Hello everyone, I'm in a very good mood, the reason being that we've just ended the 2014/2015 academic year. Though the next academic year is yet to begin, I've been able to pay part of the fees today. I told my senior brother about the loan and he gave me some amount to add to the loan I was given. This means that I will get my books on time.Mine is a distance education course and so I can start reading at the comfort of my home as soon as I receive them. Now I believe by God's grace the next semester would go well . Much thanks to the lenders for their support.
The loan I received was used to boost my cereals in my store. This made a big difference with my business because I stocked enough and I got a good profit. At first my closing balance for the day after deducting expenses would be Ksh. 600-750 but when I stocked my store well I earned from Ksh. 1100- 1200 on a good day.
I thus diversified by buying more vegetables and fruits in bulks which earn well from it.
my first born daughter joined Form one and I am glad she has coped well with the new environment. I plan to take them out in December holiday for a treat with the entire family.
Thank you so much for supporting my business.
Hellen
Am very grateful to you zidisha leaders for leading me the third loan and enabled my business to grown to a good level.
Have attached a photograph of the items tyres i purchased with the money i received from the zidisha leader.
also i say thank you for being at the gap of helping and being there to transform lives of people through raising business especially my business at Kenya- Nakuru county. my earnings have paid the school fees for my child and have also added the stock today .this photograph is the stock i have purshased
yours
Justus Kyalo Ngemu
To begin with, let me appreciate all my lenders that made this come a reality, i owe you a lot thanks for your support.
With the first loan i bought a blow dyer(kshs.1800/)= and added some money to purchase a hair dyer for my salon(kshs4,500/=). With these additional machines, i was able to serve more clients unlike initially where i depended on only the one machine . Serving many clients has led to increased income per day. It has almost trippled. However my Barbary shop seems to be trod-ding because men don't like coming in where there are many women. The profits i accumulated has enabled me to open a retail shop that i ran co-currently. In addition i was able to pay my bills i.e water, house, electricity, security bills without much strain.
To my family, my children are now going to school without me worrying so much on their school fees. I have also transferred them to a better school unlike the one they were in before. Im also able to support my widowed mother at home.
My Dear lenders of zidisha , please i Thank you all for your wonderful support you been giving to me for sometime now , the loan have really brought much changes in to my business , and I am very grateful for your support , Thank you all .
Good afternoon to all funders, I would like to inform the state of my sister ... please help me beg for his help because yesterday said doctors should wash the blood in his body so that the water can be removed
Selamat siang kepada semua para pendana, saya ingin menginformasikan keadaan kakak perempuan saya... dimohon bantuannya saya mohon pertolongannya karena kemarin kata dokter harus cuci darah agar air ditubuhnya bisa dikeluarkan
Hi Zidisha Team and all the lenders, I am happy to let you know that my poultry project which I started courtesy to your loan/lending has been very successful! I am also happy to let you know that I am just about to finish repaying my loan...I have only two installments to go!
I will be updating you in the next few days .....thank you for your kindness and believing in me!!!
I say big thanks to Zidisha and more particularly my lenders.It such a wonderful time with zidisha by the grace of God and the philanthropy of Zidisha I have been able to purchase a desktop machine and this has lessen the inconveniences at my cafe.
Zidisha allowed me to evolve my business to breed poultry that is to say the laying hen and chickens __ Chair god thank you later I cattle on my farm today __ god bless lenders
Zidisha ma permit de évoluer dans mon entreprise d’élevage de volaille de race c'est a dire les pondeuse et les poulets de chaire
dieu merci par la suite j'ai des bœufs dans ma ferme aujourd'hui
que dieu bénisse les prêteurs
Hello, my lord Mr. spencer Burnham ,I very happy to day for great thing done for me. my business is moving well, thank you very much,may the lord bless you.
I have finally finished repaying my first loan with ZIDISHA. The loan has been very helpful and the business is doing steadily well with the support i received.
George
Sep 1, 2015
Mbwa Kali Estate,in Rongo Town Of Migori County, Kenya
Hi everybody, i have really missed everyone, business is moving on well, i have been busy training two boys in my line of business to enable them get employment, thank you so much zidisha and my lenders,i love you all.
