Nov 8, 2014
Dear lenders it is two months since i received your loan.It has been helpful to me and my family too.My business have been boosted so much.Now i wish to change my repayments as now my business is able and it is doing more than good.
From next week i wish to start paying ksh 7700 and i am planning to finish my payment in the next four weeks.
Athens, Ohio, United States
Hi there, everyone! My friend Ameth wanted to share pictures of his latest purchase with you. He has 150 chicks that he will be raising to sell for Christmas! Let's wish Ameth good luck with his endeavors and we wish him the best of luck!
Senegal Client Liaison
Thanks to zidisha my stock has increase and am grateful i can now sell alot of shoes especially on this festive holiday.
Kimende Bathi Village, Kenya
Dear Lenders, I'm really humbled for your generosity. I'm out words. All I can say on behalf of Magina Preparatory is a big thank you.
I promise to payback in good in time. It is my dream to see this school become a fully fledged learning center in the future. Thank You Again
Nov 7, 2014
Dear Lenders and zidisha team,
I take this opportunity to thank you for coming to my assistance when I was in dire financial need.It is beautiful as your loan helped me meet the coast of repair for my stalled vehicle and I was able to put it back on road .Your contribution have totally changed my life and my thinking as I have become more ambitious and business minded as I have realized that for one to be successful you have to have someone to hold your hand as Zidisha does. I am now thinking of becoming a full time businessman and I am sure I will do it with your help.Zidisha have brought happiness in my family and I thank you all and encourage you to continue helping the deserving.
Nov 6, 2014
British Columbia, Canada, Canada
Hello Joyce, I'm glad that you have received your funding now, and hope that the new screen will make your customers happy.
My contribution is made for Remembrance Day in memory of a friend of mine who died as a result of his service with the Canadian Forces. He was a generous person, and he really seemed to enjoy video and computer games. I'm sure he would have been happy to help you out with a loan if he could - so now I do in his name.
Thanks, and good luck!
Kisii Town, Bomwada, Kenya
Dear my lenders and Zidisha management,
I am very thankful for all your support so far and the loan that I have taken from you, as I had said earlier, it has helped me much and I managed to buy iron sheets although am still expecting to add more on my next loan. I have so far managed to clear the area (Compound) where am likely to build my house and the borehole/well is almost complete for clean water and the Structural House Plan as the photos attached below,
I am sending a big apologies to all my lenders that have been late in my loan repayments this because so many things have happened on my way which almost dragged me back, but I thank God am now regaining back as I managed to make my loan reschedule and also I made my repayment Yesterday whereby am waiting for the update to take place, I mean the management to credit my account.
Thank you also for your encouragement and also concern.
Vincent, Borrower & VM Kenya
Teluk Kuantan, Indonesia
Chokaa Village-lower Njiru, Kenya
Just want to let my lenders know that I have built a better poultry house which I will soon post as soon as I succeed in uploading the pictures. I have used the additional income to put up a building which I intend to use as a cyber and information center. Our youths must learn to create jobs for themselves through internet freelancing etc
The reason am reducing my loan repayment is because am taking a leave from my company to concentrate on school work so as to prepare for the coming exam.Thus i will not be earning much money as for now.Once am back to work I will be able to increase amount again to recover this deficit.
The first loan I used by buying learning materials i.e text books.
The second loan I was able to acquire a second hand laptop and a modem which am very grateful since Am now able to do my studies conveniently and less costly compared to when I used to Visit cyber cafes frequently before.
The laptop is also serving me because am now able to complete my clients accounting services on time .
Another good week with my business still growing. I will be shifting in another shop which has a little bit more space than this at the end of the month. So far, I just thank God for everything.
The reasons for repaying the whole loan is because the bakery bussiness has picked and its doing very well.I began working with one employee but currently i have five more.The turn out of the bakery every week is $235 minus the expenses.It has improved the living standard of the community through creating job oppotunities and availability of the goods.Its this big vision am working on opening the bakery in the urban area since this other one is in the rural area,and its my humble prayer that i might be given your financial support again.Thankyou for your support
I would like to thank the Zidisha team and all those who funded my loan, for their quick response. I was able to buy two submergible fountain water pumps at a total cost of Ksh. 3200 and ordered 7 more pumps and 5 submergible lights. I am so thankful to Zidisha team. God bless you.
Nov 5, 2014
I really love the culture of Indonesia __inilah our culture, Sundanese culture wore a head,
Translated by Google
saya sangat mencintai budaya indonesia
inilah budaya kami , budaya sunda memakai ikat di kepala ,
Hello dear lenders of Zidisha. Firstly, I present my very sincere apologies for this lateness. I have been away travelling to the village for the harvest in the fields but the village doesn't have a bank to do repayments, no internet connection to make comments; that is my excuse for the lateness but I have just arrived. In summary, I am happy of your thanks
bonjour chers prêteurs de ZIDISHA. tout d'abord je présente mes excuses très sincèrement de cette retard j'étais parti en voyage aux village pour faire des récolte dans les champs mais le village pas de banque pour faire de versement pas de connexion internet pour faire de commenter sa les couse de retard mais je viens d'arriver . Bref je suis heureux de votre merci !
