error Correction

I will buy 20 pieces of MTN recharge cards, 10 pieces of Vodafone recharge cards and 10 pieces of Airtel recharge cards all valued at 20 US dollars. The stock will enable me generate income to support my education and also cater for my family members since it not easy for my mother alone to take care of the entire family. Some of the profit gotten will used to recapitalise the business for the business to grow.
Thank you.

Women and business blog

Thank you very much Paul Buchheit for believing in me even though you do not know me personally. It is a long time project whose returns may not be immediate but am thankful at least I have what it takes to start the journey. I will use the money to buy a domain and start working on a website.

Supplying taekwondo uniforms to martial arts schools

I am very great full for lending me a hand . This loan will open a way for growth for me and my family, open a door that for far too long I have watched it shut knowing very well that through it life will be better. Thank you very much for your noble gesture. Indeed there are many like me that do not have the conventional collateral to secure credit the traditional ways, but with this Zidisha set up, this push that we can get goes a long way to change and touch many lives that depend on us. Thanks again and God Bless You.

Addding goods into my provision store

Hi, my business is still ongoing ongoing. I have gotten some money to pay for my brother's school fees. I have also gotten profit to pay for my bills and other taxes. Currently, I have been able to pay for my admission fee into tertiary education. I really love zidisha team. Had it not been your help and support, I would have been in trouble. Even now, more customers have been in my way because of your support. I really thank you so much for your support. It has now been my aim to make the store for both retailers and wholesalers. This aim is gingered by the support of my dear lenders. Thank you so much for your support and encouragement. There has been a great improvement in my business now as am talking. Dear lenders very soon I promise it will reflect on my repayment plan. Thank you.

Loan to rent a single room, self-contained, for my son and for me

From the profits I made on my first Loan, I was able to afford this beautiful dress. I am very grateful, my Lenders and the entire Zidisha team.
Thank you.

#TINA#

M

Education/expansion to secondary school

thanks so much for the loan,its going to help me expand my school and have more classes for the secondary students,this is going to raise my income and enable me employ more people to enable them support there families,with this loan am going to buy cement and part of the money will be going to buy iron sheets, the project is under way and after the completion is going to raise good income for both me and the ones have employed.Thanks very much for the loan.

To buy printing materials

Thank you so much for your continued support and my venture has enabled my child to attend a private school and hence receiving quality education. its my hope that we are still going to improve everyday.

Assist me pay my tuition fees

I whole heartedly thank my lenders for my first loan. My business is moving on well as well as my education.I am so proud to be a member of Zidisha. I thank the team and lenders so much for had it not been you I would not have been able to go to school. Iam now able to pay my tuition fees through your help,Iam now progresing to my third year and i still need your help. I hope you will help me again. Thank you.

Solar lamps & clean cookstoves for rural women & girls

Thanks so very much for your decision to follow me and also your willingness to help loan me in future! You are right, giving people, especially from poor households a chance to own a solar lamp, not only are you providing them with lighting, but also a chance to save money and also giving them an opportunity to make extra cash through the use of solar lamps for mobile charging.

I always tell my sale persons that solar lamps are wonder products because they have so so many benefits to the community than meets the eyes!

Its great that you used to live in Zambia! How did you find your stay in the beautiful country? Which part of Zambia were you based? I am from Chipata, Eastern Province, bordering with Malawi and Mozambique.

Have a great day and thanks for your support!

Loan to buy one hair dryer,shampoo etc

Thanks to my lenders for making life very easy for me. I can now pay my children's school fees with ease.I can also afford to buy them very nutritious meals. After taking the loan I bought both hair and body creams. I also bought various creams and shampoo for my hairdressing job. In fact these items drew new customers to my shop because they were able to the sudden change of goods in stock for them. I saw about 90% increase in my profits and I hope my next purchase is going to be more than this once we are heading towards Xmas.

To expand my work

before I proceed I will like to thank Zidisha lenders for their kindness .I will use the lian to buy tools and employ more workers to help me to let my business grow , I will impact knowledge about my business in them so that they can also be like me . 4% increase and its helping me a lot .this loam hes help me and my family a lot I am able yo assist my family with my job through Zidisha.