I thank zidisha for this loan .it will help me buy chalk ,teachers lesson note books and necessary teaching and learning materials and enough variety foodstuffs for this academic year .zidisha i always doff My hat and salute your tremendos effort for helping our business grow.
Hello, lenders is you man fosu john sorry for what happen in my payment i have some problem with district assembly but God grace every thing have solved.lenders am once again thank you for your kindness I have received my first loan and I have bought my machine and materials. I hope every thing will go on I promise.please this will not happen again my messiah's.thank you.
hello once again my dear lenders.
first am sorry for submiting my instalments late.
i spent the better part of last week with my family in my upcountry and am happy to inform you that they are doing. my boys are fine and growing healty. my wife has done a great job dispites the challeges and i am happy for great job she has done to our farm. thanks for your financial suport you offered to us.
my mpesa earnings have also improved with a 20% profit and as we move on, i expect more earnings.
thanks very much and may almighty father bless you in big ways.
Thank you all my lenders may God bless you all for your great support in my business now I have got 40% increase of my loan and I am going to reinvest with the my interest I will still need another loan to expand my business
I recently had problems with my bussiness. This had let my income level reduced drasticaly. This reason contributed to my low ontime repayment of this loan. I however want to reduce my repayment amount to enable me do on time repayment. Thank you.
Sorry for making wrong payment it was due to error .instead of GH 100 i made a payment of GH 1.am really sorry for inconvieniaces.thanks for your usually cooperation.
Thank to entire team of zidisha . some weeks ago sales was not good at all.
Glory to God! today sales was good because new academic year is about to start.
Dear lenders its quiet sometime now,And am writing to update you. Business is somewhat slow since the product is new in the system.Promotion is not easy but gradually i am making some sales.
thank you for your assistance
i really want to change the repayment due because, the market system has change of late,people are purchasing more of my good than earlier.now am earning more and can pay more.
thanks and God bless to the whole team of zidisha and group of lenders as you continue lending to my loan.I hope I will change the living standard of many people in my nearby village who has electricity power problem as if I get the loan I will be able to make man made power invertors
with the loan that i got my work has raise to a certain point and i am getting more customers which means i earned more than how much i use to earn so i want to increase the repayment.once again
thank you once again.
Hallo all the lending team.I received the loan and boosted my small restaurant business with more raw food for my customers.thank you all for the kind support.
Ebenezer
Sep 2, 2015
Kumasi, Ghana
First-semester university tuition & fees
Hello everyone, I'm in a very good mood, the reason being that we've just ended the 2014/2015 academic year. Though the next academic year is yet to begin, I've been able to pay part of the fees today. I told my senior brother about the loan and he gave me some amount to add to the loan I was given. This means that I will get my books on time.Mine is a distance education course and so I can start reading at the comfort of my home as soon as I receive them. Now I believe by God's grace the next semester would go well . Much thanks to the lenders for their support.
Hellen
Sep 2, 2015
Rongai, Kenya
Storing and distributing maize for local farmers
The loan I received was used to boost my cereals in my store. This made a big difference with my business because I stocked enough and I got a good profit. At first my closing balance for the day after deducting expenses would be Ksh. 600-750 but when I stocked my store well I earned from Ksh. 1100- 1200 on a good day.
I thus diversified by buying more vegetables and fruits in bulks which earn well from it.
my first born daughter joined Form one and I am glad she has coped well with the new environment. I plan to take them out in December holiday for a treat with the entire family.
Thank you so much for supporting my business.
Hellen
Justus
Sep 2, 2015
Nakuru, Kenya
Stock of tyres, rims, tubes, etc. for my tyre repair shop
Am very grateful to you zidisha leaders for leading me the third loan and enabled my business to grown to a good level.
Have attached a photograph of the items tyres i purchased with the money i received from the zidisha leader.
also i say thank you for being at the gap of helping and being there to transform lives of people through raising business especially my business at Kenya- Nakuru county. my earnings have paid the school fees for my child and have also added the stock today .this photograph is the stock i have purshased
yours
Justus Kyalo Ngemu
Maureen
Sep 2, 2015
Siaya, Kenya
Stock for my retail shop
To begin with, let me appreciate all my lenders that made this come a reality, i owe you a lot thanks for your support.
