A loan to buy frozen fish & meat for resale

Faustina

Seikwa, Ghana

100% repaid

Entrepreneur

Name

Faustina

Member since

September 2015

On-time repayments

161 installments  •  81%

About Me

I am Yeboah Faustina , about 39 years of age, a trader and married for about 17 years now .A native of Nasana near Seikwa i n Brong Ahafo region, Ghana. A Trader by profession , mother of four children( Three girls and a boy).
I am the second born of my parents .

I come from small community in the middle west part of Ghana. Most of the people of my community are farmers. The main items I sell are frozen fishes and meat. The business is located at seikwa.

Life has not been easy for me from infancy and I survive by trading . I started by buying farm produce on credit bases for resale.It was through this that I got my capital to start my own business. It was through the struggle that i got married. My husband is a cocoa farmer in the western region of Ghana. His cocoa are very young so he get little to support the family back home .

I therefore do this business to cater for our children and my parents who are now in their old ages and cannot do anything better to cater for themselves.

My elder child says he want to become a medical doctor in future, so I am struggling hard to help him achive that. It is my dream to get extra power source aside the national grid and also a very big cold room. So i will be happy to receive zidisha support.
Thanks.

My Business

I am a cold store operator(sale of frozen fishes and meat) in addition I sell food products like palm oil ,frying oil, tin tomatoes fried fishes and fresh vegetables(tomatoes,pepper,onion , and garden eggs). I sell the additional items on table top and in smaller quantities to my customers who buy for food preparations in their households.

The business is located in seikwa ,Tain Disrict,Ghana. The patronage of my items is very high and most of the people who buy are women who buy for family food preparation. I operate throughout the day but my busy hours are from 2:00pm(14hours GMT) to 5:30pm(17:30GMT) each day. My vision is to raise this business to the level that I can be making wholesaling to those who will like to buy in bulk for resale.

Currently unemployment is on the rise in my country and it is worrying trend to every concern citizen. My shop space is very small and I operate from two fridges and again I have no extra power source. So I will be grateful to get Zidisha loans support to enable me employ some of the unemployed boys and girls, make a big cold room to keep my items frozen always and to buy a power generator to power my shop in case of power cut(dumsor,dumsor as in local terms ) .Currently I have helper at my shop who is also happy and getting livelihood.

Zidisha is now blessing to me and my family as I almost depend on your loans for my business and family upkeep.
I pledge to obey all the rules and regulations of this institution.
Thank you.

Loan Proposal

I wish to apply for a loan to buy frozen fishes and meat for sale. Again I sell some items on table in front of my shop. Some of this items are tin tomatoes,garden eggs ,onions , pepper,palm oil,spices and many more.
The prices of this items ranges from about 0.4 dollars to about 1.5 dollars.

This loan if granted will help me expand my business to serve my clients well and put my business back to its normal track after the robbery incident at my shop. It will also help me get more profit and get some money to support my children education and provide my entire family daily needs.

Again the loan will help increase my daily sale level from 78 dollars to about 100 dollars .
I pray that this loan get the needed funds, and I will do all that I can to pay it back.
I also promise to obey all rules of zidisha.
Thank you.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$389.00

