Project Updates

still inside the saloon now

Dear Zidisha Team. Thank you very much for the loan I got. I managed to get 12 ladies hand bags which are beautiful and believe me, I already have some orders to deliver. Thank you once again for your support to see my business grow.

I and the pupils in our class

I take this opportunity to thank all zidisha team for the big support you have given me by funding school fees loan for my son, who is expected to join his secondary school by next week. This is to confirm that the loan was full funded on time and has been disbursed, my prayer is that i work had to maintain on time repayment, and i know God will enable me.

halo zidisha members, my pig gave birth last week, the pigs are looking healthy, but within a month i will sell them off n i buy bigger ones! its had to take care of small piglets, i have a source of nice piglets abt three months old that i will buy, by the end of feb as i have talked to the owner n he agrees on exchange n some money on top! thanx for the support i can effectivelly feed my animals now! be blessed

Thank you to the Zidisha lenders and staff.

Translated by     Show original

Terimakasih para pendana dan team Zidisha..

what am doing now

Thank You Mrs.Julia for visiting me at my home, hopefully we can meet again

Translated by     Show original

Thank You Mrs.Julia for visiting me at my home, hopefully we can meet again

Greetings my loving lenders,i thank you for the second loan you offered me,i have also done my best to invite my friends and relatives to this great opportunity Zidisha is offering.The generator was sold to me by a friend and its cost was $630 = about Kshs.56,000 i had paid him $190 = Kshs.17,000. I am remaining with a balance of $440 which i intend to repay with my third loan if i will be granted. Thank you once again

this is another photo of me while with my client .

this is another photo at the front part of the counter.

these are some and types of meals prepared and drinks sold in my cafe

This is another photo of the same cafe along the collidos and the way out with some customers still

this is one photos of the cafe and customers while sited and taking their meals

that's me in my area of job that the front side where the saloon is

Used the first loan to purchase toys and playing equipments for the pupils this contributed to more admission leading to increased monthly income $50.This extra money was used to help us survive with the new increased of rent by my landlord without notice.But we thank God we have moved to a cheaper plot,meaning the new income will be channeled to development issues

some of the hair i use in my saloon

these are some of the human hair that i use in my saloon and some other items i sell like chains and handbags for women.

Anew format of growing kale which need a small space

Kale ...some of the green vegetables awaiting to be sold

still on the same place while mixed up with other crops still

These are some of the crops i have in my in my garden

Hi Zidisha team, it is a very fine Thursday morning I Am just heading to my business. It is very long time I have not communicated due to plenty of work, I Am receiving a fairly good number of customer since it is a school opening season, form one applications preparation is taking place so the work is good.
It is since I received the loan. I managed to purchase the stuffs of the bureau; 12 memory cards,flash disks, compact disks (CDs), I purchased ink for my printer and filled two laser jet cartridges. Now I Am waiting for the time I start paying. I don't see any problem.
Thank you Zidisha may God bless you so much.

some perfumes

I am happy that I have managed to clear my loan without a hitch. I am amazed by the flexibility of Zidisha loan and the low interest. I believe I now have a partner I can rely on for my business growth. I managed to purchase a refrigerator with my first loan and this changed the way I do business drastically. It brought food wastage to an end as I would throw away food that was not consumed due to hot weather here. I now even buy food such as vegetables and fruits in large quantities and store them under refrigeration. I get discounts on these items thus making good savings. Overall, my profitability has gone up – thanks to you lenders.

I was fortunate to visit Sri Sulastika Sulhan at her home yesterday, and would like to share this blog post and photos of her beautiful artwork:

p2p-microlending-blog.zidis...

- Julia Kurnia, director Zidisha

I wish to once again thank lenders for the offer been done me.about a week ago I received my first credit loan of $100 (GHS 319).The money was used for inventory in my clothing business just as i indicated in my loan application.my first repayment will be on Sunday the 8th of February, 2015.My weekly repayment of my loan is $10.I am happy to announce that it I will review my repayment to a much higher amount before my first installment, this is because business was vibrant during my trek to sell at the festival.I came back this evening and hopefully I will go for new stocks on Friday to various markets.Market has been good for me.Thanks to the zidisha team and lenders,especially lenders who funded my loan.I say God bless u.Beyond the sky is the limit for sense and Degree.my 2015 resolution is to open a clothing retail outlet by the second quarter of this year so I will commit myself to paying my loan on time so I could progress to apply for higher loan facilities.I believe with hardwork, determination, perseverance,business diversification etc the name of my business will be rolling on Tv screen because zidisha empowered young graduates like me through a loan facility to grow our business.
Hopefully very soon I will apply to be a volunteer mentor to help educate and empower the youth to take initiatives.
Thank you.

I can now afford a smile on my face every day as I see my business grow thanks to the loan by Zidisha. i have really increased my inventory over time and thus profits that subsequently have made it easier for me to remain in school. thank you all that loaned me.

