Name
Benard
Member since
January 2014
On-time repayments
143 installments • 34%
I live in Magombo town located around 12 km from Keroka town, I come from a family of five; two boys and I. I reside in front of Zawadi Academy opposite a refueling station located on the kisii stage labeled “BIKUNDO PETROL” I am currently running a small cybercafé and photocopying business branded “MOKAYASPACE”. I pursued a diploma in Motor Vehicle Mechanics from Kitale Technical Training Institute and graduated in the year 2011. Before pursuing my studies further, I had for long harbored within me a determination to be in self employment as something to keep me busy and occupied. For two consecutive years now, I have been in direct control of this cyber business where I have witnessed a growth in the number of customers and an increase in the demand for internet services. My objectives are to expand my cyber business to a computing center where the local community can learn something about basic computer skills.
My cybercafé business has been favored by its present location next to a public passenger service stage and a school. Here, I daily receive a hefty number of customers requesting either for duplication their documents, or internet services. But remarkably, several among my clients have been enquiring whether I possibly could teach them something about basic computer skills especially on internet and other basic computing packages. Most of these clients are the people who either have children who have finished their O’Levels or just adults interested in learning computing. My business receives a huge of regular and prospective customers due to its location along next to a PSV stage and our position right in front of a local Academy hosting Primary school children where parents and teachers daily visit to receive my computer services including printing and photocopying of exams. This has been making it a primary factor good turning my business seeing me make up to 12000ksh in sales revenues and around 5600ksh in profits after settling electricity bills and rent bills. By acquiring equipments like routers, and adding a few computer machines I believe can enable me dole out my intended services. Most recently, we have had cases of insecurity around my locale especially robberies and break- ins but the local community policing groups have near successfully contained the menace.
I will use this loan to add new monitors the TFT kind to reduce power consumption since the CRT are not economical. Also I'll purchase a new router to increase the number of computers in internet connection. From the cyber profits I will be able to repay this loan on time. Thanks in advance
Positive
4
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$340.00
Date disbursed
Nov 25, 2014
Repayment status
Late
Projected term
27 months
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Amount repaid
$53.41
Amount remaining
$387.95
Expected completion
Mar 12, 2017
Status
Repaying late
Installment amount
$5.68
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 7, 2014 | $5.68 | Dec 7, 2014 | $5.68 |
Dec 14, 2014 | $1.14 | Dec 15, 2014 | $1.14 |
Dec 21, 2014 | $1.14 | Dec 21, 2014 | $1.14 |
Dec 28, 2014 | $1.14 | Dec 28, 2014 | $1.14 |
Jan 4, 2015 | $1.14 | Jan 4, 2015 | $1.14 |
Jan 11, 2015 | $1.14 | Jan 13, 2015 | $1.14 |
Jan 18, 2015 | $1.14 | Jan 25, 2015 | $1.14 |
Jan 25, 2015 | $1.14 | Jan 25, 2015 | $1.14 |
Feb 1, 2015 | $1.14 | Feb 3, 2015 | $1.14 |