With the first loan i bought a blow dyer(kshs.1800/)= and added some money to purchase a hair dyer for my salon(kshs4,500/=). With these additional machines, i was able to serve more clients unlike initially where i depended on only the one machine . Serving many clients has led to increased income per day. It has almost trippled. However my Barbary shop seems to be trod-ding because men don't like coming in where there are many women. The profits i accumulated has enabled me to open a retail shop that i ran co-currently. In addition i was able to pay my bills i.e water, house, electricity, security bills without much strain.
To my family, my children are now going to school without me worrying so much on their school fees. I have also transferred them to a better school unlike the one they were in before. Im also able to support my widowed mother at home.
Surya Setiyaputra
Sep 2, 2015
Sydney, Australia
Procurement of bottled drinking water stock
Selamat Bu Harianti. Proposalnya mantap. Semoga semakin maju dan sering-sering berbagi cerita di sini.
Flipmore
Sep 2, 2015
Vancouver, Canada
Boost stock for my growing clothes store
Dear Jacinta,
I admire what you have achieved for your children.
How is your eldest child doing? Drug addiction is a problem everywhere. ... no parent is free from this worry.
There is always hope.
How are your younger two doing in school?
Sincerely
Carolyn in Vancouver
Rose
Sep 2, 2015
Berekum, Ghana
Inventory for my provision food retail shop
My Dear lenders of zidisha , please i Thank you all for your wonderful support you been giving to me for sometime now , the loan have really brought much changes in to my business , and I am very grateful for your support , Thank you all .
Vivie
Sep 2, 2015
Palu, Indonesia
For the cost of hospital my sister
Good afternoon to all funders, I would like to inform the state of my sister ... please help me beg for his help because yesterday said doctors should wash the blood in his body so that the water can be removed
Translated by Google
Selamat siang kepada semua para pendana, saya ingin menginformasikan keadaan kakak perempuan saya... dimohon bantuannya saya mohon pertolongannya karena kemarin kata dokter harus cuci darah agar air ditubuhnya bisa dikeluarkan
John
Sep 1, 2015
Nakuru, Kenya
Vehicle for delivering chicken and eggs
Hi Zidisha Team and all the lenders, I am happy to let you know that my poultry project which I started courtesy to your loan/lending has been very successful! I am also happy to let you know that I am just about to finish repaying my loan...I have only two installments to go!
I will be updating you in the next few days .....thank you for your kindness and believing in me!!!
Bismark
Sep 1, 2015
Sunyani, Ghana
Female sheep (ewe) for my livestock farm
Thank you lenders for helping my business to grow evey single day, God bless you.
Amos
Sep 1, 2015
Sampa, Ghana
Potocopy machine and a printer for cybercafe
I say big thanks to Zidisha and more particularly my lenders.It such a wonderful time with zidisha by the grace of God and the philanthropy of Zidisha I have been able to purchase a desktop machine and this has lessen the inconveniences at my cafe.
Abdoulaye
Sep 1, 2015
Bobo Dioulasso, Burkina Faso
Breed chicken élévage and diver
Zidisha allowed me to evolve my business to breed poultry that is to say the laying hen and chickens __ Chair god thank you later I cattle on my farm today __ god bless lenders
Translated by Google
Zidisha ma permit de évoluer dans mon entreprise d’élevage de volaille de race c'est a dire les pondeuse et les poulets de chaire
dieu merci par la suite j'ai des bœufs dans ma ferme aujourd'hui
que dieu bénisse les prêteurs
Edward
Sep 1, 2015
Berekum, Ghana
Inventory of locally produced herbal and commercial medications for my pharmacy
After the loan was granted I was able to purchase more drugs into my shop. Payment of salaries and taxes was easy. Thank you all .
Asare
Sep 1, 2015
Berekum, Ghana
To add hairdressing salon to my barbering shop
Hello, my lord Mr. spencer Burnham ,I very happy to day for great thing done for me. my business is moving well, thank you very much,may the lord bless you.
