Project Updates

Salty egg is traditional food from my home land, it has unique tastes that can not be made by other. I offered the egg only to buyer in the same town, because to send the package with safe is challenging. Now i confident to offer it in my online shop, and to send it to some towns around (Jabodetabek), since i experienced the safer trick of the packaging. I hope Zidisha lenders can support my shop, my online job. I want to support our family's financial without leaving my kids to stay at the offline shop or to work for other (as employee).

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Salty egg is traditional food from my home land, it has unique tastes that can not be made by other. I offered the egg only to buyer in the same town, because to send the package with safe is challenging. Now i confident to offer it in my online shop, and to send it to some towns around (Jabodetabek), since i experienced the safer trick of the packaging. I hope Zidisha lenders can support my shop, my online job. I want to support our family's financial without leaving my kids to stay at the offline shop or to work for other (as employee).

The loan will help in mass production and will increase the profit margin by 10% by the end of the week. With the increase in profit I will be able cater for my family and also expand the business.

Hi zidisha family. I want to take this oppotuniny to thank zidisha family to giving me this loan.
The loan will help me to buy a second hand motor bike that will help in transporting farm products and this will help to reduse farm experience hence giving the farm more profit. Thank you zidisha.

Hello my lenders, your amount increased my poultry farming,two yesterday I made a profit of 3000 Kenyan shillings,. Thank you for your loan,God bless you all

Thank you lenders for your great help, although I had great ups and down due to the government ban on charcool and the impediment rise in the price of charcool I have managed to make a profit of 2250 shillings that has helped in my stay at school. Thank you zidisha

Its pressure to thank all of you because of accepting to fund me.Am happy to say that you have been of great help to me and my family I started down and I have now grown and hope to get to the dream of wholesale cosmetic shop when I get this loan ,I will use some money to pay a plot which I have been buying in hire purchase, add more stock to my cosmetic shop and buy good and comfortable sits for my clients in the salon this will make my clients happy then more sales and more profits thanks and live long Zidisha.

Alhamdulillah thanks to a loan from Zidisha, now I can build a small kiosk on the yard of the house so that I can develop my sales, I use the money provided by Zidisha to buy 200 thousand processed foods that I use as snacks, the rest I buy 100 thousand nails and plywood The remaining 100 thousand I was given wood aid by my uncle Ajiji. Thank you for the help Thank you zidisha

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Alhamdulillah berkat pinjaman dari zidisha sekarang aku sudah bisa membangun kios kecil dihalaman rumah agar bisa mengembangkan jualan ku,uang yang diberikan oleh zidisha aku pakai untuk membeli bahan makanan olahan sebanyak 200 ribu yang aku olah jadi makanan ringan, sisanya aku belikan paku 100 ribu dan triplek 100ribu sisanya aku diberi bantuan kayu oleh paman ku ajiji. Terimakasih atas bantuannya
Terimakasih zidisha

The people of Nsakina community (especially the women) are happy and are saying thank you to all lenders here on the Zidisha platform and to all Zidisha staffs especially the founder Director Julia. All they are saying is God Almighty richly bless you all.

Thank you, sir, thanks to the help from my lord, I can produce hangtag, I have bought the staple money from the master, and soon all the processes will be sorted out just packing, the overall capital of this order is Rp. 2,200,000 and I sell for Rp. 3,100,000, hopefully you don"t get tired of helping my small business. thank you sir

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Terima kasih tuan, berkat bantuan dari tuan, saya bisa memproduksi hangtag, saya sudah membelikan bahan pokok uang dari tuan, dan sebentar lagi semua proses akan beres hanya tinggal packing, modal keseluruhan dari order ini sebesar Rp. 2.200.000 dan saya menjual dengan harga Rp. 3.100.000,
semoga tuan tidak bosan membantu bisnis kecil saya. terima ksih tuan

I was able to buy more packaging packets and it really helped my business.
The added packets helped me since i was able to supply more milk than before.
My earning increased from the initial profit of about 50 dollars a week to almost 70. thanks to increase in distributing packets.

