Entrepreneur
Name
Joseph Ngumi
Member since
February 2013
On-time repayments
302 installments • 83%
About Me
My names are Joseph Ngumi Nganga. I was born in Nakuru county at a place called Rongai. We have lived in Rongai with my family for many years until I relocated to Nairobi in Dandora estate in the year 1990. I am a father of four children who have all completed schooling. They have also gone to college and successfully completed their courses. I live in plot number E429, Dandora phase Five. I operate a hardware shop at the estate and this has been a business that I have operated for more than twenty years.
My Business
My business of a hardware shop I started in the year 1992. The business is located in Dandora estate and at a strategic place where customers can be able to get the services easily. The main items that I sell in the hardware shop are cement,iron sheets, nails, wheelbarrows, barbed wire, mesh wires, and many other stuffs involving building and construction. This is a good business here especially with the opening up of other areas which require building and construction materials. the main challenges that affect the business are fluctuating prices of these items that I sell which is usually affected by world prices of fuel.
Loan Proposal
I intend to add stock as follows.
1) Modern Roofing Sheets ( Plastic)
2) Modern Plastic Ceiling Sheets
3) Building Steel Bars
4) Flooring Ceramics
5) Timbers
6) Paints
7) Wall Master Making Materials, Like Marbales Etc
8) Decorating Slaps
The cost might be higher than the amount am applying but i have to add from my current sales
Feedback
Positive
10
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,432.63
Date disbursed
Oct 8, 2017
Repayment status
On Time
Projected term
21 months
Cost to entrepreneur
Service fee: $60.11
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