Solar lamps & clean cookstoves for rural women & girls

Thanks TomF925! Thanks so very much for all the support you have given me till his day. I know you were more than willing to loan me again but maybe it was a little bit late! I was humbled to have my loan application funded within hours! This is possible because of your support and sharing about my business and also the chat we have here.

I want to continue with our communication and also frequently check for success stories that i will be posting every week!

Thanks TomF925 once again and thanks for believing in me and my business!

Women and business blog

Hey Craig Newmark , thanks alot for lending me the money and for believing in me even though you do not know me. Also, this is a project whose returns may not be immediate but we are looking at the long term. The journey of a thousand miles starts with a single step and you have just enabled me to take the first step. Thanks you once again as I prepare to buy the domain which will make it seem like a serious venture. I will now start looking for someone to build my website for me.

E

To furnish my provision store

i bought soaps,Milo,milk ,sugar, biscuits and many more. it has really helped me to to cater for the family and needy ones. my earnings have increased to 70% but will still increase with time. i have used it to buy more items to fill the shop and also i have expand the business with the increased earnings. my children have now being enroll in a better school. my neighbors organize games on holidays which help the members in the community to socialize.

Money to enroll in college to further my education

From the loan I have just completed I managed to buy a leg press machine that was very much needed at my gym the machine helped me generate more income in the business by attracting more customers to the gym and also winning back the customers I had lost due to lack of the machine thus I was able to repay my loan well and even clear it way ahead of my due date so am very thankful and happy to be at Zidisha.

A

Fees and books for school

Am really grateful to all my lenders I use$80 of the loan given to me to pay my school fees and the remaining to buy my books and as well am very glad am furthering my studies am really grateful.

Transcribers loan

This loan will aid me in purchasing unlimited internet bundles for one full month, for the purposes of transcription business. The loan will help me increase my daily income from transcribing a single video to doing two or more, therefore bidding for more work.
I would like to express my gratitude to those who have given me a chance to grow my business, sincerely i am indebted by their consideration.

EH

Safety equipment for mining & school fee for my daughter

Hey Jackline! I am sorry to hear about your injury. I had surgery several months ago on my ankle, so I know healing can be so difficult. I will say a healing prayer for you.

I am glad your daughter has been enjoying her schooling! I am rooting for you both!

Cucumber and onion farming

In Just two weeks time, our products will hit the market! We are so proud of what we are doing and we have achieved so far with financial help from Zidisha. We continue to thank you Zidisha lenders for your generosity. May God continue blessing you!

Add stock of lg wing smartphone to my stock

Good Afternoon
Zidisha Team & Lenders Bussines is doing great Thank GOD . Even My Family is fine and My Son Is Going to School this week I paid for his Books & We are on Holiday Today at home relaxing and tomorrow back to work thanks once again.
Had A great Week

Purchasing equipment

I will use the loan to buy new equipments e.g jembe and pangas.It will help in the efficiency of work when planting and weeding the plants.Thank you so much lenders for your full support towards increasing my farming so that i can increase my farm yields.

B

Dairy farming

With the loan I purchase more hens to enable me meet the market demand of eggs.
Revenue for poultry production
Purchase of 3 Hens (Layers) @ 400 = 1200
feeds and transport = 297
The purchase has made difference in my revenue earnings improving my Living standard and expansion of my Poultry Farming which I opt to expand to Dairy Farming soon.
I have achieved good harvest too in mixed farming in a half an acre of Land . yielding 3 bags 90Kg. bags of Beans.
People are interested with white meat meat from the hens as they are preferred than Red Meat.

