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Solar powered lighting for rural kenya

These are the lamps and the cook stove (jiko) that I deal with.

Solar powered lighting for rural kenya

Hallo,
Find photos of some of my activities in Maasai Mara in Narok County. My business is elevating lives and keeping children in school in our rural areas.

Motorbike for transportation of commodities for retail shop

Dear Zidisha,
As my repayment period for the first loan comes to an end, I can look back with pride as I take stock of the great experience I have had having you by my side. Indeed, your assistance has helped my business stand despite various challenges. You have inspired hope and confidence that I can and will make it in business because of your benevolence. My business has grown from making an average monthly profit of $215 to $254. The struggle of paying rent and restocking maize floor and cooking oil on time has vanished. I look forward to better times as we grow together as a family. My Niece is equally happy as she can now enjoy a better wage. I hope that you will continue to provide your assistance and make my vision of owning a supermarket one day come true. Thank you very much.

Add seven computers to my cybercafe

Thank you so much to funders and Team Zidisha who have helped me by providing loan funds to suit my needs.
The amount of the loan that I have received as many as 4,073,098 IDR and I have a plan I will use the funds to buy the first set my computer to the Internet cafe. Once again thank you for your help. Greetings success always.

Solar lamps

It has been very good and bring happyness to my family.to use money I borrowed from zidisha,it increases my income. from the profit I made from my business ,my younger brother ,my wife and I went for a picnic and later on too my wife out for a dinner.we are all happy.

Mini-pharmacy for my community

Hello mom and Jan73, am so happy that you received my hand written letter. I took the opportunity when I met Taylor my country ambassador for Zidisha in Accra.
it is out of gratitude for the help you have had ever since I met Zidisha. sometimes, I wish there is a better way of making it well known...
Am grateful mom Jan, God bless you...
Edward..

Tuition fees for the orphans

Hi my lenders.I am delighted to inform you of what i did with my first loan.I purchased a pack of medicine from a pharmacy after seeing the doctor .which was used on children.There was an outbreak of malaria due to the cold weather.Children are still taking the drugs but there is a big improvement.They are showing sighns of being back to class on monday.

Comprehensive insurance coverage & heavy, reflective jackets

Dear my lenders and the entire zidisha team, am glad to let you know that, i have posted a photo that shows my current status as a result of my current loan; kindly view the kind of reflecive jackets i bought and the umbrella on my motorcycle, This items have boosted my work especially this season of heavy rains in my country Kenya. Am able to work in rains and in sun shine, Honestly this is the reason why am able to pay my all loan installments in time without failure. Above all, am able to make an extra coin for my family, May almighty God bless all who lended me my current loan and the entire Zidisha team, amen.

Purchase a motorbike to deliver my poultry products to customers

That is great!
The machine looks stunning!
I wish you much success. I would love to come to visit you some day.

Purchase a motorbike to deliver my poultry products to customers

Hi Christin.
Benedict here the poultry enthusiast from Machakos County.Nice to hear from you.i managed to get the motorbike a new one,Nice and red one.It excites my chicken when i ignite the key!They feel like they can bite it!I sometimes think that they don't want to imagine i going to town and leaving them back!Christin i'm so grateful i cant thank you & entire Zidisha community enough.Pay a visit one day and have a bite of my chicken meat.

Pulic adress system

HI LENDERS.
i thank you for the support am getting from zidisha.am sure in the next 1year i will be at the best point in my busines,because through zidisha i've seen amiracle from GOD.before knowing zidisha life was not eazy any more,sametimes you may have agood idear but you cant marnage it,but now through zidisha hehehee!!!.you just be hard woking,you keep you words and follow the zidisha law.THANK YOU LENDERD.
FROM BENARD OPIYO..

