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Joseph

Dandora, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Joseph

Member since

February 2013

On-time repayments

302 installments • 83%

About Me

My names are Joseph Ngumi Nganga. I was born in Nakuru county at a place called Rongai. We have lived in Rongai with my family for many years until I relocated to Nairobi in Dandora estate in the year 1990. I am a father of four children who have all completed schooling. They have also gone to college and successfully completed their courses. I live in plot number E429, Dandora phase Five. I operate a hardware shop at the estate and this has been a business that I have operated for more than twenty years.

My Business

My business of a hardware shop I started in the year 1992. The business is located in Dandora estate and at a strategic place where customers can be able to get the services easily. The main items that I sell in the hardware shop are cement,iron sheets, nails, wheelbarrows, barbed wire, mesh wires, and many other stuffs involving building and construction. This is a good business here especially with the opening up of other areas which require building and construction materials. the main challenges that affect the business are fluctuating prices of these items that I sell which is usually affected by world prices of fuel.

Loan Proposal

Dear lenders,
I am grateful for offering me another chance to make a loan on Zidisha website. I have done great things with the loan that I have gotten from the organization since I joined Zidisha microfinance. I wish to use this loan that I got from the microfinance to add more stock as well as improve on the services that I offer in my business.