Date disbursed

Jun 18, 2016

Repayment status

On Time

Projected term

16 months

Lenders

Daniel

Brussels, Belgium

T

Tmann

Los Angeles, United States

G

GalantnostS

Hong Kong, Hong Kong

TG

The Gwarden

Göteborg, Sweden

torelizer

Reggio Emilia, Italy

G

glosoli

Boston, United States

L

lumlum

Renens, Switzerland

EHTHighSchool

Egg Harbor Township, United States

Kjartan

Oslo, Norway

H

Hynek

Brussels, Belgium

A

anonymus

Moon, United States

S

share

Whitby, Canada

sebastienrosa

Quebec, Canada

E

ericcamden

Berkeley, United States

E

elkbrett

Bradenton, United States

BJ

Brandon Joz

North Carolina, United States

E

Elisa

Espoo, Finland

Apmay

Melbourne, Australia

C

CheesemanDan

Shanghai, China

M

mattandrike

Arlington, United States

J

Jeb33red

Bourne end, United Kingdom

J

jzidi

Los Angeles, United States

P

pignolet

zurich, Switzerland

OlyRhys

Olympia, United States

T

Tui1974

nuenen, Netherlands

T

Taupe

Balzers, Liechtenstein

PulsoJewelry

Los Angeles, United States

F

Forfex

Zurich, Switzerland

mojobob

Hayward, United States

markpearson

Portsmouth, United Kingdom

H

happytrailsjpd

South Bend, United States

J

jonastang

Hong Kong, Hong Kong

A

Alizar

Toms River, United States

P

payette

Ottawa, Canada

J

jmwinga

Denver, United States

O

osubucks45

United States

J

JacobvdW

Netherlands

camden01

Connecticut, United States

S

stevemorin

United States

Paul Buchheit

Mountain View, United States

F

FSO

Canada

J

jenda

Czech Republic

N

NOWfund

Tokyo, Japan

M

merk85

United States

L

leftyoctober

Minneapolis, United States

larry

Sweden

smastermind

Jerusalem, Israel

Loungin

United States

T

Tim47

United States

T

Tony1

Australia

GaloLending

United States

KM

KHS Microfinance

Tampa, United States

RM

Robbie McCullagh

Waverton, Australia

R

Robert

Berlin, Germany

MZ

Matt Zirwas

United States

M

Morange

Republic of Korea

KO

Kevin OBrien

Denver, CO USA, United States

George

Corvallis, Oregon, United States

CNV

United States

Cristina Huesch

Canberra, Australia, Australia

Carla

Amsterdam, Netherlands

DM

Dimitri Malarme

Brussels, Belgium, Belgium

R

Rolands

Taichung, Taiwan

Humble Bundle Community

San Francisco, United States

Ask Faustina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Faustina    Nov 12, 2017

    I am grateful to the great team zidisha.
    Business is good and I am doing great.
    Changes in my payment is because I was in the hospital due childbirth. I
    By God's grace I have delivered and discharge home and doing good.

    Thank you all and I promise finishing payment soon.

    Log in to reply • Share
  • Faustina    Oct 2, 2017

    Hello lenders,
    I thank you so much for the loan.
    I have bought all the items I needed to boost the business. I bought items like various frozen fishes and meat,spices,tomatoes etc.

    I am most grateful to you all.

    Log in to reply • Share
  • Faustina    Aug 22, 2017

    Thank you all lenders,
    I will use this money to purchase $300 for meat and fish products, food provisions /items $200, some for minor repairs and for family and my children school needs .
    I am most grateful to you all.
    Thanks.

    Log in to reply • Share
  • Faustina    Aug 12, 2017

    Dear lenders,
    I am very happy to inform you that your loans to me are great blessing to my family.
    My precious loans help boost my business higher. Although there were challenges, with your help all is OK for my business and family.

    My children are all in school and I can also contribute to help my husband raise the children.
    Thank and may God bless you all and your descendants.

    Log in to reply • Share
  • Faustina    Jul 19, 2017

    God bless all lenders and the entire zidisha community.
    I have gain so much from you greatly.
    My family ,my self and husband are happy.
    Our children are in school and all is well with them. The business is improving too .
    Thanks once more

    Log in to reply • Share
  • Faustina    Jun 13, 2017

    Dear lenders,
    Thanks a lot for the unending favor you have done me.
    Business is good and sales very great.
    My children are all in school.
    The family is happily living.
    Thanks to zidisha and lenders.

    Log in to reply • Share
  • Faustina    Apr 26, 2017

    I am always grateful to zidisha.

    Log in to reply • Share
  • Faustina    Apr 26, 2017

    Dear lenders
    Thanks so far all is good for me. My children are happy and excited. They are all able to go to school. Currently they are on vacation. Am now happy because of zidisha and it's lenders may God bless you day and night.

    Log in to reply • Share
  • Faustina    Dec 29, 2016

    Dear lenders,
    Good morning .
    I wish you all merry Christmas and happy new year.
    My business is fine and my family is fine. Sales is good in the festive season.
    I am so much grateful to you.