Purchase a knapsack sprayer for my farm

Thanks lender for the funds, i have been able to water my crops with ease without the trouble of using the winch (pulley ) which was very tiring. Moreover have seen a drastic increase in the farm yields which has really helped a great deal in my family and especially have started saving for my son's education when he starts school in one and half year to come. Thanks lenders for your support.

B

Raw materials to expand bag, shoes manufacturing business

This is a photo of one of my wife's new employee. With the help from zidisha when I took my first loan she was able to employ one more worker. Thank you lenders. We are truly grateful.

Computer supplies for my cybercafe

I say hi to all my lenders and other zidisha members hoping that you are all doing fine and quite balancing. Am vert much okay and in business ad usual. I Just want to let all my lenders know that with the little savings i make i have purchased an internet wifi enabled rooter which come July this year am preparing to start cyber cafe in my place of business which will enable me offer internet services by using this device i have bought. I Just thank you my lenders so much because you have taught me on how to manage my business by being obedient and honest with your funds. Thank you and i will not stop updating you good people for any change i make in my life. You should all know that i love You people si much for what you do not only for me but others also. Be blessed and good Day.

Loan to purchase fridge for preserving my cakes

THANK YOU lenders, my business is doing well and i have been getting new customers which i feel its great potential to my business as I also taking my master course in baking all this happened because of loan from zidisha. my course i am paying from zidisha loan and since i started with zidisha life has be come so easy to me.

Flight to participate in Haitian cultural theater

I've received my first loan from Zidisha. And I'm happy to be the first borrower in Haiti.
I'm printing my flyers as it was told in my project to begin the marketing presentation of Lekolhaiti, an Inovative initiative to put technology in the high schools in Haiti. I think this loan motivate me to go on in my job.

Great Thanks to you all my lenders.

Entreprise d'élevage de volaille locale

Salut comment vous allez ici au Faso ça va grace à ce que vous faites pour nous. Mon poullaier va à meirveille je dirai ma ferme puis que j'ai beaucoup de poulaillier à l'interieur gace à vous. je profite bien de cette activité car elle me procure d'enorme ressources. Chaque année je faisais un pret pour payer la scolarité de mes enfants mais à la rentrée scolaire prochaine je n'irai nul part pour emprunter de l'argent car mon activité m'a déjà fait une economie qui pourra prendre en charge toutes ces dépenses et j'en suis très fier de ZIDISHA et ma famille aussi. j'ai meme ouvert un secretariat public pour ma femme et bientot je vais vous solliciter pour la financer aussi . Merci et à très bientot
Monsieur TRAORE Soungalo Aristide

Beverage refrigerator and metal security grille for my shop

Am very great full to my leader,Trincowski of Conde Portugal and Foreclosedjapan of Oska Japan and the entire Zidisha community for leading me the money, the money I will use them to buy the Microwave and a two burner gas cooker and a thermal flask all this apparatus will help me to work more effectively in my food cafeteria that I run alongside my general shop my customer will be happy since i will not serve them with cool food any more and the cooking of the meal will be easy using the gas cooker instead of the charcoal which have a lot of smoke and leaves the food with the smoke smell. I Say thank you very much my leader from the bottom of my heart , for financing me and helping me to grow business and hence earn a dignified income from this business. I SAY THANK YOU.. ASANTENI SANA..

Fridge and coolbox for drugs insulin and vaccines storage

Thankyou once again zidisha team and family. i have heard a good time with my previous lenders who constantly wanted to find out about my progress. I was able to successfully complete paying my previous loan and had a good profit margin and hence good savings . I have some cabbages in my farm and expect to harvest in late to early July and got enough saving to sustain the project.
With that positive growth i want now to start a dispensing chemist since iam a nurse by profession and this will make me improve the health of people in my community.

Procurement of materials fast food / goods mix in the store

Dear lenders.
I am very grateful to still earn the trust of the funding for the second time managing the loan given to me. I'm more motivated to be able to achieve the dream of foam was also successful as those who are already successful as well. Hopefully loan from funders are able to use me well in my business, because my expectation was to be successful and able to compete with other employers entrepreneurs. May God Almighty always give ease and smoothness for all our efforts. Best wishes to the lender and to zidhisa I say many thanks for the inclusion of me as a member of many provide very significant change in my life.

