Zidisha | Project Updates

Project Updates

The latest updates from projects made possible by our global community.

Cliff · Kakamega, Kenya

Jul 8, 2015

first and foremost, i would love to thank the lenders for the loan that they gave me last time out of trust only. no cash deposit i made interns of shares like any normal bank. that was a rear opportunity and am grateful for that. the loan helped me purchase a laser jet printer that enabled me make paper plates for press printing. on purchasing the printer , i realized growth inn my business in terms of profit because initially i used to print from a nearby shop. the profit that i got enabled me to pay my loan on time and still managed to remain with something small for myself. thanks to zidisha lenders. comment image

Antony · Nairobi, Kenya

Jul 8, 2015

the loan you granted me has gone along way in boosting my business profits.its been doing good

Muriuki · Chuka, Kenya

Jul 8, 2015

Hi, I greatly appreciate to have completed my payment without any difficulty, zidisha family has been of a great life changer in my business, i had bought chips cooking machine which started at a high peak which gave me a chance to complete my payments in time, i now enjoy the growth of my business through zidisha support, thank you zidisha family

Nikhil · United States

Jul 8, 2015

Yesterday I met Josephat Bundi, a clothing retailer and seasoned Zidisha borrower, at his home in the town of Juja. Josephat was born in Nyamira, a region in western Kenya near Lake Victora and over 400km from Nairobi. Josephat is a member of the Kikuyu tribe, the most populous ethnic group in Kenya. Kikuyus are strongly represented in local and national business and politics - Kenya has had four presidents since the modern nation formed in 1964, and three have been Kikuyu. Much of Josephat's family remains in Nyamira, whom he visits regularly. Though Josephat is set to graduate from JKUAT this year with a degree in control and instrumentation, he has been running his clothing business for over two years. Starting out with only string and tape to hang clothing from lampposts and fences, he has built the business to occupy a set of four adjacent wooden stalls at a busy street corner near the university. He has used three Zidisha loans to fuel his growth over the past year, expanding into shirts, shoes, scarves, jackets, pants, and other accessories. Josephat dreams one day of starting a fashion clothing boutique in downtown Nairobi, where the market size and customer base will allow his business to grow bigger than it could in Juja. Unlike many students at JKUAT who spend time studying, having fun, or seeking jobs, Josephat seems committed to his clothing business, which he plans to continue full-time after graduating. Josephat, thank you for showing me your business and neighborhood yesterday. I wish you the best of luck! comment image

Veronica · Nairobi, Kenya

Jul 7, 2015

Am very grateful to all my lenders and the entire Zidisha Team for making my dream come true.My business has grown due to the previous loan from Zidisha and am making double profit.Innitially i used to make an average of $40 but now i make an average of $80 to $90 profit per week.I pay my staffs comfortablely and am now self reliant.

Kojo · Odorkoraccra, Ghana

Jul 7, 2015

Dear Lenders, l used the loan to repay part of my fees and this has enable me to continue my education.Thank you very much and hoping you will continue to support me again so that l will continue my education.

Samuel · Maai Mahiu, Kenya

Jul 7, 2015

With my first loan, I bought 7 chairs for 70 dollars. With the remainder I bought power extensions and power cables for 9 dollars. Armed with the itemd I fixed my business. My customer base increased a bit and I was able to achieve customer satisfaction. Thanks to you for putting a smile on my face.

Tobias · Thika, Kenya

Jul 7, 2015

I am in the process of setting up Pharmacy after shifting my focus to my profession due some ethical issues with the previous niche I was in. I want to Thika Zidisha family for keeping afloat and when the right time comes I will ask for your assistance. Whenever you are in this part of the country feel free and visit me at my new Pharmacy outlet serving a middle and low income population who are unable to access quality healthcare. comment image

Grace Wakarindi · Kivumbini Estate,nakuru East Constituency,nakuru County, Kenya

Jul 7, 2015

Hallo all the kind lenders,I am pleased to tell you that my business is ding fine as a result of your kind support of zidisha loan. Since I received the loan my kiosk has been ever busy in serving more customers than ever before.To you all I am thanking you for the kind support and I am encouraging you also to keep the good work of boosting my business in my future loans.Thanks alot. Regards, Grace Wakarindi.