Thanks once again for your support and comments.
I look forward to manage my third. Loan to reach my dreams.
be blessed and a good day.
To all lenders, borrowers and the entire zidisha team,
I here by request your able prayers to my big sister who was diagnosed with a malignant tumor into the intestine and going to India for farther analysis since kenya have not proper equipments to test the level of cancer cells so that she may start chemotherapy treatments.she is the one with me in some of my photos down here,
Also pray for my daughter chelsea who is sitting for her final exman since 4th till 6th,that is tomorrow.
I can't believe my loan has been fully funded in a few hours! Thank you Zidisha! My gratitude goes to all my lenders; Sven E Mannheim, Scaevola, Captain, BernadetteV, geobuk, and Ejackson. Thank you and merci beaucoup!
Nov 4, 2014
The main reason I want to reduce the installment amounts from Ksh 1907 to Ksh 1287 is that I am currently concentrating on finishing my final year project and as such have decided to study fulltime until December 20th this has greatly affected my income but is a sacrifice worth taking to be able to graduate with top honors
Consilata Shirly Siro Achieng
Hey lenders ,thank you for supporting me in my venture.My business has picked up since my chicken have started laying.My income has drastically increased and for that reason ,I have decided to reschedule my loan so that i can pay more. My income has increased thanks to Zidisha.I decided to resign from my job so as to concentrate on farming.I must say the future is bright.Thank you so much
Dear Lenders! Thank you for your support in my previous loans. I just posted my third loan which I intend to use to support my mother in increasing her kiosk stock. Her shop is called Glory Kiosk. Thank you for your support in funding my loan.
thank God I have finished repaying my 2nd loan. The poultry project is doing fine and my next project is incubating eggs to produce chicks for rearing and resale.
Nov 3, 2014
wonderful business is doing soo well i thank you the zidisha team , am almost clearing my loan way earlier than the date, thank you soo much. i increased stock and got more orders for paper and stationary. as the school approach closing now its exams period am making alot of money comparing with wat i used to make beofre i joined zidisha. u are really a life changer cudos!!!
Nov 2, 2014
Thank you so much Lender My Business is doing very well on a daily progress some of the stock i bought last week.
Nov 1, 2014
"Thank you Lenders i truly appreciate your support"
God Bless Zidisha Community for their Support Am Humbled you made my Dream come true i love you all.
I received the money, and bought the Monitor yesterday at 5:00Pm form Jamia Mall Nairobi.
Thank once again i will keep you posted all the time on my progress and future expansion of my Business.we made it i could not have done it without you and your support thanks for believing in my dreams
"Not matter where you are dreams are valid"
Great words from
I trust this finds you well .I want to clear my loan by end November as I have a project scheduled to commence mid December in my farm. Its to do with the water pump where already I have designed it on paper including its circuitry now whats remaining is the hardware part. I have in the recent past made two of the pumps which have played a significant part in enabling me get where I am today.
Also, I just got a promotion in my day job apart from farming. Through this loan you gave me, it has enabled me to clear my education and now scaling in greater heights. Thanks for always believing in me.
i would like to reschedule my loan to pay more since my business has experienced a higher profit income.thanks to our lenders for enabling us achieve our goals and have hope to move on swiftly with our future programs.i injected all of the loan into my business .i bought more second hand clothes to my stall and what i an seeing is a good profit income.especially in november and december such a business has boomed because may people need clothing
Thanks You Dominic, i always believe in not giving up so i will always try till i reach my target with the help from Zidisha lenders, giving up is not an option for me, if i fail today there is always tomorrow.
Thanks be zidisha guys am now in abetter position to compete with other photographers in my area,and still the profit aim making as enabled me to clear the balance in my college ,and as i graduate this year i have no arrears ,thanks to zidisha.
Oct 31, 2014
Nairobi Kenya, Kenya
At Kenyatta University doing Public Administration assignment
Nairobi, Cbd, Kenya
Hi Zidisha fam, hope you are all doing great!!! I am currently undergoing an aeronautical engineering internship and happened to be sent out of town with no prior notice. I greatly regret and apologise for any inconviniences that I caused. Otherwise, the farm is doing great and each and every time I make sales or as am just walking around in it, I can't help feeling grateful for your continued support! I also thank Mr. Zacharia for his concern and for maintaining contact with my lenders while I was away; thankyou!!
dear lenders' i appreciate you once more for giving me my second loan. am so grateful because it has enabled me to renovate my salon which is now looking good. i am really so happy because my clients my client are now enjoying my services in a very clean environment. my sales have really increased and now i can pay for my kids' school fees in time without straggling too much. i have even bought them a laptop through my savings from my first loan, once again thank you lenders for lifting my life and the life of all small entrepreneurs be blessed as u continue with the good work,thank u
Hi my lenders and zidisha team as a whole. Thanks a lot for the second loan that I managed to repay fully on 30 . 10 . 2014. This loan increased my earnings that is why I managed my income well to make sure that on the date due, the amount is available. Now I would like to buy a power saw machine for hiring that will costs 68,000/= kenyan shillings with the third loan that I intending to borrow the moment the amount is credited. hiring a power saw machine is more profitable business in our area.