Andrew
Sep 1, 2015
Lusaka, Zambia
Creating employment in my mobile phone payment service
I have finally finished repaying my first loan with ZIDISHA. The loan has been very helpful and the business is doing steadily well with the support i received.
George
Sep 1, 2015
Mbwa Kali Estate,in Rongo Town Of Migori County, Kenya
A piece of land for poultry farming
Hi everybody, i have really missed everyone, business is moving on well, i have been busy training two boys in my line of business to enable them get employment, thank you so much zidisha and my lenders,i love you all.
Antwi
Sep 1, 2015
Berekum, Ghana
Reading books, pencils and exercise books for our school
I thank zidisha for this loan .it will help me buy chalk ,teachers lesson note books and necessary teaching and learning materials and enough variety foodstuffs for this academic year .zidisha i always doff My hat and salute your tremendos effort for helping our business grow.
Fosu
Sep 1, 2015
Berekum, Ghana
For buying materials and machine for my business
Hello, lenders is you man fosu john sorry for what happen in my payment i have some problem with district assembly but God grace every thing have solved.lenders am once again thank you for your kindness I have received my first loan and I have bought my machine and materials. I hope every thing will go on I promise.please this will not happen again my messiah's.thank you.
Thomas
Sep 1, 2015
Sunyani, Ghana
Inventory of kitchen utensils for my shop
I made a payment on thursday but it has since not been credited to my accounts.
Antony
Sep 1, 2015
Nairobi Umoja Estate, Kenya
Renovate my shop(jackshop) and add new stocks
hello once again my dear lenders.
first am sorry for submiting my instalments late.
i spent the better part of last week with my family in my upcountry and am happy to inform you that they are doing. my boys are fine and growing healty. my wife has done a great job dispites the challeges and i am happy for great job she has done to our farm. thanks for your financial suport you offered to us.
my mpesa earnings have also improved with a 20% profit and as we move on, i expect more earnings.
thanks very much and may almighty father bless you in big ways.
Martha
Sep 1, 2015
Kumasi, Ghana
Loan to buy provision items like rice, sugar for sale
Thank you all my lenders may God bless you all for your great support in my business now I have got 40% increase of my loan and I am going to reinvest with the my interest I will still need another loan to expand my business
Tabi
Sep 1, 2015
Berekum, Ghana
Buying of Motor King and paying laborers
due to lack of rainfall in Berekum especially Kato, I did not get a good yield because of that my income has reduce.
Ernestina
Sep 1, 2015
Bechem, Ghana
Loan for a permanent storeroom
I recently had problems with my bussiness. This had let my income level reduced drasticaly. This reason contributed to my low ontime repayment of this loan. I however want to reduce my repayment amount to enable me do on time repayment. Thank you.
Grace
Sep 1, 2015
Accra, Ghana
Selling of food (canteen)
With the loan fund I entered into food selling (canteen) it was great
This business help me improve my life even my families now boast of the great help because we they also benefit from it
Collins
Sep 1, 2015
Berekum, Ghana
Material for my hardware store
Sorry for making wrong payment it was due to error .instead of GH 100 i made a payment of GH 1.am really sorry for inconvieniaces.thanks for your usually cooperation.
Frank
Sep 1, 2015
Kisii, Kenya
Soft drinks wholesale and mpesa business
Due to planned renovations at my premises I request to lower my installments for a short while
Sidberibo Odette
Sep 1, 2015
Bobo Dioulasso, Burkina Faso
Breeding hens and turkeys
Thank you for the loan.
Translated by Google
Merci pour le pret.
Wendy Emlyn
Sep 1, 2015
Devon, United Kingdom
Classrooms for informal education for older students
Thank you for repaying your loan on time, Godfred.
God bless you,
Wendy
Wendy Emlyn
Sep 1, 2015
Devon, United Kingdom
To purchase irrigation pump for my farms
Thank you for repaying your loan on time, Peter.
God bless you,
Wendy
Wendy Emlyn
Sep 1, 2015
Devon, United Kingdom
Farming
Thank you for your first payment, Inutu.
