A bale of second hand t-shirts

Rachael

Nairobi, Kenya

1% repaid

Entrepreneur

Name

Rachael

Member since

January 2014

On-time repayments

107 installments  •  55%

About Me

My name is Rachael Wambui Maina from muranga county in central kenya.i come from a family of nine I being the first born,I have two sisters and three brothers and also my both parents.I am married to my loving husband with one child now{ a boy}.i have gone to school having done both primary school certificate and secondary school certificate.I also went to college mombasa polytechnic university where i did catering course.i got employed in some beach hotels in mombasa for some time.when it came an off peak season i an some wokers had to stop working there and that is when i decided to start my own business.

My Business

After getting the leave from the hotel that i was working for, i started my own small hotel in Mikindani Mombasa which i actually got very good profit.after getting married we had to move to Nairobi where my husband works.now here i have started a small business of selling {malimali} things like plastic basins, mags, pegs, most of house utensils, vests chidldren cloths etc.the busuness is really picking up and i know its going to be a big shop soon.so i plead to my lenders to lend me to enable me achive this and make my business grow for better.

Loan Proposal

It feels good to be back.over the past loans I have been able to set,establish and add stock stock to my shop.i have now extended to buying and selling secondhand clothes not forgetting the household items. Since i have realized that this cloths are fast selling here i want to stock every kind of this clothes. I have already for children skirts and tops for women and trousers i now want to buy this t-shirts. One bale costs 10- 15000KES depending o the quality. Now with this loan I will add my profits and buy a bale of this tshirs. Thank you once more.

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$132.00

Date disbursed

Sep 28, 2016

Repayment status

Late

Projected term

8 months

Lenders

The Zinc Team

San Francisco, United States

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  • Joseph    Jun 29, 2017

    she has promised me to resume payments as of this week

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  • Rachael    Sep 27, 2016

    Thank you so much for lending me am happy

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  • Rachael    Sep 26, 2016

    Thank you all for supporting me this far is because zidisha took part in making me successful. My business has grown to a level i am today i have even extended to bringing second hand cloths. Thank you so muçh

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  • Rachael    Oct 5, 2015

    Am glad that the loan has boosted my business, although i am Currently facing some difficulties in terms of finances, i would like adjust my repayment amount to a smaller amount that i can currently be comfortable with, please my lenders i hope you understand my situation.

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  • Rachael    Aug 17, 2015

    Thank you dear lenders, i received the money last week sorry i didn't update on time, thank you again

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  • Rachael    Aug 4, 2015

    Thank you all my lenders am grateful and thankful for the support

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  • Patrick    Aug 2, 2015

    Dear Lenders,Kindly visit my profile and hep me before my project expires.I have maintained 100% repayments.Thank you.See you on my profile

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  • Rachael    Jul 27, 2015

    Thank you zidisha

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  • Rachael    Mar 12, 2015

    Dear lenders and zidisha team, i am reducing my repayment amount since i have had some family issues that i have to take care of that also requires my support.i now reduce to a lesser amount that i will be able to honour for the time being, when i will have solved all this i will make my repayment normally.Thank you all and be blessed.

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  • Rachael    Aug 9, 2014

    Thanks to all my lenders, the business is doing well i managed to add stock like ladies open shoes, children's wear, toys and other small things.im hoping it will grow to a more desirable level. Thanks so much.

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  • Boniface    Aug 9, 2014

    Thanks to all my lenders, the business is doing well i managed to add stock like ladies open shoes, children's wear, toys and other small things.im hoping it will grow to a more desirable level. Thanks so much.

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  • Rachael    Aug 1, 2014

    Thank you very much my dear lenders for your support. I got the cash and added stock.im determined to work hard for a better future.i promise to honour my loan agreement. Thank you once more.

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  • rebecca    Jul 27, 2014

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    • Rachael    Jul 28, 2014

      Thank very much Rebecca for your support.im determined to work hard and achieve my goals.im much grateful. God bless.

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  • Tom44    Jul 16, 2014

    Congratulation Rachael on the full repayment of your loan, Through adversity and hard times you pulled through. Your an inspiration to all. May you have a bright future.

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    • Rachael    Jul 18, 2014

      Thanks for understanding and appreciating my effort.with determination and hard work I will make it.im much great fun.

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  • Tom44    Jul 9, 2014

    Thanks so much for the update, We are hoping you stay strong and your life improves.

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  • Jeremiah    Jul 5, 2014

    I today had a conversation with rachael at her place of work, where she has just started after delivering.She is now doing well.
    She tried to disclose some problems that she was facing with her husband some reasons that made her come back home to her parents,she had to leave her business that was already doing well cause she couldn't hold anymore.
    I think she deserves to be heard,she has now paid off her loan balances and has promised to clear off her remaining balance
    I hope her lenders will understand her situation and bear with her .

    Regards
    VM jeremiah.

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    • Rachael    Jul 9, 2014

      I managed to start up a small business which is doing well.i apologise for not honouring my payment but it is Coz I was facing difficulties.plz understand my situation.

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  • Jeremiah    Jun 11, 2014

    Rachael made a repayment that will cover her arrears,now waiting to be updated.

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  • Rachael    May 31, 2014

    To all my lenders,
    I do apologise for not paying my loan as per terms of the loan contract, I have been under family problems where i had to break up with my husband and i was forced to move away and leave my business and went back to my parents. I was pregnant and I was unable to get another source of income due to my condition. I thank God for i got a safe delivery and now I have planned on how i will pay back the loan. I deeply apologise for any inconvenience, i hope you will understand my apology.

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  • Jeremiah    May 14, 2014

    Rachel today told me that she has some family problems but she promised to make her repayments soon

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  • Samuel    Apr 24, 2014

    I phoned Rachael today at 1.41pm . She says she is currently tightly held financially that she is unable to repay. Therefore she proposes to repay as from next week when she can manage to.

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