Add more stocks of groceries

Esther

Nakuru Town, Kenya

20% repaid

Entrepreneur

Name

Esther

Member since

February 2014

On-time repayments

292 installments  •  10%

About Me

My name is Esther Otwalo. I reside in Nakuru Town at a place called Kivumbini. I am a business woman in Nakuru Town. I am the first born in a family of six children. I went up to secondary school level. After high school, my parents could not afford to take me to college. I therefore decided to start a business of selling fruits and vegetables. I got my first loan from a micro - finance called Uwezo kwa wote. With this money, I paid license for my business, rented a kiosk and bought my first produce for sell. The business has been doing well and With this business, I have been able to help my family members by paying school fees for my younger siblings.

My Business

My business is a green grocery; I do and operate the business in Nakuru Town. It’s a fast moving and profitable business. I sell all types of vegetables and fruits. I normally buy my products in wholesale from Nakuru Municipal market and sometimes get them direct from farmers at cheaper prices. The business is profitable as I can get an income of ksh 25,000 per month after paying my expenses. The risk I am facing in this business is dry seasons. During dry seasons, there is shortage of these commodities which makes prices to go up to a level where the customers are unwilling to buy .With the income I get from this business, I use ksh,3,500 for house rent, ksh 5,500 for food, ksh 1,000 for electricity, 600 for water bill and 2500 for bus fare. I am able to save 11,900 per month which I can use to pay Zidisha loan

Loan Proposal

I would like to take this opportunity once again to thank all my lenders for the support that they have given me. Because of them, my live has now improved. I am now applying for my second loan. I would like to add more stocks of fruits and vegetables so that I can sell in wholesale. I want to be the major supply of fruits and vegetables in my area. So I am planning to add bigger stocks of goods with my second loan. I am therefore humbly requesting lenders to help me by funding my loan. thank you.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$447.00

