Bulk paper inventory for print shop

Jane

Mwea, Kenya

100% repaid

Entrepreneur

Name

Jane

Member since

June 2015

On-time repayments

116 installments  •  94%

About Me

My name is Jane Njeri . i was born in Kiambu county, schooled in Kiambu; Kamandura primary school. later my parents relocated to Nyandarua where i joined a nearby primary school to complete my primary education. In 1993, i joined Karunga day secondary school for my secondary education. After my secondary education i joined Palm Commercial College in Limuru Kiambu county. before i was through with my 2-year secretarial course, i got financially challenged and this forced me out of college in the 1st level. i started small scale businesses like selling fruits, cereal kiosks and other small businesses. After many financial strains i decided to take a computer class which i deed and after three months i obtained a certificated in computer packages. After the course I was employed in an insurance agency office which was very poorly paying. In the office I was employed, apart from being a secretary in the office, we were offering other services like tying services, photocopying, lamination, binding etc. In the process of offering these services I started thinking of putting up my business in the same line. With the help of my husband, I started buying equipments slowly by slowly and within two years I was able to start up a small business on typesetting, photocopying, lamination and binding although I did not have efficient machines as usual in a newborn business. In the land that I live people are very illiterate and therefore professional businesses are not many and there is a high demand of our services and that is why i chose this kind of business. My children have a great passion for business and they desire to become business people too. Working in communal work, visiting the sick and old people.

My Business

I offer typesetting, photocopying, lamination and binding services. I also sell stationeries like pens, manilla papers, graduation card, flowers for cememonies etc although not in large quantities.
These goods and services are useful especially because the business is located in a fast growing town in rural area where most people here are illiterate and therefore they need people who can offer professional services. A lot of cases i get here is where people come to my business requesting me to write them for the sale agreement for sale of their properties.
I choose this kind of business because it is in line with my professional and i had about two years of experience before i started. Secondly it enable me help my community with my professional which is scarce in the area.
I purchase my goods in Nairobi City and pay transport to Mwea which is 100km from the City. Monthly purchase for goods is 800$ which gives me 40% profit translating to 320$. This is only sale of items. With additional of typing services my profit goes to 480$ per month.
I use my profit for paying school fees for my two children, my house bills and investing in my business.

Loan Proposal

I intend to use part of the loan for buying 100 photocopy reams at a cost of 3 dollars each. The photocopy reams will give me a profit of 1.5 dollars each. The remaining amount i will buy 150 pieces of A4 photo papers at a cost of 1 dollar each which will give me a profit of 0.5 dollars each. This profit will help me maintain my business pace as per the needs of my customers. These two items will increase my profit by over 30%.

Feedback

4

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  • Michael Thurm    Jul 4, 2019

    Even if running late sometimes, Jane kept on making repayments, so I was always sure she would repay the whole sum as soon as possible. Would lend to her again without hesitation!

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  • Richard Griebe    Jan 8, 2019

    Jane is a great borrower and I am glad that I could help her with a small loan. Hard work deserves community support.

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  • Mary    Sep 12, 2017

    Jane is a wonderful borrower. She always paid on time. I would recommend funding her future loans!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$473.00

Date disbursed

Dec 25, 2017

Repayment status

On Time

Projected term

5 months

Lenders

G

guenter

Bremen, Germany

Bobrm2k3

Charleston, United States

Paul Buchheit

Mountain View, United States

J

JB

Germany

Ask Jane a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Jane    May 17, 2020

    I would like to sincerely thank my lenders for their numerous contribution towards the growth of my business. I received their loan and purchased a colour printer which has made a great difference in my business. it ha increased my printing earnings from 5,000 to 7,000 per week. I use the increase by improving my children education.

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  • Jane    Dec 18, 2018

    Dear my lenders
    I give thanks for your continuous support of my business.
    Once i get this money i will buy a printer which will help to boost my business in terms of good quality work which will attract more customers.

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  • Jane    Dec 11, 2018

    Hi lenders I am very grateful for the funds you gave me. It enabled me buy stock in bulk hence I was able to access higher discount than before. This resulted in greater profits as well as my customers have been able to get services on time making them very happy. I am used this increase to pay school fees for my children and increase stock. Truly it has added value to my family business and community at large. Thanks.

