Entrepreneur
Name
Rosemary
Member since
July 2014
On-time repayments
353 installments • 70%
About Me
My name is Rosemary Wambui. Born near the capital city of Kenya - Nairobi. I went to local schools for my primary and secondary school and later joined a secretarial college where I qualified as a copy typist. I was then employed by the government of Kenya where I worked until 2001 when I was retrenched in a cost cutting measure by the government.
Without a job, I decided to join a tailoring college where I was trained in embroidery work. I then started my own business with my savings. My business entails making table clothes which I then sell to clients to be used to cover their chairs and tables at home. I am a mother of three kids one who is through with his education and other two who are still in school.
My Business
I make table clothes using a sewing machine for doing the embroidery work. This is how it works: I buy a plain material made of cotton, cut it into small pieces as per the clients requirements and then do the embroidery work on the pieces. One set is made up of 12 such pieces which are for covering 1 sofa set and a coffee table. The cost of one set is about $12 and I sell the completed set at $20. In an average month I am able to make and sell about two dozen sets. My overheads are quite low since I work from home and most of my clients communicate with me through my mobile phone. I normally get new customers through a word of mouth spread by my satisfied old customers.
I use the money from this business to feed and educate my children. When given a loan by Zidisha, I hope to buy another sewing machine because the one is have is very old and it keeps breaking down every now and then.
I have tried to save money to buy a new one but there are many demands for the money. This is a change I really want make use of and I will be able to repay the loan comfortably since the business is quite profitable.
Loan Proposal
My business entails making and selling table clothes. I buy a piece of cloth (cotton and polyester), cut it into small pieces and then do the embroidery work. I use a special sewing machine which can also do embroidery work. The machine that I am currently using is about 20 years old and it keeps breaking down.
I intend to buy a modern machine which will enable me to use the latest design in embroidery work and keep up with the competition. A new machine will cost $240. With this loan and a bit of my savings, I will be able to acquire this machine which will make a big difference in the way I do my work.
I kindly ask you to fund this loan.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jul 14, 2014
Repayment status
On Time
Projected term
12 months
Other loans
Lenders
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Summary
Amount repaid
$157.64
Amount remaining
$0.00
Date repaid
Jun 29, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 24, 2014 | $3.05 | Jul 24, 2014 | $3.05 |
| Jul 31, 2014 | $3.05 | Jul 24, 2014 | $0.09 |
| Jul 31, 2014 | $2.95 | ||
| Aug 7, 2014 | $3.05 | Jul 31, 2014 | $0.19 |
| Aug 7, 2014 | $2.86 | ||
| Aug 14, 2014 | $3.05 | Aug 7, 2014 | $0.28 |
| Aug 15, 2014 | $2.77 | ||
| Aug 21, 2014 | $3.05 | Aug 15, 2014 | $0.37 |
| Aug 22, 2014 | $2.67 | ||
