Johana
Nakuru Town, Kenya
100% repaid
Name
Johana
Member since
September 2017
On-time repayments
8 installments • 25%
I am a Kenyan citizen, East Africa.I received my education, both primary and secondary education in my rural village.Life was a challenge growing up and things were not easy on us.The struggle for survival was all we focused on each and every day.School fees problems, as well as proper healthcare, was a big challenge while growing up.I worked extra hard in school in order to achieve the best that I could.I settled down on my farm after my university studies to start farming.I began my farming business from a bank loan.My land has good climatic conditions which are wet and thus suitable for farming.My children would like to have good jobs in their future.My unique pastime is reading novels, agricultural journals and advising my children.I also love cooking as my hobby and storytelling.
I am a coffee farmer and that is my main source of income.I grow coffee on large trucks of lands.I sell my coffee products to coffee manufacturing companies, local markets as well as in the neighboring countries.My coffee products or rather this business is on a very high demand because of the quality of coffee that I offer I produce.My coffee is of the top best quality and many factories and markets prefer my coffee, therefore, making it be a very great demand.I also produce coffee in bulk.I am a heavy grower and therefore the supply of my coffee is constant and on very large tonnes thus the companies trust me.I choose this business out of the love for farming, I grew up farming and therefore farming is all that I needed while growing up.I do not have any specific typical costs since the business is run on varying amounts depending on the seasons.I save my profits, invest some portion back to the business and educate my children.I also use the profits to reinvest in the business and thus expand it to become more profitable and thrive.
I will purchase brand new tires for my tractor.It is grounded now and i am not able to purchase new tires for it because i lack enough funds to get new once.This loan will therefore help me bring it back to its normal operations and it will be a great boost to my business because the new tires will enable the tractor operate smoothly and every farming activities such as tilling will be done timely.I will benefit from this loan and i expect my profits to improve greatly and my income to improve.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$154.00
Date disbursed
Nov 30, 2017
Repayment status
On Time
Projected term
6 weeks
Other loans
Amount repaid
$153.02
Amount remaining
$0.00
Date repaid
Feb 11, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 7, 2017 | $30.55 | Feb 11, 2018 | $30.55 |
Dec 14, 2017 | $30.55 | Feb 11, 2018 | $30.55 |
Dec 21, 2017 | $30.55 | Feb 11, 2018 | $30.55 |
Dec 28, 2017 | $30.55 | Feb 11, 2018 | $30.55 |
Jan 4, 2018 | $30.55 | Feb 11, 2018 | $30.55 |
Jan 11, 2018 | $0.28 | Feb 11, 2018 | $0.28 |
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