Inventory of burners,regulators & gas cookers

Dear lenders; i greet you all in the name of God, today is a great day here in Kenya as we celebrate Mashujaa day also known as Heroes day. as i celebrate our fore fathers for all the straggles they went through for us to attain freedom, i also celebrate you and the entire Zidisha team,you are my heroes and heroins. thank you for the last loan you offered to me i received all the amount you offered and its making alot of difference in my business. thank you and HAPPY MASHUJAA DAY

Add a printer to my cybercafe

Hi Paul,
I would like to send my sincere appreciation to you and Zidisha for lending me the money that will assist me improve productivity in my business.The heat press machine will help me be able to brand tshirts for my clients thus ensuring that there is maximisation of profit.Earlier on,I used to outsource because I did not have the machine but now it will be earsier to work and see clients satisfied too.I really appreciate.Thank you

3rd loan - for planting Irish potatoes

On my new project i would like to prepare new potatoes planting which should be an an acre with its planning being as follows ;
$40 for buying two bags of potato seeds to top on the already 4 bags i had kept from previous harvest , $30 for buying a 50 kg fertilizer as i had already purchased one bag from previous harvest profits, $10 for planting and ploughing furrows,$9 for taking care of the potatoes and i will topup the rest from proceeds from previous profits till harvest in three months.
So far my earnings had increased from $50 to $80 in which i am saving the income for the future, since the land is fertile i would like you guy's help me maximize its fertility well. For holidays kenya is blessed with animals like big five... Welcome all

Loan for rearing poultry chicks

The loan that I have just completed helped me a big deal, I was able to undertake my online ventures using the laptop I bought and I also used it in my cyber cafe business. It is from the business that I have been able to get some capital to venture into agriculture and poultry. I believe with these diverse income sources, I will be able to meet my needs as well as ensure that my businesses compliment each other. This is the computer I am currently using to keep my business plans, records and future projections safe and within my reach. The intrinsic value it has added to me as a person is simply unmatched. Thanks zidisha for your continued support.

Solar lamps & clean cookstoves for rural women & girls

Thanks Tom for liking our model for larger units! The customers we serve earn not more that $20 per week! They have challenges paying cash for alot of products and services. Our goal is to ensure that genuine and warranted products reach people who need them most: poor households and the Rent to Own Model is the solution in this case.

I have seen the Philips life light plus but have never used it before. Currently i do sale greenlight planet products! They are affordable and i have an Agency account with them. They have great products too and i buy on discount! You can check them on www.greenlightplanet.com/.

Thanks so very much for your support Tom!

Online business development shop

i am very thank full for the lenders that helping me in my small business that i believe will grow more. God is good sending good people in zidisha and sending all good lenders.____Now, in my business i have more costumers than before, and I also have some stocks in the house.____This time I need more clothes to expand my online business.____I also need some material that i have to use.____I really hope that I can get another loan.____thank you so much.

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i am very thank full for the lenders that helping me in my small business that i believe will grow more. God is good sending good people in zidisha and sending all good lenders.

Now, in my business i have more costumers than before, and I also have some stocks in the house.

This time I need more clothes to expand my online business.

I also need some material that i have to use.

I really hope that I can get another loan.

thank you so much.

Solar lamps & clean cookstoves for rural women & girls

Thanks so very much TomF925 for all your support and willingness to help displace kerosene use i rural and slum communities of Zambia! Thanks for your loan contribution and i want you to know that together we have managed to reach out to more than 120 people who needed this products! Together we have increased the number of study hours for school going children! Together we have increased the hours of storytelling in rural and slum communities of Zambia! Together we have increased the number of hours makeshift stores open, helping families increase their income! Together we have helped 20 families start the journey of saving more than US$1,500 because of the solar lamps we just sold to them.

Always know you will always be part of this success story!

What next, you ask? We have a goal of reaching 1,000 families with clean energy by next year June! Our goal is huge. As always, we start small and this week we will be posting a loan application so that we can continue with our outreach to reach more families and students. I know with you and the AfricaLeap Lending group supporting my business, together we will make candle and kerosene use a thing of the past in rural and slum communities of Zambia! What next? I will be reaching out to you with our loan application this week so that we continue sharing the success stories from the field!

Thanks so very much Tom! Thanks so very much AfricaLeap!

License/business permit for taxi business

Am very grateful for the first loan, from the first loan I succesfully set up a poultry project whose proceed have allowed me to acquire a piece of land. By the end of 6 months-the maturing age for chicken, I had 400 surviving birds birds. I sold each at 10 dollars. I made a profit of 250 dollars after removing my expences.

