Add new delicacies of food recipes to customers

Phillip

Githunguri Village, Kenya

12% repaid

Entrepreneur

Name

Phillip

Member since

April 2014

On-time repayments

174 installments  •  2%

About Me

My name is Philip Githui Mwaniki.I am 28 years old..I am a resident and also a small businessman from Githunguri town,outskirts of Kiambu ,Kenya.The village is located 500 meters away from the Ting'ang'a shopping Centre and the Main Murang'a highway.I am a law abiding kenya citizen and a father too.I have one wife and three children whom we live together.We all attend Church every Sunday at the Pentecostal Harvest Church,Githunguri Parish,which is led by Bishop Isaac Natoshe,a mighty man of God.
I was educated in my primary level in Kiambu County,secondary level and later my college level which finished in the year 1998 and attained a Certificate in Entrepreneurship. Through the learning that i got from the college,i have applied it to my small business in the year2010,and it had been one of it's kind ever happened here in Githunguri Town and it's environs.thank you so much for shedding light into our business through your generous support. God bless Zidisha team.

My Business

Having completed my Certificate in Entrepreneurship, i thought it was wise to apply it to my own business.In the year 2010 i opened a small cafehotel here in Githunguri Centre.From the small capital i had from the saving of my previous part time job,i eventually opened a small hotel (Cafe)here at Githunguri Centre.I rented a room and bought some few plastic chairs & rounded plastic tables to accommodate my customers while being served.The business is managed by me and my wife and i have employed two more casual workers whom we work along together with my wife as team players in the hotel.
In order to have one's business approved to operate in this City,one has to clear with (a)the County health & Hygienic board,(b)Municipal inspectorate office and last (c)all workers must be examined by the District health department to be fit for the hotel hygienic standards.For me i have undergone all these and finally i was approved to operate my small cafe.Then licensed by the local authority and handed an annual operating permit.
In my cafe,you can get fast food services like tea,porridge,coffee,snacks,mandazis,chapatis,samosas,sausages,smokies and chips.
In the mean time i am planning to add more delicacies and more food tastes for the customers who keeps on asking or demanding each new day.Through your kind and generous financial support from Zidisha Microfinance ,i am planning to start cooking/preparing more favorite different types of foodsdishes for the customers satisfactions,and I will get large numbers of customers who will be coming for their desired tastes.As a result,my business will have grown to a higher level.As the saying goes: that the more the clients,the more the returns.
As for now i am capable of making a clean Ksh.1,500 equivalent to almost USD-18 dollars profit in a day's sales.This is after i have paid all the day's expenses including the wages for the workers.
Through your support my dream will come into a reality and one day i will be the owner of a bigger three star hotel.This will create more employment opportunities for our youths here in the village and also increase my net profit margin.I am looking forward for a positive response from the Zidisha team.Thank you all

Loan Proposal

THANK YOU FOR ANOTHER CHANCE.FOR THIS LOAN,MY BUSINESS WILL GROW.I WILL BUY NEW RAW FOOD STUFFS FROM THE SUPER~MARKET(wheat flour,corn flour,rice,minced meat & bone meat,chicken among others for the final products like chapati,ugali,samosas,rice respectively )FOR MY EVER DAILY CUSTOMERS.IMMEDIATELY MY LOAN GET FUNDED I WILL BE MUCH READY TO START PREPARING\COOKING THE NEW KENYAN DELICACIES CUISINE TO SATISFY MY DAILY CUSTOMERS NEEDS.THIS WILL MAKE MY DAILY TURNOVER TO GROW.I WILL BE ABLE TO EMPLOY ONE MORE STAFF WHO IS MEDICALLY FIT AND HAS A CATERING EXPERIENCE TO FASTEN THE SERVICES TO MY CUSTOMERS .THANK YOU FOR THE EMPOWERMENT AND SUPPORT. KINDLY LENDERS SUPPORT MY BUSINESS TO GROW.THANK YOU AND WELCOME.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jul 14, 2014

