$150 to buy a sewing machine

Entrepreneur

About Me

My name is Rosemary Wambui. Born near the capital city of Kenya - Nairobi. I went to local schools for my primary and secondary school and later joined a secretarial college where I qualified as a copy typist. I was then employed by the government of Kenya where I worked until 2001 when I was retrenched in a cost cutting measure by the government.

Without a job, I decided to join a tailoring college where I was trained in embroidery work. I then started my own business with my savings. My business entails making table clothes which I then sell to clients to be used to cover their chairs and tables at home. I am a mother of three kids one who is through with his education and other two who are still in school.

My Business

I make table clothes using a sewing machine for doing the embroidery work. This is how it works: I buy a plain material made of cotton, cut it into small pieces as per the clients requirements and then do the embroidery work on the pieces. One set is made up of 12 such pieces which are for covering 1 sofa set and a coffee table. The cost of one set is about $12 and I sell the completed set at $20. In an average month I am able to make and sell about two dozen sets. My overheads are quite low since I work from home and most of my clients communicate with me through my mobile phone. I normally get new customers through a word of mouth spread by my satisfied old customers.

I use the money from this business to feed and educate my children. When given a loan by Zidisha, I hope to buy another sewing machine because the one is have is very old and it keeps breaking down every now and then.

I have tried to save money to buy a new one but there are many demands for the money. This is a change I really want make use of and I will be able to repay the loan comfortably since the business is quite profitable.

Loan Proposal

My business entails making and selling table clothes. I buy a piece of cloth (cotton and polyester), cut it into small pieces and then do the embroidery work. I use a special sewing machine which can also do embroidery work. The machine that I am currently using is about 20 years old and it keeps breaking down.

I intend to buy a modern machine which will enable me to use the latest design in embroidery work and keep up with the competition. A new machine will cost $240. With this loan and a bit of my savings, I will be able to acquire this machine which will make a big difference in the way I do my work.

I kindly ask you to fund this loan.

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