For an additional Epson printer

Lilian Kikuvi

Miwani, Kenya

100% repaid



Lilian Kikuvi

Member since

July 2013

On-time repayments

313 installments  •  96%

About Me

My name is Lilian Kikuvi. I am in my mid 40s. My business is 7years old. Its not a big business but it provides for my basic needs. i have not managed to expand it greatly but i have managed to educate, build, farm, meet daily needs though my business. i like it so much.

i've come a long way from beginning with a single printer to buying several and going for reasonably good business with a reliable flow of customers.

My Business

My business started in 2011. I started with one computer, a printer, and a camera. I used to do computer services like typing, online services, computer trainings, taking & production of photos & photocopying.

The services offered are:
Typing, Printing, Photocopy, Scanning, Lamination, Binding, photography, making & printing of certificates , making of students cards online services like Ghris, KRA, emails, both opening of accounts and teaching, mobile phone charging, selling of stationery

Photographic: it’s my best business at the moment. It’s very quick service with low costs but a good profit.

Printing: Normally we print after typing or saved information in flash disks, or we download from the internet. This is also another profitable service. We charge 10 for every page printed, and sometimes we can print up to 50 pages in a day giving 500/-.
Internet services: We charge according to the time spent. The minimum amount being 10/-.
There are several online services required like production of payslips for civil servants, teachers, opening of e-mail accounts , production of pin & tax certificates, downloading needed information, etc

Scanning, Lamination & Binding.
This are one time jobs. They are not daily jobs, but they have good
profits. E.g scanning of 1 document is 30/-.

Lamination uses abit of electricity. We charge 50/- per copy, and the profit made is about 30/-.
Binding charges depend on the volumes and the profit is minimal.

On a normal day, I make a profit of about 800/-. This is not constant as in other days I can make a profit of over 2000/-. It varies between those ranges

I mostly depend on electricity for 99% of my work. When there’s no electricity, or frequent power blackouts, I am out of business.

Prices change. Sometimes the prices of stock goes up & down. When up, we are not able to increase the prices as customers diminishes, so we are forced to stick to the normal prices to avoid losing customer and we therefore get lesser profits.

Current challenges & growth
normal business challenges but have managed to cope.

I would now like Zidisha to help me buy a water tank for my house.
The rainy season is almost here and i do not have enough water storage tanks, being in a semi-arid locality.

Kindly consider my request.
Thanks in advance.

Loan Proposal

I need to refurbish my business machines with new ones as the current ones have been exposed to wear & tear with age.
With the funds raised, i will be able to buy an Epson printer worth 25,000/-.
On clearing, I will apply to buy another A3 printer worth 50,000/-.

My Videos

Jul 5, 2021: Application for funding





  • nicole    Feb 15, 2020

    My SECOND loan to Lilian - still great! I would definitely lend to you again!

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  • nicole    Oct 28, 2019

    Lilian paid on time & I would gladly lend to her again!!

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  • Don Williams    May 26, 2019

    Lilian, you have done well on this loan, your repayments have gone on to help others. Ta.

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Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 12, 2021

Repayment status

On Time

Projected term

5 months



Falun, Sweden


Falun, Sweden



United Kingdom

Adam Fraser

Cambridge, United Kingdom






Myles Johnson

United States



United States



United States



United States


Redmond, Washington, United States



Fullerton, United States

Ask Lilian a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lilian Kikuvi    Oct 12, 2022

    My dear Zidisha lenders, I am aware of my late payments in the current loan which i am servicing. It also pains me, this being the first time that i have defaulted. Kindly bear with me as i continue slowly paying. My husband's employment was terminated, and with this current financial crisis and drought we're experiencing in Kenya, i have become the sole bread winner and fee school payer for my children in school..
    I promise to fully pay my loan up to completion, Kindly permit me to keep paying small bits every week up to completion.
    Thanks and i appreciate Zidisha for the loan given.

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  • Lilian Kikuvi    Sep 30, 2022

    I got some emergencies at home and at the same time the business profits drastically went down with the closing of schools. I am slowly recovering with the schools having opened and will manage to pay all the loan due.

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  • Lilian Kikuvi    Aug 16, 2022

    Thanks so much my dear lenders.
    I will manage to buy a binding machine and do some maintenance to my machines. thanks alot

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  • Lilian Kikuvi    Aug 9, 2022

    Thanks so much my dear lenders. i managed to do maintenance for my photocopier.
    i now apply once again to add stock to my business and do some minor repairsI
    I look forward to a positive response.

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  • Lilian Kikuvi    Apr 27, 2022

    Thanks my dear lenders for funding my project.
    i will do maintenance to my copier and printers.
    i really do appreciate.
    thanks, Lilian.

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  • Emmanuel Mensah    Apr 22, 2022

    Accepty few offer please. ThankS

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  • Lilian Kikuvi    Apr 22, 2022

    Thanks so much my backers for the amount you loaned me.
    I managed to buy a printer which has been of so much benefit to me.
    I once again thank you so much.

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  • Lilian Kikuvi    Jul 12, 2021

    Thanks alot dear lenders. I will buy a machine that costs apprx.Ksh.25,000(Kenyan money).
    i really do appreciate Zidisha.

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  • Lilian Kikuvi    Feb 23, 2021

    Thanks my dear lenders for your kind support.
    you have always been of great help to me

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  • Lilian Kikuvi    Oct 6, 2020

    Thank you dear lenders for the loan.
    It will go into good use towards my business.

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  • Lilian Kikuvi    Sep 3, 2020

    I really need a loan to boost my business. The re-payment period, the credit risk make the loan unaffordable.
    I wish Zidisha can extend their repayment period and the credit risk for each loan. Why can't they make a way of customers saving with them to avoid default or create relationship?

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  • Lilian Kikuvi    Mar 26, 2020

    Dear Zidisha, I have cancelled my loan as I cannot afford to make payments at this time due to the lock down from the corona virus menace.
    Pls refund my MLF/CR for house use at this time that I am out of business. Once my business picks, I will consider loan application for developments. Thanks alot, Lilian

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  • Lilian Kikuvi    Feb 25, 2020

    Thank you dear lenders for the previous loan. It was of great help towards my farming project. I planted maize and beans and the production was good. I appreciate

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  • Lilian Kikuvi    Dec 3, 2019

    Thanks my lenders for the loan. It will help me do the planting of my seedlings as requested.

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  • Lilian Kikuvi    Oct 29, 2019

    Hallo dear lenders, thanks alot for the loan you gave. I've managed to pay it back within the stipulated time frame.
    I am really grateful, my water tank has been of great help within that 1 year of operation.

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  • Lilian Kikuvi    Aug 6, 2019

    Zidisha, update your records. Payment was made on 5/8/2019. I am getting a message requesting for the same.
    Attached is the Mpesa screenshot for the payment made.

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  • Lilian Kikuvi    Nov 16, 2018

    The reason for this application is because schools are on holiday. The flow of my customers who are normally from the surrounding schools drastically reduces with closing of schools. In Mid January once schools open, i'll re-adjust upwards.

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  • Lilian Kikuvi    Oct 31, 2018

    Thanks a lot my dear lenders. A photo of me next to the tank which i purchased after I topped the difference of the money you loaned me. The tank costed Ksh.70,000/-Thanks a lot, i appreciate.

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  • Lilian Kikuvi    Oct 18, 2018

    Thanks Joost for your consistent replies to my concerns. You were so concerned. Thanks alot.

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  • Lilian Kikuvi    Oct 18, 2018

    Thanks my dear lenders for funding me. I really appreciate. I'll top up to buy a 10000ltrs tank worth ksh. 70000k.thanks again.

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