| Aug 28, 2014 | $3.05 | Aug 22, 2014 | $0.47 |
| Aug 29, 2014 | $2.58 | ||
| Sep 4, 2014 | $3.05 | Aug 29, 2014 | $0.56 |
| Sep 5, 2014 | $2.49 | ||
| Sep 11, 2014 | $3.05 | Sep 5, 2014 | $0.65 |
| Sep 11, 2014 | $2.40 | ||
| Sep 18, 2014 | $3.05 | Sep 11, 2014 | $0.74 |
| Sep 18, 2014 | $2.30 | ||
| Sep 25, 2014 | $3.05 | Sep 18, 2014 | $0.84 |
| Sep 26, 2014 | $2.21 | ||
| Oct 2, 2014 | $3.05 | Sep 26, 2014 | $0.93 |
| Oct 3, 2014 | $2.12 | ||
| Oct 9, 2014 | $3.05 | Oct 3, 2014 | $1.02 |
| Oct 10, 2014 | $2.02 | ||
| Oct 16, 2014 | $3.05 | Oct 10, 2014 | $1.12 |
| Oct 17, 2014 | $1.93 | ||
| Oct 23, 2014 | $3.05 | Oct 17, 2014 | $1.21 |
| Oct 24, 2014 | $1.84 | ||
| Oct 30, 2014 | $3.05 | Oct 24, 2014 | $1.30 |
| Nov 1, 2014 | $1.69 | ||
| Nov 15, 2014 | $0.06 | ||
| Nov 6, 2014 | $3.05 | Nov 15, 2014 | $3.05 |
| Nov 13, 2014 | $3.05 | Nov 15, 2014 | $1.55 |
| Nov 21, 2014 | $1.50 | ||
| Nov 20, 2014 | $3.05 | Nov 21, 2014 | $1.29 |
| Nov 29, 2014 | $1.76 | ||
| Nov 27, 2014 | $3.05 | Nov 29, 2014 | $0.92 |
| Dec 5, 2014 | $2.13 | ||
| Dec 4, 2014 | $3.05 | Dec 5, 2014 | $1.01 |
| Dec 12, 2014 | $2.03 | ||
| Dec 11, 2014 | $3.05 | Dec 12, 2014 | $1.10 |
| Dec 20, 2014 | $1.94 | ||
| Dec 18, 2014 | $3.05 | Dec 20, 2014 | $1.20 |
| Dec 27, 2014 | $1.85 | ||
| Dec 25, 2014 | $3.05 | Dec 27, 2014 | $0.94 |
| Jan 3, 2015 | $2.10 | ||
| Jan 1, 2015 | $3.05 | Jan 3, 2015 | $0.69 |
| Jan 10, 2015 | $2.36 | ||
| Jan 8, 2015 | $3.05 | Jan 10, 2015 | $0.78 |
| Jan 17, 2015 | $2.27 | ||
| Jan 15, 2015 | $3.05 | Jan 17, 2015 | $0.87 |
| Jan 25, 2015 | $2.17 | ||
| Jan 22, 2015 | $3.05 | Jan 25, 2015 | $0.97 |
| Feb 1, 2015 | $2.08 | ||
| Jan 29, 2015 | $3.05 | Feb 1, 2015 | $1.06 |
| Feb 8, 2015 | $1.98 | ||
| Feb 23, 2015 | $0.01 | ||
| Feb 5, 2015 | $3.05 | Feb 23, 2015 | $3.05 |
| Feb 12, 2015 | $3.05 | Feb 23, 2015 | $3.05 |
| Feb 19, 2015 | $3.05 | Feb 23, 2015 | $0.87 |
| Mar 7, 2015 | $2.17 | ||
| Feb 26, 2015 | $3.05 | Mar 7, 2015 | $3.05 |
| Mar 5, 2015 | $3.05 | Mar 7, 2015 | $0.59 |
| Mar 16, 2015 | $2.45 | ||
| Mar 12, 2015 | $3.05 | Mar 16, 2015 | $3.05 |
| Mar 19, 2015 | $3.05 | Mar 16, 2015 | $0.31 |
| Mar 20, 2015 | $2.70 | ||
| Mar 29, 2015 | $0.03 | ||
| Mar 26, 2015 | $3.05 | Mar 29, 2015 | $3.01 |
| Apr 3, 2015 | $0.03 | ||
| Apr 2, 2015 | $3.05 | Apr 3, 2015 | $3.01 |
| Apr 9, 2015 | $0.03 | ||
| Apr 9, 2015 | $3.05 | Apr 9, 2015 | $3.00 |
| Apr 26, 2015 | $0.05 | ||
| Apr 16, 2015 | $3.05 | Apr 26, 2015 | $3.05 |
| Apr 23, 2015 | $3.05 | Apr 26, 2015 | $2.72 |
| May 8, 2015 | $0.33 | ||
| Apr 30, 2015 | $3.05 | May 8, 2015 | $3.05 |
| May 7, 2015 | $3.05 | May 8, 2015 | $2.44 |
| May 16, 2015 | $0.60 | ||
| May 14, 2015 | $3.05 | May 16, 2015 | $3.05 |
| May 21, 2015 | $3.05 | May 16, 2015 | $2.16 |
| May 25, 2015 | $0.88 | ||
| May 28, 2015 | $3.05 | May 25, 2015 | $1.44 |
| May 31, 2015 | $1.60 | ||
| Jun 4, 2015 | $3.05 | May 31, 2015 | $3.05 |
| Jun 11, 2015 | $3.05 | Jun 14, 2015 | $3.05 |
| Jun 18, 2015 | $3.05 | Jun 14, 2015 | $2.77 |
| Jun 29, 2015 | $0.28 | ||
| Jun 25, 2015 | $3.05 | Jun 29, 2015 | $3.05 |
| Jul 2, 2015 | $3.05 | Jun 29, 2015 | $3.05 |
| Jul 9, 2015 | $3.05 | Jun 29, 2015 | $3.05 |
| Jul 16, 2015 | $2.27 | Jun 29, 2015 | $2.21 |
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