Entrepreneur
Name
Joyce
Member since
February 2014
On-time repayments
30 installments • 37%
About Me
MY NAMES ARE JOYCE NYAMBURA MARRIED TO BEN KARANJA BEING YOU RVOLUNTEER MENTOR,WE BOTH RUN A COMPANY BY THE NAME TELESTAR ENTERPRISES LIMITED WHICH DEALS WITH M-PESA AND CYBER,WE RUN M-PESA AGENCY OF WHICH WE HAVE 59 SUB AGENTS UNDER US,ZIDISHA HAS BEEN OF GREAT HELP TO MY HUSBAND AND THE BUSINESS AT LARGE OF WHICH WE HAVE BENEFITED A LOT,AM FOCUSED TO RECRUIT MORE MEMBERS IN ZIDISHA AS ITS A PRACTICAL EXAMPLE AND A DREAM COME TRUE TO ME I HAVE BEEN LONGING TO JOIN AND IN FACT ITS ME WHOM GAVE MY HUSBAND THE INFORMATION AFTER LEARNING FROM THE INTERNET.
My Business
my business entails many different facilities. i own a shop which has M-pesa,photocopy,printing ,typesetting, binding,a cyber cafe,in it i also sell stationery like envelops,printing papers,pens ,pins,staples and staplers,binding covers,spring-files reams of fulls caps. there is high demand of my goods from both students and other casual customers .i also supply reams of papers to diffrent places and shops. many customers prefer my shop due to good service and efficiency as compared to others. they also prefer my shop due to the good products offered. the risks of this business are like baglaries since most people believe that an mpesa is full of money hence a risk of being attacked.
Loan Proposal
ADD FLOAT AND AVAIL CASH IN MY M-PESA,AM PLANNING TO USE THE FUNDED FUNDS IN MY MPESA AS MY BUSINESS HAS GROWN VERY WELL MAKING ME SERVE MORE CUSTOMERS AT MY SHOP,ALSO SINCE HAVE SEEN THEIR IS VERY GREAT NEED TO STOCK SOME VARIETIES OF MOBILE PHONES AS CUSTOMER ARE ASKING FOR THE VERY MUCH,THIS IS HOW AM PLANING TO USE THE FUNDS-TOTAL US DOLLARS EXCHANGE RATE APPROXIMATELY KSH 85 ITS EQUIVALENT TO US DOLLARS 449.6,HALF THE AMOUNT WILL BE UTILIZED IN ADDING FLOAT AND CASH i.e US DOLLARS 224.80 AND THE REMAINING BALANCE OF US DOLLARS 224.80 WILL BE UTILIZED AT BUY VARIETY OF MOBILE STOCKS WHICH I HAVE DONE RESEARCH AND FOUND FIRST MOVING MOBILE PHONE.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$449.00
Date disbursed
May 16, 2014
Repayment status
Late
Projected term
5 months
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