Repayment status

Late

Projected term

40 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

S

smithman234

port hope, Canada

JimVandegriff

Trinidad, California, United States

fairspirit

Utrecht, Netherlands

Sarasota

Sarasota, Fl, United States

Jamal Hamou

Cascadia, Canada

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  • Jamal Hamou    Mar 8, 2018

    Hi Phillip,

    Do you plan on repaying this loan? Repayments help the community continue to offer loans to others. We depend on repayments to keep the cycle going. This is how we can all avoid the large interest charged by banks.

    Let us know how you are doing.

    Blessings,
    Jamal

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  • Phillip    Feb 11, 2015

    To all the lenders and zidisha management.It has been a good year(2015) for me since i can now predict of gaining more customers after my hotel closure late last year due to short illness.I am pleading to the zidisha team to update my payment table so that i can be up to date.I am now fully back in my business and i will now be paying on weekly basis.Thank you and have a successful day.Regards.

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  • Phillip    Feb 11, 2015

    It has been a good year for me since i can now predict of gaining more customers after my hotel closure late last year.I am pleading to the zidisha team to update my payment table so that i can be up to date.I am now fully back in my business and i will now be paying on weekly basis.Thank you and have a successful day.Regards.

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  • Phillip    Dec 3, 2014

    Kindly accept my apology in advance for being late in my loan repaying.For now the business has been down in sales and i am wishing to request for a lower amount that i can afford for now.I will reschedule later for a larger amount once my hotel resumes it's normal sales.Kindly i will appreciated for the new schedule.Your Phillip Mwaniki.

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  • Phillip    Dec 3, 2014

    Kindly accept my apology in advance for being late in my loan repaying.For now the business has been down in sales and i am wishing to request for a lower amount that i can afford for now.I will reschedule later for a larger amount once my hotel resumes it's normal sales.Kindly i will appreciated for the new schedule.Your Phillip Mwaniki.

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  • GalantnostS    Oct 2, 2014

    Hi Phillip, I see that you have missed several payments despite rescheduling. Could you update us on the situation?

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    • Phillip    Oct 8, 2014

      Hi GalantnostS,
      I am sorry for not updating you on the goings.For now the business is abit slow and i am expecting to repay my loan from next week on Friday.I am sorry for any inconveniences and promise not to be late again.Thank you and have a good day.

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  • Phillip    Sep 17, 2014

    Hi to all the lending panel & the zidisha team.Today has been a good day for me though it was rain for the last one hour.I am at the hotel as usual and most of the customers are coming for their favorite African tea,which is good especially on this time of the rain.I'm preparing to send my loan payments by Saturday.I have prepared it in plenty and i am happy to be serving them courtesy of Zidisha team support.Thank you and have a blessed day.

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  • Phillip    Sep 10, 2014

    HALLO MY ESTEEM LENDERS AND ALL ZIDISHA TEAM FRATERNITY.IT IS MY HOPE THAT YOU ARE DOING FINE AND MARVELLOUS.I AM APPEALING TO THE ENTIRE ZIDISHA TEAM AND THE LENDING PANEL TO PLEASE CHANGE MY PAYMENT DATE TO 16\09\2014.THIS WEEK WAS ABIT TIGHT AS I WAS PAYING THE BUSINESS RENT AND ALSO SALARY TO MY EMPLOYEES.KINDLY I AM PROMISING TO PAY THE NEXT INSTALLMENTS EARLY TO AVOID ANY INCONVINIENCES IN FUTURE.HAVE A FRUITFUL WEEK TO YOU ALL.