I purchased UPS machine which actually has been a challenge in my business in any time we experienced power blackout.The difference is now that it is not easy to lose data in computers any time we experience power challenge.With that i have managed to retain my customers and has enabled me to make more profit.

Thanks very much ZIDISHA team and my good caring ZIDISHA lenders for supporting me financially. Disbursement of this loan to me will definitely help me to pay the remaining school fees balance for the two children in school in the course of the last term of this year at a cost of KES 2100, and buying some stationery items for the children required by school administration at a cost of KES 350.This will help me to settle remaining balance and income got will be used to buy food, clothes, paying family and work expenses, catering for hospital bills. It will also increase my monthly savings and eventually improve living standards of the family members. Thanks so much for the financial aids.

The drain works and kitchen sink for the affordable housing. My current contract that I am working on.

My current work site.

Thank you Jan V. Thanks for believing in me. I am putting everything in place for my business to grow gradually.

Thank you much my lenders.I was able to construct two home made solar water heater from the last loan.I will sell them to children home or one the near by boarding schools.
Thank so much for big support.

Thank you Zidisha and all the lenders that I cannot mention one by one because of the many who gave me loan assistance. Thank you for your support and trust because it allows my loan to reach full funding. Can"t explain more, but once again I say thank you for giving me this opportunity. Always stay healthy in carrying out daily activities. Amiin. Greetings, Endang

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Terimakasih Zidisha dan semua pemberi pinjaman yang tidak bisa saya sebutkan satu persatu karena banyaknya yang memberikan saya bantuan pinjaman dana.

Terimakasih atas dukungan dan kepercayaannya karena memungkinkan pinjaman saya mencapai dana penuh. Tidak bisa menjelaskan lebih banyak, tapi sekali lagi saya mengucapkan terima kasih telah memberi saya kesempatan ini.

Selalu tetap sehat dalam menjalankan aktivitas sehari-hari. Amiin.

Salam,
Endang

I used the money you gave me to add to what I had and bought a goat

Hi all
I am so very happy to inform you that with your assistance I have made huge strides, I have been able to combine what savings I had and the assistance you have given me and have been able to finally complete payment for land,now I begin payment for the green house and God willing that too I will soon complete.
I was able to visit the land and see the projects progress for those who already completed payment,I have attached photos so you have in mind what the greenhouse project is all about.

The empty space is where my greenhouse and others will go, currently they have planted tomatoes and after the season is over probably capsicum.

Again from the bottom of my heart thanks for your continued support and good wishes you give me strength to keep going.

My last loan was of great help I bought the generator that increase my frofit by 20% .the increment that i got used to add one employee to help on the farm and I was able to help the needy children but vegetable once every week. The last holiday i want to the rural home with my family.Thanks zidisha.

The amount of net disbursement after deduction: 493,286 IDR, I have received. We thank the lenders.

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Besar pencairan netto setelah pemotongan: 493,286 IDR, sudah saya terima. Kami sampaikan terima kasih kepada pemberi pinjaman.

Dear Lenders
Thank you very much for supporting me and helping build this business. I will purchase 5 cylinders of 13kg capacity as soon as the disbursement arrives. I have lately been profiling hotel clients. Adding this stock will help maintain efficiency and reliability in serving hotel client. It will also result in more profit for the business. Thank you very much.
Kind Regards
LINUS

To Zidisha family thank you for starting such a helpful program. And to my lenders i say thank you and promiss again to maintain 100% repayment.
This money will enable me to buy farm chemicals such as pesticides, insecticides , foliar feeds and also be able to pay my farm workers
Thank you again.