Isaac · Kumasi, Ghana

Jul 7, 2015

Zidisha thank you for helping my dream to come through, God richly bless you lenders. I have received the loan for my new computer for the main serve, I really appreciate what zidisha has done for me. I can now serve my customers with all joy and I know this will help me receive all my customers back and this is going to help maximise my profit, I can now take good care of my family. I will do much to advertising Zidisha to the entire social media and also invite them to join Zidisha. Thank you for the loan. comment image

Naomi · Kona Ya Zamani, Kenya

Jul 7, 2015

Oh yes, i am so happy now my son will wont be missing lesson nor exams, cause i have received loan of kshs 17955 today. I say, thank you very much lenders and may God bless you all.

Nikhil · United States

Jul 7, 2015

It’s not every day you meet an individual who is a student of math, computer science, and theology; a men’s clothing entrepreneur; a social activist and community organizer; and an aspiring self-help author! This morning I met Stephen Mungai, a student and business owner from Juja who has used two Zidisha loans to grow a clothing store. Stephen is also a social activist and the founder of “Dream Vision”, a group of like-minded Juja citizens who provide food and counseling for underserved members of their community. Stephen is a true social entrepreneur: one who considers his business a tool primarily for social uplift rather than personal advancement. I met Stephen in the town of Juja which lies 40km northeast of Nairobi, along the major highway connecting Nairobi with the industrial town of Thika. Juja is home to the Jomo Kenyatta University of Agriculture and Technology (JKUAT) where Stephen is completing his studies in mathematics and computer science. Two years ago, Stephen began a small business by buying men’s clothing downtown and selling the apparel to university students via “door-to-door hawking” at dorms and hostels. Starting with just $200, Stephen established a loyal group of customers and expanded the business until he was able to rent a storefront on the main street outside the JKUAT campus. Two years and two Zidisha loans later, “Elite Boutique” now employs three people and carries a large selection of shoes, suits, jackets, scarves, pants, and women’s accessories. Stephen bought an automatic sewing machine with his second Zidisha loan that allowed him to expand into tailoring services, as well as a large fridge that stocks drinks and snacks. Stephen keeps his stall open until 10pm most nights to accommodate his main customers: university students and employees. Although the quiet summer season from May to August can be challenging for financial planning and loan repayment, demand has been strong recently and Stephen is confident in sustaining and expanding his business with additional Zidisha loans. After talking with Stephen for only a few minutes, it becomes evident that his passion and responsibility extend beyond the walls of his clothing store to the community around him. Stephen insists on walking me around the streets of Juja, particularly through an area of dilapidated tenements and stores along a winding dirt lane called Gashororo Road. As we pass through the low-income neighborhood, Stephen points out telltale signs of community alcohol and drug abuse and child neglect: broken vodka and beer bottles amid piles of trash and young children working or idling instead of attending school. Stephen tells me anecdotes of various community involvement projects: just yesterday, when he worked with officials to confiscate and burn illicitly brewed alcohol; last week, when he provided meals for needy children. Digging further, I come to learn that Stephen is the organizing member of “Dream Vision”, a community group that provides counseling for victims of substance abuse, mentorship for children without schools and homes, and free lunches and dinners for the poor. Dream Vision, though small, is entirely self-funded; as Stephen insists, “charity begins with you”. Dream Vision works with church officials, community organizations, and the town government to advocate and organize events for societal improvement. Stephen’s passion for social work is informed by a powerful world-view shaped by a difficult childhood and religious upbringing. Stephen is a devout Christian who practices at a local church and actually has a diploma in theology. He grew up in a poor and rural town near the Aberdares mountains in western Kenya, raised by a single mother who went through a divorce when Stephen was very young. Stephen never knew his father but is incredibly grateful to his mother, who not only sent him and his siblings to high school by taking a series of odd jobs but also sold the family's small farm plot to pay for his university fees. Stephen has forged a strong philosophy of self-actualization from his past challenges; he speaks often of the conscious decision he made to leave a life of hardship by succeeding in business. Stephens considers it a responsibility to help others in his community make similar, self-motivating choices through counseling and mentorship. Stephen also introduced me to some of the many Zidisha members that he has invited onto the platform. He trains and counsels his fellow borrowers and advocates for their loan applications as strongly as his own; when they succeed, he argues, they can create jobs for the unemployed and help support the local community. In fact, Stephen is writing a book to share his advice and mentorship with those he doesn’t have the time or resources to reach. In the back room of his clothing store, he showed me a frayed notebook containing the hand-written manuscript. The near-finished book is called “Change the History,” and it stresses the power of choice and self-determination in overcoming life’s challenges. Full of quotes from the bible - “For as he thinketh in his heart, so is he” (Proverbs 23:7) - and from authors like Paolo Coelho, it contains sections on dark themes of poverty, drug abuse, and suicide, as well as positive inspirational guidance. Stephen is confident he will publish the book one day, despite the considerable cost, and he plans to dedicate it to his mother. I asked Stephen what else he might do if he achieved financial security, and he immediately replied that he would enter politics as a social activist. Unlike many of his colleagues, who gravitate toward Nairobi after graduation where job opportunities are better, Stephen has no desire to leave the Juja area. He is well-versed in the local town governance and finances, and full of ideas for how the Constituency Development Fund (a Kenyan poverty-alleviation initiative) could be better used to improve his neighborhood. Thank you for introducing me to your business and your community, Stephen. I wish you the best of luck with your business and I know you have an amazing future ahead of you! comment image

