Add new products to my shop,inventory of i.t items

Gilbert

Nyanchwa, Kenya

100% repaid

Entrepreneur

Name

Gilbert

Member since

May 2014

On-time repayments

38 installments  •  39%

About Me

Before I narrate my story let me pass my sincere thanks to the Zidisha team and the entire Zidisha Lenders for the first loan they awarded me since it improved my business greatly. Indeed I used the loan to buy two second hand computers which were in a good working condition I added on the three I had to make a total of five computers in my small cyber café and this made customers to flow in large numbers since my Internet Service Provider is faster as compared to the others. My story is not a long one since
I am a male adult aged 34 years with a wife and one child. Am the first born in a family of four children three boys and one girl a position that equips me with a lot of responsibilities. I come from Manga Isecha near Bobaracho market within Kisii County. I went through my education with only one parent. One may ask where was my father?. My story is a sad one. While I was 5 years old my father neglected our family and left my mum a lone. But my mum was a hard working lady with a lot of motivation from family and friends. Actually she managed to educate us up to form four levels. After my form four I joined one of the most well established colleges in Kisii town by then known as ST. ANN’S COLLEGE. Excellently I passed with a credit in the year 2003. Being obviously in Kenya there are no ready jobs after college. I employed my self as a qualified computer technician which involved the following: formatting of computers, programming computers and giving sort of consultation on the set up of internet and computer problem diagnosis, moreover advising them on a strategic position of a business. I managed to marry my beautiful wife in the year 2010 and we were blessed with a beautiful baby girl in 2011. Since my wife was not employed I set her up with a small business of shop ( Kiosk) selling of vegetables and fruits. The business flourished so greatly since in town we had ready market. Before Zidisha loan we were making a profit of Kshs 20,000, and when we were given a Zidisha loan ad added two computers as I stated above, now we are making a profit of Kshs. 30,000 per month.
Thank you Zidisha team and all my lenders.

God bless you..

My Business

Am operating my cyber café which I added two computers after I was given a zidisha loan. Since am in the industry of computer technician and my wife operates a shop we are able to get our daily bread and also do some savings which accompanies some expenses as here below:

Income from the shop; USD 224.401 per month
From my own self employment USD 280.502 per month

Expenses:
Food: USD 56.1004 per month
Since we stay in town we pay rent of USD 67.3204
Clothing: USD 22.4401
Transport: USD 16.8301
Electricity bill: USD 11.2201
Water bill USD 11.2201
When I informed my wife about Zidisha loan on their terms and conditions, she gave me a go a head to borrow and we agreed to cut our expenses in order to be able to repay back the loan as below:

Food: USD 33.6602
On rent we agreed to move to a cheaper house amounting to USD 39.2702
Clothing: USD 13.4641
Transport: USD 11.2201
Meaning that in a month we are able to save USD 53.8563 so as to repay our loan. Thank you

Gilbert Migiro says ‘ Zidisha lenders future for the unempoyed’.

Loan Proposal

Once I get this loan I will add new products to my shop and come up with a modern inventory of I.T (Information Technology) products. Since am in this industry for so long I understand very well the needs of the clients in this industry of I.T. To mention a few on how to be a head of my competitors is in the area of well equipped with enough stock, cheap in prices, qualified staff, set up of a business and giving incentives. I will buy the following which by now am not capable of selling them: RAM which costs around Kshs.1,500, flash disks each at Kshs.1,000, Both internal and external hard disks each at Kshs. 5,000 to mention but a few. So lenders if I qualify for this loan then by business in this industry will flourish within a short time.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$84.00

Date disbursed

Jul 24, 2014

Repayment status

On Time

Projected term

3 months

Other loans

Lenders

H

Hotaru

Melbourne, Australia

fairspirit

Utrecht, Netherlands

H

howard

Vence, France

Sarasota

Sarasota, Fl, United States

Scotts5320

New York, United States

T

thebonseung

Republic of Korea

Matching Fund

Sterling, United States

Ask Gilbert a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Johno Ellison    Mar 16, 2015

    Hi Gilbert, We haven't heard from you in a while - can you give us an update?

    Thanks

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  • Johno Ellison    Jan 7, 2015

    Hi Gilbert,

    Would you be able to give us an update on your situation?

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  • Gilbert    Nov 14, 2014

    Dear all lenders,
    Thanks for your loan in the first place. To me am not good but I hope you are well. I have been sick for the last two weeks. I have not been in my business and my wife also has been taking good care for me and we are staying at home for the moment to take medication mean while. Bit my lenders I have seen it important to adjust my weekly loan repayment to amount am capable of repaying and of now I will be repaying KES 500 and when I recover and get back unto my business I will then keep on with my normal repayments.
    THANKS BE BLESSED.

