Loan for business of distributing activated stabilized oxygen product

Dzidula

Accra, Ghana

61% repaid

Entrepreneur

Name

Dzidula

Member since

November 2016

On-time repayments

150 installments  •  34%

About Me

Dzidula Ahiave is my name. I was born in Anloga which is part of the Volta Region in Ghana. I attended primary school, junior high and senior high schools in Accra. Then I trained as a professional teacher at the Presbyterian Teachers Training Akropong from 1999-2002. While teaching in a government junior high school I enroll for the Pharmacy Technician Course with Penn Foster Career School in Pennslyvannia,USA.

On completion in 2006, I entered into the business world working as pharmaceutical representative for one of the Ieading pharmaceutical companies in Ghana; Unichem Gh Ltd and to further advance my course of becoming an entrepreneur I pursued my bachelors degree in Business Administration majoring in marketing from 2011 to 2014.
It was quite challenging combining work with school but with unwavering focus and determination to make a difference I managed to sail through smoothly laying a solid foundation for my entrepreneurial future.

With the rich background in marketing coupled with the deepest desire to run my own business, I started my own company known as Winner Light Investments in 2013 which is into distribution, network building and business development in the pharmaceuticals and nutriceuticals arena.
I personally believe strongly in continual self- development as such I read lots of motivational and personal development books. I practice and teach meditation and as well I enjoy listening to cool and refreshing meditative music.
I love my country Ghana because it is populated with peace-loving, God-fearing and above all hospitable people. Ghana can also boost of a rich cultural heritage span across the different ethnic groups occupying the land.
Long live Ghana. Long live the people of Ghana

My Business

The source of funds of my business comes from the marketing and distribution of pharmaceutical and nutraceutical products to health care facilities: pharmacy shops, clinics and hospitals.
Another income source of the business is from consultancy on wellness products and services which is a fast growing segment of business in Ghana.
That is not all. Network Building for other marketing firms is yet another source of income for the business attracting some good commissions.
Investments into digital currencies specifically; Bit coin and E-dinar coin are also generating good returns for the business.

Loan Proposal

I will invest this loan in the purchase of O2 product which is an activated stabilized oxygen product with essential trace minerals for marketing and distribution to various consumers: hospitals, clinics and pharmacies.
The first purchase of the O2 product will be 24 bottles worth 200 USD.
On sales of product at 12.5 USD the expected return will be 40% of the invested capital less logistics and operational costs.
The capital plus the profit will be re-invested to expand stock and distribution.
This will not only boost the health of consumers and increase profitability but will also open job opportunities for others both in the Accra and outside it.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$228.00

Date disbursed

Nov 17, 2016

Repayment status

Late

Projected term

35 months

Lenders

PG

Paul Graham

United States

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  • Samuel    Jul 7, 2018

    Please, try to maintain your schedule of repayment, gapes in-between will not please your Lenders.

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  • Dzidula    Jan 17, 2018

    I am reducing the amount due to some fiscal challenges but I will bounce right back
    as soon as things normalize. Thanks.

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  • Samuel    Jan 17, 2018

    Advise has been giving to the applicant to close the gaps in between repayment.
    Thanks.

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  • Samuel    Dec 16, 2017

    Applicant is been advise regarding on-time repayment

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  • Samuel    Nov 14, 2017

    Applicant is working hard to close every gaps
    Thanks

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  • Samuel    Oct 13, 2017

    Dear member, please kindly put your phone on every evening if possible so i can speak with you. I want to be sure you understand how Zidisha work, your feedback on this community, and dis-cause the way forward.
    Thanks

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  • Samuel    Sep 12, 2017

    Applicant is aware of the gabs and will be fill very soon

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  • Wise    Feb 22, 2017

    l would be very glad if you would go all out to make sure the loan is paid back per the agreement between you and the Zidisha company. if you are running up against any bottle necks just let me know of that . Thank you for your co.operation.

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  • Dzidula    Jan 23, 2017

    I have to re-adjust my repayment due to some temporary downtrend in my business.
    But l am glad to have accessed this loan and everything would bounce back very soon.
    Thanks for the co-operation.

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  • Dzidula    Nov 16, 2016

    I wish to thank the lender: Paul Graham, United States for funding my loan.
    I want to assure the lender that the loan would be put to good use by purchasing the 24 bottles of the O2 drops to commence the business as indicated in the loan application and the capital plus profit would be re-invested into products and distribution which will help me expand the business.
    Once again thank you.

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    • Samuel    Jan 7, 2017

      In case of financial challenges, please adjust your installment to smaller amount so you don't miss out any of your repayment.
      At your BackOffice please select one of these options
      1) i cannot pay the full installment amount due, i would like to reduce my payment.
      2) i can pay more than the installment amount due, i would like to increase my payment.
      Samuel Yeboah.
      Your volunteer Mentor
      Tel. 0549112157

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