Solar lamps & clean cookstoves for rural women & girls

I also like your Rent to Own model for larger units. Of course, these customers, or your sales persons, could get a loan directly from Zidisha. But there are costs and therefore, they may be better off with your Rent to Own plan. What do think about Philips life light plus? I understand that it can charge two cell phones.

Loan to buy printing materials

Thank you dear lenders, the printer I bought and the refill toner has helped me a lot to increase my profit marging. It was right ontime and I also use it in chech the BECE result and WASSCE and also the school placement. And this has helped a lot and want to increase my repayment . thank you soon much to u all.

P

I buy phones & accessories,heatblowing mahcines & computers

I will use the Loan to buy Phones and Accessories heat blower ,set of screw drivers ,Computers and Accessories ,Computer Networking Tools ,Chargers and many more .I have a small kiosk in the Foso main station so i will expand it when my loan is fully funded .
I this loan will help me to feed my family,friend and the entire community ,i will help my siblings who are qualified to study more to go back to school .
My profit will be increase when my shop is well expanded , my current profit start from 35 % and i can say that if my business is well expanded i can earn 82 % .
May God Bless You .

Grocery to improve health and also to help people at large

WOOOOOW! MY LOAN IS DISBERSED THANK YOU VERY MUCH FOR YOUR SUPORT AND I PROMISE TO REPAY IN TIME GOD BLESS YOU.

Water tanks and cups for clean drinking water at our school

I used the first loan to buy this polytank and cups to help provide good drinking water to solve the problem of good drinking water.

Farming, and expansion of business selling shoes

The loan I have just completed have really helped me invest more. I have been able to take an education policy for my son. That means my son will be able to get a good education and medical care. I have also been able to start saving for a plot and that means I will be able to build a home for my family. Thanx to the zidisha family for your continued support.

Poultry farm

Below is a picture of my poultry farm full of chicken.

Cash crop farms

Look how grown my maize farm is so far. Expecting good yields.

Sack of potatoes,wheatflour and seats

Aside from being an entrepreneur,i am also pursuing weightlifting as a sport. I started in june 2016 and i am looking forward to representing kenya in the games.

Help toward tuition fees for Master's degree program in Public Health

I received kshs. 21,194. Im going to pay tuition fees for my masters in public health. Thanks so much to zidisha team for ur continous support

Equipment for my barbershop

Oh! Dear lenders,Any compliment that I give you
is like an understatement because everything that you
have done for me has been larger than life itself.
Thanks for everything. There is one community in the world
that no earthquake or tornado can shake
the zidisha community.
Thanks.

Sound king speakers for hire

Thank you very much may God bless you very much.Through you for the assistance you a giving unto me because have started to be recognized from the place am staying because of the support i always give to the needy ones that are around the place am staying My wife is very happy even told me to thank all lenders and Zidisha organization for giving us the support.The dynamic microphones are going to increase my income because one dynamic microphone per day is 400 shillings equivalent to 4 dollars thank you very much and i will keep on updating you all the time my progress.be blessed

To buy a printer

i will invested in this loan to buy books like ; economics ,10 and it will cost 40 dollars and sell it with a profit of 25 percent and comecice books 10 40 dollars ,accounting books cost 35 doolars and it will give me a profit of 15 percent this will help me to paid my junior brothers and other family hood , thaks zidisha.

Comprehensive insurance coverage & heavy, reflective jackets

Kobil petrol station is a small center, in the main town Nakuru county in Kenya. right now, the sunshine is shining, and am here enjoying my taxi motorcycle trips around my town. customers are coming here at intervals and successfully am getting them to their destinations at a fee. Today i feel happy at my work. God is giving me my daily bread. am able to pay your loan with little effort and also meet all my family bills. zidisha staff, melissa, together with the entire team that lended me, please note that, am able to re-stock my music store through the daily sales their, again, am able to repair my taxi motorkibe when need arises. all this success were made possible through the loan am paying now. Thank you for finding it worthy to lend me with my family.This act of trusting me with such a big amount of money forces me to say from my heart that,( i will never in my life fail people of perfect heart towards my business by not complying fully in what i promise.) am tempted to believe that hurting people who stands with me at the our of my financial need is the more reason i cannot succeed in my business. If it happens that i turn to you for a loan again through zidisha, fund my profile joyfully because i only believe in uprightness and contentment in Christ in GOD. FOR it is HE who decides whether i will make it in life or not. May GOD bless you all my lenders and make you a blessing into the lives of many businesses, amen