Michael · Diaso, Ghana

Jul 7, 2015

I am very grateful to you lenders for funding my previous loan of GH¢377.00. It has really helped me in the management of stocks and restocking of my mobile phone and credit card shop. Now I am able to purchase more phones for sale than I used to do. I am also able to pay my sales personnel well. comment image

Triza · Nairobi, Kenya

Jul 7, 2015

Thank you very much for lending me money to boost my business,i managed to increase my stock with loan,it increases my income with at least 10percent.I managed to expand my business premise,it also help me to clear some school fee arrears for my children.My neighbors are friendly and supportive in terms of business.

Korotimi · Bobo Dioulasso, Burkina Faso

Jul 6, 2015

Hi all and all my lenders: Just to mention to you that since I got my first loan in June 2015. With this loan, I was able to buy the type of fabric that I bought before to be able to sow and increase my quality of little dresses and so, I will be able to sell more and earn more profit. So, thank to Zidisha and my lenders and a long life to you all.

Sarah · Kisii Town Daraja Mbili, Kenya

Jul 6, 2015

Zidisha is family that really God has placed here on earth for me, my business has really improved, it is doing great, I used to strain alot, since Zidisha came to me, the straining ended long ago, thanks again. My bills are paid so easily, my customers have increased, no customer has ever gone un served, like they used to go, most of the services are found in my cyber, thanks Zidisha family, be blessed always. Lenders you are marvelous. God bless Always

Hayatudeen · Effiduase, Ghana

Jul 6, 2015

thank you very much zidisha, i have successfully completed and defended my undergraduate thesis thanks to you. comment image

Job · Embu, Kenya

Jul 6, 2015

Thank you very much Juan. The cakes are very many and sweet. you will really like the taste hahaha,,,. I also have occasion cakes on request comment image

Jamaluddin · Kabupaten Bantaeng Sulawesi Selatan, Indonesia

Jul 6, 2015

Send regards for success. Of these funds would I spend to buy and add me and gasoline stocks to buy clothes in preparation for Eid Eid. With the additional capital, the profit I will multiply again. Thank you to all the funders and Zidisha team.

Nicholas · Meru, Kenya

Jul 6, 2015

The loan that i had received has been of great help in my life since i enrolled to zidisha.The loan i gotten i bought farm inputs to use for cultivation things like fertilizers chemicals to use and i also built store for storing these chemicals.I want to let you know that i was able to cultivate things like potatoes maize plantation and also cabbages.Nowadays i do distribute all these things in in our surrounding market .I tell you very soon am opening my own store for distributing all these things.The interesting thing about our neighborhood is that they are so en encouraging and they do work together as one they motivate people on the work they are doing by buying the products..I will send you some photos concerning my proceedings.Thank you for your contribution

Traore · Bobo Dioulasso, Burkina Faso

Jul 5, 2015

Hello dear lender it is with a heart full of joy I hi the loan I received helped me a lot I buy other ventilos and I earn much profit I wish you long life thank you a lot

Ophelia · Berekum, Ghana

Jul 5, 2015

Thank you Lender very much for your time, money and guidance to see our business always flourishing, God will bless and reward you for that. Back to my business, everything is now in place, the Sawmill that stop work for sometime has started working and for that matter have accumulated more of the sawdust to ensure continual growing of the mushroom. Soon I am going to adjust the amount I am paying in other to pay off the loan as early as possible. I want to promise my Lenders my Loan will not travel beyond coming September; I am working hard to do justice to it. Thank you once again.

