Stock of kids' clothing and toys
Emily Njeri
Olenguruone, Kenya
19% repaid
Entrepreneur
Name
Emily Njeri
Member since
July 2015
On-time repayments
363 installments • 76%
About Me
My name is Emily Njeri Karanja. I reside in olenguruone in Nakuru county.I am a second born in a family of 6 whereby all are unemployed. I studied in a school called Temoyetta Primary School, Njoro Girls , Mwangaza College and Kenya Methodist University. I have come from a very humble background but have realized that everything is possible if you believe that the sky is the limit to your future. I am married with one kid and would wish that my children live a better life than how I was brought up: not necessarily offering everything but reduce poverty life.
Due to limited jobs and the short durations they live, I started a business to help me manage my expenditures, take care of my parents at home and educate my brothers and sisters.
My main areas of expenditure are:rent for my business, bills, stock, school fees for my brothers and sisters, maintenance of my parents at home, my household expenditure in the family.
My Business
I hold a small business whereby I sell kids products. I find kids products an interesting job since every parent would wish to make his or her kid happy and will offer her kid the best out of her or his ability. in this regard I offer toys and clothing which are attractive and affordable to mostly the common mwananchi. I chose this kind of business because for one I like interacting with kids a lot as in even if I don't sell anything they always ask as they find it interesting and will give me a hope of selling the product another day. two: kids influences their parents and thus making your sales to rise. I also incorporated a cosmetic shop in the same job after loaning me previously. The most challenging costs in this business is transport since I operate in remote area where roads are very poor but at least I manage. The profits i get in this business is re-invested back to the business so as to expand the business, pay rent and bills and save.
Loan Proposal
I am planning to add more stock to my cosmetics shop by buying new arrivals on wigs, weaves and braids and other cosmetic products which will cost me ksh 70000. As the business picks I am intending to employ a stylist so that she can assist and work on clients so that we can also offer a salon service and increase sales. By doing that I will salon equipments like drier and blowdry which will cost me from ksh 20000. In addition to this I have to increase on uniforms kids clothes and kids shoes which will cost me ksh 80000. By doing this I am projecting to increase on sales, customers and profits and maybe in future open a new shop.
Feedback
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1
Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,828.11
Date disbursed
May 28, 2019
Repayment status
Late
Projected term
42 months
Cost to entrepreneur
Service fee: $72.57
Credit risk payment:
$435.45
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