Feb 8, 2015 | $1.14 | Feb 16, 2015 | $1.14 |
Feb 15, 2015 | $1.14 | Feb 16, 2015 | $1.14 |
Feb 22, 2015 | $1.14 | Mar 3, 2015 | $1.14 |
Mar 1, 2015 | $1.14 | Mar 3, 2015 | $1.14 |
Mar 8, 2015 | $1.14 | Mar 17, 2015 | $1.14 |
Mar 15, 2015 | $1.14 | Mar 17, 2015 | $1.14 |
Mar 22, 2015 | $1.14 | Mar 17, 2015 | $1.14 |
Mar 29, 2015 | $1.14 | Mar 23, 2015 | $1.14 |
Apr 5, 2015 | $1.14 | Apr 13, 2015 | $1.14 |
Apr 12, 2015 | $1.14 | Apr 13, 2015 | $1.14 |
Apr 19, 2015 | $1.14 | May 10, 2015 | $1.14 |
Apr 26, 2015 | $1.14 | May 28, 2015 | $1.14 |
May 3, 2015 | $1.14 | May 28, 2015 | $1.14 |
May 10, 2015 | $1.14 | May 28, 2015 | $1.14 |
May 17, 2015 | $1.14 | May 28, 2015 | $1.14 |
May 24, 2015 | $1.14 | May 28, 2015 | $1.14 |
May 31, 2015 | $1.14 | Jun 15, 2015 | $1.14 |
Jun 7, 2015 | $1.14 | Jun 15, 2015 | $1.14 |
Jun 14, 2015 | $1.14 | Jul 6, 2015 | $1.14 |
Jun 21, 2015 | $1.14 | Jul 6, 2015 | $1.14 |
Jun 28, 2015 | $0.57 | Jul 6, 2015 | $0.57 |
Jul 5, 2015 | $0.00 | ||
Jul 12, 2015 | $0.00 | ||
Jul 19, 2015 | $0.00 | ||
Jul 26, 2015 | $0.00 | ||
Aug 2, 2015 | $5.68 | Aug 5, 2015 | $5.68 |
Aug 9, 2015 | $5.68 | Aug 5, 2015 | $0.57 |
Sep 16, 2015 | $5.11 | ||
Aug 16, 2015 | $0.57 | Sep 16, 2015 | $0.57 |
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $0.00 | ||
Sep 6, 2015 | $0.00 | ||
Sep 13, 2015 | $0.00 | ||
Sep 20, 2015 | $0.00 | ||
Sep 27, 2015 | $2.27 | Nov 1, 2015 | $2.27 |
Oct 4, 2015 | $1.14 | Nov 1, 2015 | $1.14 |
Oct 11, 2015 | $0.00 | ||
Oct 18, 2015 | $0.00 | ||
Oct 25, 2015 | $0.00 | ||
Nov 1, 2015 | $0.00 | ||
Nov 8, 2015 | $0.00 | ||
Nov 15, 2015 | $0.00 | ||
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $5.68 | ||
Dec 6, 2015 | $5.68 | ||
Dec 13, 2015 | $5.68 | ||
Dec 20, 2015 | $5.68 | ||
Dec 27, 2015 | $5.68 | ||
Jan 3, 2016 | $5.68 | ||
Jan 10, 2016 | $5.68 | ||
Jan 17, 2016 | $5.68 | ||
Jan 24, 2016 | $5.68 | ||
Jan 31, 2016 | $5.68 | ||
Feb 7, 2016 | $5.68 | ||
Feb 14, 2016 | $5.68 | ||
Feb 21, 2016 | $5.68 | ||
Feb 28, 2016 | $5.68 | ||
Mar 6, 2016 | $5.68 | ||
Mar 13, 2016 | $5.68 | ||
Mar 20, 2016 | $5.68 | ||
Mar 27, 2016 | $5.68 | ||
Apr 3, 2016 | $5.68 | ||
Apr 10, 2016 | $5.68 | ||
Apr 17, 2016 | $5.68 | ||
Apr 24, 2016 | $5.68 | ||
May 1, 2016 | $5.68 | ||
May 8, 2016 | $5.68 | ||
May 15, 2016 | $5.68 | ||
May 22, 2016 | $5.68 | ||
May 29, 2016 | $5.68 | ||
Jun 5, 2016 | $5.68 | ||
Jun 12, 2016 | $5.68 | ||
Jun 19, 2016 | $5.68 | ||
Jun 26, 2016 | $5.68 | ||
Jul 3, 2016 | $5.68 | ||
Jul 10, 2016 | $5.68 | ||
Jul 17, 2016 | $5.68 | ||
Jul 24, 2016 | $5.68 | ||
Jul 31, 2016 | $5.68 | ||
Aug 7, 2016 | $5.68 | ||
Aug 14, 2016 | $5.68 | ||
Aug 21, 2016 | $5.68 | ||
Aug 28, 2016 | $5.68 | ||
Sep 4, 2016 | $5.68 | ||
Sep 11, 2016 | $5.68 | ||
Sep 18, 2016 | $5.68 | ||
Sep 25, 2016 | $5.68 | ||
Oct 2, 2016 | $5.68 | ||
Oct 9, 2016 | $5.68 | ||
Oct 16, 2016 | $5.68 | ||
Oct 23, 2016 | $5.68 | ||
Oct 30, 2016 | $5.68 | ||
Nov 6, 2016 | $5.68 | ||
Nov 13, 2016 | $5.68 | ||
Nov 20, 2016 | $5.68 | ||
Nov 27, 2016 | $5.68 | ||
Dec 4, 2016 | $5.68 | ||
Dec 11, 2016 | $5.68 | ||
Dec 18, 2016 | $5.68 | ||
Dec 25, 2016 | $5.68 | ||
Jan 1, 2017 | $5.68 | ||
Jan 8, 2017 | $5.68 | ||
Jan 15, 2017 | $5.68 | ||
Jan 22, 2017 | $5.68 | ||
Jan 29, 2017 | $5.68 | ||
Feb 5, 2017 | $5.68 | ||
Feb 12, 2017 | $5.68 | ||
Feb 19, 2017 | $5.68 | ||
Feb 26, 2017 | $5.68 | ||
Mar 5, 2017 | $5.68 | ||
Mar 12, 2017 | $7.27 |
guenter Apr 13, 2018
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