Raymond · Nungua, Accra, Ghana

Jul 4, 2015

I want to thank Zidisha and its lenders for this wonderful opportunity. The first loan helped me in various ways to revamp my fish farm and also to take care of my child's final examination. In fact, I will recommend Zidisha to all persons going through some financial difficulties in terms of business and life in general. Zidisha will give you a big relief. comment image

Patrick · Nairobi, Kenya

Jul 3, 2015

Hi. I am pleased to inform you that I received my loan in good time and in good condition. I have now bought two packets of window fasteners each at Ksh. 2500 and 2 dozens of drawer lock at ksh.300 each. This totals to ksh.5600. Am projecting a profit of ksh. 2500 from the sale of these commodities next week since I already have an order to deliver. I will plough back this profit to my business and see if I can bring on board two of my brothers who are still leaving in the terrorism prone area of Lamu. I once again appreciate you and pray that may the Almighty God bless you abundantly.

Ohene · Accra, Ghana

Jul 3, 2015

Thank you team zidisha and my lenders. In fact this loan is really helping me. My business is now growing and I can make more profit. Thank you and God bless you my lenders.

Prince · Lusaka, Zambia

Jul 3, 2015

It is with great joy that,this loan has finally been granted,for i need to say that there was very little hope to my belief that it would come to pass so soon.with four days left to the expiry of my application only 16% was funded.in the shortest possible time its complete,little do i have to say thank you,not until i start the refund.Now that i have the supplement to capital on the bone and joint care supplement,i already see my honor my late mom coming to pass. Thank you very much, to me this will be a win of trust for more good things to come.Thank you guys for your love and understanding heart.God bless you all that put your fund together to help me. comment image

Liz · Nairobi, Kenya

Jul 3, 2015

Dear Lenders, It is with great appreciation that with your support i have managed to expand my clothing and shoes store and basically keep my business running. I have kept on adding stock and so far the business has been able to sustin itself. With the previous loan advanced to me by yoursleves i was able to expand further and even employ 1 person on a full time basis to keep watch at the shop as i have gone back to school to advance in my studies as well. I would appreciate a further boost so as to keep growing my stock and and advancing further hence my application for another loan yet again. i look forward to your kind response

Ernest · Accra, Ghana

Jul 2, 2015

Zidisha loan facility has improved my profit margin by 30%.This is as a result of increase in my dygro organic fertilizer stock. I can now take my children out on week ends and on public holidays.My general standard of living has improved.I pray that should my next loan be approved,I shall open a new shop in the central region of Ghana.This is necessary in order to satisfy the growing demand there.God bless our generous lenders and Long lived Zidisha loan facility.

Mercy · Kericho, Kenya

Jul 2, 2015

Am very greatful and happy for I am going to expand my business by buying more braids,and some boutique things also ladies favourites that I was not able to buy. I will be able to support my family and help my father to pay school fees of my younger brothers and sister. Thank you so much for being a blessing in my life,you have open the doors for me to be a successful lady in life also independent. am proud of you and I will not let you down.

Brian · Nairobi, Kenya

Jul 1, 2015

Hi lenders, i want to thank you for the utmost support you gave me in the second loan application. I was able to purchase a computer that costs $ 168 which has led to significantly increase in the net profit from $90 to $130. This tremendous profit has helped me pay part of my school fees and also assist my siblings in raising their pocket money. also am able to pay for hostel rent in the university. Thank you lenders and may God bless you.

Beatrice · Kahawa Wendani, Kenya

Jul 1, 2015

On my previous loan I managed to add the stock of beauty product that I initially didn't have in my salon and that allowed me to conquer more customers and also maintain my clients whom found my salon to be a on stop shop where they could get everything they need am so thankful to Zidisha for it improved my life and business.