Loan to purchase a chaff cutter

Dear leaders, I am happy to let u know that one of my cows has calved the third calf which is a heifer two weeks old,now I am able to produce 40 litres of milk per day which goes at $0.5 per litre (Apr 45 kes).now am able to make $18 per day from milk only. Now I have decided to increase my weekly payment at $78 (Apr 7000 kes) per week.I have a good reason to thanks zidisha and I'm seeing myself going far to achieve my dreams.

School fees for my son

First I want to say thank you very much for the support you accorded me in buying plastic chairs for my children at school.
This has elevated the school since when the kids say they sit on plastic chairs to their friends at home the following day you find more kids just to confirm and later nag their parents to transfer them to my school.
I also believe that when schools re open this Monday 5th I expect a few enrollments since the parents believe that the school is headed on the right direction since the progress is seen and witnessed.
Due to the schools opening soon I felt I complete my loan at least early to get another one in readiness for the opening but unfortunately my credit limit has not increased. But I believe with time Everything will be well thanks

Food processor for my restaurant

I take this opportunity to thank all my lenders very much. I received the the whole amount of the loan and used it to purchase the budgeted seats and tables. I'm happy to say that the seats and tables have been of a great help to my business as they can now sit comfortably as they take their meals min my restaurant. My earnings have increased by 30% since then and i know they will increase even further. I've used the increased earnings to re-pay the loan and to buy more furniture. thank you again so much for your support.

Family-planning product inventory

Well, well well, I traveled to la Cote D'Ivoire for other projects about a week and half ago, in the first place i thank God for the traveling mercies. I hope all lenders are doing great and the entire zidisha family, i had no access to internet there,awwww, welcome home. Missed all the fantastic people here.

Business is going well, more contraceptives been sold, and going deeper and deeper, educating the masses is also ongoing.
Due to the fact that, business is well, i proved it by rescheduling for the first time to repay almost double of what i was paying,If God willing, i shall reschedule again to repay about three times to four of what am currently paying,all because the business is well, as i promised lenders of the availability of great market available for my products.

Purchase maize, green beans seeds to plant in my farm

I have done some good business with funding from Zidisha. Although it was not a good season, I managed to raise some output from my farm. Now that is the long rains, I wish to apply for a second loan and utilize these rains to realize more output in my farm. It has been amazing so far. Long live Zidisha.

Buy 2 extra leather machines to increase shoe production

Hi lenders,
I wish to thank all who supported my first loan because it has really assisted me to acquire leather machine which contributed towards serving more clients as well as increase in my profit. I have successfully completed repaying my loan and now kindly request you to support my second loan so that I can buy 2 extra modern leather machines and hire 2 more local people so that my business can meet the ever increasing demand for the new shoes.

I will continuously update you on the progress of my business as well as ensuring the weekly installments are made at the right time.

Thanks in advance for considering to support my second loan !

Buy another cow

I am very thankful for your support. I managed to buy a cow as had earlier indicated. The amount you gave me i added to what had saved and managed to buy.

Kindly I am very thankful and look forward to be working with you.

Gladys.

Pay for my college education

Hello Zidisha Team,

I am humbled to be associated with people who find time and resources to share with others. You are wonderful people.

N

Kale farming

Hi Rebecca! I teach maths and physics at high school, myself. And I loooove it so I can totally relate to your passion. Keep up the good work to make children's lives better! All the best from Vienna, Austria. Susanne

Buying a milking cow of which i have already found

Hallo my dear lenders, I am glad for this second chance I got, I have made some grate acheivements from the previous loan, I was able to buy more hens which made me the sole supplier of eggs at Royal Supermarket Maili Sita and from the profits I was able to buy a 'she goat' soon enough am going to buy a cow and that will head me in becoming a rancher. Thank you very much.