Date disbursed

May 15, 2014

Repayment status

Late

Projected term

66 months

Other loans

Lenders

Vanamo

Helsinki, Finland

JimVandegriff

Trinidad, California, United States

F

fisaire

Ithaca, United States

J

Joyful4

Plano, United States

P

Prysdahl

Marshall, United States

L

laurashearin

Greensboro, United States

E

elcico

Turin, Italy

Treesforpeople

Oxfordshire, United Kingdom

Hedwich

Gorssel, Netherlands

Sarasota

Sarasota, Fl, United States

E

Evanstia

Lakewood, United States

F

frazier

rock springs, United States

Matching Fund

Sterling, United States

D

Dan

United States

X

xavier

Toronto, Canada

T

TheAnimatorWA

United States

R

RonEddy

United States

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Summary

Amount repaid

$141.81

Amount remaining

$554.06

Expected completion

Oct 31, 2019

Status

Repaying late

Installment amount

$1.18

Repayment History

Expected Payments Actual Payments
May 23, 2014 $7.38 May 30, 2014 $7.38
May 30, 2014 $7.38 May 30, 2014 $7.38
Jun 6, 2014 $7.38 Jun 6, 2014 $7.38
Jun 13, 2014 $7.38 Jun 6, 2014 $0.01
Jun 13, 2014 $7.36
Jun 20, 2014 $7.38 Jun 13, 2014 $0.02
Jun 20, 2014 $7.35
Jun 27, 2014 $7.38 Jun 20, 2014 $0.04
Jun 27, 2014 $7.34
Jul 4, 2014 $7.38 Jun 27, 2014 $0.05
Jul 4, 2014 $7.33
Jul 11, 2014 $7.38 Jul 4, 2014 $0.06
Jul 11, 2014 $7.32
Jul 18, 2014 $7.38 Jul 11, 2014 $0.07
Jul 21, 2014 $7.31
Jul 25, 2014 $7.38 Jul 21, 2014 $0.08
Jul 28, 2014 $7.29
Aug 1, 2014 $7.38 Jul 28, 2014 $0.09
Aug 5, 2014 $7.28
Aug 8, 2014 $7.38 Aug 5, 2014 $0.11
Aug 7, 2014 $7.27
Aug 15, 2014 $7.38 Aug 7, 2014 $0.12
Aug 14, 2014 $7.26
Aug 22, 2014 $7.38 Aug 14, 2014 $7.38
Aug 29, 2014 $7.38 Aug 14, 2014 $0.66
Aug 21, 2014 $3.53
Aug 21, 2014 $3.19
Sep 5, 2014 $7.38 Aug 21, 2014 $0.34
Sep 1, 2014 $3.53
Sep 5, 2014 $3.51
Sep 12, 2014 $7.38 Sep 5, 2014 $7.08
Sep 11, 2014 $0.29
Sep 19, 2014 $7.38 Sep 11, 2014 $6.76
Sep 17, 2014 $0.61
Sep 26, 2014 $7.38 Sep 17, 2014 $1.74
Sep 26, 2014 $5.64
Oct 3, 2014 $0.60 Sep 26, 2014 $0.02
Oct 31, 2014 $0.58
Oct 10, 2014 $0.00
Oct 17, 2014 $0.00
Oct 24, 2014 $0.00
Oct 31, 2014 $0.00
Nov 6, 2014 $0.00
Nov 13, 2014 $1.18 Oct 31, 2014 $0.01
Dec 5, 2014 $1.06
Nov 20, 2014 $1.18
Nov 27, 2014 $1.18
Dec 4, 2014 $1.18
Dec 11, 2014 $1.18
Dec 18, 2014 $1.18
Dec 25, 2014 $1.18
Jan 1, 2015 $1.18
Jan 8, 2015 $1.18
Jan 15, 2015 $1.18
Jan 22, 2015 $1.18
Jan 29, 2015 $1.18
Feb 5, 2015 $1.18
Feb 12, 2015 $1.18
Feb 19, 2015 $1.18
Feb 26, 2015 $1.18
Mar 5, 2015 $1.18
Mar 12, 2015 $1.18
Mar 19, 2015 $1.18
Mar 26, 2015 $1.18
Apr 2, 2015 $1.18
Apr 9, 2015 $1.18
Apr 16, 2015 $1.18
Apr 23, 2015 $1.18
Apr 30, 2015 $1.18
May 7, 2015 $1.18
May 14, 2015 $1.18
May 21, 2015 $1.18
May 28, 2015 $1.18
Jun 4, 2015 $1.18
Jun 11, 2015 $1.18
Jun 18, 2015 $1.18
Jun 25, 2015 $1.18
Jul 2, 2015 $1.18
Jul 9, 2015 $1.18
Jul 16, 2015 $1.18
Jul 23, 2015 $1.18
Jul 30, 2015 $1.18
Aug 6, 2015 $1.18
Aug 13, 2015 $1.18
Aug 20, 2015 $1.18
Aug 27, 2015 $1.18
Sep 3, 2015 $1.18
Sep 10, 2015 $1.18
Sep 17, 2015 $1.18
Sep 24, 2015 $1.18
Oct 1, 2015 $1.18
Oct 8, 2015 $1.18
Oct 15, 2015 $1.18
Oct 22, 2015 $1.18
Oct 29, 2015 $1.18
Nov 5, 2015 $1.18
Nov 12, 2015 $1.18
Nov 19, 2015 $1.18
Nov 26, 2015 $1.18
Dec 3, 2015 $1.18
Dec 10, 2015 $1.18
Dec 17, 2015 $1.18
Dec 24, 2015 $1.18
Dec 31, 2015 $1.18
Jan 7, 2016 $1.18
Jan 14, 2016 $1.18
Jan 21, 2016 $1.18
Jan 28, 2016 $1.18
Feb 4, 2016 $1.18
Feb 11, 2016 $1.18
Feb 18, 2016 $1.18
Feb 25, 2016 $1.18
Mar 3, 2016 $1.18
Mar 10, 2016 $1.18
Mar 17, 2016 $1.18
Mar 24, 2016 $1.18
Mar 31, 2016 $1.18
