Grocery shop

Samuel Yeboah

Accra / Adenta, Ghana

Funds disbursed

$0 to go

100% funded of $2,221 goal

0

days left

Entrepreneur

Name

Samuel Yeboah

Location

Accra / Adenta, Ghana

On-time repayments

193 weekly installments  •  85%

About Me

My name is Samuel Yeboah and I am from Wenchi B/A Brong Ahafo Region in Ghana. I settled in Accra 15 years ago together with my wife and 2 kids. I came to Accra purposelessly for trading so that I would be able to look after my children and give them all the necessary support to acquire better qualifications, because I did not have the opportunity due to a poor family background.

Today technology and education has become very important; therefore, I have a purpose in mind to educate my children to a high level of education so that they will be learned and get better jobs in the near future. To fulfill this dream, I have a role to play as a father to help my children to acquire good qualifications and skills. This achievement deserves more money at this point in time.

So, I started a trade with a very small amount of money, but later I discovered that before I can succeed it will require more capital. Things were very difficult from early stages: how to start and where to find starting capital was a challenge. I experienced many difficulties, but, God so good, my prayers were answered when a friend recommended Zidisha. I saw it as an opportunity, as a result, and I believe with the help of Zidisha, I will excel.

My Business

Food retail and the supply of health products is my main business. I have been doing this for the past three years, and I am very proud because I earn more profit through daily sales. I consider it my main job and I do it full of passion, determination and focus, and by so doing I am able to take very good care of my family.

I have a vision: to open one more branch at another community in the near future, so that I can employ 2 or 3 people to work there. I believe this vision is achievable with help and support from the Zidisha loan program. I am very happy with my current loan because it will increase my working capital therefore my profit margin will also increase.

Part of the loan will go into the supply of health products because they're also in high demand due to a recent health awareness program in Ghana. More foodstuff is needed in the shop because my community is growing in population; therefore, customers are also increasing each day. I must render good service to help my customers get whatever they need to buy.

This time, if by God's grace I am able to earn more profit, I will use some of the profit to help my Church, taking care of my family and also help the needy, children's home in my community to be priority.

Football is my hobby, but due to time factors I only watch it on TV.

Loan Proposal

I will use the money to trade by adding it to my capital, i will purchase items like Tomatoes puree, Bags of rice, Cooking oil, soft Drinks,i will add wine this time because my customers are demanding and i believe that this will increase my profit margin that will be a benefit to me and my family because part of the profit will be use for housekeeping.
My customers will also be happy because they will get almost what they need from the shop.
I will also make sure that weekly repayment will be on time.

Show original English  

About Me

My name is Samuel Yeboah and am from Wenchi B/A Brong Ahafo Region in Ghana,
i came to settled Accra 15 years ago together with my wife and 2 kids.
I came to Accra purposelessly for trading so that i will be able to look after my Children, give them all the necessary support to acquire better qualification because i did not have the opportunity due to family issues
Today,s technology, education has become very important therefore i have purpose in my mind to educate my children to high level so that they will get good Certificate and get a better job in the near future.
To fulfill my dream i have a role to play as a father with hard working and dedication in other to provide them with all their needs so they will have more time to learn, acquire knowledge and skills, This achievement deserve more money at this point in time.
That is why i chose to trade, i started with very small money but later i discovered that before i can succeed i will need bigger capital,
Things were every difficult from early stage where to fine starting capital that was my bigger challenge.
I experience many difficulties but God so good a friend recommended Zidisha to me. As a result, i saw it as an opportunity, thorough him i got my first load from Zidisha in 2015 and i believe with Zidisha Micro Finance i will excel.

My Business

By God grace i own a house in front of the house i have open mini supermarket, i also supply Health product, i mean food supplements with the help of Zidisha. Food retail and supply of Health products is my main Business now and i have been doing this for the past three years and i am very proud because i earn more profit.
I coincided it as my main job i do it with passion, determination and focus, by so doing i am able to take a very good care of myself and family.
I have a vision, my aim is to open branches in two or three Communities so that i can employ few workers.
I believe this vision is achievable with the help and support from Zidisha loan program, i am very happy with my current loan because it will boost my capital and profit.
I will do all my possible best to pay this loan accordingly if my application is granted so that my next loan will increase this will again boost my working capital therefore my profit margin will also increase.
Part of the loan will go into supply of Health product because it's also on high demand due to resent health awareness program in Ghana,

More items is need in the shop because my community is growing in population therefore customers are also increasing each day and i must render a good service to my customers whatever they needs to buy from the shop.
I also have a mission, that is to help and support my Local Church, taking care of my family also to help the poor and needy especially Children in need.

Football is my hobby but due to time factor i only watch football at home with my family.

Loan Proposal

I will use the money to trade by adding it to my capital, i will purchase items like Tomatoes puree, Bags of rice, Cooking oil, soft Drinks,i will add wine this time because my customers are demanding and i believe that this will increase my profit margin that will be a benefit to me and my family because part of the profit will be use for housekeeping.
My customers will also be happy because they will get almost what they need from the shop.
I will also make sure that weekly repayment will be on time.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,221.58

Date disbursed

Feb 14, 2019

Repayment status

Late

Projected term

5 months

Cost to entrepreneur

Service fee: 5% of $2,221.58 = $89.22

Credit risk payment: $535.84

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Witten, Germany

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United States

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United States

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Netherlands

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United States

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United States

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Vienna, Austria

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New Zealand

M

Mary

United States

Bryce Bow

Bloomington, In, United States

AS

Andreas Schäfer

Basel, Switzerland

S

Sandi

Ocean Shores, Australia

Keith Chan

Toronto, Canada

S

Sarah

Arlington, United States

AS

Ajay Sharma

United States

ZS

Zach Silveira

Asheville, Nc, United States

B

BRB

Australia

Nethanel Kohen

NYC, United States

daniel

maryborough, Australia

SL

Sam Lute

United States

CL

Cathey Leach

United States

TW

Tom Wiegand

United States

BG

Bruce Garretson

Portland, Oregon, United States

H

Haley

United States

JN

Julie Noel

United States

J

Johanna

Zürich, Austria

Jeff Tyler

Poquoson, United States

E

EJOBIV

United States

AA

Andrew and Kim

Nashville, TN, United States

PA

Peter A

New York City, United States

PJ

Pike Juniors

Adelaide, Australia

Alisha Gallini

United States

SC

Samuel Clemente

Brooklyn, United States

DO

Denis Ontiveros

Guildford, United Kingdom

M

Malte

Switzerland

I

Ivan

New York, United States

SM

Shawn Murphy

United States

GA

Gal Ashuach

רעננה, Israel

DB

Darren Boyd

United States

James Liao

San Francisco, United States

EA

Eric Ayers

Atlanta, United States

Adrian

Liverpool, United Kingdom

J

Jim

Canada

KA

Kate and Tom

United States

EE

Eff Emm

Switzerland

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

Dustin Lape

Lynchburg, United States

Peter Collins

Darmstadt, Germany

Lois Freisleben

Arcata, CA, United States

Andrew

United States

B

Bram

Germany

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

GF

Gammon Family

United States

SS

Sean Sullivan

Austin, TX, United States

CT

Calin Tif

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

Angela Chu

Toronto, Canada

H

Helen

United States

R

Rafael

Switzerland

K

Kristyn

United States

Noel Hamill

Halifax, Canada

Ask Samuel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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