Johnson · Naivasha ,kabatini, Kenya

Jun 30, 2015

Lenders im very grateful for the amount ive received since february.the amount has helped greatly in purchasing more materials for my business and in helping my family. comment image

Edgar · Nakuru, Kenya

Jun 30, 2015

Dear Members, Words cant express the gratitude i have for aiding me in making my dream a reality. The funds i received helped me a lot in not only building me but also it has seen me grow in my sales volume and customer satisfaction. I want to say thank you for the support, and i would like to confirm that zidisha is transforming lives day by day.

Rosemary · Nairobi, Kenya

Jun 29, 2015

Hello my well wishers, I am grateful for the loan that you funded me in March 2015. It has been of great help to me as I used it to pay my school fees for the previous semester. Your financial help ensured that my sale of bags still continues since I did not ruin my small business for the sake of my education, at least I remained with the capital to keep it moving. Indeed, this organization was God sent to me. Believe me, I must dedicate and acknowledge Zidisha for my success in education. I kindly ask for more support in funding my school fees for this semester. God bless.

Azumah · Berekum, Ghana

Jun 29, 2015

Dear lenders, I have received the loan amount of $418. I just returned from the village with 20 bags of maize to be turned into maize flour for sale. I have also done some maintenance on my mill machine and it's working as expected. I am going to make a 50% profit out this. Thanks for the support.

Hellen · Kisumu, Kenya

Jun 28, 2015

thank you soo much my lenders. my last loan was of great help since it helped me build my business stock for the festive seasons. it was a loan that has brought in massive success in line with my business. I thnk you so much for letting me boost my business to this level

Job · Kisii, Kenya

Jun 28, 2015

Being part of this community is really good to me , i feel like i have a very big family , people who are there to cheer me on in this journey of life ,i say thank you.

Gilbert · Gesonso Estate, Kenya

Jun 28, 2015

Thank you lenders for considering my proposal, i will buy malaria drugs and lives will be saved . Indeed you are a major force in the fight against malaria,my customers will now not lack the drugs , thank you.

Aungo · Kisii, Kenya

Jun 28, 2015

I take this chance to thank all the Zidisha lenders who funded my first loan it helped me a lot purchasing the new printer which am currently using,by buying the new printer my monthly turnover its now increased, the number of customers whom i serve a day now is big, forward am looking to expand the room from where i operate in order to serve the larger number of customers in my business. thanks for your continued support.

Kyeremeh · Berekum, Ghana

Jun 27, 2015

zidisha has really been a blessing in my life since I joined.my printing bussiness is at its peak bacause am able to meet the demands of my customers with the aquired materials that I buy from the funds given by the zidisha team. I know and believe with zidsha I will surely gets to my destination.

Fridah · Githurai 45, Kenya

Jun 27, 2015

Hi great home of zidisha.Am so much humbled this moment to thank you my lenders for your great support.For sure am doing very well in my business courtesy of your support.Now I can afford lifestyle for my family out of your supportMay wish you all the best in your endeavour.

Ndunda · Kavunyu Village, Kenya

Jun 27, 2015

Unbelievable that my second loan is disbursed in less than 24hrs.am heading home direct with the pump and work starts. What a great change in life a mile ahead in future. Zidisha for now and for ever more

Awudu · Berekum, Ghana

Jun 26, 2015

MY APPRECIATION ================ Dear grateful Zidisha and Lenders in this noble platform, I am blessed to have you in my life and words can't express the gratitude I feel when I think about what you has done to me and the families especially my school. I value everything that you did for me, and without you it is hard to survive. If it would not have been for you, I would have found difficult to manage everything alone. You did so much for me that I really can’t thank you enough, and I will always appreciate your kind gesture. Your generosity is pushing my dreams closer to me, and your true friendship is making me feel needed, confident, and better life. I am %100 very grateful for you and your generosity. Thanks for all the great efforts you have made. A heartfelt thank you. As you are helping me to fill up all empty spaces in my life, I can’t sit without mention your name, but to let everyone know those who are making my life so easy. So I have printed some T-shirts for my students which wrote my school name “BETTER WORLD COMPUTER TRAINING CENTRE” on the back and the front also “THANKS TO ZIDISHA AND LENDERS” and my school logo on the top of left hand side which also wrote under of the logo “THANK YOU ZIDISHA”. May Richly God Bless you all and give you a longer life with strength. Amen! comment image