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  • Jane    Dec 27, 2017

    I take this opportunity to express my heart-felt gratitude to all my lenders. I have already received Ksh. 45,650 and I intend to purchase photocopy reams and A4 size photo papers which I am sure they will increase my profit margin. Thank you very much and may the Almighty God reward you richly.

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  • Jane    Dec 22, 2017

    I sincerely wish to thank my lenders for their timely funding. You have proved to be my business partners in deed. You have come to my aid at a time i needed you most.

    I intend to buy photocopying reams and A4 size photo papers. This will increase my profit margin and therefore i will be able to grow my business further and also pay my bills more conveniently. Thank you very much. Continue in the same spirit.

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  • Jane    Dec 8, 2017

    By God's grace i have been able to repay the loan granted to me. I would like to sincerely thank my lenders for their sincere partnership in growing my business. I used the loan to buy photo frames which were on high demand at that particular time. I bought 195 photo frames which increased my business profit by 7%. I used the increase in earning to buy more and more photo frames and therefore i always had enough for my customers. I was able to pay my children's school fees more effectively unlike before when i used to strain soo much. Thank you very much and may you keep up the same spirit in order to uplift needy people more and more. God bless you.

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  • Jane    Jan 27, 2017

    As stated during loan application, I intend to purchase photo flames which my customers keep on asking. This will increase my profit with 7%. As my profit margin increase, I will have easy time in meeting my bills e.g. business premises rent etc. I sincerely thank my lenders for granting me the loan which will be of great help to me and my family.

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  • Henry    Jan 25, 2017

    CONGRATULATION IN YOUR BUSINESS KEEP IT UP.

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  • Jane    Jan 20, 2017

    Thanks a lot my lenders for enabling me to buy camera which increased my profit after introducing passport services to my customers. My business is now known as 'passport center' by my customers rather than photocopy business as it was called before.

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  • Jane    Dec 15, 2015

    Having a digital camera is the most exciting thing in my business especially in this festive season. My business has already started flying higher with Zidisha holding my hand. Zidisha is a friend in deed. My profit margin has increased with 5% and i am expecting the profit to go even higher come January when i will be taking school passports. I have already started saving the profit in order to pay my children's school fees. Thank you Zidisha, you are a friend in deed.

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  • Jane    Oct 19, 2015

    Dear lenders, i am sincerely thankful for the loan you have granted to me. i recieved Ksh. 21,298 and bought a small digital camera which I will be using to take passport photos in my business. I am sure this will increase my profit margin. I also bought photocopy toner and added some ceremony flowers. Now I can afford a smile as my business starts taking a new dimesion with zidisha. Thank you very much. God bless and increase you more.

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  • Jane    Oct 14, 2015

    Am very grateful to have received this money. I will now purchase a digital camera, photcopier tonner and ceremony flowers. This will increase my profit in business.
    I sincerely thank my lenders wherever they are for this support. My God bless you for your generosity.

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  • Jane    Sep 30, 2015

    Once i received the funds i purchased photocopying ream papers and photocopying toner. This has brought a big difference in my business since it has increased my profit margin with 5%. I used a portion of the increase to pay school fees for my children and the other portion to add more stock. This has reduced the pressure i usually had looking for school fees. This have brought happiness in my family too. I sincerely thank my lenders for the change they have brought in my life.

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  • Jane    Jul 17, 2015

    I sincerely want to thank my lenders me for granting me a loan of 9653. The loan helped me soo much because i purchased more photocopying reams. The reams has made a difference in the volumes of photocopies I produce. I have used the increase in profit to improved the face of my business for example i have bought other items that go hand to hand with stationeries e.g graduation card, flowers which has made business more attractive. God bless you

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  • Jane    Jun 29, 2015

    I will add more photocopying ream papers in order to meet my customers' demand. Upon adding photocopying reams I will be in a position to do bigger volume of photocopies and therefore increasing my profit. I would sincerely like to thank my lenders for the loan granted to me and I promise that i will use it maximumly to meet my target. I also promise to repay the loan granted to me faithfully. Thanks soo much and God bless you.

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