Emily
Olenguruone, Kenya
100% repaid
Name
Emily
Member since
July 2015
On-time repayments
363 installments • 76%
My name is Emily Njeri Karanja. I reside in olenguruone in Nakuru county.I am a second born in a family of 6 whereby all are unemployed. I studied in a school called Temoyetta Primary School, Njoro Girls , Mwangaza College and Kenya Methodist University. I have come from a very humble background but have realized that everything is possible if you believe that the sky is the limit to your future. I am married with one kid and would wish that my children live a better life than how I was brought up: not necessarily offering everything but reduce poverty life.
Due to limited jobs and the short durations they live, I started a business to help me manage my expenditures, take care of my parents at home and educate my brothers and sisters.
My main areas of expenditure are:rent for my business, bills, stock, school fees for my brothers and sisters, maintenance of my parents at home, my household expenditure in the family.
I hold a small business whereby I sell kids products. I find kids products an interesting job since every parent would wish to make his or her kid happy and will offer her kid the best out of her or his ability. in this regard I offer toys and clothing which are attractive and affordable to mostly the common mwananchi. I chose this kind of business because for one I like interacting with kids a lot as in even if I don't sell anything they always ask as they find it interesting and will give me a hope of selling the product another day. two: kids influences their parents and thus making your sales to rise. I also incorporated a cosmetic shop in the same job after loaning me previously. The most challenging costs in this business is transport since I operate in remote area where roads are very poor but at least I manage. The profits i get in this business is re-invested back to the business so as to expand the business, pay rent and bills and save.
With the savings I have, I will buy a transport motorbike of 1110 dollars and add stock of new clothes for 100 dollars . The new motorbike will be used on transport and can also be used during market days to assist the other motorbike on transporting good to the market.
If all goes well I am expecting my profits to raise by approximately 50 dollars a month and due to this I am trusting God that come next year I will buy a plot for constructing my own business house.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,008.00
Date disbursed
Dec 23, 2016
Repayment status
On Time
Projected term
13 months
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Amount repaid
$1,008.01
Amount remaining
$0.00
Date repaid
Aug 5, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 3, 2017 | $11.08 | Jan 2, 2017 | $11.08 |
Jan 10, 2017 | $5.04 | Jan 7, 2017 | $5.04 |
Jan 17, 2017 | $5.04 | Jan 7, 2017 | $5.04 |
Jan 24, 2017 | $5.04 | Jan 10, 2017 | $5.04 |
Jan 31, 2017 | $5.04 | Jan 17, 2017 | $5.04 |
Feb 7, 2017 | $5.04 | Jan 20, 2017 | $5.04 |
Feb 14, 2017 | $5.04 | Jan 25, 2017 | $5.04 |
Feb 21, 2017 | $5.04 | Jan 28, 2017 | $5.04 |
Feb 28, 2017 | $6.04 | Feb 2, 2017 | $5.04 |
Feb 4, 2017 | $1.01 | ||
Mar 7, 2017 | $6.04 | Feb 4, 2017 | $4.03 |
Feb 9, 2017 | $2.01 | ||
Mar 14, 2017 | $6.04 | Feb 9, 2017 | $4.03 |
Feb 12, 2017 | $2.01 | ||
Mar 21, 2017 | $6.04 | Feb 12, 2017 | $4.03 |
Feb 16, 2017 | $2.01 | ||
Mar 28, 2017 | $6.04 | Feb 16, 2017 | $4.03 |
Feb 17, 2017 | $2.01 | ||
Apr 4, 2017 | $4.03 | Feb 17, 2017 | $4.03 |
Apr 11, 2017 | $7.05 | Feb 21, 2017 | $7.05 |
Apr 18, 2017 | $7.05 | Feb 25, 2017 | $7.05 |
Apr 25, 2017 | $7.05 | Feb 28, 2017 | $7.05 |
May 2, 2017 | $8.06 | Mar 5, 2017 | $8.06 |
May 9, 2017 | $8.06 | Mar 8, 2017 | $8.06 |
May 16, 2017 | $10.07 | Mar 20, 2017 | $10.07 |
May 23, 2017 | $10.07 | Mar 22, 2017 | $10.07 |
May 30, 2017 | $10.07 | Apr 8, 2017 | $10.07 |
Jun 6, 2017 | $12.09 | Apr 18, 2017 | $12.09 |
Jun 13, 2017 | $12.09 | Apr 25, 2017 | $12.09 |
Jun 20, 2017 | $14.10 | May 3, 2017 | $12.09 |
May 12, 2017 | $2.01 | ||
Jun 27, 2017 | $14.10 | May 12, 2017 | $12.09 |
May 17, 2017 | $2.01 | ||
Jul 4, 2017 | $12.09 | May 17, 2017 | $12.09 |
Jul 11, 2017 | $20.15 | Jun 7, 2017 | $20.15 |
Jul 18, 2017 | $20.15 | Jun 15, 2017 | $20.15 |
Jul 25, 2017 | $20.15 | Jun 22, 2017 | $20.15 |
Aug 1, 2017 | $20.15 | Jun 27, 2017 | $20.15 |
Aug 8, 2017 | $25.18 | Jul 1, 2017 | $25.18 |
Aug 15, 2017 | $25.18 | Jul 16, 2017 | $25.18 |
Aug 22, 2017 | $25.18 | Jul 21, 2017 | $20.15 |
Jul 24, 2017 | $5.04 | ||
Aug 29, 2017 | $20.15 | Jul 24, 2017 | $20.15 |
Sep 5, 2017 | $30.22 | Aug 2, 2017 | $30.22 |
Sep 12, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Sep 19, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Sep 26, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Oct 3, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Oct 10, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Oct 17, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Oct 24, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Oct 31, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Nov 7, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Nov 14, 2017 | $30.22 | Aug 3, 2017 | $30.22 |
Nov 21, 2017 | $30.22 | Aug 5, 2017 | $30.22 |
Nov 28, 2017 | $30.22 | Aug 5, 2017 | $30.22 |
Dec 5, 2017 | $30.22 | Aug 5, 2017 | $30.22 |
Dec 12, 2017 | $30.22 | Aug 5, 2017 | $30.22 |
Dec 19, 2017 | $30.22 | Aug 5, 2017 | $30.22 |
Dec 26, 2017 | $30.22 | Aug 5, 2017 | $30.22 |
Jan 2, 2018 | $30.22 | Aug 5, 2017 | $30.22 |
Jan 9, 2018 | $30.22 | Aug 5, 2017 | $30.22 |
Jan 16, 2018 | $30.22 | Aug 5, 2017 | $30.22 |
Jan 23, 2018 | $14.80 | Aug 5, 2017 | $14.80 |
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