Equipment and working capital for my bakery

Geoffrey Wafula

Eldoret, Kenya

37% repaid

Entrepreneur

Name

Geoffrey Wafula

Member since

May 2014

On-time repayments

135 installments  •  66%

About Me

I am 39 years old married to one wife with 2 children,the eldest daughter is in primary school class 5 while the younger is a son in baby class..
I am an accountant with Eldohosp Pharmaceuticals ltd. A private firm doing pharmaceuticals products distribution in Kenya.
I live in a slum estate known as Kamukunji /Bondeni in old Uganda road after Gituro quarry ,ask for moon light plot is well known house number 31 and 32 . plot number is 18/529/007
My wife and I started the small bakery business to boost our income to enable us have multiple streams of income so that we may have financial freedom.
My hobbies is listening to gospel music and reading the bible and traveling and my free time I go around the estate preaching to people and witnessing to the people about Jesus Christ as the Lord and savior

My Business

My business is Mandazi and queen cakes small bakery in Kamukunji / Bondeni estate of Eldoret .
We started the business two years ago ,our source of the earning from my employment and also the profit I make from the business.
The goods I sell to my customers are mainly Mandazi and queen cakes
Our customers prefer our business because we are always there to serve them and they never find us closed also my wife holds a certificate in comprehensive cookery and very soon will be doing diploma in the same these year starting April,her knowledge in the product enables our business to offer the best .Infact she is the one who is in full time in the job while most of my time Iam at my place of work,She is agood manager.
The business is profitable because there is high demand for the products that we are selling to them.The estate is densely populated .The risk my business faces is scarcity of products due to some times we unable to serve the entire population .
My typical monthly cost of running the business is US$ 205 while Gross profit or income before these expenses is usually approximately US$ 400.

Loan Proposal

Dear Lenders, I am so grateful to the loan you gave me at first and to this point I am able to take a higher Loan, I would like to request you for another Loan to help me increase my Business and as well as improve on the efficiency of business through education, this time i am going to use this loan to :-
1)-360 USD -purchase local (Juakali)baking machine bigger than the one i have.
2)-380 USD purchasing of the ingredients, baking flour,eggs,milk and sugar for the cakes
3)-600 USD -Pay collage fees for my wife who is in charged of the business she will be doing a diploma in cake baking and decoration starting April these year .
I believe the above funding will increase my business up to 300% and that move will enable me to repay early as before .Also I have planned to repay the money both from my business and employment.
Godbless you I look forward to your wise consideration.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,336.40

Date disbursed

Mar 16, 2015

Repayment status

Late

Projected term

83 months

Cost to entrepreneur

Service fee: $73.42

Lenders

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S_Begay

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F

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Dymero

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Brian

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Waterloo, Canada

seabass

New York, United States

D

Delph007

Den Haag, Netherlands

A

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Karlsruhe, Germany

J

jra299

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valentin

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Archie

Rochester, United States

Eduardo

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carlos vendrell

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A

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CharlieBfl

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N

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J

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J

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B

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A

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1

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M

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T

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F

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B

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B

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T

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F

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R

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J

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Quentin

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W

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D

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W

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T

tomdeneire

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B

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S

Serge

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B

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Cambridge, United Kingdom

G

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D

Dadiolafs

Vestmannaeyjar, Iceland

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Trondheim, Norway

WDMCC

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D

Dschejwoulff

München, Germany

M

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College Station, United States

C

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P

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P

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A

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R

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Sydney, Australia

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P

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A

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Graz, Austria

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B

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E

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S

samuk

Nottingham, United Kingdom

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Porterville, United States

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samiT

Brussels, Belgium

lorello

Vicopisano, Italy

I

Ilona

St Catharines, Canada

S

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mount horeb, United States

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Jouni

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D

dlugi

Krefeld, Germany

P

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Redmond, Oregon, United States