Hello team. My business is doing well now. Demand for eggs has also gone up. The few chicken that were not affected by bird flu have hatched and soon I will have additionals. I would like to change the installments amount to Kes 600 as the sale for eggs is now good. Again, thank you so much for been patient with me.
I want to use this opportunity to thank my lenders for funding my loan which help me furthering my knowledge about Entrepreneurship and Business Management ,thanks to the program i have acquired insight into project valuation and evaluation,cash flows management .I may say this knowledge has helped to see clear how to expand my business adding more value to it and also by minimizing risk as to increase my profit margin .Though i am yet to complete but i can testify that i acquired a lot of managerial skills .Once again big thank to my lenders
my incread earning has enabled me to buy a skirt suit for my wife, and i am inteding to expand the business by opening manufacturing go-down. i will share rent with a friend ..after stabilizing i can seek for more space.. thanks a lot zidisha
DEAR Friends of global pple.. thank u very much for the loan & advice u extended to me during loan sourcing period..now that am closin my first loan those who stay in Nairobi kenya -AFRICA can we have a cup u tea on saturday afternoon..
Kianjoya Village, Kenya
the loan disbursed to me of US dollars 73 has really assisted me to increase the stock of sugar in my retail shop. now i would like to apply another one so as to buy wheat flour and cooking fat to sell in my shop as we near the December holiday when we have so many celebrations including Christmas and the demand for this products is usually high. thanks a lot lenders for your continued support.
Oct 30, 2014
Eugene, Oregon, United States
I hope you re-post your loan application. I would like another opportunity to invest in your business and future plans.
I really appreciate for the positive comments and the funding which is going on to all my lenders.I feel honored and very happy because you are contributing towards my dream of owning a wholesale.I promise to be loyal and trustworthy because this is the only organization that one business men and women don't struggle or under go pain to get loans. Zidisha is the better option, you don't discriminate businesses the funding is done to any business as long as one make a profit and is able to grow the business to a higher level. I am a youth leader in our church and I have advise them to start a project of keeping chickens for sale then later I will introduce them to Zidisha.
ALL TO SAY
Oct 29, 2014
Halifax, United Kingdom
Dear Isaiah, now you can get the smartphone that you need for your business! A friend in America told me about Zidisha and I chose your project as it was so close to being funded. I look forward to hearing how things are going for you. Wishing you success, Catherine
To all my dear lenders,
Its all joy and an obligation to inform you that I received my loan in full.I really appreciate.Now its getting down to work immediately.
Between I have lately done a course on working capital and cash management and the capital cycle.So I have the skills,I have the capital,I have the confidence,and most of all,I am a human dynamo!
I will make it…watch me!
I have been concentrating lately on my Masters degree research which i have completed awaiting graduation.My indigenous chicken have really helped me a great deal in terms of financial returns now that am able to control the number of chics i want ,thanks to the incubator.
Kahawa West, Kenya
hi lenders have purchased old and new dreses,some shoes and now am looking forward to selling men wears so that can raise my income,with my small shop am able to support my mam,my kids who are in school
Oct 28, 2014
I must say thanks zidisha i adopted my sister in-law's 2 children after she passed on... some three months a go. first i thougt i wont manage but your assistance has enabled me to take them in school and feed them together with mine 3 normally. KEEP UP GOOD WORK GLOBAL PEOPLE.
Umoja 1 Innercore, Kenya
I have already purchase 5 more plastic seats with my last loan. I hire to a local church in the estate every weekend they require 200 hundred. now i have 105 so I will keep increasing I gain USD 3 more every weekly from the added seats besides other services.
Thank you zidisha and I hope to increase more seats and other stocks through your help
The blessing isn't in my small contribution but in your labour and the improvement it makes to the community. I've received your first repayment and immediately reinvested it in another project. I hope to continue in this way to help more people.
hi ccs36. Sorry for the late reply. I have been very busy of late hence the delay. I started my uniform business and I have already delivered 50 sets to different school in the neighborhood. I will file a comprehensive report soon. Thank you for your support and encouragement. With people like you close to me, I am confident I will take my business very far.
This is the TV set that I bought with the money you loaned me and this has seen my business grow by leaps and bounds. The next loan will definitely lead me to another milestone and I am counting on you to make this happen. I appeal to you to make your contributions and I promise I won’t disappoint.
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