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  • Gilbert    Oct 23, 2014

    wowowowo my dear lenders this is fabulous of you all and this is amazing for you have done a great job by uplifting me form 10% to 81% and this shows your full commitment towards my loan approval. i congratulate you in everything and wish you God's blessings for the wonderful job you are doing not only to me but to all those who apply for the same loan. am sure my project now will speedup since we are approaching a Christmas festive which will create more room for my clients. thank you and i promise to to pay back in time so that others can as well get the loan. thanks in advance and i salute you all. lastly i beg all other lenders to assist me complete the remaining 19% kindly. thank you Zidisha team and all the lenders.

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  • Gilbert    Oct 23, 2014

    thanks very much lenders who are still assisting me in increasing my loan for approval. i still need more of your support for me to qualify. thanks very much in every support. God bless you all as you prepare to assist me.

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  • Harbard    Oct 21, 2014

    Hello lenders Gilbert Migiro is seriously in needy of hence please fund his loan in good time and as I can see his repayment record for the first loan was good and on time see even feed back lender.

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  • Gilbert    Oct 21, 2014

    Johno Ellison Thanks a lot for the bids you have given me and now am 9% and it is my humble request asking other lenders to fund my loan in time to enable me to finish my projects earlier.

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  • Gilbert    Oct 17, 2014

    THANK YOU THANK YOU FOR EVERYTHING MY DEAR LENDERS FOR THIS BIG BOOST.

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  • Gilbert    Oct 17, 2014

    Wooi wooi thanks tmarkus this very great in 20 minutes upon my application you have funded my loan up to 6%. Other lenders please do something

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  • Harbard    Oct 17, 2014

    I can see Gilbert you are doing very well, lenders have seen it necessary to fund you again I am praying for and now you are 6% in one day, hopefully you go through in good time.

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  • Gilbert    Oct 17, 2014

    I SALUTE YOU ALL MY DEAR LENDERS GOD BLESS YOU INA SPECIAL WAY FOR HAVING BOOSTED ME YOU MAY NOT UNDERSTAND BUT I TELL YOU YOU MADE ME A PERSON. THANK YOU AND GOD BLESS YOU AND YOUR FAMILIES

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  • Gilbert    Oct 17, 2014

    Dear all,
    My business from last week has been doing very well which is a good remarkable that in future it will do very great. Imagine lenders whereby my profits raised from USD 86 to USD 106. Therefore lenders yesterday I found it necessary to repay all my loan to enable me post for a new loan to catch up with the challenges which are facing now my cybercafe such as to add a skype equipment and at least to add 3 computers to satisfy my customers needs. Hopefully lenders you will fund my loan in good time to enable me go as per my proposal.
    Thank you and God bless you all.
    Find my photos here which sometimes describes my business very well.

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  • Gilbert    Sep 15, 2014

    THANKS VERY MUCH ZIDISHA TEAM FOR THE BIG HAND YOU GAVE TOWARDS MY PROJECT IT HAS REALLY BOOSTED ME BY FAR AND I SEE MYSELF IN A POSITION IN HANDLING GOOD BUSINESS IN FUTURE. THANKS VERY MUCH ZIDISHA TEAM

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  • Gilbert    Aug 6, 2014

    thanks very much for the big support you gave me a big hand. you really boosted me in my business and thank you in general and i promise to repay in time so that am able to get another loan in time. thank you all and be blessed.

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  • Gilbert    Jul 23, 2014

    i still congratulate you ZIDISHA team as you have done a great job of lifting me to 86% and now am seeing myself in the loan box. i further request all of you to get me the remaining 12% of USD 12.17 for my loan to be completed. i will be very happy for you big boost over my business as well as m y family. thank you ZIDISHA TEAM i salute you all. be blessed. thank you.

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  • Divican    Jul 23, 2014

    Hi,
    Gilbert your are at least some where
    Now Gilbert hopes are their for your loan

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  • jossy2011    Jul 22, 2014

    Hey,
    Am a newbies here,I have thrown a few dollars your way.I expect you to Rate me and recommend for a loan to me,
    I trust you shall reciprocate the gesture when I list for my loan soon,
    Best wishes!
    Thanks

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  • Gilbert    Jul 21, 2014

    thanks very much Zidishaa Team for this big boost of points i have now realized that you people you like helping by giving me an helping hand towards my loan approval. Now i can say that even my small business is now smiling. I now appeal to all lenders to assist me in completing the remaining balance of USD 50 thank you very much.

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  • Gilbert    Jul 17, 2014

    thanks a lot ZIDISHA team this is perfect of you i really appreciate you for this big deal you are doing for me. thank you

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  • Gilbert    Jul 17, 2014

    thanks very much ZIDISHA team for you have improved my loan approval status and looking forward for more points in the rain balance of USD 141 as i have remained with 9 more days. will be very happy to have my first loan approved in order for me to meet my goals as your support will enable my ends meet. thank you.

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