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Aastra

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dtsuji59

Brampton, Canada

K

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niedernhausen, Germany

J

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S

Scampi

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ATrain

Nashville, United States

W

Woodyrocks

London, United Kingdom

A

Atlantia

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braccino

Settimo Milanese MI, Italy

L

loistf

Madrid, Spain

T

tuttifrutti

tulare, United States

B

BClay

Campbell, United States

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tanio

Darmstadt, Germany

mauroandmichelle

Montreal, Canada

S

Sergio

Boise, United States

F

Frida

Uppsala, Sweden

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Melbourne, Australia

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Los Angeles, United States

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Toronto, Canada

J

janharg

Garland, Tx, United States

T

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Asheville, United States

FrederikMatthijs

ghent, Belgium

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Cheltenham, United Kingdom

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New York, United States

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UmSaeed

Southfield, United States

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Dionne

Pembroke, Bermuda

swendl

Iowa, United States

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JKorevaar

Springfield, Canada

A

amnesiac

Adelaide, Australia

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

skullyjo

Winnipeg, Canada

P

PetrusR

balmoral, Australia

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Kutztown, Pa, United States

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Needham, United States

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hivervan

watou, Belgium

B

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Magrath, Canada

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Yevrahs

Dallas, Texas, United States

R

Rachel

Vernon, Canada

Bruno

São Paulo, Brazil

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jerryq

Redding, United States

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lilbsedz

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Valis

Singapore, Singapore

P

PHU99

Zwingenberg, Germany

basicus

Cairo, Egypt

HMS_5th_Grade

Honolulu, United States

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charlotte, United States

S

sersche

Zurich, Switzerland

D

dweiner

Madison, United States

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Victoria BC, United Kingdom

C

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Toronto, Canada

chadgibbs

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JC

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Santa Monica, United States

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Norin

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F

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Tampa, United States

D

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Cheyenne, United States

K

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Bergen, Norway

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Riyadh, Saudi Arabia

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ROCHESTER, United States

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prashant

SUNNYVALE, United States

A

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San Francisco, United States

M

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Fairfax, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

Winona

Yakima, United States

J

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Minneapolis, United States

BF

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Montevideo, Uruguay

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chertsey, United Kingdom

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vancouver, Canada

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Alavus, Finland

D

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Eindhoven, Netherlands

W

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mobile, China

C

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Whanganui, New Zealand

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Los Angeles, United States

sbyun

Toronto, Canada

J

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Swansea, United Kingdom

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Pacific City, United States

A

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Oslo, Norway

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Florida, United States

I

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Haddon Heights, United States

B

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Granada, Spain

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Vancouver, Washington, United States

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Serene

Philadelphia, United States

DVM1417

Seaford, United States

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jocke

Stockholm, United States

GarmdGriek

Oslo, Norway

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johanwinnubst

Amsterdam, Netherlands

paulclinton

malaga, Spain

M

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Dallas, United States

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Menomonee Falls, United States

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Longueuil, Canada

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B

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Leeds, United Kingdom

3

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Beverly HIlls, United States

P

Paleomagick

Eldred, United States

Rena121

Sydney, Australia

gseletko

South Perth, Australia

S

smetis

Kananaskis, Canada

S

Sreval

Manly, Australia

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Hillsboro, Oregon, United States

