For an additional Epson printer

Lilian Kikuvi

Miwani, Kenya

36% repaid

Entrepreneur

Name

Lilian Kikuvi

Location

Miwani, Kenya

On-time repayments

267 weekly installments  •  100%

About Me

My name is Lilian Kikuvi. I am in my mid 40s. My business is 7years old. Its not a big business but it provides for my basic needs. i have not managed to expand it greatly but i have managed to educate, build, farm, meet daily needs though my business. i like it so much.

i've come a long way from beginning with a single printer to buying several and going for reasonably good business with a reliable flow of customers.

My Business

My business started in 2011. I started with one computer, a printer, and a camera. I used to do computer services like typing, online services, computer trainings, taking & production of photos & photocopying.

The services offered are:
Typing, Printing, Photocopy, Scanning, Lamination, Binding, photography, making & printing of certificates , making of students cards online services like Ghris, KRA, emails, both opening of accounts and teaching, mobile phone charging, selling of stationery

Photographic: it’s my best business at the moment. It’s very quick service with low costs but a good profit.

Printing: Normally we print after typing or saved information in flash disks, or we download from the internet. This is also another profitable service. We charge 10 for every page printed, and sometimes we can print up to 50 pages in a day giving 500/-.
Internet services: We charge according to the time spent. The minimum amount being 10/-.
There are several online services required like production of payslips for civil servants, teachers, opening of e-mail accounts , production of pin & tax certificates, downloading needed information, etc

Scanning, Lamination & Binding.
This are one time jobs. They are not daily jobs, but they have good
profits. E.g scanning of 1 document is 30/-.

Lamination uses abit of electricity. We charge 50/- per copy, and the profit made is about 30/-.
Binding charges depend on the volumes and the profit is minimal.

On a normal day, I make a profit of about 800/-. This is not constant as in other days I can make a profit of over 2000/-. It varies between those ranges

Challenges
I mostly depend on electricity for 99% of my work. When there’s no electricity, or frequent power blackouts, I am out of business.

Prices change. Sometimes the prices of stock goes up & down. When up, we are not able to increase the prices as customers diminishes, so we are forced to stick to the normal prices to avoid losing customer and we therefore get lesser profits.

Current challenges & growth
normal business challenges but have managed to cope.

I would now like Zidisha to help me buy a water tank for my house.
The rainy season is almost here and i do not have enough water storage tanks, being in a semi-arid locality.

Kindly consider my request.
Thanks in advance.

Loan Proposal

I need to refurbish my business machines with new ones as the current ones have been exposed to wear & tear with age.
With the funds raised, i will be able to buy an Epson printer worth 25,000/-.
On clearing, I will apply to buy another A3 printer worth 50,000/-.

My Videos

Jul 5, 2021: Application for funding

Feedback

10

None

None

  • nicole    Feb 15, 2020

    My SECOND loan to Lilian - still great! I would definitely lend to you again!

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  • nicole    Oct 28, 2019

    Lilian paid on time & I would gladly lend to her again!!

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  • Don Williams    May 26, 2019

    Lilian, you have done well on this loan, your repayments have gone on to help others. Ta.

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  • Dana Whicker    Dec 8, 2016

    Lilian Kikuvi did an excellent job of repaying her loan.

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  • Sirko    Feb 12, 2015

    Loan fully repaid in time, thank you!

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  • Mårten    Jan 31, 2015

    After 27 regular payments, that Lilian paid either right in time or a day early, all I can say is Thank you very much, Good luck, and if you'd ever need another loan: I'll know you're good for it!

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  • Frenchie    Jan 30, 2015

    Lilian you are an excellent borrower & business woman! Wish you plenty of success in the future

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  • Sirko    Apr 18, 2014

    All repayments made in time. Thank you, Lilian!

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  • howard    Apr 17, 2014

    Thank you, Lilian, for your efficient repayments.

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  • Mårten    Apr 17, 2014

    Perfect!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$221.50

Date disbursed

Jul 12, 2021

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: 5% of $221.50 = $11.07

Lenders

Sundstroms

Falun, Sweden

Ingela

Falun, Sweden

P

PeterP

United Kingdom

Adam Fraser

Cambridge, United Kingdom

David

Canada

Leesa

Australia

B

Barbra

United States

B

Board

United States

Anya

Redmond, Washington, United States

W

wisdom2080

Fullerton, United States

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