God bless you,
Wendy
Yeboah
Sep 1, 2015
Berekum, Ghana
Tools and equipment to help improve my work
By the grace of God,.zidisha is helping my work this time and my work is moving on nownow.
Wendy Emlyn
Sep 1, 2015
Devon, United Kingdom
Add a new classroom building to our school
Hello again, Stephen! Thank you for your first payment on this loan.
God bless you,
Wendy
Wendy Emlyn
Sep 1, 2015
Devon, United Kingdom
Inventory of farming tools for my farm
Thank you for your first payment, Owusuaa.
God bless you,
Wendy
Wendy Emlyn
Sep 1, 2015
Devon, United Kingdom
Adding new varieties of fruits & vegetables
Well done, Patience - you're over halfway already!
God bless you,
Wendy
Nicholas
Sep 1, 2015
Berekum, Ghana
My book stock
Thank to entire team of zidisha . some weeks ago sales was not good at all.
Glory to God! today sales was good because new academic year is about to start.
Eve
Sep 1, 2015
United States
Creating employment in my mobile phone payment service
andrew,i am glad you repaid my loans in full and on time! let us know update from your business and hope all is going well!
Oppong
Sep 1, 2015
Bonwire, Ghana
Organic Fertilizers for Pineapple Production
Im grateful to zidisha and my lenders.
My pinneaple farming is still in progress and fertilizer appliction still continues.
Daniel
Sep 1, 2015
Kumasi, Ghana
Shop expansion
Dear lenders its quiet sometime now,And am writing to update you. Business is somewhat slow since the product is new in the system.Promotion is not easy but gradually i am making some sales.
thank you for your assistance
James
Sep 1, 2015
Nairobi, Kenya
Greenhouse vegetables project
Okey I will call u during that next project
Oppong
Sep 1, 2015
Sunyani, Ghana
Second-Hand Tyres & Rims for My Shop
i really want to change the repayment due because, the market system has change of late,people are purchasing more of my good than earlier.now am earning more and can pay more.
Job
Sep 1, 2015
Mazeras, Kenya
Inventory of parts to boost my business
thanks zidisha.I will add elctronic parts which will boost my business
Johnik
Sep 1, 2015
Mazeras, Kenya
Inventory of parts to boost my electronics repair shop
thanks and God bless to the whole team of zidisha and group of lenders as you continue lending to my loan.I hope I will change the living standard of many people in my nearby village who has electricity power problem as if I get the loan I will be able to make man made power invertors
Frimpong
Sep 1, 2015
Berekum, Ghana
To expand my provision store
with the loan that i got my work has raise to a certain point and i am getting more customers which means i earned more than how much i use to earn so i want to increase the repayment.once again
thank you once again.
Norris
Sep 1, 2015
Nairobi, Kenya
Purchase office equipments
Hi lenders, my business is fairing on well. I will be sharing photos of the equipments I managed to purchase soon. Thanks to you all again.
Norris
Sep 1, 2015
Nairobi, Kenya
Purchase office equipments
Thanks Kitty. The loan has come in handy. Pictures coming soon. Thanks for your support again.
djkmoran
Sep 1, 2015
United States
Money to buy a deep freezer
Hello Mary, I understand and am sure things will work out for you. I believe you can reach your goal.
Isabella
Sep 1, 2015
UK, United Kingdom
Pembelian rak display, manequin, hanger untuk toko pakaian s
Excellent news, Fauzan. It should be a big benefit.
Regards
Isabella
Rosemary
Sep 1, 2015
Kayole Estate,nairobi City,nairobi County, Kenya
Buy more raw food stuffs for my small restaurant business
Hallo all the lending team.I received the loan and boosted my small restaurant business with more raw food for my customers.thank you all for the kind support.
Mary
Sep 1, 2015
Nairobi, Kenya
Money to buy a deep freezer
Thank you djkmoran Charles told me you contributed something though he hasn't received the 100% funding yet.
Canam
Sep 1, 2015
Eldoret Mwanzo Estate, Kenya
Restocking of my second hand clothes selling business
Thank you lenders for funding my loan, i AM SO MUCH THANKFUL, I will let you know when i receive the funds