Thank you to all my dear lenders for the loan given to me and in fact it helped me a lot because I have been able to complete my pure water project

The loan will be used to purchase energy saving bulbs.
The loan help me in improving the quantity of stock I have in the shop. Moreover it helps the community from going through longer distances to acquire these bulbs.
There's an increase of 10% of the items procure.
My earnings have been reinvested to acquire the quantum of stock needed.
with the loan I've been able to improve the stock and the profit is helping me to see progress of the loan given and it's better all engaged in Zidisha microlending for a betterment of their microlending to expand business.
The holidays was an annual camp meeting for our various fellowship within the district and it was song ministrations. It was awesome.

Thanks zidisha I received the money I really appreciate and u are doing a good work to help us.

I cant express my happiness this morning to my humble lenders and the entire zidisha team for making my dreams of flooring the house a reality. thank you and thank you a million times. the journey of repaying my funds and trust now starts.

Be blessed.
Joshua

Iron sheets step 2

1

This is the purchase of goods orders from yesterday"s funds. Thank you Zidisha. Always successful.

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Ini pembelian pesanan barang dari dana kemarin. Terima kasih zidisha. Sukses slalu.

I will use this loan to buy trouser materials. This loan really helped me because I could buy a lot of materials and a lower price. Thank you, thank you to the lender for giving this loan.

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Pinjaman ini akan saya gunakan untuk membeli bahan celana
Pinjaman ini sangat membantu saya karena bisa membeli bahan dengan jumlah banyak dan harga yang lebih murah
Terima kasih kami sampaikan kepada pemberi pinjaman atas diberikannya pinjaman ini

zidisha has helped my financial flow in running my small business. I am sure that with my strong determination my business will continue to grow, thank you zidisha.

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zidisha telah membantu arus keuangan saya dalam menjalankan usaha kecil saya. Saya yakin dengan tekad kuat usaha saya akan terus berkembang, terima kasih zidisha.

answered prayer,hard work and the grace of God. the parents whom i take their pupils to school every morning with my taxi motorcycle on weekly and monthly payments, have just paid me in full today Sunday since i worship with most of them in the same church, and that, i have decided to make you melissa and the entire team of my lenders happy by paying the whole amount of loan today. That i say thak you for being patient with me when all was not well in Kenya due to politics of violence last year that forced me to close down my business for safety purpose . Kenya now is safe for business and politics is no more, business is good. am about to ask you to fund me once immediately my payment is reflected on my loan repayment schedule tomorrow. Thank you and may almighty GOD bless you all, amen

Dear Gibson and Beverly,
Thank you so much for funding my project.
I make bar soaps using the used cooking oil from hotels. I will use the money to buy 30 litres of used cooking oil, which can make seventy pieces of bar soaps of the size 1kg.
Best regards
Denis

Dear Zidisha Lenders,

Thanks very much to consider my loan proposal.
With the loan I shall be able to do the following
Add my cyber business stationery stock this includes , envelopes, Printing paper, Lamination films, .
I shall also put up a banner so that to be able to market the business outside my shop.
With the increase in revenue I hope to expand the business with my profit so that i can setup a studio after I have cleared this loan.
Thanks Zidisha lenders

Through Zidisha loan, I have been able to replaced my old taxi with a better and efficient taxi cab, this has enable me provide good transport service to the people within my community, especially the school going children at a cheaper cost.
I'm able to pay my younger siblings school fees, pay for the bills at home and above all put food on the family table.
I'm always thankful to all Zidisha lenders and staffs for your care and love is great and very much appreciated.

250.160 I used to buy furniture equipment. I would like to thank many, who give me trust and loan to expand my business.

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250.160
Saya gunakan untuk membeli peralatan furniture.
Saya mengucapkan banyak terimakasih, yang memberikan kepercayaan dan pinjaman kepada saya untuk mengembangkan usaha saya.

I will buy merchandise stock. Because with the stock of goods. The job will be easier and the increase will increase. I will use the profits to expand my business. My wife is now very happy because my efforts are increasing. Every holiday I and my family will definitely go on vacation somewhere.