I

Dear lenders, help save more children out here. Thank you all for this chance of a loan

Adding stock

This support of loans is one of the best ways of eradicating poverty. It is amazing how lenders lend their money to people they are not close to each other, it must be taking a heartfelt courage to do so. I wish to lend to someone in future too when my business grow big. I am looking forward to writing the next book. Probably in the mid of May it will be out. Zidisha lenders, keep up the good work. You make everything possible!

Loan for building materials to build a house

I take this opportunity to thank zidisha team for establishing such organization that is mend to change the life of the underprivileged in the society especially those people who has untapped potential such people are always forgotten.
Before i joined zidisha about one year ago, i used to borrow money from commercial banks and i realized that it used to be very expensive in terms of interest rate, because i could work had to make profit as i pay the loan at the same time but i realized that before finishing the loan, i had already paid back all the money i will have worked for all that time and i needed to borrow and start again afresh, and about 15 years i have been in business i could start business every year because of high interest rate of commercial banks.
However by last year when i borrowed the first amount of money from zidisha my business has grown more than two times what i had for a long time, and this has encouraged me even to invite more members also to benefit especial those with potential and seemed to be honest.
I sale second hand house holds eg television, radio,chairs,kitchen cooker etc and of late i started to sale also second hand vehicles and is doing very well, i am very much proud to be a member of zidisha.

Expansion of sales of cane products business

Formaly i could only sell hamper baskets but now i am able to supplly my customers with all kinds of furniture products. I believe and proud to say that the previouse loans were as important and a strong assistance to me and my business. I have attain a aconsiderable profit from my sales business. Infact, the business is such that there must be available raw materials always to be able to meet timely demand of my customers. I have invested almost $779.2 equivalent GHs 3000.00. I am hoping that, by December this year, i will be able to buy a van for delivering.
Meanwhile, out of the profit i made form my previous loans, i have started my delivery service business with local products like cassava, yam, plaintain and other vegetables.
I am a happy man because i will be employing the services of my junior sister (who just copleted her high shcool education waiting for her examination) to assist me in my delivery business. I have a dream of owning a family business by the year 2020.
I am very grateful for your support.
Thank you.

Funds to purchase chicks (layers) for poultry farming

This are the first batch of avocados I planted in my greenhouse in early February as an experiment. They are doing well. So I added more this March, about 100 plants. The greenhouse helps a lot since Avocado trees like warm ground. Ideally, they should go into the ground from March through June, as advised by my agriculturist. If they go in during the very hot months there is always the risk of sun damage because the trees can't take up water very well when young. I also used 1 pound of actual Nitrogen fertilizer per tree and this is annually. By end of June, the market will be consuming my fruits.

Electric sewing machine to increase dress production

Dear lenders,
thanks for the first loan . Infact this loan did help a lot to improve my business especially during the Easter festivity where I was a able to meet demands of my retailers and customers. This loan also helped in putting smile on faces of the vulnerable I registered on the national health scheme for a full year. All this wouldn't be easy without you. I really love this family.

Restocking

Hi zidisha team and lenders.As the objective of the loan was I have bought a posho mill and a fresian hiefer,three months incalf.This posho mill is multipurpose, making animal feed and can grid maize mill for human consumption. The animal has got a nickname by my son:"zidisha".Zidisha has transformed our life.Thanks to lenders.

Purchase school stationery for educational supplies business

To my lenders.
Thank you so much for funding us. The loan of Ksh 17752 has been received and today we have made our first delivery to our customer, Mugwi Secondary School. We have supplied to them Printed Exercise books worth 14,000 for use by student when the schools open On 4th May. We thank you for making this possible. We have also serviced our equipment and all the printing and branding was done at our office . Although we are yet to receive the check from the school we are sure to make a good profit due to lower cost. We intend to repay this loan in a record short period so that we can set new targets and ensure faster growth. Once again, your trust in Sterling Learn Services is highly appreciated. Here the rains are on and in a few weeks we shall be eating green maize beans and grams. Thank you and May the almighty bless you.

