Entrepreneur
Name
Herma
Member since
September 2013
On-time repayments
89 installments • 71%
About Me
My name is Herma Keter. I was born in Trans Nzoia District in Cherengany. I am a 25 year old lady. I stay in Mombasa at Leisure near Bombolulu. I am a Christian. I am the third born in a family of 6. I work as a travel agent in Mombasa and also run small businesses. I am a holder of a Diploma in Tourism Management from Narok University College. I started my business to earn a living and also as an option B in life incase my employment is terminated. The earnings I get from my business go direct to stock and other personal emoluments like family related as I have siblings and parents who also rely on me. My business has been of help to me and it really boosts me financially.
My Business
The name of my business is Herma Beauty and Boutique. The location of the business is in Mombas. I deal with beauty products such as shampoo, Clothing, hair, make – up, salon. There is demand for these products especially ladies are my main clients and as you know a lady can’t go without making her hair or use of new clothes in the market. My clients prefer my business because I normally have pocket friendly prices and I charge them fairly an added advantage is that I have staff who are professionals. The risks and challenges are licenses but once you have the licenses to operate business a business that you are good to go.
My monthly earnings are 52000
Rent + staff salary + electricity + stock = 42000 so my total profit per month is 10,000/=
Loan Proposal
I am planning on adding more stock to my business once the loan is received. On stock addition i am positive that it will yield more profits hence it will enable me fend for my personal needs like rent payment, electricity and food and that will also enable me help my family. I am expecting a 40% profit increase once the stock is added.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$80.00
Date disbursed
May 4, 2015
Repayment status
On Time
Projected term
8 months
Other loans
Lenders
San Francisco, CA, United States
Summary
Amount repaid
$84.10
Amount remaining
$0.00
Date repaid
Mar 3, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 17, 2015 | $2.21 | May 16, 2015 | $2.21 |
| May 24, 2015 | $2.21 | May 16, 2015 | $2.21 |
| May 31, 2015 | $2.21 | May 16, 2015 | $1.13 |
| May 28, 2015 | $1.08 | ||
| Jun 7, 2015 | $2.21 | May 28, 2015 | $1.14 |
| May 30, 2015 | $1.07 | ||
| Jun 14, 2015 | $2.21 | May 30, 2015 | $1.16 |
| Jun 9, 2015 | $1.06 | ||
| Jun 21, 2015 | $2.21 | Jun 9, 2015 | $1.17 |
| Jun 17, 2015 | $1.04 | ||
| Jun 28, 2015 | $2.21 | Jun 17, 2015 | $1.18 |
| Jun 24, 2015 | $1.03 | ||
| Jul 5, 2015 | $2.21 | Jun 24, 2015 | $1.19 |
| Jul 7, 2015 | $1.02 | ||
| Jul 12, 2015 | $2.21 | Jul 7, 2015 | $1.20 |
| Jul 17, 2015 | $1.01 | ||
| Jul 19, 2015 | $2.21 | Jul 17, 2015 | $0.10 |
| Jul 31, 2015 | $2.11 | ||
| Jul 26, 2015 | $2.21 | Jul 31, 2015 | $2.21 |
| Aug 2, 2015 | $2.21 | Jul 31, 2015 | $1.23 |
| Aug 3, 2015 | $0.98 | ||
| Aug 9, 2015 | $2.21 | Aug 3, 2015 | $1.24 |
| Aug 29, 2015 | $0.97 | ||
| Aug 16, 2015 | $2.21 | Aug 29, 2015 | $2.21 |
| Aug 23, 2015 | $2.21 | Aug 29, 2015 | $1.82 |
| Aug 31, 2015 | $0.39 | ||
| Aug 30, 2015 | $2.21 | Aug 31, 2015 | $2.21 |
| Sep 6, 2015 | $2.21 | Aug 31, 2015 | $1.84 |
| Sep 22, 2015 | $0.37 | ||
| Sep 13, 2015 | $2.21 | Sep 22, 2015 | $0.97 |
| Oct 3, 2015 | $1.24 | ||
| Sep 20, 2015 | $2.21 | Oct 3, 2015 | $2.09 |
| Oct 18, 2015 | $0.12 | ||
| Sep 27, 2015 | $2.21 | Oct 18, 2015 | $1.88 |
| Oct 29, 2015 | $0.33 | ||
| Oct 4, 2015 | $2.21 | Oct 29, 2015 | $1.89 |
| Nov 18, 2015 | $0.32 | ||
| Oct 11, 2015 | $2.21 | Nov 18, 2015 | $2.21 |
| Oct 18, 2015 | $2.21 | Nov 18, 2015 | $2.21 |
| Oct 25, 2015 | $2.21 | Nov 18, 2015 | $2.21 |
| Nov 1, 2015 | $2.21 | Nov 18, 2015 | $2.21 |
| Nov 8, 2015 | $2.21 | Nov 18, 2015 | $1.94 |
| Nov 30, 2015 | $0.27 | ||
| Nov 15, 2015 | $2.21 | Nov 30, 2015 | $2.21 |
| Nov 22, 2015 | $2.21 | Nov 30, 2015 | $0.30 |
| Dec 14, 2015 | $1.91 | ||
| Nov 29, 2015 | $2.21 | Dec 14, 2015 | $2.21 |
| Dec 6, 2015 | $2.21 | Dec 14, 2015 | $1.27 |
| Dec 16, 2015 | $0.94 | ||
| Dec 13, 2015 | $2.21 | Dec 16, 2015 | $2.21 |
| Dec 20, 2015 | $2.21 | Dec 16, 2015 | $0.01 |
| Jan 14, 2016 | $2.20 | ||
| Dec 27, 2015 | $2.21 | Jan 14, 2016 | $0.58 |
| Jan 18, 2016 | $1.63 | ||
| Jan 3, 2016 | $2.21 | Jan 18, 2016 | $0.03 |
| Jan 29, 2016 | $2.18 | ||
| Jan 10, 2016 | $2.21 | Jan 29, 2016 | $0.36 |
| Feb 18, 2016 | $1.86 | ||
| Jan 17, 2016 | $2.21 | Feb 18, 2016 | $0.37 |
| Mar 3, 2016 | $1.84 | ||
| Jan 24, 2016 | $2.21 | Mar 3, 2016 | $2.21 |
| Jan 31, 2016 | $2.29 | Mar 3, 2016 | $2.29 |
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