Add phone accesories and calling card
Esther
Ongata Rongai, Kenya
10% repaid
Entrepreneur
Name
Esther
Member since
March 2014
On-time repayments
73 installments • 11%
About Me
MY NAME IS ESTHER NYAMEMA,OF AGE 29YEARS.I GREW UP IN KISUMU. I COME FROM MIXED FARMING COMMUNITY. I WENT TO SCHOOL IN THE SAME PLACE; LIFE WAS NEVER EASY WITH A LOT OF CHALLENGES DUE TO HIGH POVERTY LEVELS. I WAS ABLE TO COMPLETE MY O-LEVEL EDUCATION AND LATER ON MOVED TO NAIROBI FOR A BETTER LIVING SINCE I COULD NOT JOIN ANY COLLEGE DUE TO FINANCIAL CONSTRAINTS.I WAS ABLE TO DO MENIAL JOBS UNTIL MY UNCLE OPENED AN MPESA SHOP FOR ME BECAUSE I HAD A CHILD AND LIFE WAS TOUGH.TODAY I LIVE IN ONGATA RONGAI WHERE I OPERATE A MOBILE TRANSFER SHOP (SAFARICOM MPESA SHOP). I HOPE TO EXPAND THE BUSINESS TO BE ABLE TO DO LARGER TRANSACTIONS AND CONTRIBUTE TO SUSTAINABILITY OF MY FAMILY.
MY BUSINESS HAS BEEN IN OPERATION FOR THREE YEARS AND I HAVE BEEN ABLE TO GET MY DAILY BREAD FROM. THE FACT THAT I HAVE LASTED THIS FAR AND THAT THE BUSINESS SHOWS GREAT SIGNS OF GROWTH PROVES THAT I AM CAPABLE OF DOING BETTER.
My Business
I OPERATE A MOBILE MONEY AND CALLING CARDS SHOP. WE TRANSFER MONEY VIA PHONES AND SELL CALLING CARDS AND ACCESSORIES AS WELL. I STARTED THE BUSINESS ABOUT THREE YEARS AGO TO PROVIDE FOR MYSELF AND MY SON. THE BIGGEST CHALLENGE TO MY BUSINESS IS HAVING ENOUGH MONEY TO TRANSFER WHAT WE CALL FLOAT. I NEED ENOUGH MONEY IN MY ACCOUNT TO TRANSFER AMOUNTS TO OTHER PEOPLE. I CURRENTLY HAVE A SMALL AMOUNT IN MY ACCOUNT WHICH LIMITS HOW MUCH I CAN TRANSACT ON BEHALF OF MY CLIENTS. I PLAN TO INCREASE MY FLOAT TO ATTRACT MORE CLIENTS AND SELL MORE CARDS.
THE BUSINESS PROVIDES FOR ME AND THAT MAKES ME PROUD. I ALSO SEE THE POTENTIAL OF GROWTH AND EXPANSION.
Loan Proposal
thanks zidisha for giving me this chance to post for the loan,i intend to use the loan to purchase phone accesories such as phone batteries,cables and earphones.i decided to allocate to it $100 and also add more calling cards which i allocated $50.in doing so i beleive i can get more profits and my bussiness expand to a higher level.my future plans is to ensure i have an mpesa shop which will go in hand with my current bussiness
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Apr 13, 2014
Repayment status
Late
Projected term
17 months
Lenders
Southampton, United Kingdom
United States
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