A proposal to purchase an in-calf heifer

Entrepreneur

About Me

Am a passionate dairy farmer and a sports coach in the sport of badminton. I practice my dairy farming in Bomet county where i focus on keeping dairy cows for production of milk for sale and breed the rest of the cows for sale.
Am currently in the process of expanding the size of the farm in order to have it as a full time job as i have to keep another job in Nairobi so as to sustain the dairy farm. Its full potential has not been realized and therefore have to continue investing for the next few months when the cows calve down and start producing milk.
While away from the farm, I also offer badminton coaching services. Sports coaching takes place in tho exclusive clubs in the Nairobi's park-lands area.

My Business

My main source of income are from the dairy farm and also the coaching services.

I make an average of between US dollars 200 and US dollars 450 per month depending on the month. At the moment, the net returns are mostly invested back into the dairy farm in order to aid the current expansion.

Most of the other income come from the business of buying and selling of badminton sports equipment which include badminton rackets, shuttles, grips and racket strings.

My intention is to fully commercialize my dairy farming business so that i can fully settle into the farm and focus in the commercial production of milk for sale.

My other major source of income will originate from the sale of cows to other farmers.

Loan Proposal

Zidisha team,

My farm has been expanding every year since we started partnering together. My cows have been milking well and therefore I have been able to expand raise enough funds towards acquiring( contractual lease) of a land to plant fodder for the cows. On the land, I've grown fodder grass( commonly known as Boma Rhodes). With boma Rhodes, I am able to harvest, bale, and store them as hay. Hay is very advantageous to me as I am assured of quality, consistent feed source for my cows all year round. I harvest about two or three seasons a year depending on the rainfall availability in our region.

Now that reliable feed source is available, It's time that I increased my herd. This in turn will lead to more milk production, subsequently enabling me earn more income from milk sale to support my family.

With that in mind, I am submitting a proposal to purchase an in calf heifer from an established farm. The heifer will cost about 140,000 Kshs (approx 1400 US Dollars). However, my proposal is to raise 110,000 Kshs (approx 1100 US Dollars) as I already have savings totalling to 40,000Kshs( approx 400US Dollars) from the sale of milk at the farm. An additional heifer will eventually calve down and start milking in about a month's time. This in turn will result in more milk for sale at the farm and there by generate more income from the resulting increased milk. I look forward to your positive response. I am always grateful for the continuous support from the Zidisha team. Thank you all

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