Entrepreneur
Name
Judy
Member since
February 2015
On-time repayments
164 installments • 69%
About Me
About Me
Am a first born in a family of three, a continuing student studying Nutrition in Rift valley Technical Training institute-Eldoret. As a kid i always dreamt of being an entreprenuer. Getting capital to begin my business was not easy, but with my little savings from jobs during vacations i was able to buy a dairy cattle which I sell the milk to the neighbour customers. Therefore I request zidisha for a little loan to boost my business in terms of capacity.
The business is situated at kokwao location and has been in operation for 8 months.
I started the business to fill a gap which existed at the location due to unmatched demand and supply.
I usually re- invest most of the profit the business has generated in order to increase the capital base.
With the zidisha loan, i will increase the number of dairy cattle. This will increase the milk yields currently available and also meet the demand of various customers
My Business
My Business
As i previously mentioned, the business deals with dairy cattle for provision of milk,
These milk customers buy frequently in order to satisfy their everyday needs.
There are several competitors in the area, however my business prides itself in being able to offer most affordable milk in terms of price.
The business faces risks such competition from similar businesses and also decreased purchasing power of consumers which usually characterise the post festive period.
Presently, the business generates 60 USD in a month in terms of profit.
Loan Proposal
Currently, the business can only handle and sell milk of around 30 litres a day and this is not sufficient to meet customers demand due to increased population.
The loan will be used in acquiring another dairy cattle to increase daily milk supply,hence increasing the business capacity.
________________________________________
Loan Proposal
When I get this loan Iam intending to use as below and I once again request my lenders to support me in order to meet the target:-
-Buy additional 1 dairy cow costing each Kes 80,000/.
-Buy a bull sement @ kes 5000/.
US Dollars 833.
This therefore will increase the no. of dairy cattle, thereby increasing the profit margin by 30% and creating employment to jobless young youths in the society.
Thanks.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$394.00
Date disbursed
Mar 1, 2016
Repayment status
On Time
Projected term
19 months
Other loans
Lenders
Muenster, Germany
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Summary
Amount repaid
$413.70
Amount remaining
$0.00
Date repaid
Jul 26, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 13, 2016 | $5.02 | Apr 1, 2016 | $5.02 |
| Mar 20, 2016 | $5.02 | Apr 1, 2016 | $5.02 |
| Mar 27, 2016 | $5.02 | Apr 1, 2016 | $5.02 |
| Apr 3, 2016 | $5.02 | Apr 17, 2016 | $5.02 |
| Apr 10, 2016 | $5.02 | Apr 17, 2016 | $5.02 |
| Apr 17, 2016 | $5.02 | Apr 17, 2016 | $5.02 |
| Apr 24, 2016 | $5.02 | Apr 17, 2016 | $5.02 |
| May 1, 2016 | $5.02 | May 2, 2016 | $5.02 |
| May 8, 2016 | $5.02 | May 2, 2016 | $5.02 |
| May 15, 2016 | $5.02 | May 2, 2016 | $5.02 |
| May 22, 2016 | $5.02 | May 2, 2016 | $5.02 |
| May 29, 2016 | $5.02 | Jun 15, 2016 | $5.02 |
| Jun 5, 2016 | $5.02 | Jun 15, 2016 | $5.02 |
| Jun 12, 2016 | $5.02 | Jun 15, 2016 | $5.02 |
| Jun 19, 2016 | $5.02 | Jun 15, 2016 | $5.02 |