    Log in to reply • Share
  • Faustina    Sep 8, 2016

    Thank you all lenders.
    I am fine and my family too.
    Business is good and has improved very well, I can feed the family well and my children are attending school very happily.

    At the same time I can support my siblings education from my profits.
    Thank you all.

    Log in to reply • Share
  • Faustina    Jun 21, 2016

    Dear lenders and team Zidisha,
    I am so happy to inform you that I have received the full amount of my loan (Gh¢1506.00) . This money is a blessing to me and also timely as it will bring my family happiness and put my business on it's normal track.
    I will buy assorted meat and fishes to fill my fridges and also get some spices,vegetables and other items for sale to the neighborhood.
    Thank you all and may God bless you so much to continue these good. Works.
    Good night to you all.

    Log in to reply • Share
  • Faustina    Jun 16, 2016

    Dear lenders,
    Thank you so much for funding my loan.
    I will reinvest the whole amount of my loan into my business to give it a new strength. I will use it to buy more fishes , and meat to fill my fridges .

    This loan is a blessing to me as it will bring a lot of smile to my children and ,myself.

    Thanks once again may God bless you so much.

    Log in to reply • Share
  • Faustina    Jun 13, 2016

    Hello!
    Thank you lenders for the support and effort so far. May god bless you so much.

    Log in to reply • Share
  • Faustina    Jun 12, 2016

    Dear lenders,

    Good evening to you all.
    Once again I am appealing to you for support.
    In fact I seriously need this loan to put my business back on its
    normal track after robbery incident at my shop.

    If this loan is funded it will bring a lot of smile to me and my whole family.
    Thank you all and may God bless you .

    Log in to reply • Share
  • Faustina    Jun 9, 2016

    Good evening all lenders,

    I thank you all for this loan . The money helped me a lot , although it was small but I was able to reinvest it for several times and it yielded so much profit for me.
    I am so much grateful to you.

    I will again need your help to put my business back to its normal place after the unfortunate stealing of my items.

    I am looking forward to receiving your support.

    Thank you all and may God bless you all.

    Log in to reply • Share
  • Faustina    May 28, 2016

    Hello !
    Dear lenders I thank you very much for the support.

    Very sadly I wish to in
    inform you that thieves broke into my shop 3 days ago and took away 5 cartons of frozen chicken , about 20 litres of oil ,25 litres of honey, fried fishes and some other items.

    The police have arrested them but I don't know if they can pay my money to me.

    I am very happy that I have almost finish paying my loan.
    I thank you all lenders and the entire Zidisha team for the patience.

    May God richly keep blessing you all.

    Log in to reply • Share
  • Faustina    May 8, 2016

    Hi ,

    Lenders I thank you once again for the support . You have really make a lot of difference in my life . I believe I will be completing payment soon .

    May God richly bless you .

    Log in to reply • Share
  • Faustina    Apr 19, 2016

    Hi,

    I thank you all lenders.
    This loan has really helped me especially taking care of my children and their school fees .

    I have also invested so much in my business and it is doing well.
    Am most grateful to you.

    Log in to reply • Share
    • Roy    Apr 19, 2016

      Thank you for your message...It is very nice to hear.

      Log in to reply • Share
      • Faustina    Apr 20, 2016

        May God bless you Roy .
        I appreciate your efforts, support, and encouraging messages.

        Thank you so much.

        Log in to reply • Share
    • Rolands    Apr 19, 2016

      Hi Faustina,

      I will make sure your next loan application sure get's funded, and you have possibility to make your and your children life better

      Log in to reply • Share
      • Faustina    Apr 20, 2016

        Hello Rolands,

        How are you ? I hope you are fine?With your support, prayers and good wishes I and my children are doing well.

        May God bless you all lenders.

        Thank you so much.

        Log in to reply • Share
  • Faustina    Feb 28, 2016

    Hi Lenders,
    Once again I thank you so much for the loan support.

    By the grace of God all is well ,business this days is booming and great.

    God bless you all.

    Log in to reply • Share
  • Rolands    Jan 24, 2016

    Hi Faustina,

    Great pictures! By the way, you can be sure that if you need next loan, I will definitely lend you!

    Log in to reply • Share


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