Apr 7, 2016 $1.18
Apr 14, 2016 $1.18
Apr 21, 2016 $1.18
Apr 28, 2016 $1.18
May 5, 2016 $1.18
May 12, 2016 $1.18
May 19, 2016 $1.18
May 26, 2016 $1.18
Jun 2, 2016 $1.18
Jun 9, 2016 $1.18
Jun 16, 2016 $1.18
Jun 23, 2016 $1.18
Jun 30, 2016 $1.18
Jul 7, 2016 $1.18
Jul 14, 2016 $1.18
Jul 21, 2016 $1.18
Jul 28, 2016 $1.18
Aug 4, 2016 $1.18
Aug 11, 2016 $1.18
Aug 18, 2016 $1.18
Aug 25, 2016 $1.18
Sep 1, 2016 $1.18
Sep 8, 2016 $1.18
Sep 15, 2016 $1.18
Sep 22, 2016 $1.18
Sep 29, 2016 $1.18
Oct 6, 2016 $1.18
Oct 13, 2016 $1.18
Oct 20, 2016 $1.18
Oct 27, 2016 $1.18
Nov 3, 2016 $1.18
Nov 10, 2016 $1.18
Nov 17, 2016 $1.18
Nov 24, 2016 $1.18
Dec 1, 2016 $1.18
Dec 8, 2016 $1.18
Dec 15, 2016 $1.18
Dec 22, 2016 $1.18
Dec 29, 2016 $1.18
Jan 5, 2017 $1.18
Jan 12, 2017 $1.18
Jan 19, 2017 $1.18
Jan 26, 2017 $1.18
Feb 2, 2017 $1.18
Feb 9, 2017 $1.18
Feb 16, 2017 $1.18
Feb 23, 2017 $1.18
Mar 2, 2017 $1.18
Mar 9, 2017 $1.18
Mar 16, 2017 $1.18
Mar 23, 2017 $1.18
Mar 30, 2017 $1.18
Apr 6, 2017 $1.18
Apr 13, 2017 $1.18
Apr 20, 2017 $1.18
Apr 27, 2017 $1.18
May 4, 2017 $1.18
May 11, 2017 $1.18
May 18, 2017 $1.18
May 25, 2017 $1.18
Jun 1, 2017 $1.18
Jun 8, 2017 $1.18
Jun 15, 2017 $1.18
Jun 22, 2017 $1.18
Jun 29, 2017 $1.18
Jul 6, 2017 $1.18
Jul 13, 2017 $1.18
Jul 20, 2017 $1.18
Jul 27, 2017 $1.18
Aug 3, 2017 $1.18
Aug 10, 2017 $1.18
Aug 17, 2017 $1.18
Aug 24, 2017 $1.18
Aug 31, 2017 $1.18
Sep 7, 2017 $1.18
Sep 14, 2017 $1.18
Sep 21, 2017 $1.18
Sep 28, 2017 $1.18
Oct 5, 2017 $1.18
Oct 12, 2017 $1.18
Oct 19, 2017 $1.18
Oct 26, 2017 $1.18
Nov 2, 2017 $1.18
Nov 9, 2017 $1.18
Nov 16, 2017 $1.18
Nov 23, 2017 $1.18
Nov 30, 2017 $1.18
Dec 7, 2017 $1.18
Dec 14, 2017 $1.18
Dec 21, 2017 $1.18
Dec 28, 2017 $1.18
Jan 4, 2018 $1.18
Jan 11, 2018 $1.18
Jan 18, 2018 $1.18
Jan 25, 2018 $1.18
Feb 1, 2018 $1.18
Feb 8, 2018 $1.18
Feb 15, 2018 $1.18
Feb 22, 2018 $1.18
Mar 1, 2018 $1.18
Mar 8, 2018 $1.18
Mar 15, 2018 $1.18
Mar 22, 2018 $1.18
Mar 29, 2018 $1.18
Apr 5, 2018 $1.18
Apr 12, 2018 $1.18
Apr 19, 2018 $1.18
Apr 26, 2018 $1.18
May 3, 2018 $1.18
May 10, 2018 $1.18
May 17, 2018 $1.18
May 24, 2018 $1.18
May 31, 2018 $1.18
Jun 7, 2018 $1.18
Jun 14, 2018 $1.18
Jun 21, 2018 $1.18
Jun 28, 2018 $1.18
Jul 5, 2018 $1.18
Jul 12, 2018 $1.18
Jul 19, 2018 $1.18
Jul 26, 2018 $1.18
Aug 2, 2018 $1.18
Aug 9, 2018 $1.18
Aug 16, 2018 $1.18
Aug 23, 2018 $1.18
Aug 30, 2018 $1.18
Sep 6, 2018 $1.18
Sep 13, 2018 $1.18
Sep 20, 2018 $1.18
Sep 27, 2018 $1.18
Oct 4, 2018 $1.18
Oct 11, 2018 $1.18
Oct 18, 2018 $1.18
Oct 25, 2018 $1.18
Nov 1, 2018 $1.18
Nov 8, 2018 $1.18
Nov 15, 2018 $1.18
Nov 22, 2018 $1.18
Nov 29, 2018 $1.18
Dec 6, 2018 $1.18
Dec 13, 2018 $1.18
Dec 20, 2018 $1.18
Dec 27, 2018 $1.18
Jan 3, 2019 $1.18
Jan 10, 2019 $1.18
Jan 17, 2019 $1.18
Jan 24, 2019 $1.18
Jan 31, 2019 $1.18
Feb 7, 2019 $1.18
Feb 14, 2019 $1.18
Feb 21, 2019 $1.18
Feb 28, 2019 $1.18
Mar 7, 2019 $1.18
Mar 14, 2019 $1.18
Mar 21, 2019 $1.18
Mar 28, 2019 $1.18
Apr 4, 2019 $1.18
Apr 11, 2019 $1.18
Apr 18, 2019 $1.18
Apr 25, 2019 $1.18
May 2, 2019 $1.18
May 9, 2019 $1.18
May 16, 2019 $1.18
May 23, 2019 $1.18
May 30, 2019 $1.18
Jun 6, 2019 $1.18
Jun 13, 2019 $1.18
Jun 20, 2019 $1.18
Jun 27, 2019 $1.18
Jul 4, 2019 $1.18
Jul 11, 2019 $1.18
Jul 18, 2019 $1.18
Jul 25, 2019 $1.18
Aug 1, 2019 $1.18
Aug 8, 2019 $1.18
Aug 15, 2019 $1.18
Aug 22, 2019 $1.18
Aug 29, 2019 $1.18
Sep 5, 2019 $1.18
Sep 12, 2019 $1.18
Sep 19, 2019 $1.18
Sep 26, 2019 $1.18
Oct 3, 2019 $1.18
Oct 10, 2019 $1.18
Oct 17, 2019 $1.18
Oct 24, 2019 $1.18
Oct 31, 2019 $250.41

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