| Jun 26, 2016 | $5.02 | Jul 1, 2016 | $5.02 |
| Jul 3, 2016 | $5.02 | Jul 1, 2016 | $5.02 |
| Jul 10, 2016 | $5.02 | Jul 1, 2016 | $5.02 |
| Jul 17, 2016 | $5.02 | Jul 27, 2016 | $5.02 |
| Jul 24, 2016 | $5.02 | Jul 27, 2016 | $5.02 |
| Jul 31, 2016 | $5.02 | Jul 27, 2016 | $5.02 |
| Aug 7, 2016 | $5.02 | Jul 27, 2016 | $5.02 |
| Aug 14, 2016 | $5.02 | Aug 25, 2016 | $5.02 |
| Aug 21, 2016 | $5.02 | Aug 25, 2016 | $5.02 |
| Aug 28, 2016 | $5.02 | Sep 1, 2016 | $5.02 |
| Sep 4, 2016 | $5.02 | Sep 8, 2016 | $5.02 |
| Sep 11, 2016 | $5.02 | Sep 11, 2016 | $5.02 |
| Sep 18, 2016 | $5.02 | Sep 11, 2016 | $5.02 |
| Sep 25, 2016 | $5.02 | Oct 1, 2016 | $5.02 |
| Oct 2, 2016 | $5.02 | Oct 1, 2016 | $5.02 |
| Oct 9, 2016 | $5.02 | Oct 1, 2016 | $5.02 |
| Oct 16, 2016 | $5.02 | Oct 16, 2016 | $5.02 |
| Oct 23, 2016 | $5.02 | Oct 16, 2016 | $5.02 |
| Oct 30, 2016 | $5.02 | Oct 31, 2016 | $5.02 |
| Nov 6, 2016 | $5.02 | Oct 31, 2016 | $5.02 |
| Nov 13, 2016 | $5.02 | Nov 18, 2016 | $5.02 |
| Nov 20, 2016 | $5.02 | Nov 21, 2016 | $5.02 |
| Nov 27, 2016 | $5.02 | Dec 2, 2016 | $5.02 |
| Dec 4, 2016 | $5.02 | Dec 12, 2016 | $5.02 |
| Dec 11, 2016 | $5.02 | Dec 12, 2016 | $5.02 |
| Dec 18, 2016 | $5.02 | Dec 12, 2016 | $5.02 |
| Dec 25, 2016 | $5.02 | Dec 30, 2016 | $5.02 |
| Jan 1, 2017 | $5.02 | Jan 2, 2017 | $5.02 |
| Jan 8, 2017 | $5.02 | Jan 11, 2017 | $5.02 |
| Jan 15, 2017 | $5.02 | Jan 19, 2017 | $5.02 |
| Jan 22, 2017 | $5.02 | Jan 23, 2017 | $5.02 |
| Jan 29, 2017 | $5.02 | Feb 2, 2017 | $5.02 |
| Feb 5, 2017 | $5.02 | Feb 2, 2017 | $5.02 |
| Feb 12, 2017 | $5.02 | Feb 13, 2017 | $5.02 |
| Feb 19, 2017 | $5.02 | Feb 21, 2017 | $5.02 |
| Feb 26, 2017 | $5.02 | Mar 2, 2017 | $5.02 |
| Mar 5, 2017 | $5.02 | Mar 12, 2017 | $5.02 |
| Mar 12, 2017 | $5.02 | Mar 12, 2017 | $5.02 |
| Mar 19, 2017 | $5.02 | Mar 21, 2017 | $5.02 |
| Mar 26, 2017 | $5.02 | Mar 28, 2017 | $5.02 |
| Apr 2, 2017 | $5.02 | Apr 7, 2017 | $5.02 |
| Apr 9, 2017 | $5.02 | Apr 7, 2017 | $5.02 |
| Apr 16, 2017 | $5.02 | May 3, 2017 | $5.02 |
| Apr 23, 2017 | $5.02 | May 3, 2017 | $5.02 |
| Apr 30, 2017 | $5.02 | May 3, 2017 | $5.02 |
| May 7, 2017 | $5.02 | May 9, 2017 | $5.02 |
| May 14, 2017 | $5.02 | May 16, 2017 | $5.02 |
| May 21, 2017 | $5.02 | May 27, 2017 | $5.02 |
| May 28, 2017 | $5.02 | Jun 4, 2017 | $5.02 |
| Jun 4, 2017 | $5.02 | Jun 4, 2017 | $4.93 |
| Jun 15, 2017 | $0.09 | ||
| Jun 11, 2017 | $5.02 | Jun 15, 2017 | $5.02 |
| Jun 18, 2017 | $5.02 | Jun 15, 2017 | $4.93 |
| Jul 4, 2017 | $0.09 | ||
| Jun 25, 2017 | $5.02 | Jul 4, 2017 | $5.02 |
| Jul 2, 2017 | $5.02 | Jul 4, 2017 | $1.92 |
| Jul 13, 2017 | $3.10 | ||
| Jul 9, 2017 | $5.02 | Jul 13, 2017 | $4.93 |
| Jul 20, 2017 | $0.09 | ||
| Jul 16, 2017 | $5.02 | Jul 20, 2017 | $5.02 |
| Jul 23, 2017 | $5.02 | Jul 20, 2017 | $5.02 |
| Jul 30, 2017 | $5.02 | Jul 20, 2017 | $5.02 |
| Aug 6, 2017 | $5.02 | Jul 20, 2017 | $5.02 |
| Aug 13, 2017 | $5.02 | Jul 20, 2017 | $2.92 |
| Jul 26, 2017 | $2.10 | ||
| Aug 20, 2017 | $5.02 | Jul 26, 2017 | $5.02 |
| Aug 27, 2017 | $5.02 | Jul 26, 2017 | $5.02 |
| Sep 3, 2017 | $5.02 | Jul 26, 2017 | $5.02 |
| Sep 10, 2017 | $5.02 | Jul 26, 2017 | $5.02 |
| Sep 17, 2017 | $5.02 | Jul 26, 2017 | $5.02 |
| Sep 24, 2017 | $5.02 | Jul 26, 2017 | $5.02 |
| Oct 1, 2017 | $5.02 | Jul 26, 2017 | $5.02 |
| Oct 8, 2017 | $2.33 | Jul 26, 2017 | $2.33 |
David Jun 16, 2019
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