Dechi · Wenchi B/a, Ghana

Jun 26, 2015

This very loan has brought me more into daylight. It wasn't easy from the beginning but at least my first two loans has been life changing. Everything i bought was made a great difference, i was able to make as much as 100% profit in only my pencil and painting work and have invested more than 98% back into work. I must confess i got very busy with working. At the moment i have a contract which i have not started yet, so i don't want to throw more light there until i see things moving in their rightful order. I can't just say anything about this project without mentioning Zidisha or my wonderful lenders here. i am very much grateful for your efforts. May God Almighty richly bless you all even to your dead roots.

Ohene · Accra, Ghana

Jun 25, 2015

Thank you team zidisha and my lenders.my accessory business is also doing well. I now have screens and batteries in stock and can replace it for customers immediately if they request for. I now don't need to purchase from retail outlet. So my profit is increasing tremendously. Thank you and God richly bless you. comment image

Rehema · Bombolulu, Kenya

Jun 25, 2015

The first loan I got from Zidisha enabled me to open up my own salon which was a dream come true. It also enabled me buy stocks of weaves, braids and chemicals. The profits I got for the three months I have been working in my salon, I have been able to buy the hair dryer as you can see from the picture. Were it not for Zidisha, I would not have been able to move forward. Long live Zidisha and thank you for being there for me..

Robert · Nairobi, Kenya

Jun 24, 2015

Hello zidisha family!am glad to be a member of this fraternity,for it has transform my life in so many ways.my rabbit business still improving and also my t-shirts business as also increased.i now have 63rabbits now though many are still kids am optimistic I will start selling them in the next one month.i even plan to buy a sewing machine for my wife with the first proceedings i will get so that she can start her own business.this will increase our earnings in our little family,which will help in education of our son.thank you once more for this opportunity you have created for us.

Hesbon · Gekomu, Kenya

Jun 24, 2015

Hi lenders, the loan i received has enabled me add my firewood and charcoal stock.Through this loan, i have been able to make a big differance by availing my product on time to my customers.My additional stock has not yet been exhausted but my projected profit is Us dollars 178 which i am intending to use in increasing my stock which will mean the business will expand.Through this business i have been able to atleast meet the basic needs in life.My neighbourhood is such an intresting one as the locals tend to do businesses more during holidays and some like visiting new places with their families.

Neli Nur · Taluk Kuantan, Indonesia

Jun 24, 2015

Good afternoon the tem zidisha I neli nurazizah would like to inform that it is now the business I was having a pretty good hike in because now is in a great day for Muslims so many people who come to me to make good clothes and men waniata both children and adults. for use while welcoming the arrival of Eid Eid for the people of Islam, I say many thanks for the help given to me so that I can run my business smoothly so that I can pay the installments to the zidisha smoothly. I would like to express my gratitude. Greetings Neli Nurazizah Selamat siang para tem zidisha saya neli nurazizah ingin memberitahukan bahwasanya sekarang usaha saya sedang mengalami kenaikan yang cukup lumayan di karenakan sekarang adalah bulan hari besar bagi umat islam sehingga banyak sekali orang yang datang kepada saya untuk membuat pakaian baik waniata maupun pria baik anak-anak maupun orang dewasa. untuk di gunakan saat menyambut datangnya lebaran IDULFITRI bagi umat ISLAM, saya mengucapkan banyak terimakasih atas bantuan yang di berikan kepada saya sehingga saya dapat menjalankan usaha saya dengan lancar sehingga saya dapat membayar angsuran kepada pihak zidisha dengan lancar. saya ucapkan terimakasih. Salam Hormat Neli Nurazizah

Frederick · Accra, Ghana

Jun 24, 2015

Thanks to Zidisha, I now earn more to ease constant monetary pressures that is prevalent in today's world. Long live Zidisha and I pray that loan recipients would repay thier loans regularly to keep Zidisha in business and create the opportunity for many more people access loan funds to improve their lives. comment image

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