Helo Zidisha Lenders I am glad to inform you that my business has started picking up. The only problem I have is to now increase the number of computers because the once I have at times customers exceed them, forcing me to loose my customers to my competitors. So I hope you will continue lending me a helping hand till I achieve my ambitions. I will always be great-full to the Zidisha team for improving my economic standards, and also living standards. God Bless You abundantly. Yours Godfrey

Thank you Gill ,my project is nice one I feel good working with orphans and vulnerable children because I am an orphan and really understand their challenges because i went through the the same.When I manage to keep an orphan in school it makes me so happy.

these are some of the used laptops i have bought advertised and sold.

Dear Lenders,
I wish to let you know the positive impact that the loan that you offered me has had in my business.I have improved from very little income to an income that is average. I could not afford school fees for my kids and now I can proudly say that my monthly savings have improved to ksh 20000 after meeting my expenses. I now own one electric kerosene pump and I have managed to employ one person in my business premises. THank you zidisha

Last Year Production May 2014
visit us at www.jasapengantin.com

Praise to Allah SWT me and my bussiness are interviewing in Indonesia The Quality Magazine

Some of my new Gown that produce Last Year Dec 2014

Am so grateful and excited that my first loan application got its first responder within hours. Believe that it shall be fully funded soon and I shall make effort to repay promptly. These two young men just earned their wages after spraying my one acre bean crop. I intend to do crop rotation and cultivate onions on this plot after harvesting the beans. Will keep you updated!

Thank you for accepting my loan application. I hope it will be of use to my business.

Translated by     Show original

Terima kasih telah diterima pengajuan pinjamanku semoga bermanfaat dalam usahaku

My baby is now 7 weeks old and im enjoying motherhood,After having lost 3 times as a first time mother,this is giving me motivation to work harder than before.I now have someone who depends on me and I can't mess up.I have now started payment of my loan installments.Im hoping that at the end of this month,business will pick up.Since parents will be through with school fees and everyone will have recovered from the holiday blues.Then I will be able to make more money.Diapers and formula milk is expensive but it is worth it,because my baby is a precious little angel.Thanks to Zidisha,this is possible because I have a means of income.Words cannot express how grateful I am to the lenders and Zidisha community.God bless you all

At peace

Translated by     Show original

In fact the loan has help me a lot, it has increased my stock my daily sales has also gone up, am more than happy thanks be to my lenders.

In this case repayment will not be a problem.
Thank you ever so much.

Thanks again my lenders. Look they're beautiful and thanks to you, Thank you, thank you, thank you.

Translated by     Show original

MERCI ENCORE MES PRÉTEUR REGARDER ILS ONT BEAU ET GRACE A VOUS MERCI MERCI MERCI

Dear Lenders,

I had the opportunity to visit Dokas with Volunteer Mentor George Bonsu this past Saturday. Dokas runs a salon next door to her mother’s water sachet business in the central market of Obuasi, a town about an hour away from Kumasi.

Dokas struggled to pay last year when she and her mother both fell ill. But I am happy to report that they are both better now and Dokas is excited about investing time and money into her business. We rescheduled her loan so that she is back on track. And afterwards, I got a tour of the salon. With her loans, Dokas was able to buy more products and supplies to offer customers – especially quality hair extensions. She also showed me her new hair dryers and a sink that was installed just recently.

Dokas is thankful for the support she has received from Zidisha lenders and her success is evident – a number of her salon’s neighbors have applied for loans as well since witnessing Dokas’s gains. And she looks forward to being able to continue expanding and sharing her passion with the community of Obuasi. We wish her the best!

Taylor
Ghana Country Ambassador
Zidisha

those are the little photos which are bit clear,more when i visit her in school.
thanks to all my lenders your graet support through my business is the reason my daughter is in school now.
thanks all

there she is posing on a mono disgn....lol

now free to go to class

she is through with clearance now set to be recieved by her gurdian mother one of the old student in the same school.
a form two student .

now admitted confirming the items the school needed them to buy

this was before she got admitted in the new school so she is in her former school uniform

How are you Zidisha members? Since I got the loan from Zidisha and bought new lenses for my camera I have been able to get photography jobs through referrals. This is all because of my high quality photos. Last weekend I was the official photographer for a function at Kindu Bay, South Nyanza and I managed to cover the whole event. Thank you Zidisha Team for enabling my business to step up.

Thank alot Zidisha Inc. I was able to purchase a display for my food retail business worth $30 and this has made my work easy especially when my customers are selecting the food or snacks of their choice.They are able to do this easily from the glass display I purchased. This Display has saved me alot of time taken when serving each customer leading to increase in sales. The sales that I get from my business has enabled me pay part of my monthly bills and also purchase books for my child who just started primary school.Thanks alot Zidisha you are my hero!

What a beautiful fountain. Thank you for keeping us posted. I hope to see much more of your progress in the future. Congratulations. Thep