New computer to train others in online article writing

Entrepreneur

About Me

My name is Monica and I 'm a Kenyan citizen living in the city of Nairobi.I went to school in a remote area in my village, the school was called Lwak Girls primary School. The thing i loved about my school was the fact that we were given the chance once in a while to visit the less fortunate and the elderly .We used to do some shopping for them,cook for them and do all the cleaning in the house.that was the best experience i ever had during my childhood .

I later moved to the city of Nairobi to search for a job and luckily enough i found one sooner than i expected.I got a job in a call center and that is where i learned the entrepreneurial skills that i currently use .

I worked in the call center for 2 years and then i felt that i had mustered all the necessary skills to start my own business,that's when i started transcription .
The unique thing about the land where i live in is that you can never run short of opportunities, whether in business or jobs.

My eldest daughter would like to be a doctor when she grows up where as my youngest son would love to be a pilot.

During my past time i love to read a lot because every time i chose an article to read, i always get useful information that leaves an impact or change s something in my life,for the better.i also enjoy watching movies , especially the religious ones.

My Business

I'm a business woman who makes snacks called chin chin from home and sell in wholesale and retail.these snacks can be taken in all occasions with any beverage of your choice ,either hot or cold.They are made using wheat flour,sugar,nutmeg,milk and eggs.

My current business is very interesting because this is a new snack that is usually common in the west African countries and I'm the first person to introduce it to Kenya.it is a great way to supplement the usual snacks like crisps,popcorn and biscuits.it is also very tasty and crunchy.

The reason why i chose this kind of business is because i wanted diversity and uniqueness in my source of income,to introduce something new to the market that i cook and package on my own,creating my own brand.

Finally and above all, i chose this business because i become my own boss and i can do it for as long as i live,no issues of late salary or retrenchment or even being sacked. And there is always room for growth and expansion of the business.

My costs are a average and revenue is average. I generate average revenue and the costs i incur are average due to the fact that I work from home and then sell to individuals,or women groups ,or during events like birthdays and weddings.I also do the deliveries on my own.

I use part of my profit to reinvest in the business. I also use some of the profit to cater for my children's needs, like education food and clothing,and to support my parents in the village.

I'm looking forward to see my profits grow with the acquisition of enough stock of ingredients used for making the snacks,the containers and labels used for packaging the products,and also pay for the printing of the labels.This will enable me to be able to employ one or two people,that can assist me with the deliveries and cooking once i have many customers,and then pay them on commission.this will indeed increase my profits in the business.

Loan Proposal

Due to the first loan, I was able to get more work as an online entrepreneur.

Now I need to buy another computer desktop so that I can start to train other individuals, and after the training I can always sublet some work to them (without any fear, being that I'm the one who has trained them) when I have a lot of work to do. This will be creating employment. The cost of the computer I want to buy is $200.

And also there are many young people without jobs or businesses, so I believe, once I'm able to train a few young people, they will be able to start working as online entrepreneurs on their own and become financially empowered.

This is also one of the ways of expanding my business and creating room for growth of my business of online article writing/transcription/blogging.

Once I have a new computer and sublet some of the work I have, I will be able to increase my profit by 40%. This will be a big boost financially not only to my business but also in my life.

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