166 installments • 63%
My name is Monica and I 'm a Kenyan citizen living in the city of Nairobi.I went to school in a remote area in my village, the school was called Lwak Girls primary School. The thing i loved about my school was the fact that we were given the chance once in a while to visit the less fortunate and the elderly .We used to do some shopping for them,cook for them and do all the cleaning in the house.that was the best experience i ever had during my childhood .
I later moved to the city of Nairobi to search for a job and luckily enough i found one sooner than i expected.I got a job in a call center and that is where i learned the entrepreneurial skills that i currently use .
I worked in the call center for 2 years and then i felt that i had mustered all the necessary skills to start my own business,that's when i started transcription .
The unique thing about the land where i live in is that you can never run short of opportunities, whether in business or jobs.
My eldest daughter would like to be a doctor when she grows up where as my youngest son would love to be a pilot.
During my past time i love to read a lot because every time i chose an article to read, i always get useful information that leaves an impact or change s something in my life,for the better.i also enjoy watching movies , especially the religious ones.
I'm a business woman who makes snacks called chin chin from home and sell in wholesale and retail.these snacks can be taken in all occasions with any beverage of your choice ,either hot or cold.They are made using wheat flour,sugar,nutmeg,milk and eggs.
My current business is very interesting because this is a new snack that is usually common in the west African countries and I'm the first person to introduce it to Kenya.it is a great way to supplement the usual snacks like crisps,popcorn and biscuits.it is also very tasty and crunchy.
The reason why i chose this kind of business is because i wanted diversity and uniqueness in my source of income,to introduce something new to the market that i cook and package on my own,creating my own brand.
Finally and above all, i chose this business because i become my own boss and i can do it for as long as i live,no issues of late salary or retrenchment or even being sacked. And there is always room for growth and expansion of the business.
My costs are a average and revenue is average. I generate average revenue and the costs i incur are average due to the fact that I work from home and then sell to individuals,or women groups ,or during events like birthdays and weddings.I also do the deliveries on my own.
I use part of my profit to reinvest in the business. I also use some of the profit to cater for my children's needs, like education food and clothing,and to support my parents in the village.
I'm looking forward to see my profits grow with the acquisition of enough stock of ingredients used for making the snacks,the containers and labels used for packaging the products,and also pay for the printing of the labels.This will enable me to be able to employ one or two people,that can assist me with the deliveries and cooking once i have many customers,and then pay them on commission.this will indeed increase my profits in the business.
Once i get the loan of 180 US D ,i will buy a router for stable internet connection, that I can use for my academic and article writing business.A good modern router with high speed costs 180US dollars or thereabout depending on the make.
This will make me be in a position to write more articles than before,as stable internet connection with high speed is the bedrock of academic and article writing.
This service will make me get more clients as I will be able to write more articles than before,and this will in turn increase my profits.
I expect to see an increase in my profits by 40%, this will therefore aid in the growth of my business and its expansion,and in the near future even have some work to sublet to other writers making me an employer too,and hence the happiness of my customers and a happy life for me.
Sep 16, 2017