Sack of potatoes,wheatflour and seats

From the first loan for the salon and my other savings i was able to start a small cafe that prepares fries,tea,mahamri and chapati. The cafe has been in operation from July 2016,i was able to pay a licensing fee of ksh 6,000,public health certificate ksh 4,500. I was also able to make a food warmer for ksh 5,600. I am currently working at the cafe full time,i have not been able to employ anyone. I have been unable to set up seats and counter as eating space due to lack of funds. I would like your financial assistance so that i can set up the eating space.
The month of october has been a tricky for the cafe. I would like my customers to start eating at the cafe. I will also buy a sack of potatoes and wheat flour and cooking oil to replenish my stock and be able to hire an employee before the end of this month.
The most important is the board for the counter which is ksh 3000
A sack of potatoes ksh 3200
Wheat flour(half a dozen) ksh1500
Cooking oil 5 ltrs ksh 650
With your support i can be able to cater for the labour charges for making the counter and a bench.

Solar lamps & clean cookstoves for rural women & girls

Greetings to all my lenders!

Hope you all doing great. Today i take this opportunity to share with you one of the success stories from the field, all because of the loan you gave to me.

Meet Lilian Mubalu aged 54 who has dependent on kerosene use since she can remember!

Lilian has 4 school going children and every week she spends $2 for lighting at home, and also at her small makeshift.

Just in 1 year, she spends US$96!

Today she had an opportunity of buying one of our solar lamp product! She was very excited and i was happy to get a photo of her at her makeshift with the solar lamp placed right on top to light the whole place!

Today we have again helped Lillian to switch from Kerosene use to clean energy! Together we are helping people like Lillian to not only have bright lighting but also creating more opportunities for them to invest the saving in expanding their businesses, supporting their children's education and also save for emergency.

Together we are transforming lives and communities!

Thanks for the loan!

Tuition fees for diploma in business management

I will use the loan plus my savings to clear my tuition fees for a diploma course iam pursuing in business management.The balance as at now is 80$.I intend to study up to degree level as time goes by.I have enrolled for evening classes schedule.It will help me to have knowledge to operate business and manage it as well.Others will benefit from me through the trickle down effect.With this knowledge and skills that i will gain from college i will take my business a notch higher.my business will grow and i will employ more people and give back to society.Thanks for your gracious support.

Capacity Enhancement for Tomato Production

Good evening friends, __ I come by this message excuse me near you, since I have tried several times to send you my news from BURKINA FASO my country but my connection is lacking, but I just had the access and I send you this message to inform you that I received my beautiful and well prepared, and my activities works very well, because I could have whatever I wanted for operation with your good will, and I you send-ais images to the credibility of this information really yours to my heart, and I renew my thanks, and still wants a frank collaboration between us. Thank you

Translated by Google     Show original

Bonsoir les amis,
Je viens par ce message m'excusez au près de vous, puisque j'ai essayé plusieurs fois de vous envoyer mes nouvelles depuis le BURKINA FASO mon pays mais la connexion ma fait défaut, mais je viens d'avoir l'accès et je vous envoi ce message pour vous informer que j'ai belle et bien reçu mon prêt, et mes activités marche très bien, puisque j'ai pu avoir tout ce que je voulais pour exploitation grâce à votre bonne volonté, et je vous envoyer-ais les images pour la crédibilité de cette information qui me tien vraiment à cœur, et je vous renouvelle mes remerciements, et souhaite toujours une franche collaboration entre nous. Je vous remercie

M

Chicken business

Hello and thanks for the loan. I will use this loan to buy more day old chicks to my farm. This will help increase my chicken stock and avoid running out of chickens hence satisfaction to my customers. Thank you so very much.