P

Pavane

Kungsbacka, Sweden

L

lewisfamily

Bicester, United Kingdom

W

wilma95

napa, United States

D

danibm

Mannheim, Germany

A

alexanderdowns

mayfield heights, United States

S

Spelbreker

Zwijnaarde, Belgium

V

Volpone

Geneva, Switzerland

O

Ohio

Ohio, United States

I

inips

Oslo, Norway

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Singapore, Singapore

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rebtl

San Francisco, United States

D

doublehelix

Philadelphia, United States

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serenity

Amman, Jordan

P

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Frankfurt, Germany

A

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Schleinikon, Switzerland

S

seikatsu

Palo Alto, CA, United States

M

Mikel

Buchs, Switzerland

A

andprosper

World Peace, United States

andreatagliatti

Manchester, United Kingdom

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Canterbury, United Kingdom

Mrdressup

Brisbane, Australia

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

Svetlana3k

Harvard, United States

H

harrymore

Townsville, Australia

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Cazenovia, United States

M

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München, Germany

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Boston, United States

G

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Neuhausen, Germany

E

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Cincinnati, United States

J

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Dortmund, Germany

C

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The Colony, United States

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Clinton, United States

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Denver, United States

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Bend, United States

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Fort Bragg, United States

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Golden, Co, United States

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Wake Forest, United States

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Bergen, Norway

M

mibrahim51

Mountain View, United States

E

emilyeaton

New York, United States

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elourenco

Porto, Portugal

M

mueba

Frankfurt, Germany

Evan Lamos

Brussels, Belgium

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guggl

Vienna, Austria

M

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London, United Kingdom

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United States

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West Hollywood, United States

B

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Berkeley, CA, United States

O

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Brookline, MA, United States

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Zurich, Switzerland

W

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Milbrae, United States

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thegreek1020

San Jose, United States

cc5alive

Los Angeles, United States

J

Jonas

Linköping, Sweden

ColinHicks

Chichester, United Kingdom

L

lenders

United States

G

geoff

United States

camden01

Connecticut, United States

B

benlenarts

Netherlands

S

spivurno

United States

M

meric

Australia

S

simonista

United States

M

Michi

Switzerland

J

jdallatezza

United States

A

ATMiller

United States

R

richardbrewster

United Kingdom

K

Karpet

Faroe Islands

E

eliastheroux

United States

T

tiojoca

Portugal

M

mitchmk84

United States

B

BarbG

United States

joshuacollinson

Vienna, Austria

R

rbaxter

United Kingdom

K

Kimbo

Vietnam

G

gsh589

United Kingdom

C

condo86

United States

A

ajayhk

San Jose, United States

C

cathyu2crazy

United States

smastermind

Jerusalem, Israel

J

jbhernan

United States

E

ewaters1

Australia

Agerfar

Aarhus, Denmark

E

expatri

United States

C

CraigInCo

United States

mepster

San Francisco, Ca, United States

L

Linda

United States

VK

Vasily Kudrin

Moscow, Russia

chriseyre

Fremont, Ca, United States

H

hedyeyre

United States

S

simonthompson99

United Kingdom

S

Sophia20450

United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

D

dscottprod

United States

AndrewNeu

Ho Chi Minh, Vietnam

G

GDean

United States

J

JonAlec

United States

D

Desteli

United States

T

tehmle

United States

T

Tim47

United States

M

Medagan

San Franciso, United States

dpollard

United States

A

afrakhan

United Kingdom

Adrien Norulak

Zurich, Germany

R

Rajendra

Jamkhed 413201 Maharashtr, India

soufee108

United States

T

tgambo2

United States

S

snowtigeress

United States

S

satheajay

United States

M

maddierae93

United States

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

adrianz

United States

J

JF2014

United States

M

M.Umar

Pakistan

K

Kebrenagast

New York, United States

M

mcgeefamilyny

United States

Andrew267

Birmingham, United Kingdom

P

Paul

United States

S

seanos

Nottingham, United Kingdom

M Jordan

United States

F

Foster

United Kingdom

M

Madtowner

United States

B

bwmoore

United States

AKWatson3

Norwalk, United States

G

Gordbarb

United Kingdom

E

ErinL

United States

A

andreab

United States

RJ

Ryan J Cotton

United States

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Tsay

Taipei, Taiwan

Lauren

United Kingdom

B

Barncat

United States

AL

Amy Luo

United States

Torsten Schreiber

Frankfurt, Germany

HC

Howard Cheng

New York City, United States

HW

Hans Weiss

Kiel, in the very north of Germany, Germany

Jerome

Switzerland

S

sa

Canada

S

Steve

United States

DR

Derek R

Australia

MW

Matt Willis

United States

KO

Kevin OBrien

Denver, CO USA, United States

D

dabatate

Saarbrücken, Saarland, Germany

JT

JW Tabacchi

United States

M

Maggie

Australia

Paul Buchheit

Mountain View, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Geoffrey a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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