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  • Phillip    Aug 20, 2014

    Hallo Zidisha team,it's my prayer that you are still doing excellent and making us to prosper in our businesses.
    Iam kindly requesting the zidisha fraternity to please give me some more time like 1 week recess then i can restart paying my loan again.the reason is that i had spent this week profit by paying the rent plus the renewal of my business lisence.I have rescheduled my payment day to 26th of August,2014.I will be ready come that date.thanks for considering my pledge.
    Yours faithfully,
    Phillip Mwaniki

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  • Phillip    Jul 23, 2014

    Hallo my lenders and the zidisha team.Truly you are doing good for your generosity and kind contributiions in my small hotel.I was able to add new food recipes and my customers have started responding positively.
    It is my wish t request the zidisha management to change my installment to abit smaller figure to Ksh.550. for the time being.I am therefore going to deposit the money today on 22nd july 2014,in your paybill account.Thank you for walking with me in boosting my business.Once again thank you so much.

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  • Phillip    Jul 12, 2014

    Thank you all the lenders who had really supported my small hotel.Especially fairsprit,GalantnostS,goodwithoutgod,Jamal,JimVandegriff,RichardKent,smithman234,smithman321,Zal0m0n, and the Zidisha Matching Loan Fund for your generous support.I promise you all that i will be loyal and faithful in the repayments period and punctual too,just as you have demonstrated from your hard earned money and entrusted me to expand my business.Once again your support in much appreciated.Thank you so much.Phillip Mwaniki,Kenya.

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    • JimVandegriff    Jul 12, 2014

      I'm very glad we were able to get you funded this time, Philip. Best of luck in your business!

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      • Phillip    Aug 18, 2014

        Thanks JimVandegriff.I have finally bought the different recipes of different foods for my clients.Thanks a lot for your support and promise to be punctual in my loan payments through out my stay in Zidisha team.Thank you and welcome.

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  • Phillip    Jul 3, 2014

    I'm really humbled with the touch you LENDERS are offering to me.ToJimVerndegriff and goodwithoutgod,your funds are accepted and i promise to improve the business to the maximum.I register your support and much welcome to other LENDERS to support and complete this loan.Thank you in advance.

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  • Phillip    Jul 2, 2014

    Today being on Tuesday,it is around 12000hrs GMT,i opened my hotel on the normal working hours in the morning .I am still operating my small hotel,although with some difficulties with the new orders for the new delicacies i had introduced to my customers.It is my hope that this time round my loan will be funded fully and in -time so that i can start the new foods recipes.Thank you and kindly support this loan my dear lenders.Good day to you all.

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  • Phillip    Jun 30, 2014

    Thank you all my worthy lenders who had supported me in my earlier loan application bid.Although it got expired before fully funded,I wish to express my heartfelt thanks.
    Now i am back again and welcoming my worthy LENDERS to support my loan again.Thank you all and welcome.

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  • Phillip    Jun 27, 2014

    TO ALL LENDERS,
    I am welcoming other lenders to support my loan.My loan has only 4 days left before it expires.Kindly LENDERS,i welcome you all to bid my loan.Thanks so much for your support.

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  • Phillip    Jun 27, 2014

    dear lender dk1234,
    Thanks alot for your kind & generous support in my loan.Your support is much appreciated.I am praying that my loan will be funded in time.Thank you so much.

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  • Phillip    Jun 25, 2014

    hi eridan and BernadetteV,
    It is my humble aknowledgement for your support in my loan.It is my prayer that my loan will be fully funded before it expires.thank you and welcome.

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  • Phillip    Jun 25, 2014

    hi eridan and BernadetteV,
    It is my humble aknowledgement for your support in my loan.It is my prayer that my loan will be fully funded before it expires.thank you and welcome.

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  • Phillip    Jun 25, 2014

    hi eridan and BernadetteV,
    It is my humble aknowledgement for your support in my loan.It is my prayer that my loan will be fully funded before it expires.thank you and welcome.

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  • Phillip    Jun 18, 2014

    Thank you goodwithoutgod,Zidisha Matching Loan Fund and Genady for your support.I promise you that i will not let you down with the loan payments.Thank you and welcome.

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