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Saya akan membeli stok bahan dagangan. Karena dengan adanya stok barang. Pekerjaan pun akan semakin mudah dan pendapan pasti akan meningkat. Saya akan menggunakan keuntungan untuk perluas usaha saya. Istri saya sekarang sangat senang karena usaha saya semakin meningkat. Setiap hari libur saya dan keluarga pasti akan pergi berlibur ke suatu tempat.

Thank very much for all your support. My home made solar water heater is going on well. So much appreciated my lenders.

I want to thank all my Zidisha lenders for funding the loan I have just completed. The loan helped me increase my production of pastries and hence increasing my profits. This helped me venture into a new area where I opened my kiosk. Thanks to you I now have a stable business and opportunities are opening. I hope with time I can also become a lender in Zidisha and help others too.

Dear Zidisha Lenders
Thanks for the loan kindly have a look at the project photos

I wish to confirm that I received the cash. Thanks a lot for entrusting me with your funds.
My business basically entails buying airtime scratch cards in a wholesale price and selling it at retail price. At low seasons when customers’ demands are not high, I sale scratch cards worth 100 dollars with an interest of 8% from each item sold. On average in a week I earn 56 dollars and in 4weeks 224 dollars. During high business season when customers’ demands are high, the sales normally increase to around 40% of the average sales. The business has an operating capital amount of 500 dollars. I am targeting to increase my sales stock so as to cope up with the increasing demand which will also increase my daily average earning and capital amount by 50%.
I’m in the process of transforming my part-time airtime scratch cards sales into a full time Small scale business. This small scale business will have a full time attendant and it will also include an affordable cyber café for disadvantages youth around the estate. The proceeds will be reinvested in the Small scale business to keep it growing and assisting more vulnerable and talented youths.

So far so good on business but the chilly weather is making most people to stay indoor and thus slowing operations thus they is low population we are serving in business but for now we are entering a new month of cool climate which is favourable to all activities being done , its my prayer for blessings to zidisha and lenders.

Through zidisha my business has been improving a lot. I have been able to pay all my loans given by zidisha and also solve my family issues. I thank the lenders greatly for making my life and other people's lives a better one. God bless all of you and expand your wealth.

I have received my loan today, I have purchased a few printing materials for my book business. I will uploading a picture of my first book here in a few days to come. I thank my lenders and I am looking forward to huge loans to help me print a lot of books to help Ghanaian children and improve upon the life of my family. thank you .

I am just confused of what I should say first. I am so happy and I cant find the exact words to explain this! Thank you so much lenders. God bless you abundantly.
I am going to finalize the renovation and branding of my newly acquired premise.
This will attract the attention of my former and new clients resulting to a total and maximum generation of income.
Good night.

I did bought top dressing fertilizers worth $70 for my maize farm and herbicides worth $50.The purchase has made a lot of difference since i used to use my jembe to weed out the weeds,the farm is very clean indeed.my earnings have increased by 50% now.i have used my earnings to pay school fees and my personal belongings. My family and the entire community zidisha is very helpful indeed! I would like to visit the Maasai mara to see the wild life in the coming season.

Being sincerely , my kids reported on time when the school reopened for their third last term of the year. The much you extended unto me part of it went in for school fees and the rest for their shopping needs. Compared to some other years esp. Schools reopening it was difficult to march my needs and wants to my family, but now am totally relieved of the burden of school fees, am now looking forward for bigger achievement under the roof of zidisha community.

Hello zidisha team, I used the loan fund to purchase an extra stock for sale, now my inventory has really increased to the desired level to meet high demand from my esteem customers. From the total sells, earnings have increased significantly which has contributed to the growth of my business. I used a portion of my profit to pay bills and other miscellaneous expenses. During holiday period, I usually spend with my family by visiting various places for exposure.

So far Zidisha has made it possible for me to continue running my business because of the financial support that has been rendered to me so me through. my shop is fully stocked with clothes and business has been running well smoothly