For the boosting up of the stock for the new branch

I am happy to inform the entire zidisha community that have secured an order with one of the learning institution in Kenya, 14 containers in 20litres quantity each.Thus believe will bused my monthly turn-over of April and May,2015.
Thanks in advance for the wise thought the team came-up with
warm regards
wambura

Loan to buy ingredients for snacks and soft drinks store

Kepada semua pendana.
Terima kasih telah memberikan pinjaman modal usaha kepada saya, dana pinjaman yang sudah masuk di Indosat Dompetku rencana besok saya cairkan melalui rekening saya di bank BRI, dan saya akan langsung menggunakan dana pinjaman itu untuk membeli bahan keperluan usaha pembuatan kue yang saya kelola. Semoga pinjaman ini dapat membawa berkah dalam usahaku.

Bulk purchase of corn and peanuts at harvest

Hi Zidisha,

Am grateful for the loan that you gave me, I was able to purchase a motorbike which I am using to transport my product to my business at the same time I am using it to carry passengers to their destination.

I want to thank you alot because you made my work to be effective.

Yours,

Stephen Kariuki

A loan to buy thermometers and live saving drugs

Waaw! Thank God and my lenders for how far their wounderful loan has uplifted my bussiness.
I queckly purchased rapid diagnosetic test kits for malaria after receiving the loan.This is because am in malaria endemic area.Thanks to my lender again because,testing has its charges different from the drugs and I tell you it work very well.so it has increase my patients number from 136 to 228 from the time the loan was used in purchasing this test kits.Not increasing the patients alone but a weekly profit from GHC 125 to 157 for now but I no it will increase with time.I hope to accumulate the profit for 3 months ,pay for the store rent ,purchase more drugs and the test kits also if possible get some one to help me.Thanks to my lender very well and may God reachly bless them for them to do more.

N

Introducing poultry farming

I used the loan to upgrade my hutch. I managed to get 80 more rabbits and the current population stands at 189.I expect to sale 150 to a mombasa based business man in 3 weeks.I take these opportunity to thank you for supporting me. Thank you so much

I

Welding machine and materials for making ready made doors

thank you so much lenders for supporting me. The loan come at the time when i was really financially constrained .I was able to repair the grinder and cut costs in terms of hiring one. The grinder was also very useful and helped me save time.

Inventory of metal roofing sheets to sell to local homes

Upon receiving the loan i have been able to purchase a number of roofing sheets and cement to add to my hardware store. This will eventually generate a profit to bay back my loan. Am grateful to all Lenders.

To expand free-range chicken farming

Hello,
It is raining season and all is well. I look forward to a good harvest.
Be blessed
Regards
Lucy

School fees for my son

Am glad to let you know that I received the money ksh(6000) and it was of great help to me. I have already bought the keyboard which has become of great help even to our church. (We are just a small congregation) thanks a lot Zindisha people.
Continue doing great. God bless.

Acquire my business licence and add new dishes to my restaurant

Hallo zidisha group i am greatful for the loan once more it has stablelised my business even though its a little bit tough this season at least I was able to add more plates about 30 of them,thank you and have a nice day.

New building and computers & UPS back-up, for my training centre

Dear Lenders, please, the below pictures are the Passport photo printer and the Scanner. May God bless you all.

New industrial overlock machine

Hallo ZIDISHA and lenders I would like to thank you for the support you have given to me in business for my venture.
I have made several strides and business is growing.
Through the loan I managed to purchase an cutting machine which is now being used and it has helped me a lot and also James has gotten a job.
Thank you so much ZIDISHA,my lenders.
God bless you.