Entrepreneur
Name
Joyce
Member since
February 2015
On-time repayments
82 installments • 18%
About Me
My full name is Joyce Wanjiku. I am married and I have one son. I am a Kenyan citizen born in Nyeri district. I went to school in Mukuruweni division and did my primary exam in 1986. I joined form 1 at Nakuru High and finished in 1990. I later joined Mombasa Pwani Commercial College in 1990 -1991. I worked as a tailor for 5 years in employment, and now I run my own business. Since 2012, I have been in the tailoring business so I am known in Mtwapa for that business.
My Business
Apart from tailoring, farming vegetables, and rearing chicken & quails, my husband is a pastor and I make clothes from cotton kitenge [East African fabric] and sell to women who love African kitenge. My kitenge products are of international standards. In a good month I can sell clothes worth $100. Personally I make clothes that rock the market, especially during weddings and other functions.
Currently we don’t do embroidery because the machine we had failed, so I am looking for resources to buy a new or a refurbished embroidery machine.
Loan Proposal
Once more I thank you my lenders for the first loan which helped me get a refurbished embroidery machine.
Due to the rising demand for Kitenge clothes I intend to increase the stock of new kitenge material to increase the production level to cater for the market demand. I intend to buy a new stock of 12 new kitenge pieces which will cost me Kes 14920 and coloured thread costing Kes 3200/ This will raise the levek of the stock available for production.
On selling the expected production out of this stock I am expecting to make Kes 24000, creating a gross profit of Kes 4000 which I shall plough into the business to improve the production further and also help in the repayment of this loan.
As a measure to give back to the society I intend to buy a wireless microphone for the church where my husband is pastoring. This unit will cost Kes 12500.
I pray you my lenders to fund this loan so that I can do all that I have planned and to help at the church. God bless you my lenders as you lend not only to me but to others also.
About Me
About Me
My full names are Joyce wanjiku,i am married I have one son. Am a Kenyan citizen born in nyeri district. I went to school in mukuruweni division and did my primary exam in 1986 I joined form 1 in nakuru high and finished 1990 I later joined Mombasa pwani commercial college in 1990 -1991. . I worked as tailor for 5 years in employment and now, due to joblessness I run my business. Since 2012 have been in tailoring business so am known in mtwapa for that business.
I now thank you for giving me this opportunity to make this application to improve the level of my business.
My Business
My Business
Apart from tailoring, farming, rearing chicken & quails, vegetables and my husband is a pastor and I make clothes from cotton kitenge and sell to women who love African kitenge my kitenge products are of international standards. In a good moth I can sell clothes worth $100.Personally i make clothes that rock the market especially during weddings and other functions. Thanks for the first loan that has helped me get a refurbished embroidery machine. Now I have been able to improve the quality of the clothes I am making. My desire now is to to raise the level of production by increasing the stock especially of the new Kitenge materials. This will help me move a step hiher in my effort to satisfy the high demand for the kitenge clothes.
Loan Proposal
Once more I thank you my lenders for the first loan which helped me get a refurbished embroidery machine.
Due to the rising demand for Kitenge clothes I intend to increase the stock of new kitenge material to increase the production level to cater for the market demand. I intend to buy a new stock of 12 new kitenge pieces which will cost me Kes 14920 and coloured thread costing Kes 3200/ This will raise the levek of the stock available for production.
On selling the expected production out of this stock I am expecting to make Kes 24000, creating a gross profit of Kes 4000 which I shall plough into the business to improve the production further and also help in the repayment of this loan.
As a measure to give back to the society I intend to buy a wireless microphone for the church where my husband is pastoring. This unit will cost Kes 12500.
I pray you my lenders to fund this loan so that I can do all that I have planned and to help at the church. God bless you my lenders as you lend not only to me but to others also.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$189.00
Date disbursed
Jul 6, 2015
Repayment status
Late
Projected term
17 months
Other loans
Lenders
United States
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